Swap XRP for Monero (XMR)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 06:44
- Orders from
- 71.0732 XRP ≈ $88.84
- Payout network
- Monero
- 24 hours
- −2.46%
One XRP buys 0.00207937 XMR right now; the other way round, 1 XMR is 480.9147 XRP. Market over 24 hours: XRP against XMR minus 2.46%. The week added minus 2.88%.
The weekly corridor ran from 0.00196837 to 0.00223975 XMR, a spread of 13.79%. A single order takes 71.0732 to 8,000,000 XRP. In dollars that is roughly $88.84.
By market cap XRP sits 5th ($79.09 B) and Monero 13th ($11.4 B). Daily moves of XRP and XMR over 90 days line up at 0.36 (they travel apart).
Who takes the XRP → XMR route
- Privacy at protocol levelIn Monero the sender, the receiver and the amount are hidden by the protocol itself — a public explorer shows none of them.
- Fast paymentsA block in Monero closes in about 2 min, which is why Monero is used for moving money rather than holding it.
- Different basketsDaily moves of XRP and XMR over 90 days line up at 0.36 (they travel apart) — the looser the link, the less a portfolio depends on one coin.
XRP → XMR rate and amounts
1 XRP = 0.00207937 XMR
1 XMR = 480.9147 XRP
Send XRP — receive XMR
| XRP | XMR | ≈ USD |
|---|---|---|
| 100 | 0.207937 | $125.00 |
| 500 | 1.0397 | $625.00 |
| 1,000 | 2.0794 | $1,250.00 |
| 5,000 | 10.3969 | $6,250.00 |
| 10,000 | 20.7937 | $12,500.00 |
| 50,000 | 103.9685 | $62,500.00 |
Need XMR — send this much XRP
| XMR | XRP | ≈ USD |
|---|---|---|
| 0.2 | 96.1829 | $120.23 |
| 1 | 480.9147 | $601.14 |
| 2 | 961.8295 | $1,202.29 |
| 10 | 4,809.15 | $6,011.43 |
| 20 | 9,618.29 | $12,022.87 |
| 100 | 48,091.47 | $60,114.34 |
How the XRP → XMR order runs
- Work out the amount in the calculator: orders start at 71.0732 XRP.
- Enter a XMR address in Monero and a way to reach you.
- Send XRP in XRP Ledger for exactly the amount stated in the order.
- Once the network confirms your transfer, Monero leaves for your address. The order page tracks every step.
Check this before sending XRP
- The address network is Monero. Sending through another network usually means losing the transfer.
- The transfer must not be smaller than 71.0732 XRP.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XRP to XMR rate has been
high 0.00223975 XMRlow 0.00196837 XMR
Oct 25, 2026 06:44Nov 1, 2026 06:44
high 0.00277987 XMRlow 0.00204856 XMR
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 0.00360706 XMRlow 0.00204856 XMR
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 0.00749124 XMRlow 0.00204856 XMR
Nov 1, 2025 03:00Oct 31, 2026 03:00
- 24 hours
- −2.46%
- Week
- −2.88%
- Weekly high
- 0.00223975 XMR
- Weekly low
- 0.00196837 XMR
- Spread
- 13.79%
Market data from CoinGecko as of Nov 1, 2026 06:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far XRP/XMR travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.00212325 | 0.0020682 | 0.00209325 | −2.46% |
| Week | 0.00223975 | 0.00196837 | 0.00214791 | −2.88% |
| Month | 0.00277987 | 0.00204856 | 0.00241442 | −23.5% |
| Quarter | 0.00360706 | 0.00204856 | 0.00264761 | −28.19% |
Figures are in XMR per unit sent, from market data.
