Swap MORPHO for USD Coin (USDC ERC20)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 22:29

Orders from: 95.3289 MORPHO ≈ $217.35
Payout network: Ethereum (ERC20)
24 hours: −5.41%

You send

MORPHO

You get 2,242.27

USDC ERC20

Start the order

Rate: 1 MORPHO = 2.2423 USDC ERC20
From: 95.3289 MORPHO
Up to: 4,390,000 MORPHO

The figure is indicative; the exact amount is locked in the order.

One MORPHO buys 2.2423 USDC ERC20 right now; the other way round, 1 USDC ERC20 is 0.445976 MORPHO. Market over 24 hours: MORPHO against USDC ERC20 minus 5.41%. The week added plus 7.64%.

The weekly corridor ran from 1.9989 to 2.3983 USDC ERC20, a spread of 19.98%. A single order takes 95.3289 to 4,390,000 MORPHO. In dollars that is roughly $217.35.

The payout leaves in the Ethereum (ERC20) network, so the receiving address has to belong to that network. By market cap Morpho sits 59th ($1.6 B) and USD Coin 6th ($71.53 B). Daily moves of MORPHO and USDC over 90 days line up at -0.03 (they travel apart).

Who takes the MORPHO → USDC ERC20 route

Sitting out the swingsMORPHO moved −10.62% over the past month. USDC tracks the dollar, so after the swap the value stops following MORPHO.
A road both waysThe USDC ERC20 → MORPHO direction is open too, so going back into MORPHO takes the same route.

MORPHO → USDC ERC20 rate and amounts

1 MORPHO = 2.2423 USDC ERC20

1 USDC ERC20 = 0.445976 MORPHO

Send MORPHO — receive USDC ERC20

MORPHO	USDC ERC20
100	224.2272
200	448.4544
1,000	2,242.27
2,000	4,484.54
10,000	22,422.72
20,000	44,845.44

Need USDC ERC20 — send this much MORPHO

USDC ERC20	MORPHO
500	222.9881
1,000	445.9762
5,000	2,229.88
10,000	4,459.76
50,000	22,298.81
100,000	44,597.62

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per MORPHO	From	Network fee	Speed
Ethereum (ERC20) open now	2.2423	95.3289 MORPHO	≈ $0.006	medium
Solana	2.2423	95.3289 MORPHO	≈ $0.00047	fast
Polygon	2.2423	95.3289 MORPHO	≈ $0.0016	fast
Arbitrum One	2.2423	—	≈ $0.0029	fast
BASE	2.2423	—	—	—
BNB Smart Chain (BEP20)	2.2423	—	≈ $0.0023	fast
Avalanche C-Chain	2.2423	—	≈ $0.0014	fast
NEAR	2.2423	—	—	—
Optimism	2.2423	—	≈ $0.00015	fast
XLM	2.2423	—	—	—

MORPHO → USDC: compare all networks USDC network fees

How the MORPHO → USDC ERC20 order runs

Work out the amount in the calculator: orders start at 95.3289 MORPHO.
Enter a USDC address in Ethereum (ERC20) and a way to reach you.
Send MORPHO in Morpho for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap MORPHO for USDC ERC20

Check this before sending MORPHO

The address network is Ethereum (ERC20). Sending through another network usually means losing the transfer.
The transfer must not be smaller than 95.3289 MORPHO.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the MORPHO to USDC ERC20 rate has been

WeekMonthQuarterYear

high 2.3983 USDC ERC20low 1.9989 USDC ERC20

Oct 25, 2026 22:33Nov 1, 2026 22:33

high 2.7517 USDC ERC20low 2.063 USDC ERC20

Oct 2, 2026 03:00Nov 1, 2026 03:00

high 2.9029 USDC ERC20low 1.8406 USDC ERC20

Aug 3, 2026 03:00Nov 1, 2026 03:00

high 2.9029 USDC ERC20low 1.074 USDC ERC20

Nov 2, 2025 03:00Nov 1, 2026 03:00

24 hours: −5.41%
Week: +7.64%
Weekly high: 2.3983 USDC ERC20
Weekly low: 1.9989 USDC ERC20
Spread: 19.98%

Market data from CoinGecko as of Nov 1, 2026 20:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far MORPHO/USDC ERC20 travelled, by period

Period	High	Low	Middle	Net move
24 hours	2.3983	2.2715	2.3355	−5.41%
Week	2.3983	1.9989	2.1656	+7.64%
Month	2.7517	2.063	2.3827	−10.61%
Quarter	2.9029	1.8406	2.3432	+18.84%

Figures are in USDC ERC20 per unit sent, from market data.

