Swap Cosmos (ATOM) for USD Coin (USDC XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 20:39
- Payout network
- XLM
- 24 hours
- −2.01%
Today ATOM goes for 1.4781 USDC XLM, and USDC XLM goes for 0.676536 ATOM. Market over 24 hours: ATOM against USDC XLM minus 2.01%. The week added minus 9.48%.
The weekly corridor ran from 1.4685 to 1.655 USDC XLM, a spread of 12.7%.
The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap Cosmos sits 83th ($797.13 M) and USD Coin 6th ($71.55 B). Daily moves of ATOM and USDC over 90 days line up at 0.08 (they travel apart).
Who takes the ATOM → USDC XLM route
- Sitting out the swingsATOM moved −13.98% over the past month. USDC tracks the dollar, so after the swap the value stops following ATOM.
- A road both waysThe USDC XLM → ATOM direction is open too, so going back into ATOM takes the same route.
ATOM → USDC XLM rate and amounts
1 ATOM = 1.4781 USDC XLM
1 USDC XLM = 0.676536 ATOM
Send ATOM — receive USDC XLM
| ATOM | USDC XLM |
|---|---|
| 10 | 14.7812 |
| 50 | 73.9059 |
| 200 | 295.6236 |
| 2,000 | 2,956.24 |
| 10,000 | 14,781.18 |
| 50,000 | 73,905.89 |
Need USDC XLM — send this much ATOM
| USDC XLM | ATOM |
|---|---|
| 10 | 6.7654 |
| 50 | 33.8268 |
| 500 | 338.268 |
| 2,000 | 1,353.07 |
| 20,000 | 13,530.72 |
| 100,000 | 67,653.61 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per ATOM | From | Network fee | Speed |
|---|---|---|---|---|
| Polygon | 1.4775 | 50.0309 ATOM | ≈ $0.0017 | fast |
| Solana | 1.4775 | 50.0309 ATOM | ≈ $0.00047 | fast |
| Ethereum (ERC20) | 1.4775 | 50.0309 ATOM | ≈ $0.0069 | medium |
| Arbitrum One | 1.4781 | — | ≈ $0.003 | fast |
| BASE | 1.4781 | — | — | — |
| BNB Smart Chain (BEP20) | 1.4781 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 1.4781 | — | ≈ $0.0014 | fast |
| NEAR | 1.4781 | — | — | — |
| Optimism | 1.4781 | — | ≈ $0.00015 | fast |
| XLM open now | 1.4781 | — | — | — |
How the ATOM → USDC XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in XLM and a way to reach you.
- Send ATOM in Cosmos Hub for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending ATOM
- The address network is XLM. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the ATOM to USDC XLM rate has been
high 1.655 USDC XLMlow 1.4685 USDC XLM
Oct 25, 2026 20:40Nov 1, 2026 20:40
high 2.0654 USDC XLMlow 1.4694 USDC XLM
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 2.0654 USDC XLMlow 1.2652 USDC XLM
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 3.107 USDC XLMlow 1.2234 USDC XLM
Nov 2, 2025 03:00Nov 1, 2026 03:00
- 24 hours
- −2.01%
- Week
- −9.48%
- Weekly high
- 1.655 USDC XLM
- Weekly low
- 1.4685 USDC XLM
- Spread
- 12.7%
Market data from CoinGecko as of Nov 1, 2026 16:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far ATOM/USDC XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 1.5174 | 1.4685 | 1.4973 | −2.01% |
| Week | 1.655 | 1.4685 | 1.5825 | −9.48% |
| Month | 2.0654 | 1.4694 | 1.7275 | −13.97% |
| Quarter | 2.0654 | 1.2652 | 1.6214 | +16.14% |
Figures are in USDC XLM per unit sent, from market data.