Daily XRP → XMR rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 0.00209213 XMR | +2.13% |
| Oct 30, 2026 | 0.00204856 XMR | −7.53% |
| Oct 29, 2026 | 0.00221527 XMR | +1.17% |
| Oct 28, 2026 | 0.00218966 XMR | +0.17% |
| Oct 27, 2026 | 0.00218602 XMR | +0.21% |
| Oct 26, 2026 | 0.00218137 XMR | +3.45% |
| Oct 25, 2026 | 0.00210855 XMR | −4.78% |
Daily RubyCash rate: XRP → XMR
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 0.00206865 XMR | 0.00205275 |
| Oct 31, 2026 | 0.00211407 XMR | 0.00209167 |
| Oct 30, 2026 | 0.00214929 XMR | 0.00210247 |
| Oct 29, 2026 | 0.00204895 XMR | 0.00202634 |
| Oct 28, 2026 | 0.00223119 XMR | 0.00220688 |
| Oct 27, 2026 | 0.00220085 XMR | 0.00218586 |
| Oct 26, 2026 | 0.00217352 XMR | 0.00217399 |
| Oct 25, 2026 | 0.00218008 XMR | 0.00214983 |
| Oct 24, 2026 | 0.0021273 XMR | 0.00210681 |
| Oct 22, 2026 | 0.00215993 XMR | 0.00215418 |
| Oct 21, 2026 | 0.00221402 XMR | 0.00225386 |
| Oct 20, 2026 | 0.00220042 XMR | 0.00216137 |
| Oct 19, 2026 | 0.00218244 XMR | 0.00217141 |
| Oct 18, 2026 | 0.00220563 XMR | 0.00218112 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on XRP and XMR
XRP XRP- Price
- $1.25
- 24 hours
- −0.5%
- Week
- −4.45%
- Market cap
- $79.09 B
- 24-hour turnover
- $729.41 M
- Rank by cap
- #5
- In circulation
- 63.35 B XRP
- Record price
- $3.65
Monero XMR- Price
- $605.47
- 24 hours
- +2.01%
- Week
- −1.06%
- Market cap
- $11.4 B
- 24-hour turnover
- $90.94 M
- Rank by cap
- #13
- In circulation
- 18.83 M XMR
- Record price
- $797.73
Source: CoinGecko, Nov 1, 2026 06:24.
XRP against Monero
| XRP (XRP) | Monero (XMR) | |
|---|---|---|
| Ticker | XRP | XMR |
| Type | coin of its own network | coin of its own network |
| Launched | 2012 | 2014 |
| Built by | Ripple Labs | — |
| Consensus | XRP Ledger Consensus Protocol | Proof of Work (RandomX) |
| Block | ~4 sec | ~2 min |
| Supply cap | 100 B XRP | no cap |
| Privacy | transfers are public | always on |
| In circulation | 63.35 B XRP | 18.83 M XMR |
| Market cap | $79.09 B | $11.4 B |
| Rank by cap | #5 | #13 |
Daily moves of XRP and XMR over 90 days line up at 0.36 — they travel apart.
Common questions: XRP → XMR
What rate does XRP to XMR run at?
As of Nov 1, 2026 06:44 it is 1 XRP = 0.00207937 XMR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.26.
What amounts does XRP → XMR accept?
From 71.0732 to 8,000,000 XRP per order. The lower limit is roughly $88.84.
Where does the 71.0732 XRP floor come from?
Network fees and order handling eat a small transfer alive — below 71.0732 XRP the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XRP, and that one goes to the blockchain, not to us.
How long does XRP to XMR take?
The clock starts with confirmations: the order goes into work once XRP Ledger confirms your transfer. After that it comes down to how busy the network is. A block in XRP Ledger closes in about 4 sec.
Which network will XMR arrive in?
Monero leaves in its own Monero network — a plain XMR address is all you need.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XRP to XMR rate do this month?
The month came in at minus 23.5%. Low 0.00204856, high 0.00277987, middle 0.00241442 XMR per XRP.
Can a XRP to XMR swap be traced?
Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.
Can I go back, XMR to XRP?
Yes, the reverse direction is open: 1 XMR = 486.2438 XRP. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XRP, receive something else
XRP → XTZ4.8928
XRP → YFI0.000636795
XRP → ZBT17.5267
XRP → ZEC0.00100927
XRP → ZRO0.667862
XRP → ZRX12.8183
XRP → 1INCH15.5528
XRP → AAVE0.00905261
