Swap PENDLE for USD Coin (USDC XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 16, 2026 22:23
- Payout network
- XLM
- 24 hours
- −3.45%
One PENDLE buys 2.237 USDC XLM right now; the other way round, 1 USDC XLM is 0.447027 PENDLE. Market over 24 hours: PENDLE against USDC XLM minus 3.45%. The week added plus 3.61%.
The weekly corridor ran from 1.9596 to 2.4103 USDC XLM, a spread of 23%.
The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap Pendle sits 120th ($383.46 M) and USD Coin 6th ($73.63 B).
Who takes the PENDLE → USDC XLM route
- Sitting out the swingsUSDC tracks the dollar: after the swap the value of your funds stops following PENDLE.
- A road both waysThe USDC XLM → PENDLE direction is open too, so going back into PENDLE takes the same route.
PENDLE → USDC XLM rate and amounts
1 PENDLE = 2.237 USDC XLM
1 USDC XLM = 0.447027 PENDLE
Send PENDLE — receive USDC XLM
| PENDLE | USDC XLM |
|---|---|
| 5 | 11.185 |
| 20 | 44.74 |
| 100 | 223.7001 |
| 1,000 | 2,237 |
| 5,000 | 11,185 |
| 20,000 | 44,740.02 |
Need USDC XLM — send this much PENDLE
| USDC XLM | PENDLE |
|---|---|
| 20 | 8.9405 |
| 100 | 44.7027 |
| 500 | 223.5136 |
| 5,000 | 2,235.14 |
| 20,000 | 8,940.54 |
| 100,000 | 44,702.71 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per PENDLE | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 2.237 | 90.5141 PENDLE | ≈ $0.051 | medium |
| Solana | 2.237 | 90.5141 PENDLE | ≈ $0.00049 | fast |
| Polygon | 2.237 | 90.5141 PENDLE | ≈ $0.0017 | fast |
| Arbitrum One | 2.237 | — | ≈ $0.0032 | fast |
| BASE | 2.237 | — | — | — |
| BNB Smart Chain (BEP20) | 2.237 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 2.237 | — | ≈ < $0.0001 | fast |
| NEAR | 2.237 | — | — | — |
| Optimism | 2.237 | — | ≈ $0.00017 | fast |
| XLM open now | 2.237 | — | — | — |
How the PENDLE → USDC XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in XLM and a way to reach you.
- Send PENDLE in Pendle for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending PENDLE
- The address network is XLM. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the PENDLE to USDC XLM rate has been
high 2.4103 USDC XLMlow 1.9596 USDC XLM
Sep 9, 2026 22:25Sep 16, 2026 22:25
- 24 hours
- −3.45%
- Week
- +3.61%
- Weekly high
- 2.4103 USDC XLM
- Weekly low
- 1.9596 USDC XLM
- Spread
- 23%
Market data from CoinGecko as of Sep 16, 2026 21:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far PENDLE/USDC XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 2.2916 | 2.1508 | 2.2275 | −3.45% |
| Week | 2.4103 | 1.9596 | 2.1532 | +3.61% |
Figures are in USDC XLM per unit sent, from market data.
The numbers on PENDLE and USDC
Pendle PENDLE- Price
- $2.21
- 24 hours
- −3.46%
- Week
- +4.8%
- Market cap
- $383.46 M
- 24-hour turnover
- $61.3 M
- Rank by cap
- #120
- In circulation
- 173.48 M PENDLE
- Record price
- $7.50
USD Coin USDC- Price
- $0.999651
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $73.63 B
- 24-hour turnover
- $19.38 B
- Rank by cap
- #6
- In circulation
- 73.66 B USDC
- Record price
- $1.04
Source: CoinGecko, Sep 16, 2026 21:24.
Pendle against USD Coin
| Pendle (PENDLE) | USD Coin (USDC) | |
|---|---|---|
| Ticker | PENDLE | USDC |
| In circulation | 173.48 M PENDLE | 73.66 B USDC |
| Market cap | $383.46 M | $73.63 B |
| Rank by cap | #120 | #6 |
| Type | — | token |
| Network | — | XLM |
| Launched | — | 2018 |
| Built by | — | Circle |
| Supply cap | — | no cap |
Common questions: PENDLE → USDC XLM
What rate does PENDLE to USDC XLM run at?
As of Sep 16, 2026 22:23 it is 1 PENDLE = 2.237 USDC XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $2.24.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending PENDLE, and that one goes to the blockchain, not to us.
How long does PENDLE to USDC XLM take?
The clock starts with confirmations: the order goes into work once Pendle confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC XLM arrive in?
The payout leaves in XLM. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can I go back, USDC XLM to PENDLE?
Yes, the reverse direction is open: 1 USDC XLM = 0.449277 PENDLE. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send PENDLE, receive something else
PENDLE → USDS2.2409
PENDLE → USDT Arbitrum2.2409- PENDLE → USDT BEP202.2409
- PENDLE → USDT AVAX C2.2409
- PENDLE → USDT ERC202.2409
- PENDLE → USDT NEAR2.2409
- PENDLE → USDT OMNI2.2409
- PENDLE → USDT Optimism2.2409
