Swap Algorand (ALGO) for USD Coin (USDC Optimism)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 06:19

Payout network
Optimism
24 hours
−0.95%
You get 0.0952247 USDC Optimism
Start the order
Rate
1 ALGO = 0.0952247 USDC Optimism
Up to
106,000,000 ALGO

The figure is indicative; the exact amount is locked in the order.

One ALGO buys 0.0952247 USDC Optimism right now; the other way round, 1 USDC Optimism is 10.5015 ALGO. Market over 24 hours: ALGO against USDC Optimism minus 0.95%. The week added minus 8.99%.

The weekly corridor ran from 0.0921377 to 0.106156 USDC Optimism, a spread of 15.21%.

The payout leaves in the Optimism network, so the receiving address has to belong to that network. By market cap Algorand sits 79th ($857.94 M) and USD Coin 6th ($71.73 B). Daily moves of ALGO and USDC over 90 days line up at -0.06 (they travel apart).

Who takes the ALGO → USDC Optimism route

  • Sitting out the swingsALGO moved −22.28% over the past month. USDC tracks the dollar, so after the swap the value stops following ALGO.
  • A road both waysThe USDC Optimism → ALGO direction is open too, so going back into ALGO takes the same route.

ALGO → USDC Optimism rate and amounts

1 ALGO = 0.0952247 USDC Optimism
1 USDC Optimism = 10.5015 ALGO

Send ALGO — receive USDC Optimism

ALGOUSDC Optimism
20019.0449
1,00095.2247
5,000476.1234
50,0004,761.23
200,00019,044.94
1,000,00095,224.69

Need USDC Optimism — send this much ALGO

USDC OptimismALGO
10105.0148
50525.0739
5005,250.74
2,00021,002.96
20,000210,029.57
100,0001,050,147.84

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

NetworkPer ALGOFromNetwork feeSpeed
Ethereum (ERC20)0.09522472,173.91 ALGO≈ $0.0061medium
Solana0.09522472,173.91 ALGO≈ $0.00048fast
Polygon0.09522472,173.91 ALGO≈ $0.0015fast
Arbitrum One0.0952247—≈ $0.0029fast
BASE0.0952247———
BNB Smart Chain (BEP20)0.0952247—≈ $0.0023fast
Avalanche C-Chain0.0952247—≈ $0.0014fast
NEAR0.0952247———
Optimism open now0.0952247—≈ $0.00015fast
XLM0.0952247———

How the ALGO → USDC Optimism order runs

  1. Work out the amount in the calculator and press the exchange button.
  2. Enter a USDC address in Optimism and a way to reach you.
  3. Send ALGO in Algorand for exactly the amount stated in the order.
  4. Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap ALGO for USDC Optimism

Check this before sending ALGO

  • The address network is Optimism. Sending through another network usually means losing the transfer.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the ALGO to USDC Optimism rate has been

high 0.106156 USDC Optimismlow 0.0921377 USDC Optimism
Oct 25, 2026 06:21Nov 1, 2026 06:21
high 0.13253 USDC Optimismlow 0.0934531 USDC Optimism
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 0.135982 USDC Optimismlow 0.077956 USDC Optimism
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 0.188819 USDC Optimismlow 0.0773343 USDC Optimism
Nov 1, 2025 03:00Oct 31, 2026 03:00
24 hours
−0.95%
Week
−8.99%
Weekly high
0.106156 USDC Optimism
Weekly low
0.0921377 USDC Optimism
Spread
15.21%

Market data from CoinGecko as of Nov 1, 2026 05:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far ALGO/USDC Optimism travelled, by period

PeriodHighLowMiddleNet move
24 hours0.09645060.09477260.0953106−0.95%
Week0.1061560.09213770.100508−8.99%
Month0.132530.09345310.114678−23.07%
Quarter0.1359820.0779560.100769+20.69%

Figures are in USDC Optimism per unit sent, from market data.

Daily ALGO → USDC Optimism rate

DayCloseAgainst the day before
Oct 31, 20260.0953456 USDC Optimism+2.03%
Oct 30, 20260.0934531 USDC Optimism−10.18%
Oct 29, 20260.10404 USDC Optimism+0.72%
Oct 28, 20260.1033 USDC Optimism−2.14%
Oct 27, 20260.105556 USDC Optimism+0.7%
Oct 26, 20260.10482 USDC Optimism+0.41%
Oct 25, 20260.104389 USDC Optimism−1.4%

Daily RubyCash rate: ALGO → USDC Optimism

DateRubyCash rateMarket rate
Nov 1, 20260.0952247 USDC Optimism0.094527
Oct 31, 20260.0956269 USDC Optimism0.095415
Oct 30, 20260.0952247 USDC Optimism0.0949513
Oct 29, 20260.0939175 USDC Optimism0.0939983
Oct 28, 20260.104677 USDC Optimism0.103808
Oct 27, 20260.104174 USDC Optimism0.103464
Oct 26, 20260.10518 USDC Optimism0.104094
Oct 25, 20260.106386 USDC Optimism0.104812
Oct 24, 20260.104978 USDC Optimism0.10396
Oct 22, 20260.108297 USDC Optimism0.107061
Oct 21, 20260.114129 USDC Optimism0.115098
Oct 20, 20260.11433 USDC Optimism0.113971
Oct 19, 20260.110811 USDC Optimism0.109232
Oct 18, 20260.110509 USDC Optimism0.10919

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on ALGO and USDC

Algorand ALGO
Price
$0.094527
24 hours
−0.93%
Week
−9.16%
Market cap
$857.94 M
24-hour turnover
$28.03 M
Rank by cap
#79
In circulation
9.08 B ALGO
Record price
$3.56
USD Coin USDC
Price
$1.00
24 hours
+0.03%
Week
+0.04%
Market cap
$71.73 B
24-hour turnover
$5.91 B
Rank by cap
#6
In circulation
71.72 B USDC
Record price
$1.04

Source: CoinGecko, Nov 1, 2026 05:54.

Algorand against USD Coin

Algorand (ALGO)USD Coin (USDC)
TickerALGOUSDC
In circulation9.08 B ALGO71.72 B USDC
Market cap$857.94 M$71.73 B
Rank by cap#79#6
Type—token
Network—Optimism
Fees are paid in—ETH
Launched—2018
Built by—Circle
Supply cap—no cap

Daily moves of ALGO and USDC over 90 days line up at -0.06 — they travel apart.

Common questions: ALGO → USDC Optimism

What rate does ALGO to USDC Optimism run at?
As of Nov 1, 2026 06:19 it is 1 ALGO = 0.0952247 USDC Optimism. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.0952247.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending ALGO, and that one goes to the blockchain, not to us.
How long does ALGO to USDC Optimism take?
The clock starts with confirmations: the order goes into work once Algorand confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC Optimism arrive in?
The payout leaves in Optimism. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the ALGO to USDC Optimism rate do this month?
The month came in at minus 23.07%. Low 0.0934531, high 0.13253, middle 0.114678 USDC Optimism per ALGO.
Can I go back, USDC Optimism to ALGO?
Yes, the reverse direction is open: 1 USDC Optimism = 10.5862 ALGO. The link sits right under the calculator.

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