Swap Monero (XMR) for XRP
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 09:49
- Orders from
- 0.267971 XMR ≈ $162.08
- Payout network
- XRP Ledger
- 24 hours
- +0.75%
The direction runs at 484.6739 XRP per XMR, or 0.00206324 XMR per XRP. Market over 24 hours: XMR against XRP plus 0.75%. The week added plus 2.76%.
The weekly corridor ran from 447.7757 to 509.6612 XRP, a spread of 13.82%. A single order takes 0.267971 to 16,500 XMR. In dollars that is roughly $162.08.
Exchange wallets usually ask for a Destination Tag — copy it from the recipient side before you start. By market cap Monero sits 13th ($11.39 B) and XRP 5th ($79.37 B). Daily moves of XMR and XRP over 90 days line up at 0.36 (they travel apart).
Who takes the XMR → XRP route
- Fast paymentsA block in XRP Ledger closes in about 4 sec, which is why XRP is used for moving money rather than holding it.
- Different basketsDaily moves of XMR and XRP over 90 days line up at 0.36 (they travel apart) — the looser the link, the less a portfolio depends on one coin.
- A road both waysThe XRP → XMR direction is open too, so going back into XMR takes the same route.
XMR → XRP rate and amounts
1 XMR = 484.6739 XRP
1 XRP = 0.00206324 XMR
Send XMR — receive XRP
| XMR | XRP | ≈ USD |
|---|---|---|
| 0.5 | 242.3369 | $302.42 |
| 1 | 484.6739 | $604.83 |
| 5 | 2,423.37 | $3,024.15 |
| 10 | 4,846.74 | $6,048.30 |
| 50 | 24,233.69 | $30,241.50 |
| 100 | 48,467.39 | $60,483.00 |
Need XRP — send this much XMR
| XRP | XMR | ≈ USD |
|---|---|---|
| 200 | 0.412649 | $249.58 |
| 500 | 1.0316 | $623.96 |
| 2,000 | 4.1265 | $2,495.82 |
| 5,000 | 10.3162 | $6,239.56 |
| 20,000 | 41.2649 | $24,958.23 |
| 50,000 | 103.1622 | $62,395.57 |
How the XMR → XRP order runs
- Work out the amount in the calculator: orders start at 0.267971 XMR.
- Enter a XRP address in XRP Ledger and a way to reach you. Receiving to an exchange? Add the Destination Tag, or the payment will hang.
- Send XMR in Monero for exactly the amount stated in the order.
- Once the network confirms your transfer, XRP leaves for your address. The order page tracks every step.
Check this before sending XMR
- The address network is XRP Ledger. Sending through another network usually means losing the transfer.
- If the receiving wallet asks for a Destination Tag, put it in the order.
- The transfer must not be smaller than 0.267971 XMR.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XMR to XRP rate has been
high 509.6612 XRPlow 447.7757 XRP
Oct 25, 2026 09:52Nov 1, 2026 09:52
high 488.1473 XRPlow 359.7295 XRP
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 488.1473 XRPlow 277.2342 XRP
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 488.1473 XRPlow 133.4893 XRP
Nov 1, 2025 03:00Oct 31, 2026 03:00
- 24 hours
- +0.75%
- Week
- +2.76%
- Weekly high
- 509.6612 XRP
- Weekly low
- 447.7757 XRP
- Spread
- 13.82%
Market data from CoinGecko as of Nov 1, 2026 09:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far XMR/XRP travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 483.9039 | 473.8672 | 478.2262 | +0.75% |
| Week | 509.6612 | 447.7757 | 465.3701 | +2.76% |
| Month | 488.1473 | 359.7295 | 418.2789 | +30.71% |
| Quarter | 488.1473 | 277.2342 | 382.7543 | +39.25% |
Figures are in XRP per unit sent, from market data.
