Swap Cosmos (ATOM) for USD Coin (USDC Polygon)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 06:14

Orders from: 50.0309 ATOM ≈ $74.55
Payout network: Polygon
24 hours: −2.02%

You send

ATOM

You get 1,505.94

USDC Polygon

Start the order

Rate: 1 ATOM = 1.5059 USDC Polygon
From: 50.0309 ATOM
Up to: 6,710,000 ATOM

The figure is indicative; the exact amount is locked in the order.

The direction runs at 1.5059 USDC Polygon per ATOM, or 0.664035 ATOM per USDC Polygon. Market over 24 hours: ATOM against USDC Polygon minus 2.02%. The week added minus 8.3%.

The weekly corridor ran from 1.492 to 1.6577 USDC Polygon, a spread of 11.11%. A single order takes 50.0309 to 6,710,000 ATOM. In dollars that is roughly $74.55.

The payout leaves in the Polygon network, so the receiving address has to belong to that network. By market cap Cosmos sits 82th ($805.75 M) and USD Coin 6th ($71.73 B). Daily moves of ATOM and USDC over 90 days line up at 0.08 (they travel apart).

Who takes the ATOM → USDC Polygon route

Sitting out the swingsATOM moved −12.37% over the past month. USDC tracks the dollar, so after the swap the value stops following ATOM.
A road both waysThe USDC Polygon → ATOM direction is open too, so going back into ATOM takes the same route.

ATOM → USDC Polygon rate and amounts

1 ATOM = 1.5059 USDC Polygon

1 USDC Polygon = 0.664035 ATOM

Send ATOM — receive USDC Polygon

ATOM	USDC Polygon
100	150.5944
500	752.972
1,000	1,505.94
5,000	7,529.72
10,000	15,059.44
50,000	75,297.2

Need USDC Polygon — send this much ATOM

USDC Polygon	ATOM
100	66.4035
500	332.0177
2,000	1,328.07
5,000	3,320.18
20,000	13,280.71
100,000	66,403.53

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per ATOM	From	Network fee	Speed
Polygon open now	1.5059	50.0309 ATOM	≈ $0.0015	fast
Solana	1.5059	50.0309 ATOM	≈ $0.00048	fast
Ethereum (ERC20)	1.5059	50.0309 ATOM	≈ $0.0061	medium
Arbitrum One	1.5066	—	≈ $0.0029	fast
BASE	1.5066	—	—	—
BNB Smart Chain (BEP20)	1.5066	—	≈ $0.0023	fast
Avalanche C-Chain	1.5066	—	≈ $0.0014	fast
NEAR	1.5066	—	—	—
Optimism	1.5066	—	≈ $0.00015	fast
XLM	1.5066	—	—	—

ATOM → USDC: compare all networks USDC network fees

How the ATOM → USDC Polygon order runs

Work out the amount in the calculator: orders start at 50.0309 ATOM.
Enter a USDC address in Polygon and a way to reach you.
Send ATOM in Cosmos Hub for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap ATOM for USDC Polygon

Check this before sending ATOM

The address network is Polygon. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 50.0309 ATOM.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the ATOM to USDC Polygon rate has been

WeekMonthQuarterYear

high 1.6577 USDC Polygonlow 1.492 USDC Polygon

Oct 25, 2026 06:18Nov 1, 2026 06:18

high 2.0654 USDC Polygonlow 1.5045 USDC Polygon

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 2.0654 USDC Polygonlow 1.2234 USDC Polygon

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 3.107 USDC Polygonlow 1.2234 USDC Polygon

Nov 1, 2025 03:00Oct 31, 2026 03:00

24 hours: −2.02%
Week: −8.3%
Weekly high: 1.6577 USDC Polygon
Weekly low: 1.492 USDC Polygon
Spread: 11.11%

Market data from CoinGecko as of Nov 1, 2026 05:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far ATOM/USDC Polygon travelled, by period

Period	High	Low	Middle	Net move
24 hours	1.5352	1.4966	1.5122	−2.02%
Week	1.6577	1.492	1.592	−8.3%
Month	2.0654	1.5045	1.7363	−11.07%
Quarter	2.0654	1.2234	1.6186	+26.67%

Figures are in USDC Polygon per unit sent, from market data.

