Swap MORPHO for USD Coin (USDC Optimism)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 2, 2026 05:19

Payout network
Optimism
24 hours
−5.68%
You get 2.2272 USDC Optimism
Start the order
Rate
1 MORPHO = 2.2272 USDC Optimism
Up to
4,480,000 MORPHO

The figure is indicative; the exact amount is locked in the order.

The direction runs at 2.2272 USDC Optimism per MORPHO, or 0.448986 MORPHO per USDC Optimism. Market over 24 hours: MORPHO against USDC Optimism minus 5.68%. The week added plus 8.71%.

The weekly corridor ran from 1.9987 to 2.3879 USDC Optimism, a spread of 19.47%.

The payout leaves in the Optimism network, so the receiving address has to belong to that network. By market cap Morpho sits 61th ($1.57 B) and USD Coin 6th ($71.51 B). Daily moves of MORPHO and USDC over 90 days line up at -0.03 (they travel apart).

Who takes the MORPHO → USDC Optimism route

  • Sitting out the swingsMORPHO moved −10.62% over the past month. USDC tracks the dollar, so after the swap the value stops following MORPHO.
  • A road both waysThe USDC Optimism → MORPHO direction is open too, so going back into MORPHO takes the same route.

MORPHO → USDC Optimism rate and amounts

1 MORPHO = 2.2272 USDC Optimism
1 USDC Optimism = 0.448986 MORPHO

Send MORPHO — receive USDC Optimism

MORPHOUSDC Optimism
511.1362
2044.5449
100222.7243
1,0002,227.24
5,00011,136.22
20,00044,544.87

Need USDC Optimism — send this much MORPHO

USDC OptimismMORPHO
208.9797
10044.8986
500224.4928
5,0002,244.93
20,0008,979.71
100,00044,898.55

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

NetworkPer MORPHOFromNetwork feeSpeed
Ethereum (ERC20)2.227295.3289 MORPHO≈ $0.0049medium
Solana2.227295.3289 MORPHO≈ $0.00047fast
Polygon2.227295.3289 MORPHO≈ $0.0016fast
Arbitrum One2.2272—≈ $0.003fast
BASE2.2272———
BNB Smart Chain (BEP20)2.2272—≈ $0.0023fast
Avalanche C-Chain2.2272—≈ $0.0014fast
NEAR2.2272———
Optimism open now2.2272—≈ $0.00015fast
XLM2.2272———

How the MORPHO → USDC Optimism order runs

  1. Work out the amount in the calculator and press the exchange button.
  2. Enter a USDC address in Optimism and a way to reach you.
  3. Send MORPHO in Morpho for exactly the amount stated in the order.
  4. Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap MORPHO for USDC Optimism

Check this before sending MORPHO

  • The address network is Optimism. Sending through another network usually means losing the transfer.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the MORPHO to USDC Optimism rate has been

high 2.3879 USDC Optimismlow 1.9987 USDC Optimism
Oct 26, 2026 05:23Nov 2, 2026 05:23
high 2.7517 USDC Optimismlow 2.063 USDC Optimism
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 2.9029 USDC Optimismlow 1.8406 USDC Optimism
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 2.9029 USDC Optimismlow 1.074 USDC Optimism
Nov 2, 2025 03:00Nov 1, 2026 03:00
24 hours
−5.68%
Week
+8.71%
Weekly high
2.3879 USDC Optimism
Weekly low
1.9987 USDC Optimism
Spread
19.47%

Market data from CoinGecko as of Nov 2, 2026 03:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far MORPHO/USDC Optimism travelled, by period

PeriodHighLowMiddleNet move
24 hours2.37242.24272.2967−5.68%
Week2.38791.99872.1715+8.71%
Month2.75172.0632.3827−10.61%
Quarter2.90291.84062.3432+18.84%

Figures are in USDC Optimism per unit sent, from market data.

Daily MORPHO → USDC Optimism rate

DayCloseAgainst the day before
Nov 1, 20262.308 USDC Optimism+10.91%
Oct 31, 20262.081 USDC Optimism−2.75%
Oct 30, 20262.14 USDC Optimism−4.95%
Oct 29, 20262.2514 USDC Optimism+2.81%
Oct 28, 20262.1899 USDC Optimism+2.57%
Oct 27, 20262.1351 USDC Optimism+3.5%
Oct 26, 20262.063 USDC Optimism−3.22%

Daily RubyCash rate: MORPHO → USDC Optimism

DateRubyCash rateMarket rate
Nov 2, 20262.226 USDC Optimism2.2305
Nov 1, 20262.2503 USDC Optimism2.2606
Oct 31, 20262.3656 USDC Optimism2.38
Oct 30, 20262.0797 USDC Optimism2.0508
Oct 29, 20262.1536 USDC Optimism2.1418
Oct 28, 20262.2398 USDC Optimism2.251
Oct 27, 20262.1916 USDC Optimism2.1915
Oct 26, 20262.1304 USDC Optimism2.1215
Oct 25, 20262.0849 USDC Optimism2.0909
Oct 24, 20262.1236 USDC Optimism2.1209
Oct 22, 20262.2696 USDC Optimism2.261
Oct 21, 20262.3708 USDC Optimism2.4007
Oct 20, 20262.4073 USDC Optimism2.4006
Oct 19, 20262.4978 USDC Optimism2.4503

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on MORPHO and USDC

Morpho MORPHO
Price
$2.23
24 hours
−5.7%
Week
+8.33%
Market cap
$1.57 B
24-hour turnover
$21.91 M
Rank by cap
#61
In circulation
703.38 M MORPHO
Record price
$4.17
USD Coin USDC
Price
$0.999757
24 hours
−0.02%
Week
+0.01%
Market cap
$71.51 B
24-hour turnover
$6.79 B
Rank by cap
#6
In circulation
71.53 B USDC
Record price
$1.04

Source: CoinGecko, Nov 2, 2026 03:54.

Morpho against USD Coin

Morpho (MORPHO)USD Coin (USDC)
TickerMORPHOUSDC
In circulation703.38 M MORPHO71.53 B USDC
Market cap$1.57 B$71.51 B
Rank by cap#61#6
Type—token
Network—Optimism
Fees are paid in—ETH
Launched—2018
Built by—Circle
Supply cap—no cap

Daily moves of MORPHO and USDC over 90 days line up at -0.03 — they travel apart.

Common questions: MORPHO → USDC Optimism

What rate does MORPHO to USDC Optimism run at?
As of Nov 2, 2026 05:19 it is 1 MORPHO = 2.2272 USDC Optimism. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $2.23.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending MORPHO, and that one goes to the blockchain, not to us.
How long does MORPHO to USDC Optimism take?
The clock starts with confirmations: the order goes into work once Morpho confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC Optimism arrive in?
The payout leaves in Optimism. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the MORPHO to USDC Optimism rate do this month?
The month came in at minus 10.61%. Low 2.063, high 2.7517, middle 2.3827 USDC Optimism per MORPHO.
Can I go back, USDC Optimism to MORPHO?
Yes, the reverse direction is open: 1 USDC Optimism = 0.451245 MORPHO. The link sits right under the calculator.

Worth reading

Choose file
Give
Get
Exchange
days
hours