Swap Algorand (ALGO) for USD Coin (USDC ERC20)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 15:59

Orders from: 2,173.91 ALGO ≈ $205.35
Payout network: Ethereum (ERC20)
24 hours: −1.06%

You send

ALGO

You get 4,741.12

USDC ERC20

Start the order

Rate: 1 ALGO = 0.0948225 USDC ERC20
From: 2,173.91 ALGO
Up to: 106,000,000 ALGO

The figure is indicative; the exact amount is locked in the order.

Today ALGO goes for 0.0948225 USDC ERC20, and USDC ERC20 goes for 10.546 ALGO. Market over 24 hours: ALGO against USDC ERC20 minus 1.06%. The week added minus 7.55%.

The weekly corridor ran from 0.0921377 to 0.106156 USDC ERC20, a spread of 15.21%. A single order takes 2,173.91 to 106,000,000 ALGO. In dollars that is roughly $205.35.

The payout leaves in the Ethereum (ERC20) network, so the receiving address has to belong to that network. By market cap Algorand sits 79th ($857.29 M) and USD Coin 6th ($71.58 B). Daily moves of ALGO and USDC over 90 days line up at -0.06 (they travel apart).

Who takes the ALGO → USDC ERC20 route

Sitting out the swingsALGO moved −22.28% over the past month. USDC tracks the dollar, so after the swap the value stops following ALGO.
A road both waysThe USDC ERC20 → ALGO direction is open too, so going back into ALGO takes the same route.

ALGO → USDC ERC20 rate and amounts

1 ALGO = 0.0948225 USDC ERC20

1 USDC ERC20 = 10.546 ALGO

Send ALGO — receive USDC ERC20

ALGO	USDC ERC20
5,000	474.1124
10,000	948.2247
50,000	4,741.12
100,000	9,482.25
500,000	47,411.24
1,000,000	94,822.47

Need USDC ERC20 — send this much ALGO

USDC ERC20	ALGO
500	5,273.01
1,000	10,546.02
5,000	52,730.12
10,000	105,460.23
50,000	527,301.17
100,000	1,054,602.33

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per ALGO	From	Network fee	Speed
Ethereum (ERC20) open now	0.0948225	2,173.91 ALGO	≈ $0.0064	medium
Solana	0.0948225	2,173.91 ALGO	≈ $0.00047	fast
Polygon	0.0948225	2,173.91 ALGO	≈ $0.0017	fast
Arbitrum One	0.0948225	—	≈ $0.0029	fast
BASE	0.0948225	—	—	—
BNB Smart Chain (BEP20)	0.0948225	—	≈ $0.0023	fast
Avalanche C-Chain	0.0948225	—	≈ $0.0014	fast
NEAR	0.0948225	—	—	—
Optimism	0.0948225	—	≈ $0.00015	fast
XLM	0.0948225	—	—	—

ALGO → USDC: compare all networks USDC network fees

How the ALGO → USDC ERC20 order runs

Work out the amount in the calculator: orders start at 2,173.91 ALGO.
Enter a USDC address in Ethereum (ERC20) and a way to reach you.
Send ALGO in Algorand for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap ALGO for USDC ERC20

Check this before sending ALGO

The address network is Ethereum (ERC20). Sending through another network usually means losing the transfer.
The transfer must not be smaller than 2,173.91 ALGO.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the ALGO to USDC ERC20 rate has been

WeekMonthQuarterYear

high 0.106156 USDC ERC20low 0.0921377 USDC ERC20

Oct 25, 2026 16:00Nov 1, 2026 16:00

high 0.13253 USDC ERC20low 0.0934531 USDC ERC20

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 0.135982 USDC ERC20low 0.077956 USDC ERC20

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 0.188819 USDC ERC20low 0.0773343 USDC ERC20

Nov 1, 2025 03:00Oct 31, 2026 03:00

24 hours: −1.06%
Week: −7.55%
Weekly high: 0.106156 USDC ERC20
Weekly low: 0.0921377 USDC ERC20
Spread: 15.21%

Market data from CoinGecko as of Nov 1, 2026 15:24; the exchange rate is calculated separately and differs. Where these numbers come from

How far ALGO/USDC ERC20 travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.0964506	0.0946717	0.0952272	−1.06%
Week	0.106156	0.0921377	0.100018	−7.55%
Month	0.13253	0.0934531	0.114678	−23.07%
Quarter	0.135982	0.077956	0.100769	+20.69%

Figures are in USDC ERC20 per unit sent, from market data.

