Swap Monero (XMR) for Stellar (XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 03:24
- Payout network
- Stellar
- 24 hours
- +2.52%
The direction runs at 3,556.52 XLM per XMR, or 0.000281174 XMR per XLM. Market over 24 hours: XMR against XLM plus 2.52%. The week added minus 2.31%.
The weekly corridor ran from 3,451.23 to 3,855.34 XLM, a spread of 11.71%.
Exchange wallets usually ask for a Memo — copy it from the recipient side before you start. By market cap Monero sits 13th ($11.27 B) and Stellar 19th ($5.99 B). Daily moves of XMR and XLM over 90 days line up at 0.21 (they travel apart).
Who takes the XMR → XLM route
- Fast paymentsA block in Stellar closes in about 5 sec, which is why Stellar is used for moving money rather than holding it.
- Different basketsDaily moves of XMR and XLM over 90 days line up at 0.21 (they travel apart) — the looser the link, the less a portfolio depends on one coin.
- A road both waysThe XLM → XMR direction is open too, so going back into XMR takes the same route.
XMR → XLM rate and amounts
1 XMR = 3,556.52 XLM
1 XLM = 0.000281174 XMR
Send XMR — receive XLM
| XMR | XLM | ≈ USD |
|---|---|---|
| 0.02 | 71.1303 | $11.97 |
| 0.1 | 355.6515 | $59.84 |
| 0.5 | 1,778.26 | $299.22 |
| 5 | 17,782.58 | $2,992.15 |
| 20 | 71,130.3 | $11,968.60 |
| 100 | 355,651.51 | $59,843.00 |
Need XLM — send this much XMR
| XLM | XMR | ≈ USD |
|---|---|---|
| 100 | 0.0281174 | $16.83 |
| 500 | 0.140587 | $84.13 |
| 2,000 | 0.562348 | $336.53 |
| 20,000 | 5.6235 | $3,365.26 |
| 100,000 | 28.1174 | $16,826.30 |
| 500,000 | 140.5871 | $84,131.51 |
How the XMR → XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a XLM address in Stellar and a way to reach you. Receiving to an exchange? Add the Memo, or the payment will hang.
- Send XMR in Monero for exactly the amount stated in the order.
- Once the network confirms your transfer, Stellar leaves for your address. The order page tracks every step.
Check this before sending XMR
- The address network is Stellar. Sending through another network usually means losing the transfer.
- If the receiving wallet asks for a Memo, put it in the order.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XMR to XLM rate has been
high 3,855.34 XLMlow 3,451.23 XLM
Oct 25, 2026 03:25Nov 1, 2026 03:25
high 3,721.03 XLMlow 2,406.18 XLM
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 3,721.03 XLMlow 2,044.5 XLM
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 3,721.03 XLMlow 1,098.23 XLM
Nov 1, 2025 03:00Oct 31, 2026 03:00
- 24 hours
- +2.52%
- Week
- −2.31%
- Weekly high
- 3,855.34 XLM
- Weekly low
- 3,451.23 XLM
- Spread
- 11.71%
Market data from CoinGecko as of Nov 1, 2026 02:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XMR/XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 3,541.65 | 3,484.32 | 3,511.78 | +2.52% |
| Week | 3,855.34 | 3,451.23 | 3,545.28 | −2.31% |
| Month | 3,721.03 | 2,406.18 | 3,043 | +46.58% |
| Quarter | 3,721.03 | 2,044.5 | 2,733.19 | +65.64% |
Figures are in XLM per unit sent, from market data.
Daily XMR → XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 3,527.02 XLM | −5.21% |
| Oct 30, 2026 | 3,721.03 XLM | +7.24% |
| Oct 29, 2026 | 3,469.88 XLM | −2.68% |
| Oct 28, 2026 | 3,565.27 XLM | +0.89% |
| Oct 27, 2026 | 3,533.93 XLM | +0.05% |
| Oct 26, 2026 | 3,532.34 XLM | −1.67% |
| Oct 25, 2026 | 3,592.22 XLM | +6.49% |
Daily RubyCash rate: XMR → XLM
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 3,526.47 XLM | 3,523.91 |
| Oct 31, 2026 | 3,512.88 XLM | 3,510.36 |
| Oct 30, 2026 | 3,479.33 XLM | 3,553.08 |
| Oct 29, 2026 | 3,738.37 XLM | 3,739.48 |
| Oct 28, 2026 | 3,468.04 XLM | 3,488.2 |
| Oct 27, 2026 | 3,573.41 XLM | 3,548.27 |
| Oct 26, 2026 | 3,562.23 XLM | 3,533.64 |
| Oct 25, 2026 | 3,552.29 XLM | 3,567.66 |
| Oct 24, 2026 | 3,591.73 XLM | 3,589.08 |
| Oct 22, 2026 | 3,462.08 XLM | 3,458.49 |
| Oct 21, 2026 | 3,381.69 XLM | 3,326.43 |
| Oct 20, 2026 | 3,354.27 XLM | 3,386.46 |
| Oct 19, 2026 | 3,391.12 XLM | 3,394.51 |
| Oct 18, 2026 | 3,354.7 XLM | 3,348.87 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on XMR and XLM
Monero XMR- Price
- $598.43
- 24 hours
- +1.92%
- Week
- −0.71%
- Market cap
- $11.27 B
- 24-hour turnover
- $92.59 M
- Rank by cap
- #13
- In circulation
- 18.83 M XMR
- Record price
- $797.73
Stellar XLM- Price
- $0.16982
- 24 hours
- −0.58%
- Week
- −0.23%
- Market cap
- $5.99 B
- 24-hour turnover
- $65.47 M
- Rank by cap
- #19
- In circulation
- 35.25 B XLM
- Record price
- $0.875563
Source: CoinGecko, Nov 1, 2026 02:54.
Monero against Stellar
| Monero (XMR) | Stellar (XLM) | |
|---|---|---|
| Ticker | XMR | XLM |
| Type | coin of its own network | coin of its own network |
| Launched | 2014 | 2014 |
| Consensus | Proof of Work (RandomX) | Stellar Consensus Protocol |
| Block | ~2 min | ~5 sec |
| Supply cap | no cap | 50 B XLM |
| Privacy | always on | transfers are public |
| In circulation | 18.83 M XMR | 35.25 B XLM |
| Market cap | $11.27 B | $5.99 B |
| Rank by cap | #13 | #19 |
| Built by | — | Jed McCaleb, Joyce Kim |
Daily moves of XMR and XLM over 90 days line up at 0.21 — they travel apart.
Common questions: XMR → XLM
What rate does XMR to XLM run at?
As of Nov 1, 2026 03:24 it is 1 XMR = 3,556.52 XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $603.97.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XMR, and that one goes to the blockchain, not to us.
How long does XMR to XLM take?
The clock starts with confirmations: the order goes into work once Monero confirms your transfer. After that it comes down to how busy the network is. A block in Monero closes in about 2 min.
Which network will XLM arrive in?
Stellar leaves in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XMR to XLM rate do this month?
The month came in at plus 46.58%. Low 2,406.18, high 3,721.03, middle 3,043 XLM per XMR.
Can a XMR to XLM swap be traced?
Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.
Can I go back, XLM to XMR?
Yes, the reverse direction is open: 1 XLM = 0.000283442 XMR. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XMR, receive something else
XMR → XRP482.9455
XMR → XTZ2,354.71
XMR → YFI0.3135
XMR → ZBT8,395.95
XMR → ZEC0.482525
XMR → ZRO327.9811
XMR → ZRX6,120.09
XMR → 1INCH7,478.99
