Swap USD Coin (USDC XLM) for Cardano (ADA)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 11:39
- Orders from
- 200 USDC XLM ≈ $200.00
- Payout network
- Cardano
- 24 hours
- −0.15%
One USDC XLM buys 5.1902 ADA right now; the other way round, 1 ADA is 0.19267 USDC XLM. Market over 24 hours: USDC XLM against ADA minus 0.15%. The week added plus 6.84%.
The weekly corridor ran from 4.8115 to 5.3482 ADA, a spread of 11.15%. A single order takes 200 to 10,000,000 USDC XLM. In dollars that is roughly $200.00.
By market cap USD Coin sits 6th ($71.71 B) and Cardano 18th ($7.28 B). Daily moves of USDC and ADA over 90 days line up at 0.05 (they travel apart).
Who takes the USDC XLM → ADA route
- Entering ADA from dollarsFrom USDC you step into Cardano directly, with no coin in between: over the past month ADA moved −21.67%.
- Fuel for CardanoWithout Cardano nothing moves in Cardano — every transfer and every contract call is paid in it.
- Different basketsDaily moves of USDC and ADA over 90 days line up at 0.05 (they travel apart) — the looser the link, the less a portfolio depends on one coin.
USDC XLM → ADA rate and amounts
1 USDC XLM = 5.1902 ADA
1 ADA = 0.19267 USDC XLM
Send USDC XLM — receive ADA
| USDC XLM | ADA |
|---|---|
| 200 | 1,038.04 |
| 1,000 | 5,190.22 |
| 2,000 | 10,380.43 |
| 10,000 | 51,902.15 |
| 20,000 | 103,804.3 |
| 100,000 | 519,021.5 |
Need ADA — send this much USDC XLM
| ADA | USDC XLM |
|---|---|
| 2,000 | 385.3405 |
| 5,000 | 963.3512 |
| 20,000 | 3,853.4 |
| 50,000 | 9,633.51 |
| 200,000 | 38,534.05 |
| 500,000 | 96,335.12 |
How the USDC XLM → ADA order runs
- Work out the amount in the calculator: orders start at 200 USDC XLM.
- Enter a ADA address in Cardano and a way to reach you.
- Send USDC XLM in XLM for exactly the amount stated in the order.
- Once the network confirms your transfer, Cardano leaves for your address. The order page tracks every step.
Check this before sending USDC XLM
- The address network is Cardano. Sending through another network usually means losing the transfer.
- The transfer must not be smaller than 200 USDC XLM.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDC XLM to ADA rate has been
high 5.3482 ADAlow 4.8115 ADA
Oct 25, 2026 11:41Nov 1, 2026 11:41
high 5.2525 ADAlow 3.6981 ADA
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 5.7411 ADAlow 3.6981 ADA
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 6.9562 ADAlow 1.6307 ADA
Nov 1, 2025 03:00Oct 31, 2026 03:00
- 24 hours
- −0.15%
- Week
- +6.84%
- Weekly high
- 5.3482 ADA
- Weekly low
- 4.8115 ADA
- Spread
- 11.15%
Market data from CoinGecko as of Nov 1, 2026 09:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDC XLM/ADA travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 5.199 | 5.1645 | 5.1829 | −0.15% |
| Week | 5.3482 | 4.8115 | 4.9985 | +6.84% |
| Month | 5.2525 | 3.6981 | 4.3972 | +27.7% |
| Quarter | 5.7411 | 3.6981 | 4.6845 | −9.69% |
Figures are in ADA per unit sent, from market data.
Daily USDC XLM → ADA rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 5.1793 ADA | −1.39% |
| Oct 30, 2026 | 5.2525 ADA | +8.18% |
| Oct 29, 2026 | 4.8553 ADA | −0.07% |
| Oct 28, 2026 | 4.8586 ADA | +0.35% |
| Oct 27, 2026 | 4.8418 ADA | −1.25% |
| Oct 26, 2026 | 4.9029 ADA | +2.02% |
| Oct 25, 2026 | 4.8058 ADA | +1.28% |
Daily RubyCash rate: USDC XLM → ADA
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 5.1825 ADA | 5.1633 |
| Oct 31, 2026 | 5.1948 ADA | 5.1794 |
| Oct 30, 2026 | 5.1602 ADA | 5.1853 |
| Oct 29, 2026 | 5.2507 ADA | 5.2049 |
| Oct 28, 2026 | 4.8852 ADA | 4.8541 |
| Oct 27, 2026 | 4.8825 ADA | 4.8692 |
| Oct 26, 2026 | 4.9087 ADA | 4.8796 |
| Oct 25, 2026 | 4.8735 ADA | 4.8587 |
| Oct 24, 2026 | 4.851 ADA | 4.8487 |
| Oct 22, 2026 | 4.7186 ADA | 4.6968 |
| Oct 21, 2026 | 4.4349 ADA | 4.3719 |
| Oct 20, 2026 | 4.4883 ADA | 4.4725 |
| Oct 19, 2026 | 4.5959 ADA | 4.6082 |
| Oct 18, 2026 | 4.5735 ADA | 4.5865 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on USDC and ADA
USD Coin USDC- Price
- $1.00
- 24 hours
- +0.02%
- Week
- +0.05%
- Market cap
- $71.71 B
- 24-hour turnover
- $5.7 B
- Rank by cap
- #6
- In circulation
- 71.7 B USDC
- Record price
- $1.04
Cardano ADA- Price
- $0.193673
- 24 hours
- +0.17%
- Week
- −6.85%
- Market cap
- $7.28 B
- 24-hour turnover
- $129.42 M
- Rank by cap
- #18
- In circulation
- 37.58 B ADA
- Record price
- $3.09
Source: CoinGecko, Nov 1, 2026 09:24.
USD Coin against Cardano
| USD Coin (USDC) | Cardano (ADA) | |
|---|---|---|
| Ticker | USDC | ADA |
| Type | token | coin of its own network |
| Network | XLM | — |
| Launched | 2018 | 2017 |
| Built by | Circle | Charles Hoskinson |
| Supply cap | no cap | 45 B ADA |
| In circulation | 71.7 B USDC | 37.58 B ADA |
| Market cap | $71.71 B | $7.28 B |
| Rank by cap | #6 | #18 |
| Consensus | — | Proof of Stake (Ouroboros) |
| Block | — | ~20 sec |
| Privacy | — | transfers are public |
Daily moves of USDC and ADA over 90 days line up at 0.05 — they travel apart.
Common questions: USDC XLM → ADA
What rate does USDC XLM to ADA run at?
As of Nov 1, 2026 11:39 it is 1 USDC XLM = 5.1902 ADA. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.01.
What amounts does USDC XLM → ADA accept?
From 200 to 10,000,000 USDC XLM per order. The lower limit is roughly $200.00.
Where does the 200 USDC XLM floor come from?
Network fees and order handling eat a small transfer alive — below 200 USDC XLM the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC XLM, and that one goes to the blockchain, not to us.
How long does USDC XLM to ADA take?
The clock starts with confirmations: the order goes into work once XLM confirms your transfer. After that it comes down to how busy the network is.
Which network will ADA arrive in?
Cardano leaves in its own Cardano network — a plain ADA address is all you need.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC XLM to ADA rate do this month?
The month came in at plus 27.7%. Low 3.6981, high 5.2525, middle 4.3972 ADA per USDC XLM.
Can I go back, ADA to USDC XLM?
Yes, the reverse direction is open: 1 ADA = 0.194224 USDC XLM. The link sits right under the calculator.
Worth reading
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