Daily ATOM → USDC Polygon rate

Day	Close	Against the day before
Oct 31, 2026	1.5497 USDC Polygon	+3%
Oct 30, 2026	1.5045 USDC Polygon	−8.49%
Oct 29, 2026	1.6442 USDC Polygon	+0.97%
Oct 28, 2026	1.6284 USDC Polygon	−0.58%
Oct 27, 2026	1.6379 USDC Polygon	−0.32%
Oct 26, 2026	1.6432 USDC Polygon	+0.2%
Oct 25, 2026	1.64 USDC Polygon	−3.85%

Daily RubyCash rate: ATOM → USDC Polygon

Date	RubyCash rate	Market rate
Nov 1, 2026	1.5023 USDC Polygon	1.49
Oct 31, 2026	1.5063 USDC Polygon	1.5
Oct 30, 2026	1.5542 USDC Polygon	1.5106
Oct 29, 2026	1.515 USDC Polygon	1.5113
Oct 28, 2026	1.6463 USDC Polygon	1.6407
Oct 27, 2026	1.6245 USDC Polygon	1.6211
Oct 26, 2026	1.6358 USDC Polygon	1.6412
Oct 25, 2026	1.654 USDC Polygon	1.6307
Oct 24, 2026	1.634 USDC Polygon	1.6307
Oct 22, 2026	1.7136 USDC Polygon	1.7108
Oct 21, 2026	1.7686 USDC Polygon	1.7705
Oct 20, 2026	1.7595 USDC Polygon	1.7604
Oct 19, 2026	1.7495 USDC Polygon	1.7402
Oct 18, 2026	1.6895 USDC Polygon	1.6703

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on ATOM and USDC

Cosmos ATOM

Price: $1.49
24 hours: −2%
Week: −8.48%
Market cap: $805.75 M
24-hour turnover: $26.11 M
Rank by cap: #82
In circulation: 539.31 M ATOM
Record price: $43.84

USD Coin USDC

Price: $1.00
24 hours: +0.03%
Week: +0.04%
Market cap: $71.73 B
24-hour turnover: $5.91 B
Rank by cap: #6
In circulation: 71.72 B USDC
Record price: $1.04

Source: CoinGecko, Nov 1, 2026 05:54.

Cosmos against USD Coin

	Cosmos (ATOM)	USD Coin (USDC)
Ticker	ATOM	USDC
Type	coin of its own network	token
Launched	2019	2018
Built by	Jae Kwon, Ethan Buchman	Circle
Consensus	Proof of Stake (CometBFT)	—
Block	~6 sec	—
Supply cap	no cap	no cap
Privacy	transfers are public	—
In circulation	539.31 M ATOM	71.72 B USDC
Market cap	$805.75 M	$71.73 B
Rank by cap	#82	#6
Network	—	Polygon
Fees are paid in	—	POL

Daily moves of ATOM and USDC over 90 days line up at 0.08 — they travel apart.

Common questions: ATOM → USDC Polygon

What rate does ATOM to USDC Polygon run at?

As of Nov 1, 2026 06:14 it is 1 ATOM = 1.5059 USDC Polygon. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.51.

What amounts does ATOM → USDC Polygon accept?

From 50.0309 to 6,710,000 ATOM per order. The lower limit is roughly $74.55.

Where does the 50.0309 ATOM floor come from?

Network fees and order handling eat a small transfer alive — below 50.0309 ATOM the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending ATOM, and that one goes to the blockchain, not to us.

How long does ATOM to USDC Polygon take?

The clock starts with confirmations: the order goes into work once Cosmos Hub confirms your transfer. After that it comes down to how busy the network is. A block in Cosmos Hub closes in about 6 sec.

Which network will USDC Polygon arrive in?

The payout leaves in Polygon. Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the ATOM to USDC Polygon rate do this month?

The month came in at minus 11.07%. Low 1.5045, high 2.0654, middle 1.7363 USDC Polygon per ATOM.

Can I go back, USDC Polygon to ATOM?

Yes, the reverse direction is open: 1 USDC Polygon = 0.668157 ATOM. The link sits right under the calculator.