Daily ATOM → USDC XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 1, 2026 | 1.4694 USDC XLM | −5.21% |
| Oct 31, 2026 | 1.5501 USDC XLM | +3.03% |
| Oct 30, 2026 | 1.5045 USDC XLM | −8.49% |
| Oct 29, 2026 | 1.6442 USDC XLM | +0.97% |
| Oct 28, 2026 | 1.6284 USDC XLM | −0.58% |
| Oct 27, 2026 | 1.6379 USDC XLM | −0.32% |
| Oct 26, 2026 | 1.6432 USDC XLM | +0.2% |
Daily RubyCash rate: ATOM → USDC XLM
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 1.4816 USDC XLM | 1.4801 |
| Oct 31, 2026 | 1.507 USDC XLM | 1.5 |
| Oct 30, 2026 | 1.5548 USDC XLM | 1.5106 |
| Oct 29, 2026 | 1.5156 USDC XLM | 1.5113 |
| Oct 28, 2026 | 1.647 USDC XLM | 1.6407 |
| Oct 27, 2026 | 1.6252 USDC XLM | 1.6211 |
| Oct 26, 2026 | 1.6365 USDC XLM | 1.6412 |
| Oct 25, 2026 | 1.6547 USDC XLM | 1.6307 |
| Oct 24, 2026 | 1.6346 USDC XLM | 1.6307 |
| Oct 22, 2026 | 1.7143 USDC XLM | 1.7108 |
| Oct 21, 2026 | 1.7693 USDC XLM | 1.7705 |
| Oct 20, 2026 | 1.7602 USDC XLM | 1.7604 |
| Oct 19, 2026 | 1.7503 USDC XLM | 1.7402 |
| Oct 18, 2026 | 1.6901 USDC XLM | 1.6703 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on ATOM and USDC
Cosmos ATOM- Price
- $1.48
- 24 hours
- −2%
- Week
- −8.88%
- Market cap
- $797.13 M
- 24-hour turnover
- $34.34 M
- Rank by cap
- #83
- In circulation
- 539.39 M ATOM
- Record price
- $43.84
USD Coin USDC- Price
- $0.999966
- 24 hours
- +0.01%
- Week
- +0.03%
- Market cap
- $71.55 B
- 24-hour turnover
- $5.91 B
- Rank by cap
- #6
- In circulation
- 71.55 B USDC
- Record price
- $1.04
Source: CoinGecko, Nov 1, 2026 16:54.
Cosmos against USD Coin
| Cosmos (ATOM) | USD Coin (USDC) | |
|---|---|---|
| Ticker | ATOM | USDC |
| Type | coin of its own network | token |
| Launched | 2019 | 2018 |
| Built by | Jae Kwon, Ethan Buchman | Circle |
| Consensus | Proof of Stake (CometBFT) | — |
| Block | ~6 sec | — |
| Supply cap | no cap | no cap |
| Privacy | transfers are public | — |
| In circulation | 539.39 M ATOM | 71.55 B USDC |
| Market cap | $797.13 M | $71.55 B |
| Rank by cap | #83 | #6 |
| Network | — | XLM |
Daily moves of ATOM and USDC over 90 days line up at 0.08 — they travel apart.
Common questions: ATOM → USDC XLM
What rate does ATOM to USDC XLM run at?
As of Nov 1, 2026 20:39 it is 1 ATOM = 1.4781 USDC XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.48.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending ATOM, and that one goes to the blockchain, not to us.
How long does ATOM to USDC XLM take?
The clock starts with confirmations: the order goes into work once Cosmos Hub confirms your transfer. After that it comes down to how busy the network is. A block in Cosmos Hub closes in about 6 sec.
Which network will USDC XLM arrive in?
The payout leaves in XLM. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the ATOM to USDC XLM rate do this month?
The month came in at minus 13.97%. Low 1.4694, high 2.0654, middle 1.7275 USDC XLM per ATOM.
Can I go back, USDC XLM to ATOM?
Yes, the reverse direction is open: 1 USDC XLM = 0.681976 ATOM. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send ATOM, receive something else
ATOM → USDS1.4734
ATOM → USDT Arbitrum1.479- ATOM → USDT BEP201.479
- ATOM → USDT AVAX C1.479
- ATOM → USDT ERC201.479
- ATOM → USDT NEAR1.479
- ATOM → USDT OMNI1.479
- ATOM → USDT Optimism1.479
