Swap PENDLE for USD Coin (USDC XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 04:24
- Payout network
- XLM
- 24 hours
- +0.12%
One PENDLE buys 1.8789 USDC XLM right now; the other way round, 1 USDC XLM is 0.532225 PENDLE. Market over 24 hours: PENDLE against USDC XLM plus 0.12%. The week added minus 6.75%.
The weekly corridor ran from 1.6845 to 2.0151 USDC XLM, a spread of 19.63%.
The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap Pendle sits 129th ($321.86 M) and USD Coin 6th ($71.72 B). Daily moves of PENDLE and USDC over 90 days line up at 0 (they travel apart).
Who takes the PENDLE → USDC XLM route
- Sitting out the swingsPENDLE moved −22% over the past month. USDC tracks the dollar, so after the swap the value stops following PENDLE.
- A road both waysThe USDC XLM → PENDLE direction is open too, so going back into PENDLE takes the same route.
PENDLE → USDC XLM rate and amounts
1 PENDLE = 1.8789 USDC XLM
1 USDC XLM = 0.532225 PENDLE
Send PENDLE — receive USDC XLM
| PENDLE | USDC XLM |
|---|---|
| 10 | 18.789 |
| 50 | 93.9452 |
| 200 | 375.7808 |
| 2,000 | 3,757.81 |
| 10,000 | 18,789.04 |
| 50,000 | 93,945.21 |
Need USDC XLM — send this much PENDLE
| USDC XLM | PENDLE |
|---|---|
| 10 | 5.3223 |
| 50 | 26.6113 |
| 500 | 266.1126 |
| 2,000 | 1,064.45 |
| 20,000 | 10,644.5 |
| 100,000 | 53,222.51 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per PENDLE | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 1.8789 | 90.5141 PENDLE | ≈ $0.0047 | medium |
| Solana | 1.8789 | 90.5141 PENDLE | ≈ $0.00048 | fast |
| Polygon | 1.8789 | 90.5141 PENDLE | ≈ $0.0012 | fast |
| Arbitrum One | 1.8789 | — | ≈ $0.0029 | fast |
| BASE | 1.8789 | — | — | — |
| BNB Smart Chain (BEP20) | 1.8789 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 1.8789 | — | ≈ $0.0014 | fast |
| NEAR | 1.8789 | — | — | — |
| Optimism | 1.8789 | — | ≈ $0.00015 | fast |
| XLM open now | 1.8789 | — | — | — |
How the PENDLE → USDC XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in XLM and a way to reach you.
- Send PENDLE in Pendle for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending PENDLE
- The address network is XLM. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the PENDLE to USDC XLM rate has been
high 2.0151 USDC XLMlow 1.6845 USDC XLM
Oct 25, 2026 04:27Nov 1, 2026 04:27
high 2.4517 USDC XLMlow 1.7472 USDC XLM
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 2.7122 USDC XLMlow 1.2568 USDC XLM
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 3.1259 USDC XLMlow 1.0182 USDC XLM
Nov 1, 2025 03:00Oct 31, 2026 03:00
- 24 hours
- +0.12%
- Week
- −6.75%
- Weekly high
- 2.0151 USDC XLM
- Weekly low
- 1.6845 USDC XLM
- Spread
- 19.63%
Market data from CoinGecko as of Nov 1, 2026 02:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far PENDLE/USDC XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 1.8825 | 1.8236 | 1.8613 | +0.12% |
| Week | 2.0151 | 1.6845 | 1.9131 | −6.75% |
| Month | 2.4517 | 1.7472 | 2.134 | −22.02% |
| Quarter | 2.7122 | 1.2568 | 1.9624 | +34.29% |
Figures are in USDC XLM per unit sent, from market data.
