Swap XRP for Stellar (XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 03:13
- Payout network
- Stellar
- 24 hours
- −2.36%
Today XRP goes for 7.0375 XLM, and XLM goes for 0.142096 XRP. Market over 24 hours: XRP against XLM minus 2.36%. The week added minus 6.37%.
The weekly corridor ran from 7.1774 to 7.7249 XLM, a spread of 7.63%.
Exchange wallets usually ask for a Memo — copy it from the recipient side before you start. By market cap XRP sits 5th ($80.93 B) and Stellar 20th ($6.28 B).
Who takes the XRP → XLM route
- Fast paymentsA block in Stellar closes in about 5 sec, which is why Stellar is used for moving money rather than holding it.
- Different basketsHolding part of the amount in Stellar loosens a portfolio's dependence on a single coin.
- A road both waysThe XLM → XRP direction is open too, so going back into XRP takes the same route.
XRP → XLM rate and amounts
1 XRP = 7.0375 XLM
1 XLM = 0.142096 XRP
Send XRP — receive XLM
| XRP | XLM | ≈ USD |
|---|---|---|
| 10 | 70.3751 | $12.90 |
| 50 | 351.8753 | $64.50 |
| 200 | 1,407.5 | $258.00 |
| 2,000 | 14,075.01 | $2,580.00 |
| 10,000 | 70,375.07 | $12,900.00 |
| 50,000 | 351,875.34 | $64,500.00 |
Need XLM — send this much XRP
| XLM | XRP | ≈ USD |
|---|---|---|
| 100 | 14.2096 | $18.33 |
| 500 | 71.0479 | $91.65 |
| 2,000 | 284.1916 | $366.61 |
| 20,000 | 2,841.92 | $3,666.07 |
| 100,000 | 14,209.58 | $18,330.36 |
| 500,000 | 71,047.89 | $91,651.78 |
How the XRP → XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a XLM address in Stellar and a way to reach you. Receiving to an exchange? Add the Memo, or the payment will hang.
- Send XRP in XRP Ledger for exactly the amount stated in the order.
- Once the network confirms your transfer, Stellar leaves for your address. The order page tracks every step.
Check this before sending XRP
- The address network is Stellar. Sending through another network usually means losing the transfer.
- If the receiving wallet asks for a Memo, put it in the order.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XRP to XLM rate has been
high 7.7249 XLMlow 7.1774 XLM
Sep 10, 2026 03:17Sep 17, 2026 03:17
- 24 hours
- −2.36%
- Week
- −6.37%
- Weekly high
- 7.7249 XLM
- Weekly low
- 7.1774 XLM
- Spread
- 7.63%
Market data from CoinGecko as of Sep 17, 2026 00:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XRP/XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 7.3682 | 7.1774 | 7.3033 | −2.36% |
| Week | 7.7249 | 7.1774 | 7.5014 | −6.37% |
Figures are in XLM per unit sent, from market data.
The numbers on XRP and XLM
XRP XRP- Price
- $1.29
- 24 hours
- +0.41%
- Week
- −7.1%
- Market cap
- $80.93 B
- 24-hour turnover
- $3.93 B
- Rank by cap
- #5
- In circulation
- 62.88 B XRP
- Record price
- $3.65
Stellar XLM- Price
- $0.180306
- 24 hours
- +2.84%
- Week
- +0.4%
- Market cap
- $6.28 B
- 24-hour turnover
- $259.01 M
- Rank by cap
- #20
- In circulation
- 34.84 B XLM
- Record price
- $0.875563
Source: CoinGecko, Sep 17, 2026 00:54.
XRP against Stellar
| XRP (XRP) | Stellar (XLM) | |
|---|---|---|
| Ticker | XRP | XLM |
| Type | coin of its own network | coin of its own network |
| Launched | 2012 | 2014 |
| Built by | Ripple Labs | Jed McCaleb, Joyce Kim |
| Consensus | XRP Ledger Consensus Protocol | Stellar Consensus Protocol |
| Block | ~4 sec | ~5 sec |
| Supply cap | 100 B XRP | 50 B XLM |
| Privacy | transfers are public | transfers are public |
| In circulation | 62.88 B XRP | 34.84 B XLM |
| Market cap | $80.93 B | $6.28 B |
| Rank by cap | #5 | #20 |
Common questions: XRP → XLM
What rate does XRP to XLM run at?
As of Sep 17, 2026 03:13 it is 1 XRP = 7.0375 XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.27.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XRP, and that one goes to the blockchain, not to us.
How long does XRP to XLM take?
The clock starts with confirmations: the order goes into work once XRP Ledger confirms your transfer. After that it comes down to how busy the network is. A block in XRP Ledger closes in about 4 sec.
Which network will XLM arrive in?
Stellar leaves in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can I go back, XLM to XRP?
Yes, the reverse direction is open: 1 XLM = 0.142811 XRP. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XRP, receive something else
XRP → XMR0.00262277
XRP → XTZ5.166
XRP → YFI0.000629076
XRP → ZBT17.0027
XRP → ZEC0.000972936
XRP → ZRO1.3111
XRP → ZRX12.0685
XRP → 1INCH14.6047
Receive XLM, send something else
- XTZ → XLM1.3657
- YFI → XLM11,215.2
- ZBT → XLM0.414946
- ZEC → XLM7,273.34
- ZRO → XLM5.3813
- ZRX → XLM0.584599
- 1INCH → XLM0.483077
AAVE → XLM647.5323