Swap MORPHO for USD Coin (USDC NEAR)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 21:39
- Payout network
- NEAR
- 24 hours
- −5.41%
You get
USDC NEAR
Start the order
USDC NEAR
The figure is indicative; the exact amount is locked in the order.
Today MORPHO goes for 2.2623 USDC NEAR, and USDC NEAR goes for 0.442026 MORPHO. Market over 24 hours: MORPHO against USDC NEAR minus 5.41%. The week added plus 7.64%.
The weekly corridor ran from 1.9989 to 2.3983 USDC NEAR, a spread of 19.98%.
The payout leaves in the NEAR network, so the receiving address has to belong to that network. By market cap Morpho sits 59th ($1.6 B) and USD Coin 6th ($71.53 B). Daily moves of MORPHO and USDC over 90 days line up at -0.03 (they travel apart).
Who takes the MORPHO → USDC NEAR route
- Sitting out the swingsMORPHO moved −10.62% over the past month. USDC tracks the dollar, so after the swap the value stops following MORPHO.
- A road both waysThe USDC NEAR → MORPHO direction is open too, so going back into MORPHO takes the same route.
MORPHO → USDC NEAR rate and amounts
1 MORPHO = 2.2623 USDC NEAR
1 USDC NEAR = 0.442026 MORPHO
Send MORPHO — receive USDC NEAR
| MORPHO | USDC NEAR |
|---|---|
| 5 | 11.3116 |
| 20 | 45.2462 |
| 100 | 226.231 |
| 1,000 | 2,262.31 |
| 5,000 | 11,311.55 |
| 20,000 | 45,246.2 |
Need USDC NEAR — send this much MORPHO
| USDC NEAR | MORPHO |
|---|---|
| 20 | 8.8405 |
| 100 | 44.2026 |
| 500 | 221.013 |
| 5,000 | 2,210.13 |
| 20,000 | 8,840.52 |
| 100,000 | 44,202.6 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per MORPHO | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 2.2623 | 95.3289 MORPHO | ≈ $0.0062 | medium |
| Solana | 2.2623 | 95.3289 MORPHO | ≈ $0.00047 | fast |
| Polygon | 2.2623 | 95.3289 MORPHO | ≈ $0.0017 | fast |
| Arbitrum One | 2.2623 | — | ≈ $0.0029 | fast |
| BASE | 2.2623 | — | — | — |
| BNB Smart Chain (BEP20) | 2.2623 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 2.2623 | — | ≈ $0.0014 | fast |
| NEAR open now | 2.2623 | — | — | — |
| Optimism | 2.2623 | — | ≈ $0.00015 | fast |
| XLM | 2.2623 | — | — | — |
How the MORPHO → USDC NEAR order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in NEAR and a way to reach you.
- Send MORPHO in Morpho for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending MORPHO
- The address network is NEAR. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the MORPHO to USDC NEAR rate has been
high 2.3983 USDC NEARlow 1.9989 USDC NEAR
Oct 25, 2026 21:40Nov 1, 2026 21:40
high 2.7517 USDC NEARlow 2.063 USDC NEAR
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 2.9029 USDC NEARlow 1.8406 USDC NEAR
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 2.9029 USDC NEARlow 1.074 USDC NEAR
Nov 2, 2025 03:00Nov 1, 2026 03:00
- 24 hours
- −5.41%
- Week
- +7.64%
- Weekly high
- 2.3983 USDC NEAR
- Weekly low
- 1.9989 USDC NEAR
- Spread
- 19.98%
Market data from CoinGecko as of Nov 1, 2026 20:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far MORPHO/USDC NEAR travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 2.3983 | 2.2715 | 2.3355 | −5.41% |
| Week | 2.3983 | 1.9989 | 2.1656 | +7.64% |
| Month | 2.7517 | 2.063 | 2.3827 | −10.61% |
| Quarter | 2.9029 | 1.8406 | 2.3432 | +18.84% |
Figures are in USDC NEAR per unit sent, from market data.