Daily XMR → XRP rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 477.9807 XRP | −2.08% |
| Oct 30, 2026 | 488.1473 XRP | +8.14% |
| Oct 29, 2026 | 451.4121 XRP | −1.16% |
| Oct 28, 2026 | 456.6916 XRP | −0.17% |
| Oct 27, 2026 | 457.4522 XRP | −0.21% |
| Oct 26, 2026 | 458.4276 XRP | −3.34% |
| Oct 25, 2026 | 474.2588 XRP | +5.02% |
Daily RubyCash rate: XMR → XRP
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 483.5287 XRP | 484.376 |
| Oct 31, 2026 | 478.2622 XRP | 478.088 |
| Oct 30, 2026 | 470.4266 XRP | 475.632 |
| Oct 29, 2026 | 493.4641 XRP | 493.5 |
| Oct 28, 2026 | 453.1568 XRP | 453.1278 |
| Oct 27, 2026 | 459.4038 XRP | 457.4848 |
| Oct 26, 2026 | 465.1823 XRP | 459.9845 |
| Oct 25, 2026 | 463.782 XRP | 465.1538 |
| Oct 24, 2026 | 475.2874 XRP | 474.6512 |
| Oct 22, 2026 | 468.1077 XRP | 464.2137 |
| Oct 21, 2026 | 456.6726 XRP | 443.6835 |
| Oct 20, 2026 | 459.4948 XRP | 462.6692 |
| Oct 19, 2026 | 463.2807 XRP | 460.5308 |
| Oct 18, 2026 | 458.4093 XRP | 458.4806 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on XMR and XRP
Monero XMR- Price
- $604.83
- 24 hours
- +1.33%
- Week
- −0.7%
- Market cap
- $11.39 B
- 24-hour turnover
- $87.78 M
- Rank by cap
- #13
- In circulation
- 18.83 M XMR
- Record price
- $797.73
XRP XRP- Price
- $1.25
- 24 hours
- +0.58%
- Week
- −4.46%
- Market cap
- $79.37 B
- 24-hour turnover
- $684.68 M
- Rank by cap
- #5
- In circulation
- 63.35 B XRP
- Record price
- $3.65
Source: CoinGecko, Nov 1, 2026 09:24.
Monero against XRP
| Monero (XMR) | XRP (XRP) | |
|---|---|---|
| Ticker | XMR | XRP |
| Type | coin of its own network | coin of its own network |
| Launched | 2014 | 2012 |
| Consensus | Proof of Work (RandomX) | XRP Ledger Consensus Protocol |
| Block | ~2 min | ~4 sec |
| Supply cap | no cap | 100 B XRP |
| Privacy | always on | transfers are public |
| In circulation | 18.83 M XMR | 63.35 B XRP |
| Market cap | $11.39 B | $79.37 B |
| Rank by cap | #13 | #5 |
| Built by | — | Ripple Labs |
Daily moves of XMR and XRP over 90 days line up at 0.36 — they travel apart.
Common questions: XMR → XRP
What rate does XMR to XRP run at?
As of Nov 1, 2026 09:49 it is 1 XMR = 484.6739 XRP. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $605.84.
What amounts does XMR → XRP accept?
From 0.267971 to 16,500 XMR per order. The lower limit is roughly $162.08.
Where does the 0.267971 XMR floor come from?
Network fees and order handling eat a small transfer alive — below 0.267971 XMR the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XMR, and that one goes to the blockchain, not to us.
How long does XMR to XRP take?
The clock starts with confirmations: the order goes into work once Monero confirms your transfer. After that it comes down to how busy the network is. A block in Monero closes in about 2 min.
Which network will XRP arrive in?
XRP leaves in its own XRP Ledger network — a plain XRP address is all you need. Some exchanges and wallets also need a Destination Tag.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XMR to XRP rate do this month?
The month came in at plus 30.71%. Low 359.7295, high 488.1473, middle 418.2789 XRP per XMR.
Can a XMR to XRP swap be traced?
Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.
Can I go back, XRP to XMR?
Yes, the reverse direction is open: 1 XRP = 0.00208611 XMR. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XMR, receive something else
XMR → XTZ2,376.06
XMR → YFI0.296423
XMR → ZBT8,509.09
XMR → ZEC0.488499
XMR → ZRO330.7024
XMR → ZRX6,239.41
XMR → 1INCH7,361.09
XMR → AAVE4.3497
