Swap Monero (XMR) for Stellar (XLM)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Sep 17, 2026 01:53

Payout network
Stellar
24 hours
−4.14%
You get 2,733.15 XLM
Start the order
Rate
1 XMR = 2,733.15 XLM
Up to
20,300 XMR

The figure is indicative; the exact amount is locked in the order.

The direction runs at 2,733.15 XLM per XMR, or 0.000365879 XMR per XLM. Market over 24 hours: XMR against XLM minus 4.14%. The week added minus 1.73%.

The weekly corridor ran from 2,625.02 to 3,040.17 XLM, a spread of 15.82%.

Exchange wallets usually ask for a Memo — copy it from the recipient side before you start. By market cap Monero sits 15th ($9.28 B) and Stellar 20th ($6.28 B).

Who takes the XMR → XLM route

  • Fast paymentsA block in Stellar closes in about 5 sec, which is why Stellar is used for moving money rather than holding it.
  • Different basketsHolding part of the amount in Stellar loosens a portfolio's dependence on a single coin.
  • A road both waysThe XLM → XMR direction is open too, so going back into XMR takes the same route.

XMR → XLM rate and amounts

1 XMR = 2,733.15 XLM
1 XLM = 0.000365879 XMR

Send XMR — receive XLM

XMRXLM≈ USD
0.05136.6574$24.67
0.2546.6295$98.68
12,733.15$493.42
1027,331.48$4,934.20
50136,657.38$24,671.00
200546,629.53$98,684.00

Need XLM — send this much XMR

XLMXMR≈ USD
1000.0365879$18.05
5000.182939$90.27
2,0000.731757$361.06
20,0007.3176$3,610.64
100,00036.5879$18,053.18
500,000182.9393$90,265.89

How the XMR → XLM order runs

  1. Work out the amount in the calculator and press the exchange button.
  2. Enter a XLM address in Stellar and a way to reach you. Receiving to an exchange? Add the Memo, or the payment will hang.
  3. Send XMR in Monero for exactly the amount stated in the order.
  4. Once the network confirms your transfer, Stellar leaves for your address. The order page tracks every step.

Swap XMR for XLM

Check this before sending XMR

  • The address network is Stellar. Sending through another network usually means losing the transfer.
  • If the receiving wallet asks for a Memo, put it in the order.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XMR to XLM rate has been

high 3,040.17 XLMlow 2,625.02 XLM
Sep 10, 2026 01:55Sep 17, 2026 01:55
24 hours
−4.14%
Week
−1.73%
Weekly high
3,040.17 XLM
Weekly low
2,625.02 XLM
Spread
15.82%

Market data from CoinGecko as of Sep 17, 2026 00:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XMR/XLM travelled, by period

PeriodHighLowMiddleNet move
24 hours2,890.762,739.642,845.73−4.14%
Week3,040.172,625.022,849.55−1.73%

Figures are in XLM per unit sent, from market data.

The numbers on XMR and XLM

Monero XMR
Price
$493.42
24 hours
−1.42%
Week
−3.5%
Market cap
$9.28 B
24-hour turnover
$103.99 M
Rank by cap
#15
In circulation
18.81 M XMR
Record price
$797.73
Stellar XLM
Price
$0.180306
24 hours
+2.84%
Week
+0.4%
Market cap
$6.28 B
24-hour turnover
$259.01 M
Rank by cap
#20
In circulation
34.84 B XLM
Record price
$0.875563

Source: CoinGecko, Sep 17, 2026 00:54.

Monero against Stellar

Monero (XMR)Stellar (XLM)
TickerXMRXLM
Typecoin of its own networkcoin of its own network
Launched20142014
ConsensusProof of Work (RandomX)Stellar Consensus Protocol
Block~2 min~5 sec
Supply capno cap50 B XLM
Privacyalways ontransfers are public
In circulation18.81 M XMR34.84 B XLM
Market cap$9.28 B$6.28 B
Rank by cap#15#20
Built byJed McCaleb, Joyce Kim

Common questions: XMR → XLM

What rate does XMR to XLM run at?
As of Sep 17, 2026 01:53 it is 1 XMR = 2,733.15 XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $492.80.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XMR, and that one goes to the blockchain, not to us.
How long does XMR to XLM take?
The clock starts with confirmations: the order goes into work once Monero confirms your transfer. After that it comes down to how busy the network is. A block in Monero closes in about 2 min.
Which network will XLM arrive in?
Stellar leaves in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can a XMR to XLM swap be traced?
Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.
Can I go back, XLM to XMR?
Yes, the reverse direction is open: 1 XLM = 0.000368829 XMR. The link sits right under the calculator.

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