Swap Algorand (ALGO) for USD Coin (USDC Polygon)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 2, 2026 15:54

Orders from: 2,173.91 ALGO ≈ $201.35
Payout network: Polygon
24 hours: −2.59%

You send

ALGO

You get 4,650.62

USDC Polygon

Start the order

Rate: 1 ALGO = 0.0930125 USDC Polygon
From: 2,173.91 ALGO
Up to: 108,000,000 ALGO

The figure is indicative; the exact amount is locked in the order.

The direction runs at 0.0930125 USDC Polygon per ALGO, or 10.7512 ALGO per USDC Polygon. Market over 24 hours: ALGO against USDC Polygon minus 2.59%. The week added minus 11.07%.

The weekly corridor ran from 0.0924073 to 0.10522 USDC Polygon, a spread of 13.87%. A single order takes 2,173.91 to 108,000,000 ALGO. In dollars that is roughly $201.35.

The payout leaves in the Polygon network, so the receiving address has to belong to that network. By market cap Algorand sits 79th ($840.64 M) and USD Coin 6th ($71.28 B). Daily moves of ALGO and USDC over 90 days line up at 0.03 (they travel apart).

Who takes the ALGO → USDC Polygon route

Sitting out the swingsALGO moved −27.17% over the past month. USDC tracks the dollar, so after the swap the value stops following ALGO.
A road both waysThe USDC Polygon → ALGO direction is open too, so going back into ALGO takes the same route.

ALGO → USDC Polygon rate and amounts

1 ALGO = 0.0930125 USDC Polygon

1 USDC Polygon = 10.7512 ALGO

Send ALGO — receive USDC Polygon

ALGO	USDC Polygon
5,000	465.0625
10,000	930.125
50,000	4,650.62
100,000	9,301.25
500,000	46,506.25
1,000,000	93,012.5

Need USDC Polygon — send this much ALGO

USDC Polygon	ALGO
500	5,375.62
1,000	10,751.24
5,000	53,756.22
10,000	107,512.43
50,000	537,562.16
100,000	1,075,124.32

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per ALGO	From	Network fee	Speed
Ethereum (ERC20)	0.0930125	2,173.91 ALGO	≈ $0.019	medium
Solana	0.0930125	2,173.91 ALGO	≈ $0.00047	fast
Polygon open now	0.0930125	2,173.91 ALGO	≈ $0.0015	fast
Arbitrum One	0.0930125	—	≈ $0.003	fast
BASE	0.0930125	—	—	—
BNB Smart Chain (BEP20)	0.0930125	—	≈ $0.0023	fast
Avalanche C-Chain	0.0930125	—	≈ $0.0014	fast
NEAR	0.0930125	—	—	—
Optimism	0.0930125	—	≈ $0.00015	fast
XLM	0.0930125	—	—	—

ALGO → USDC: compare all networks USDC network fees

How the ALGO → USDC Polygon order runs

Work out the amount in the calculator: orders start at 2,173.91 ALGO.
Enter a USDC address in Polygon and a way to reach you.
Send ALGO in Algorand for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap ALGO for USDC Polygon

Check this before sending ALGO

The address network is Polygon. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 2,173.91 ALGO.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the ALGO to USDC Polygon rate has been

WeekMonthQuarterYear

high 0.10522 USDC Polygonlow 0.0924073 USDC Polygon

Oct 26, 2026 15:55Nov 2, 2026 15:55

high 0.13253 USDC Polygonlow 0.0926921 USDC Polygon

Oct 3, 2026 03:00Nov 2, 2026 03:00

high 0.135982 USDC Polygonlow 0.077956 USDC Polygon

Aug 4, 2026 03:00Nov 2, 2026 03:00

high 0.188819 USDC Polygonlow 0.0773343 USDC Polygon

Nov 3, 2025 03:00Nov 2, 2026 03:00

24 hours: −2.59%
Week: −11.07%
Weekly high: 0.10522 USDC Polygon
Weekly low: 0.0924073 USDC Polygon
Spread: 13.87%

Market data from CoinGecko as of Nov 2, 2026 14:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far ALGO/USDC Polygon travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.0950496	0.0929209	0.0938324	−2.59%
Week	0.10522	0.0924073	0.0985525	−11.07%
Month	0.13253	0.0926921	0.11279	−27.14%
Quarter	0.135982	0.077956	0.101022	+2.67%

Figures are in USDC Polygon per unit sent, from market data.

