Swap XRP for Monero (XMR)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Sep 17, 2026 00:13

Orders from: 71.0732 XRP ≈ $90.97
Payout network: Monero
24 hours: −5.07%

You send

XRP

You get 2.6603

XMR

Start the order

Rate: 1 XRP = 0.00266031 XMR
From: 71.0732 XRP
Up to: 7,810,000 XRP

The figure is indicative; the exact amount is locked in the order.

One XRP buys 0.00266031 XMR right now; the other way round, 1 XMR is 375.8961 XRP. Market over 24 hours: XRP against XMR minus 5.07%. The week added minus 7.28%.

The weekly corridor ran from 0.00250135 to 0.00284959 XMR, a spread of 13.92%. A single order takes 71.0732 to 7,810,000 XRP. In dollars that is roughly $90.97.

By market cap XRP sits 5th ($80.49 B) and Monero 15th ($9.17 B).

Who takes the XRP → XMR route

Privacy at protocol levelIn Monero the sender, the receiver and the amount are hidden by the protocol itself — a public explorer shows none of them.
Fast paymentsA block in Monero closes in about 2 min, which is why Monero is used for moving money rather than holding it.
Different basketsHolding part of the amount in Monero loosens a portfolio's dependence on a single coin.

XRP → XMR rate and amounts

1 XRP = 0.00266031 XMR

1 XMR = 375.8961 XRP

Send XRP — receive XMR

XRP	XMR	≈ USD
100	0.266031	$128.00
500	1.3302	$640.00
1,000	2.6603	$1,280.00
5,000	13.3015	$6,400.00
10,000	26.6031	$12,800.00
50,000	133.0155	$64,000.00

Need XMR — send this much XRP

XMR	XRP	≈ USD
0.2	75.1792	$96.23
1	375.8961	$481.15
5	1,879.48	$2,405.74
10	3,758.96	$4,811.47
50	18,794.81	$24,057.35
200	75,179.23	$96,229.41

How the XRP → XMR order runs

Work out the amount in the calculator: orders start at 71.0732 XRP.
Enter a XMR address in Monero and a way to reach you.
Send XRP in XRP Ledger for exactly the amount stated in the order.
Once the network confirms your transfer, Monero leaves for your address. The order page tracks every step.

Swap XRP for XMR

Check this before sending XRP

The address network is Monero. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 71.0732 XRP.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XRP to XMR rate has been

Week

high 0.00284959 XMRlow 0.00250135 XMR

Sep 10, 2026 00:16Sep 17, 2026 00:16

24 hours: −5.07%
Week: −7.28%
Weekly high: 0.00284959 XMR
Weekly low: 0.00250135 XMR
Spread: 13.92%

Market data from CoinGecko as of Sep 16, 2026 21:24; the exchange rate is calculated separately and differs. Where these numbers come from

How far XRP/XMR travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.00277531	0.00252079	0.00257455	−5.07%
Week	0.00284959	0.00250135	0.00263614	−7.28%

Figures are in XMR per unit sent, from market data.

The numbers on XRP and XMR

XRP XRP

Price: $1.28
24 hours: −7.88%
Week: −11.1%
Market cap: $80.49 B
24-hour turnover: $5.31 B
Rank by cap: #5
In circulation: 62.88 B XRP
Record price: $3.65

Monero XMR

Price: $487.97
24 hours: −2.96%
Week: −4%
Market cap: $9.17 B
24-hour turnover: $102.76 M
Rank by cap: #15
In circulation: 18.81 M XMR
Record price: $797.73

Source: CoinGecko, Sep 16, 2026 21:24.

XRP against Monero

	XRP (XRP)	Monero (XMR)
Ticker	XRP	XMR
Type	coin of its own network	coin of its own network
Launched	2012	2014
Built by	Ripple Labs	—
Consensus	XRP Ledger Consensus Protocol	Proof of Work (RandomX)
Block	~4 sec	~2 min
Supply cap	100 B XRP	no cap
Privacy	transfers are public	always on
In circulation	62.88 B XRP	18.81 M XMR
Market cap	$80.49 B	$9.17 B
Rank by cap	#5	#15

Common questions: XRP → XMR

What rate does XRP to XMR run at?

As of Sep 17, 2026 00:13 it is 1 XRP = 0.00266031 XMR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.30.

What amounts does XRP → XMR accept?

From 71.0732 to 7,810,000 XRP per order. The lower limit is roughly $90.97.

Where does the 71.0732 XRP floor come from?

Network fees and order handling eat a small transfer alive — below 71.0732 XRP the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XRP, and that one goes to the blockchain, not to us.

How long does XRP to XMR take?

The clock starts with confirmations: the order goes into work once XRP Ledger confirms your transfer. After that it comes down to how busy the network is. A block in XRP Ledger closes in about 4 sec.

Which network will XMR arrive in?

Monero leaves in its own Monero network — a plain XMR address is all you need.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

Can a XRP to XMR swap be traced?

Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.

Can I go back, XMR to XRP?

Yes, the reverse direction is open: 1 XMR = 380.0615 XRP. The link sits right under the calculator.