Swap Algorand (ALGO) for Tether (USDT BEP20)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Sep 18, 2026 22:53

Orders from: 2,173.91 ALGO ≈ $210.03
Payout network: BNB Smart Chain (BEP20)
24 hours: +6.95%

You send

ALGO

You get 4,907.04

USDT BEP20

Start the order

Rate: 1 ALGO = 0.0981408 USDT BEP20
From: 2,173.91 ALGO
Up to: 104,000,000 ALGO

The figure is indicative; the exact amount is locked in the order.

One ALGO buys 0.0981408 USDT BEP20 right now; the other way round, 1 USDT BEP20 is 10.1894 ALGO. Market over 24 hours: ALGO against USDT BEP20 plus 6.95%. The week added plus 3.58%.

The weekly corridor ran from 0.086062 to 0.0982944 USDT BEP20, a spread of 14.21%. A single order takes 2,173.91 to 104,000,000 ALGO. In dollars that is roughly $210.03.

The payout leaves in the BNB Smart Chain (BEP20) network, so the receiving address has to belong to that network. By market cap Algorand sits 82th ($873.57 M) and Tether 3th ($183.37 B). Daily moves of ALGO and USDT over 90 days line up at -0.04 (they travel apart).

Who takes the ALGO → USDT BEP20 route

Sitting out the swingsALGO moved +18.33% over the past month. USDT tracks the dollar, so after the swap the value stops following ALGO.
A road both waysThe USDT BEP20 → ALGO direction is open too, so going back into ALGO takes the same route.

ALGO → USDT BEP20 rate and amounts

1 ALGO = 0.0981408 USDT BEP20

1 USDT BEP20 = 10.1894 ALGO

Send ALGO — receive USDT BEP20

ALGO	USDT BEP20
5,000	490.7038
10,000	981.4076
50,000	4,907.04
100,000	9,814.08
500,000	49,070.38
1,000,000	98,140.76

Need USDT BEP20 — send this much ALGO

USDT BEP20	ALGO
500	5,094.72
1,000	10,189.45
5,000	50,947.23
10,000	101,894.47
50,000	509,472.34
100,000	1,018,944.67

Payout network for USDT

The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per ALGO	From	Network fee	Speed
OMNI	0.0981408	—	—	—
Ethereum (ERC20)	0.0981408	2,173.91 ALGO	≈ $0.049	medium
TRON (TRC20)	0.0981408	2,173.91 ALGO	≈ $2.3	fast
BNB Smart Chain (BEP20) open now	0.0981408	2,173.91 ALGO	≈ $0.0025	fast
Solana	0.0981408	2,173.91 ALGO	≈ $0.00056	fast
Polygon	0.0981408	2,173.91 ALGO	≈ $0.0018	fast
Arbitrum One	0.0981408	2,173.91 ALGO	≈ $0.0035	fast
TON	0.0981408	2,173.91 ALGO	low	fast
Avalanche C-Chain	0.0981408	—	≈ $0.00052	fast
NEAR	0.0981408	—	—	—
Optimism	0.0981408	—	≈ $0.00018	fast

ALGO → USDT: compare all networks USDT network fees

How the ALGO → USDT BEP20 order runs

Work out the amount in the calculator: orders start at 2,173.91 ALGO.
Enter a USDT address in BNB Smart Chain (BEP20) and a way to reach you.
Send ALGO in Algorand for exactly the amount stated in the order.
Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.

Swap ALGO for USDT BEP20

Check this before sending ALGO

The address network is BNB Smart Chain (BEP20). Sending through another network usually means losing the transfer.
The transfer must not be smaller than 2,173.91 ALGO.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the ALGO to USDT BEP20 rate has been

WeekMonthQuarterYear

high 0.0982944 USDT BEP20low 0.086062 USDT BEP20

Sep 11, 2026 22:58Sep 18, 2026 22:58

high 0.100781 USDT BEP20low 0.0779829 USDT BEP20

Aug 19, 2026 03:00Sep 18, 2026 03:00

high 0.100781 USDT BEP20low 0.0773728 USDT BEP20

Jun 20, 2026 03:00Sep 18, 2026 03:00

high 0.246446 USDT BEP20low 0.0773728 USDT BEP20

Sep 19, 2025 03:00Sep 18, 2026 03:00

24 hours: +6.95%
Week: +3.58%
Weekly high: 0.0982944 USDT BEP20
Weekly low: 0.086062 USDT BEP20
Spread: 14.21%

