Swap XRP for Tether (USDT TRC20)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 12:54

Orders from: 71.0732 XRP ≈ $88.84
Payout network: TRON (TRC20)
24 hours: +0.59%

You send

XRP

You get 1,259.17

USDT TRC20

Start the order

Rate: 1 XRP = 1.2592 USDT TRC20
From: 71.0732 XRP
Up to: 8,000,000 XRP

The figure is indicative; the exact amount is locked in the order.

The direction runs at 1.2592 USDT TRC20 per XRP, or 0.794174 XRP per USDT TRC20. Market over 24 hours: XRP against USDT TRC20 plus 0.59%. The week added minus 3.71%.

The weekly corridor ran from 1.2094 to 1.3387 USDT TRC20, a spread of 10.69%. A single order takes 71.0732 to 8,000,000 XRP. In dollars that is roughly $88.84.

The payout leaves in the TRON (TRC20) network, so the receiving address has to belong to that network. By market cap XRP sits 5th ($79.32 B) and Tether 3th ($180.04 B). Daily moves of XRP and USDT over 90 days line up at 0.23 (they travel apart).

Who takes the XRP → USDT TRC20 route

Sitting out the swingsXRP moved −16.01% over the past month. USDT tracks the dollar, so after the swap the value stops following XRP.
A road both waysThe USDT TRC20 → XRP direction is open too, so going back into XRP takes the same route.

XRP → USDT TRC20 rate and amounts

1 XRP = 1.2592 USDT TRC20

1 USDT TRC20 = 0.794174 XRP

Send XRP — receive USDT TRC20

XRP	USDT TRC20
100	125.917
500	629.585
1,000	1,259.17
5,000	6,295.85
10,000	12,591.7
50,000	62,958.5

Need USDT TRC20 — send this much XRP

USDT TRC20	XRP
100	79.4174
500	397.087
2,000	1,588.35
5,000	3,970.87
20,000	15,883.48
100,000	79,417.39

Payout network for USDT

The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per XRP	From	Network fee	Speed
TRON (TRC20) open now	1.2592	71.0732 XRP	≈ $2.1	fast
Solana	1.2592	71.0732 XRP	≈ $0.00048	fast
Polygon	1.2592	71.0732 XRP	≈ $0.00017	fast
Arbitrum One	1.2592	71.0732 XRP	≈ $0.003	fast
TON	1.2592	71.0732 XRP	low	fast
Ethereum (ERC20)	1.2592	71.0732 XRP	≈ $0.0062	medium
OMNI	1.2592	—	—	—
BNB Smart Chain (BEP20)	1.2592	142.6239 XRP	≈ $0.0023	fast
Avalanche C-Chain	1.2592	—	≈ $0.0015	fast
NEAR	1.2592	—	—	—
Optimism	1.2592	—	≈ $0.00015	fast

XRP → USDT: compare all networks USDT network fees

How the XRP → USDT TRC20 order runs

Work out the amount in the calculator: orders start at 71.0732 XRP.
Enter a USDT address in TRON (TRC20) and a way to reach you.
Send XRP in XRP Ledger for exactly the amount stated in the order.
Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.

Swap XRP for USDT TRC20

Check this before sending XRP

The address network is TRON (TRC20). Sending through another network usually means losing the transfer.
The transfer must not be smaller than 71.0732 XRP.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XRP to USDT TRC20 rate has been

WeekMonthQuarterYear

high 1.3387 USDT TRC20low 1.2094 USDT TRC20

Oct 25, 2026 12:56Nov 1, 2026 12:56

high 1.5199 USDT TRC20low 1.2379 USDT TRC20

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 1.5715 USDT TRC20low 0.993497 USDT TRC20

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 2.5266 USDT TRC20low 0.993497 USDT TRC20

Nov 1, 2025 03:00Oct 31, 2026 03:00

24 hours: +0.59%
Week: −3.71%
Weekly high: 1.3387 USDT TRC20
Weekly low: 1.2094 USDT TRC20
Spread: 10.69%

Market data from CoinGecko as of Nov 1, 2026 11:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XRP/USDT TRC20 travelled, by period

Period	High	Low	Middle	Net move
24 hours	1.255	1.2458	1.251	+0.59%
Week	1.3387	1.2094	1.2855	−3.71%
Month	1.5199	1.2379	1.3689	−16%
Quarter	1.5715	0.993497	1.3225	+18.02%

Figures are in USDT TRC20 per unit sent, from market data.