Daily PENDLE → USDC XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 1.86 USDC XLM | +6.45% |
| Oct 30, 2026 | 1.7472 USDC XLM | −12.34% |
| Oct 29, 2026 | 1.993 USDC XLM | −0.11% |
| Oct 28, 2026 | 1.9953 USDC XLM | +2.37% |
| Oct 27, 2026 | 1.9491 USDC XLM | −0.58% |
| Oct 26, 2026 | 1.9604 USDC XLM | −2.32% |
| Oct 25, 2026 | 2.0069 USDC XLM | −1.43% |
Daily RubyCash rate: PENDLE → USDC XLM
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 1.8541 USDC XLM | 1.85 |
| Oct 31, 2026 | 1.8633 USDC XLM | 1.86 |
| Oct 30, 2026 | 1.8242 USDC XLM | 1.7707 |
| Oct 29, 2026 | 1.772 USDC XLM | 1.7815 |
| Oct 28, 2026 | 1.9971 USDC XLM | 1.9909 |
| Oct 27, 2026 | 2.0021 USDC XLM | 1.9913 |
| Oct 26, 2026 | 1.9523 USDC XLM | 1.9514 |
| Oct 25, 2026 | 1.9902 USDC XLM | 1.9809 |
| Oct 24, 2026 | 2.0033 USDC XLM | 2.0108 |
| Oct 22, 2026 | 2.0534 USDC XLM | 2.061 |
| Oct 21, 2026 | 2.1797 USDC XLM | 2.1807 |
| Oct 20, 2026 | 2.1698 USDC XLM | 2.1605 |
| Oct 19, 2026 | 2.073 USDC XLM | 2.0502 |
| Oct 18, 2026 | 2.0245 USDC XLM | 2.0104 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on PENDLE and USDC
Pendle PENDLE- Price
- $1.85
- 24 hours
- +0.14%
- Week
- −6.89%
- Market cap
- $321.86 M
- 24-hour turnover
- $45.53 M
- Rank by cap
- #129
- In circulation
- 173.91 M PENDLE
- Record price
- $7.50
USD Coin USDC- Price
- $1.00
- 24 hours
- +0.02%
- Week
- +0.05%
- Market cap
- $71.72 B
- 24-hour turnover
- $5.96 B
- Rank by cap
- #6
- In circulation
- 71.72 B USDC
- Record price
- $1.04
Source: CoinGecko, Nov 1, 2026 02:54.
Pendle against USD Coin
| Pendle (PENDLE) | USD Coin (USDC) | |
|---|---|---|
| Ticker | PENDLE | USDC |
| In circulation | 173.91 M PENDLE | 71.72 B USDC |
| Market cap | $321.86 M | $71.72 B |
| Rank by cap | #129 | #6 |
| Type | — | token |
| Network | — | XLM |
| Launched | — | 2018 |
| Built by | — | Circle |
| Supply cap | — | no cap |
Daily moves of PENDLE and USDC over 90 days line up at 0 — they travel apart.
Common questions: PENDLE → USDC XLM
What rate does PENDLE to USDC XLM run at?
As of Nov 1, 2026 04:24 it is 1 PENDLE = 1.8789 USDC XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.88.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending PENDLE, and that one goes to the blockchain, not to us.
How long does PENDLE to USDC XLM take?
The clock starts with confirmations: the order goes into work once Pendle confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC XLM arrive in?
The payout leaves in XLM. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the PENDLE to USDC XLM rate do this month?
The month came in at minus 22.02%. Low 1.7472, high 2.4517, middle 2.134 USDC XLM per PENDLE.
Can I go back, USDC XLM to PENDLE?
Yes, the reverse direction is open: 1 USDC XLM = 0.534904 PENDLE. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send PENDLE, receive something else
PENDLE → USDS1.8769
PENDLE → USDT Arbitrum1.882- PENDLE → USDT BEP201.882
- PENDLE → USDT AVAX C1.882
- PENDLE → USDT ERC201.882
- PENDLE → USDT NEAR1.882
- PENDLE → USDT OMNI1.882
- PENDLE → USDT Optimism1.882