Daily ALGO → USDC ERC20 rate

Day	Close	Against the day before
Oct 31, 2026	0.0953456 USDC ERC20	+2.03%
Oct 30, 2026	0.0934531 USDC ERC20	−10.18%
Oct 29, 2026	0.10404 USDC ERC20	+0.72%
Oct 28, 2026	0.1033 USDC ERC20	−2.14%
Oct 27, 2026	0.105556 USDC ERC20	+0.7%
Oct 26, 2026	0.10482 USDC ERC20	+0.41%
Oct 25, 2026	0.104389 USDC ERC20	−1.4%

Daily RubyCash rate: ALGO → USDC ERC20

Date	RubyCash rate	Market rate
Nov 1, 2026	0.095828 USDC ERC20	0.095256
Oct 31, 2026	0.0956269 USDC ERC20	0.095415
Oct 30, 2026	0.0952247 USDC ERC20	0.0949513
Oct 29, 2026	0.0939175 USDC ERC20	0.0939983
Oct 28, 2026	0.104677 USDC ERC20	0.103808
Oct 27, 2026	0.104174 USDC ERC20	0.103464
Oct 26, 2026	0.10518 USDC ERC20	0.104094
Oct 25, 2026	0.106386 USDC ERC20	0.104812
Oct 24, 2026	0.104978 USDC ERC20	0.10396
Oct 22, 2026	0.108297 USDC ERC20	0.107061
Oct 21, 2026	0.114129 USDC ERC20	0.115098
Oct 20, 2026	0.11433 USDC ERC20	0.113971
Oct 19, 2026	0.110811 USDC ERC20	0.109232
Oct 18, 2026	0.110509 USDC ERC20	0.10919

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on ALGO and USDC

Algorand ALGO

Price: $0.094461
24 hours: −1.05%
Week: −6.98%
Market cap: $857.29 M
24-hour turnover: $27.23 M
Rank by cap: #79
In circulation: 9.08 B ALGO
Record price: $3.56

USD Coin USDC

Price: $1.00
24 hours: +0.01%
Week: +0.04%
Market cap: $71.58 B
24-hour turnover: $5.96 B
Rank by cap: #6
In circulation: 71.58 B USDC
Record price: $1.04

Source: CoinGecko, Nov 1, 2026 15:24.

Algorand against USD Coin

	Algorand (ALGO)	USD Coin (USDC)
Ticker	ALGO	USDC
In circulation	9.08 B ALGO	71.58 B USDC
Market cap	$857.29 M	$71.58 B
Rank by cap	#79	#6
Type	—	token
Network	—	Ethereum (ERC20)
Fees are paid in	—	ETH
Launched	—	2018
Built by	—	Circle
Supply cap	—	no cap

Daily moves of ALGO and USDC over 90 days line up at -0.06 — they travel apart.

Common questions: ALGO → USDC ERC20

What rate does ALGO to USDC ERC20 run at?

As of Nov 1, 2026 15:59 it is 1 ALGO = 0.0948225 USDC ERC20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.0948225.

What amounts does ALGO → USDC ERC20 accept?

From 2,173.91 to 106,000,000 ALGO per order. The lower limit is roughly $205.35.

Where does the 2,173.91 ALGO floor come from?

Network fees and order handling eat a small transfer alive — below 2,173.91 ALGO the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending ALGO, and that one goes to the blockchain, not to us.

How long does ALGO to USDC ERC20 take?

The clock starts with confirmations: the order goes into work once Algorand confirms your transfer. After that it comes down to how busy the network is.

Which network will USDC ERC20 arrive in?

The payout leaves in Ethereum (ERC20). Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the ALGO to USDC ERC20 rate do this month?

The month came in at minus 23.07%. Low 0.0934531, high 0.13253, middle 0.114678 USDC ERC20 per ALGO.

Can I go back, USDC ERC20 to ALGO?

Yes, the reverse direction is open: 1 USDC ERC20 = 10.6311 ALGO. The link sits right under the calculator.