Daily ALGO → USDC Polygon rate

Day	Close	Against the day before
Nov 2, 2026	0.0926921 USDC Polygon	−2.65%
Nov 1, 2026	0.0952183 USDC Polygon	−0.16%
Oct 31, 2026	0.0953728 USDC Polygon	+2.05%
Oct 30, 2026	0.0934531 USDC Polygon	−10.18%
Oct 29, 2026	0.10404 USDC Polygon	+0.72%
Oct 28, 2026	0.1033 USDC Polygon	−2.14%
Oct 27, 2026	0.105556 USDC Polygon	+0.7%

Daily RubyCash rate: ALGO → USDC Polygon

Date	RubyCash rate	Market rate
Nov 2, 2026	0.0930125 USDC Polygon	0.0926582
Nov 1, 2026	0.0939175 USDC Polygon	0.0936725
Oct 31, 2026	0.0956269 USDC Polygon	0.095415
Oct 30, 2026	0.0952247 USDC Polygon	0.0949513
Oct 29, 2026	0.0939175 USDC Polygon	0.0939983
Oct 28, 2026	0.104677 USDC Polygon	0.103808
Oct 27, 2026	0.104174 USDC Polygon	0.103464
Oct 26, 2026	0.10518 USDC Polygon	0.104094
Oct 25, 2026	0.106386 USDC Polygon	0.104812
Oct 24, 2026	0.104978 USDC Polygon	0.10396
Oct 22, 2026	0.108297 USDC Polygon	0.107061
Oct 21, 2026	0.114129 USDC Polygon	0.115098
Oct 20, 2026	0.11433 USDC Polygon	0.113971
Oct 19, 2026	0.110811 USDC Polygon	0.109232

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on ALGO and USDC

Algorand ALGO

Price: $0.092621
24 hours: −2.63%
Week: −11.42%
Market cap: $840.64 M
24-hour turnover: $32.17 M
Rank by cap: #79
In circulation: 9.08 B ALGO
Record price: $3.56

USD Coin USDC

Price: $0.999598
24 hours: −0.04%
Week: −0.01%
Market cap: $71.28 B
24-hour turnover: $8.54 B
Rank by cap: #6
In circulation: 71.31 B USDC
Record price: $1.04

Source: CoinGecko, Nov 2, 2026 14:54.

Algorand against USD Coin

	Algorand (ALGO)	USD Coin (USDC)
Ticker	ALGO	USDC
In circulation	9.08 B ALGO	71.31 B USDC
Market cap	$840.64 M	$71.28 B
Rank by cap	#79	#6
Type	—	token
Network	—	Polygon
Fees are paid in	—	POL
Launched	—	2018
Built by	—	Circle
Supply cap	—	no cap

Daily moves of ALGO and USDC over 90 days line up at 0.03 — they travel apart.

Common questions: ALGO → USDC Polygon

What rate does ALGO to USDC Polygon run at?

As of Nov 2, 2026 15:54 it is 1 ALGO = 0.0930125 USDC Polygon. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.0929751.

What amounts does ALGO → USDC Polygon accept?

From 2,173.91 to 108,000,000 ALGO per order. The lower limit is roughly $201.35.

Where does the 2,173.91 ALGO floor come from?

Network fees and order handling eat a small transfer alive — below 2,173.91 ALGO the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending ALGO, and that one goes to the blockchain, not to us.

How long does ALGO to USDC Polygon take?

The clock starts with confirmations: the order goes into work once Algorand confirms your transfer. After that it comes down to how busy the network is.

Which network will USDC Polygon arrive in?

The payout leaves in Polygon. Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the ALGO to USDC Polygon rate do this month?

The month came in at minus 27.14%. Low 0.0926921, high 0.13253, middle 0.11279 USDC Polygon per ALGO.

Can I go back, USDC Polygon to ALGO?

Yes, the reverse direction is open: 1 USDC Polygon = 10.8379 ALGO. The link sits right under the calculator.