Daily XRP → USDT TRC20 rate

Day	Close	Against the day before
Oct 31, 2026	1.2518 USDT TRC20	+1.12%
Oct 30, 2026	1.2379 USDT TRC20	−6.63%
Oct 29, 2026	1.3258 USDT TRC20	−0.39%
Oct 28, 2026	1.331 USDT TRC20	+1.72%
Oct 27, 2026	1.3085 USDT TRC20	+0.99%
Oct 26, 2026	1.2957 USDT TRC20	−0.29%
Oct 25, 2026	1.2995 USDT TRC20	+0.35%

Daily RubyCash rate: XRP → USDT TRC20

Date	RubyCash rate	Market rate
Nov 1, 2026	1.261 USDT TRC20	1.2506
Oct 31, 2026	1.2592 USDT TRC20	1.2507
Oct 30, 2026	1.2607 USDT TRC20	1.2513
Oct 29, 2026	1.2487 USDT TRC20	1.2418
Oct 28, 2026	1.3323 USDT TRC20	1.3312
Oct 27, 2026	1.3363 USDT TRC20	1.3216
Oct 26, 2026	1.2951 USDT TRC20	1.2917
Oct 25, 2026	1.3084 USDT TRC20	1.3012
Oct 24, 2026	1.3012 USDT TRC20	1.2911
Oct 22, 2026	1.3137 USDT TRC20	1.3113
Oct 21, 2026	1.3761 USDT TRC20	1.3909
Oct 20, 2026	1.3429 USDT TRC20	1.3311
Oct 19, 2026	1.3129 USDT TRC20	1.3011
Oct 18, 2026	1.3071 USDT TRC20	1.291

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XRP and USDT

XRP XRP

Price: $1.25
24 hours: +0.62%
Week: −3.19%
Market cap: $79.32 B
24-hour turnover: $665.6 M
Rank by cap: #5
In circulation: 63.35 B XRP
Record price: $3.65

Tether USDT

Price: $0.999538
24 hours: +0.02%
Week: +0.05%
Market cap: $180.04 B
24-hour turnover: $25.75 B
Rank by cap: #3
In circulation: 180.12 B USDT
Record price: $1.32

Source: CoinGecko, Nov 1, 2026 11:54.

XRP against Tether

	XRP (XRP)	Tether (USDT)
Ticker	XRP	USDT
Type	coin of its own network	token
Launched	2012	2014
Built by	Ripple Labs	Tether Limited
Consensus	XRP Ledger Consensus Protocol	—
Block	~4 sec	—
Supply cap	100 B XRP	no cap
Privacy	transfers are public	—
In circulation	63.35 B XRP	180.12 B USDT
Market cap	$79.32 B	$180.04 B
Rank by cap	#5	#3
Network	—	TRON (TRC20)
Fees are paid in	—	TRX

Daily moves of XRP and USDT over 90 days line up at 0.23 — they travel apart.

Common questions: XRP → USDT TRC20

What rate does XRP to USDT TRC20 run at?

As of Nov 1, 2026 12:54 it is 1 XRP = 1.2592 USDT TRC20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.26.

What amounts does XRP → USDT TRC20 accept?

From 71.0732 to 8,000,000 XRP per order. The lower limit is roughly $88.84.

Where does the 71.0732 XRP floor come from?

Network fees and order handling eat a small transfer alive — below 71.0732 XRP the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XRP, and that one goes to the blockchain, not to us.

How long does XRP to USDT TRC20 take?

The clock starts with confirmations: the order goes into work once XRP Ledger confirms your transfer. After that it comes down to how busy the network is. A block in XRP Ledger closes in about 4 sec.

Which network will USDT TRC20 arrive in?

The payout leaves in TRON (TRC20). Make sure the receiving wallet works with that network.

Where is receiving USDT cheaper?

The cheapest is usually USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT BEP20, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XRP to USDT TRC20 rate do this month?

The month came in at minus 16%. Low 1.2379, high 1.5199, middle 1.3689 USDT TRC20 per XRP.

Can I go back, USDT TRC20 to XRP?

Yes, the reverse direction is open: 1 USDT TRC20 = 0.802974 XRP. The link sits right under the calculator.