Swap Algorand (ALGO) for USD Coin (USDC NEAR)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Sep 18, 2026 19:08

Payout network
NEAR
24 hours
+5.76%
You get 0.0971352 USDC NEAR
Start the order
Rate
1 ALGO = 0.0971352 USDC NEAR
Up to
104,000,000 ALGO

The figure is indicative; the exact amount is locked in the order.

One ALGO buys 0.0971352 USDC NEAR right now; the other way round, 1 USDC NEAR is 10.2949 ALGO. Market over 24 hours: ALGO against USDC NEAR plus 5.76%. The week added plus 3.39%.

The weekly corridor ran from 0.0853606 to 0.0994632 USDC NEAR, a spread of 16.52%.

The payout leaves in the NEAR network, so the receiving address has to belong to that network. By market cap Algorand sits 81th ($871.56 M) and USD Coin 6th ($73.87 B). Daily moves of ALGO and USDC over 90 days line up at -0.11 (they travel apart).

Who takes the ALGO → USDC NEAR route

  • Sitting out the swingsALGO moved +18.33% over the past month. USDC tracks the dollar, so after the swap the value stops following ALGO.
  • A road both waysThe USDC NEAR → ALGO direction is open too, so going back into ALGO takes the same route.

ALGO → USDC NEAR rate and amounts

1 ALGO = 0.0971352 USDC NEAR
1 USDC NEAR = 10.2949 ALGO

Send ALGO — receive USDC NEAR

ALGOUSDC NEAR
20019.427
1,00097.1352
5,000485.6761
50,0004,856.76
200,00019,427.04
1,000,00097,135.21

Need USDC NEAR — send this much ALGO

USDC NEARALGO
20205.8986
1001,029.49
5005,147.46
5,00051,474.64
20,000205,898.55
100,0001,029,492.75

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

NetworkPer ALGOFromNetwork feeSpeed
Ethereum (ERC20)0.09713522,173.91 ALGO≈ $0.11medium
Solana0.09713522,173.91 ALGO≈ $0.00055fast
Polygon0.09713522,173.91 ALGO≈ $0.0018fast
Arbitrum One0.0971352≈ $0.0035fast
BASE0.0971352
BNB Smart Chain (BEP20)0.0971352≈ $0.0025fast
Avalanche C-Chain0.0971352≈ $0.001fast
NEAR open now0.0971352
Optimism0.0971352≈ $0.0002fast
XLM0.0971352

How the ALGO → USDC NEAR order runs

  1. Work out the amount in the calculator and press the exchange button.
  2. Enter a USDC address in NEAR and a way to reach you.
  3. Send ALGO in Algorand for exactly the amount stated in the order.
  4. Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap ALGO for USDC NEAR

Check this before sending ALGO

  • The address network is NEAR. Sending through another network usually means losing the transfer.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the ALGO to USDC NEAR rate has been

high 0.0994632 USDC NEARlow 0.0853606 USDC NEAR
Sep 11, 2026 19:11Sep 18, 2026 19:11
high 0.100764 USDC NEARlow 0.077956 USDC NEAR
Aug 19, 2026 03:00Sep 18, 2026 03:00
high 0.100764 USDC NEARlow 0.0773343 USDC NEAR
Jun 20, 2026 03:00Sep 18, 2026 03:00
high 0.246606 USDC NEARlow 0.0773343 USDC NEAR
Sep 19, 2025 03:00Sep 18, 2026 03:00
24 hours
+5.76%
Week
+3.39%
Weekly high
0.0994632 USDC NEAR
Weekly low
0.0853606 USDC NEAR
Spread
16.52%

Market data from CoinGecko as of Sep 18, 2026 18:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far ALGO/USDC NEAR travelled, by period

PeriodHighLowMiddleNet move
24 hours0.09657190.08992760.0930446+5.76%
Week0.09946320.08536060.0927326+3.39%
Month0.1007640.0779560.0913266+18.34%
Quarter0.1007640.07733430.0870244−3.5%

Figures are in USDC NEAR per unit sent, from market data.

Daily ALGO → USDC NEAR rate

DayCloseAgainst the day before
Sep 18, 20260.0922556 USDC NEAR+3.73%
Sep 17, 20260.0889366 USDC NEAR+0.13%
Sep 16, 20260.0888205 USDC NEAR−7.5%
Sep 15, 20260.0960175 USDC NEAR+1.42%
Sep 14, 20260.0946765 USDC NEAR+2.28%
Sep 13, 20260.0925632 USDC NEAR−1.01%
Sep 12, 20260.0935111 USDC NEAR+2.41%

Daily RubyCash rate: ALGO → USDC NEAR

DateRubyCash rateMarket rate
Sep 18, 20260.0966324 USDC NEAR0.0964179
Sep 17, 20260.0910014 USDC NEAR0.0894605
Sep 16, 20260.0875826 USDC NEAR0.0879553

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on ALGO and USDC

Algorand ALGO
Price
$0.09639
24 hours
+5.77%
Week
+3.3%
Market cap
$871.56 M
24-hour turnover
$45.51 M
Rank by cap
#81
In circulation
9.04 B ALGO
Record price
$3.56
USD Coin USDC
Price
$0.999711
24 hours
+0.01%
Week
0%
Market cap
$73.87 B
24-hour turnover
$19.66 B
Rank by cap
#6
In circulation
73.9 B USDC
Record price
$1.04

Source: CoinGecko, Sep 18, 2026 18:54.

Algorand against USD Coin

Algorand (ALGO)USD Coin (USDC)
TickerALGOUSDC
In circulation9.04 B ALGO73.9 B USDC
Market cap$871.56 M$73.87 B
Rank by cap#81#6
Typetoken
NetworkNEAR
Launched2018
Built byCircle
Supply capno cap

Daily moves of ALGO and USDC over 90 days line up at -0.11 — they travel apart.

Common questions: ALGO → USDC NEAR

What rate does ALGO to USDC NEAR run at?
As of Sep 18, 2026 19:08 it is 1 ALGO = 0.0971352 USDC NEAR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.0971071.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending ALGO, and that one goes to the blockchain, not to us.
How long does ALGO to USDC NEAR take?
The clock starts with confirmations: the order goes into work once Algorand confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC NEAR arrive in?
The payout leaves in NEAR. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the ALGO to USDC NEAR rate do this month?
The month came in at plus 18.34%. Low 0.077956, high 0.100764, middle 0.0913266 USDC NEAR per ALGO.
Can I go back, USDC NEAR to ALGO?
Yes, the reverse direction is open: 1 USDC NEAR = 10.378 ALGO. The link sits right under the calculator.

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