Swap MORPHO for USD Coin (USDC Polygon)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 2, 2026 04:39

Orders from: 95.3289 MORPHO ≈ $212.58
Payout network: Polygon
24 hours: −5.68%

You send

MORPHO

You get 2,243.27

USDC Polygon

Start the order

Rate: 1 MORPHO = 2.2433 USDC Polygon
From: 95.3289 MORPHO
Up to: 4,480,000 MORPHO

The figure is indicative; the exact amount is locked in the order.

One MORPHO buys 2.2433 USDC Polygon right now; the other way round, 1 USDC Polygon is 0.445777 MORPHO. Market over 24 hours: MORPHO against USDC Polygon minus 5.68%. The week added plus 8.71%.

The weekly corridor ran from 1.9987 to 2.3879 USDC Polygon, a spread of 19.47%. A single order takes 95.3289 to 4,480,000 MORPHO. In dollars that is roughly $212.58.

The payout leaves in the Polygon network, so the receiving address has to belong to that network. By market cap Morpho sits 61th ($1.57 B) and USD Coin 6th ($71.51 B). Daily moves of MORPHO and USDC over 90 days line up at -0.03 (they travel apart).

Who takes the MORPHO → USDC Polygon route

Sitting out the swingsMORPHO moved −10.62% over the past month. USDC tracks the dollar, so after the swap the value stops following MORPHO.
A road both waysThe USDC Polygon → MORPHO direction is open too, so going back into MORPHO takes the same route.

MORPHO → USDC Polygon rate and amounts

1 MORPHO = 2.2433 USDC Polygon

1 USDC Polygon = 0.445777 MORPHO

Send MORPHO — receive USDC Polygon

MORPHO	USDC Polygon
100	224.3274
200	448.6548
1,000	2,243.27
2,000	4,486.55
10,000	22,432.74
20,000	44,865.48

Need USDC Polygon — send this much MORPHO

USDC Polygon	MORPHO
500	222.8885
1,000	445.777
5,000	2,228.89
10,000	4,457.77
50,000	22,288.85
100,000	44,577.7

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per MORPHO	From	Network fee	Speed
Ethereum (ERC20)	2.2433	95.3289 MORPHO	≈ $0.0062	medium
Solana	2.2433	95.3289 MORPHO	≈ $0.00047	fast
Polygon open now	2.2433	95.3289 MORPHO	≈ $0.0016	fast
Arbitrum One	2.2433	—	≈ $0.003	fast
BASE	2.2433	—	—	—
BNB Smart Chain (BEP20)	2.2433	—	≈ $0.0023	fast
Avalanche C-Chain	2.2433	—	≈ $0.0014	fast
NEAR	2.2433	—	—	—
Optimism	2.2433	—	≈ $0.00015	fast
XLM	2.2433	—	—	—

MORPHO → USDC: compare all networks USDC network fees

How the MORPHO → USDC Polygon order runs

Work out the amount in the calculator: orders start at 95.3289 MORPHO.
Enter a USDC address in Polygon and a way to reach you.
Send MORPHO in Morpho for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap MORPHO for USDC Polygon

Check this before sending MORPHO

The address network is Polygon. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 95.3289 MORPHO.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the MORPHO to USDC Polygon rate has been

WeekMonthQuarterYear

high 2.3879 USDC Polygonlow 1.9987 USDC Polygon

Oct 26, 2026 04:40Nov 2, 2026 04:40

high 2.7517 USDC Polygonlow 2.063 USDC Polygon

Oct 2, 2026 03:00Nov 1, 2026 03:00

high 2.9029 USDC Polygonlow 1.8406 USDC Polygon

Aug 3, 2026 03:00Nov 1, 2026 03:00

high 2.9029 USDC Polygonlow 1.074 USDC Polygon

Nov 2, 2025 03:00Nov 1, 2026 03:00

24 hours: −5.68%
Week: +8.71%
Weekly high: 2.3879 USDC Polygon
Weekly low: 1.9987 USDC Polygon
Spread: 19.47%

Market data from CoinGecko as of Nov 2, 2026 03:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far MORPHO/USDC Polygon travelled, by period

Period	High	Low	Middle	Net move
24 hours	2.3724	2.2427	2.2967	−5.68%
Week	2.3879	1.9987	2.1715	+8.71%
Month	2.7517	2.063	2.3827	−10.61%
Quarter	2.9029	1.8406	2.3432	+18.84%

Figures are in USDC Polygon per unit sent, from market data.