Daily MORPHO → USDC NEAR rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 1, 2026 | 2.308 USDC NEAR | +10.91% |
| Oct 31, 2026 | 2.081 USDC NEAR | −2.75% |
| Oct 30, 2026 | 2.14 USDC NEAR | −4.95% |
| Oct 29, 2026 | 2.2514 USDC NEAR | +2.81% |
| Oct 28, 2026 | 2.1899 USDC NEAR | +2.57% |
| Oct 27, 2026 | 2.1351 USDC NEAR | +3.5% |
| Oct 26, 2026 | 2.063 USDC NEAR | −3.22% |
Daily RubyCash rate: MORPHO → USDC NEAR
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 2.2683 USDC NEAR | 2.2806 |
| Oct 31, 2026 | 2.3656 USDC NEAR | 2.38 |
| Oct 30, 2026 | 2.0797 USDC NEAR | 2.0508 |
| Oct 29, 2026 | 2.1536 USDC NEAR | 2.1418 |
| Oct 28, 2026 | 2.2398 USDC NEAR | 2.251 |
| Oct 27, 2026 | 2.1916 USDC NEAR | 2.1915 |
| Oct 26, 2026 | 2.1304 USDC NEAR | 2.1215 |
| Oct 25, 2026 | 2.0849 USDC NEAR | 2.0909 |
| Oct 24, 2026 | 2.1236 USDC NEAR | 2.1209 |
| Oct 22, 2026 | 2.2696 USDC NEAR | 2.261 |
| Oct 21, 2026 | 2.3708 USDC NEAR | 2.4007 |
| Oct 20, 2026 | 2.4073 USDC NEAR | 2.4006 |
| Oct 19, 2026 | 2.4978 USDC NEAR | 2.4503 |
| Oct 18, 2026 | 2.3411 USDC NEAR | 2.3405 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on MORPHO and USDC
Morpho MORPHO- Price
- $2.28
- 24 hours
- −5.43%
- Week
- +9.35%
- Market cap
- $1.6 B
- 24-hour turnover
- $31.64 M
- Rank by cap
- #59
- In circulation
- 703.36 M MORPHO
- Record price
- $4.17
USD Coin USDC- Price
- $0.999754
- 24 hours
- −0.02%
- Week
- +0.02%
- Market cap
- $71.53 B
- 24-hour turnover
- $5.86 B
- Rank by cap
- #6
- In circulation
- 71.54 B USDC
- Record price
- $1.04
Source: CoinGecko, Nov 1, 2026 20:54.
Morpho against USD Coin
| Morpho (MORPHO) | USD Coin (USDC) | |
|---|---|---|
| Ticker | MORPHO | USDC |
| In circulation | 703.36 M MORPHO | 71.54 B USDC |
| Market cap | $1.6 B | $71.53 B |
| Rank by cap | #59 | #6 |
| Type | — | token |
| Network | — | NEAR |
| Launched | — | 2018 |
| Built by | — | Circle |
| Supply cap | — | no cap |
Daily moves of MORPHO and USDC over 90 days line up at -0.03 — they travel apart.
Common questions: MORPHO → USDC NEAR
What rate does MORPHO to USDC NEAR run at?
As of Nov 1, 2026 21:39 it is 1 MORPHO = 2.2623 USDC NEAR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $2.26.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending MORPHO, and that one goes to the blockchain, not to us.
How long does MORPHO to USDC NEAR take?
The clock starts with confirmations: the order goes into work once Morpho confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC NEAR arrive in?
The payout leaves in NEAR. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the MORPHO to USDC NEAR rate do this month?
The month came in at minus 10.61%. Low 2.063, high 2.7517, middle 2.3827 USDC NEAR per MORPHO.
Can I go back, USDC NEAR to MORPHO?
Yes, the reverse direction is open: 1 USDC NEAR = 0.444251 MORPHO. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send MORPHO, receive something else
MORPHO → USDS2.2619
MORPHO → USDT Arbitrum2.2637- MORPHO → USDT BEP202.2637
- MORPHO → USDT AVAX C2.2637
- MORPHO → USDT ERC202.2637
- MORPHO → USDT NEAR2.2637
- MORPHO → USDT OMNI2.2637
- MORPHO → USDT Optimism2.2637