Daily MORPHO → USDC ERC20 rate

Day	Close	Against the day before
Nov 1, 2026	2.308 USDC ERC20	+10.91%
Oct 31, 2026	2.081 USDC ERC20	−2.75%
Oct 30, 2026	2.14 USDC ERC20	−4.95%
Oct 29, 2026	2.2514 USDC ERC20	+2.81%
Oct 28, 2026	2.1899 USDC ERC20	+2.57%
Oct 27, 2026	2.1351 USDC ERC20	+3.5%
Oct 26, 2026	2.063 USDC ERC20	−3.22%

Daily RubyCash rate: MORPHO → USDC ERC20

Date	RubyCash rate	Market rate
Nov 1, 2026	2.2481 USDC ERC20	2.2806
Oct 31, 2026	2.3656 USDC ERC20	2.38
Oct 30, 2026	2.0797 USDC ERC20	2.0508
Oct 29, 2026	2.1536 USDC ERC20	2.1418
Oct 28, 2026	2.2398 USDC ERC20	2.251
Oct 27, 2026	2.1916 USDC ERC20	2.1915
Oct 26, 2026	2.1304 USDC ERC20	2.1215
Oct 25, 2026	2.0849 USDC ERC20	2.0909
Oct 24, 2026	2.1236 USDC ERC20	2.1209
Oct 22, 2026	2.2696 USDC ERC20	2.261
Oct 21, 2026	2.3708 USDC ERC20	2.4007
Oct 20, 2026	2.4073 USDC ERC20	2.4006
Oct 19, 2026	2.4978 USDC ERC20	2.4503
Oct 18, 2026	2.3411 USDC ERC20	2.3405

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on MORPHO and USDC

Morpho MORPHO

Price: $2.28
24 hours: −5.43%
Week: +9.35%
Market cap: $1.6 B
24-hour turnover: $31.64 M
Rank by cap: #59
In circulation: 703.36 M MORPHO
Record price: $4.17

USD Coin USDC

Price: $0.999754
24 hours: −0.02%
Week: +0.02%
Market cap: $71.53 B
24-hour turnover: $5.86 B
Rank by cap: #6
In circulation: 71.54 B USDC
Record price: $1.04

Source: CoinGecko, Nov 1, 2026 20:54.

Morpho against USD Coin

	Morpho (MORPHO)	USD Coin (USDC)
Ticker	MORPHO	USDC
In circulation	703.36 M MORPHO	71.54 B USDC
Market cap	$1.6 B	$71.53 B
Rank by cap	#59	#6
Type	—	token
Network	—	Ethereum (ERC20)
Fees are paid in	—	ETH
Launched	—	2018
Built by	—	Circle
Supply cap	—	no cap

Daily moves of MORPHO and USDC over 90 days line up at -0.03 — they travel apart.

Common questions: MORPHO → USDC ERC20

What rate does MORPHO to USDC ERC20 run at?

As of Nov 1, 2026 22:29 it is 1 MORPHO = 2.2423 USDC ERC20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $2.24.

What amounts does MORPHO → USDC ERC20 accept?

From 95.3289 to 4,390,000 MORPHO per order. The lower limit is roughly $217.35.

Where does the 95.3289 MORPHO floor come from?

Network fees and order handling eat a small transfer alive — below 95.3289 MORPHO the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending MORPHO, and that one goes to the blockchain, not to us.

How long does MORPHO to USDC ERC20 take?

The clock starts with confirmations: the order goes into work once Morpho confirms your transfer. After that it comes down to how busy the network is.

Which network will USDC ERC20 arrive in?

The payout leaves in Ethereum (ERC20). Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the MORPHO to USDC ERC20 rate do this month?

The month came in at minus 10.61%. Low 2.063, high 2.7517, middle 2.3827 USDC ERC20 per MORPHO.

Can I go back, USDC ERC20 to MORPHO?

Yes, the reverse direction is open: 1 USDC ERC20 = 0.448221 MORPHO. The link sits right under the calculator.