Market data from CoinGecko as of Sep 18, 2026 21:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far ALGO/USDT BEP20 travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.0964672	0.0897747	0.0936136	+6.95%
Week	0.0982944	0.086062	0.0928665	+3.58%
Month	0.100781	0.0779829	0.091334	+18.34%
Quarter	0.100781	0.0773728	0.0870494	−3.49%

Figures are in USDT BEP20 per unit sent, from market data.

Daily ALGO → USDT BEP20 rate

Day	Close	Against the day before
Sep 18, 2026	0.0922886 USDT BEP20	+3.74%
Sep 17, 2026	0.0889655 USDT BEP20	+0.14%
Sep 16, 2026	0.0888451 USDT BEP20	−7.47%
Sep 15, 2026	0.0960189 USDT BEP20	+1.4%
Sep 14, 2026	0.0946909 USDT BEP20	+2.29%
Sep 13, 2026	0.0925679 USDT BEP20	−1.01%
Sep 12, 2026	0.0935142 USDT BEP20	+2.39%

Daily RubyCash rate: ALGO → USDT BEP20

Date	RubyCash rate	Market rate
Sep 18, 2026	0.0973363 USDT BEP20	0.0966529
Sep 17, 2026	0.091102 USDT BEP20	0.0894907
Sep 16, 2026	0.0878842 USDT BEP20	0.0879847

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on ALGO and USDT

Algorand ALGO

Price: $0.096613
24 hours: +6.99%
Week: +3.6%
Market cap: $873.57 M
24-hour turnover: $44 M
Rank by cap: #82
In circulation: 9.04 B ALGO
Record price: $3.56

Tether USDT

Price: $0.999587
24 hours: +0.04%
Week: 0%
Market cap: $183.37 B
24-hour turnover: $78.63 B
Rank by cap: #3
In circulation: 183.44 B USDT
Record price: $1.32

Source: CoinGecko, Sep 18, 2026 21:54.

Algorand against Tether

	Algorand (ALGO)	Tether (USDT)
Ticker	ALGO	USDT
In circulation	9.04 B ALGO	183.44 B USDT
Market cap	$873.57 M	$183.37 B
Rank by cap	#82	#3
Type	—	token
Network	—	BNB Smart Chain (BEP20)
Fees are paid in	—	BNB
Launched	—	2014
Built by	—	Tether Limited
Supply cap	—	no cap

Daily moves of ALGO and USDT over 90 days line up at -0.04 — they travel apart.

Common questions: ALGO → USDT BEP20

What rate does ALGO to USDT BEP20 run at?

As of Sep 18, 2026 22:53 it is 1 ALGO = 0.0981408 USDT BEP20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.0981002.

What amounts does ALGO → USDT BEP20 accept?

From 2,173.91 to 104,000,000 ALGO per order. The lower limit is roughly $210.03.

Where does the 2,173.91 ALGO floor come from?

Network fees and order handling eat a small transfer alive — below 2,173.91 ALGO the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending ALGO, and that one goes to the blockchain, not to us.

How long does ALGO to USDT BEP20 take?

The clock starts with confirmations: the order goes into work once Algorand confirms your transfer. After that it comes down to how busy the network is.

Which network will USDT BEP20 arrive in?

The payout leaves in BNB Smart Chain (BEP20). Make sure the receiving wallet works with that network.

Where is receiving USDT cheaper?

The cheapest is usually USDT BEP20, USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the ALGO to USDT BEP20 rate do this month?

The month came in at plus 18.34%. Low 0.0779829, high 0.100781, middle 0.091334 USDT BEP20 per ALGO.

Can I go back, USDT BEP20 to ALGO?

Yes, the reverse direction is open: 1 USDT BEP20 = 10.2716 ALGO. The link sits right under the calculator.