Daily MORPHO → USDC Polygon rate

Day	Close	Against the day before
Nov 1, 2026	2.308 USDC Polygon	+10.91%
Oct 31, 2026	2.081 USDC Polygon	−2.75%
Oct 30, 2026	2.14 USDC Polygon	−4.95%
Oct 29, 2026	2.2514 USDC Polygon	+2.81%
Oct 28, 2026	2.1899 USDC Polygon	+2.57%
Oct 27, 2026	2.1351 USDC Polygon	+3.5%
Oct 26, 2026	2.063 USDC Polygon	−3.22%

Daily RubyCash rate: MORPHO → USDC Polygon

Date	RubyCash rate	Market rate
Nov 2, 2026	2.233 USDC Polygon	2.2305
Nov 1, 2026	2.2503 USDC Polygon	2.2606
Oct 31, 2026	2.3656 USDC Polygon	2.38
Oct 30, 2026	2.0797 USDC Polygon	2.0508
Oct 29, 2026	2.1536 USDC Polygon	2.1418
Oct 28, 2026	2.2398 USDC Polygon	2.251
Oct 27, 2026	2.1916 USDC Polygon	2.1915
Oct 26, 2026	2.1304 USDC Polygon	2.1215
Oct 25, 2026	2.0849 USDC Polygon	2.0909
Oct 24, 2026	2.1236 USDC Polygon	2.1209
Oct 22, 2026	2.2696 USDC Polygon	2.261
Oct 21, 2026	2.3708 USDC Polygon	2.4007
Oct 20, 2026	2.4073 USDC Polygon	2.4006
Oct 19, 2026	2.4978 USDC Polygon	2.4503

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on MORPHO and USDC

Morpho MORPHO

Price: $2.23
24 hours: −5.7%
Week: +8.33%
Market cap: $1.57 B
24-hour turnover: $21.91 M
Rank by cap: #61
In circulation: 703.38 M MORPHO
Record price: $4.17

USD Coin USDC

Price: $0.999757
24 hours: −0.02%
Week: +0.01%
Market cap: $71.51 B
24-hour turnover: $6.79 B
Rank by cap: #6
In circulation: 71.53 B USDC
Record price: $1.04

Source: CoinGecko, Nov 2, 2026 03:54.

Morpho against USD Coin

	Morpho (MORPHO)	USD Coin (USDC)
Ticker	MORPHO	USDC
In circulation	703.38 M MORPHO	71.53 B USDC
Market cap	$1.57 B	$71.51 B
Rank by cap	#61	#6
Type	—	token
Network	—	Polygon
Fees are paid in	—	POL
Launched	—	2018
Built by	—	Circle
Supply cap	—	no cap

Daily moves of MORPHO and USDC over 90 days line up at -0.03 — they travel apart.

Common questions: MORPHO → USDC Polygon

What rate does MORPHO to USDC Polygon run at?

As of Nov 2, 2026 04:39 it is 1 MORPHO = 2.2433 USDC Polygon. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $2.24.

What amounts does MORPHO → USDC Polygon accept?

From 95.3289 to 4,480,000 MORPHO per order. The lower limit is roughly $212.58.

Where does the 95.3289 MORPHO floor come from?

Network fees and order handling eat a small transfer alive — below 95.3289 MORPHO the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending MORPHO, and that one goes to the blockchain, not to us.

How long does MORPHO to USDC Polygon take?

The clock starts with confirmations: the order goes into work once Morpho confirms your transfer. After that it comes down to how busy the network is.

Which network will USDC Polygon arrive in?

The payout leaves in Polygon. Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the MORPHO to USDC Polygon rate do this month?

The month came in at minus 10.61%. Low 2.063, high 2.7517, middle 2.3827 USDC Polygon per MORPHO.

Can I go back, USDC Polygon to MORPHO?

Yes, the reverse direction is open: 1 USDC Polygon = 0.44802 MORPHO. The link sits right under the calculator.