Swap USDS for USD Coin (USDC Polygon)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 2, 2026 02:09

Orders from: 200 USDS ≈ $200.00
Payout network: Polygon
24 hours: −0.02%

You send

USDS

You get 2,000.6

USDC Polygon

Start the order

Rate: 1 USDS = 1.0003 USDC Polygon
From: 200 USDS
Up to: 10,000,000 USDS

The figure is indicative; the exact amount is locked in the order.

Today USDS goes for 1.0003 USDC Polygon, and USDC Polygon goes for 0.9997 USDS. Market over 24 hours: USDS against USDC Polygon minus 0.02%. The week added a move of 0%.

The weekly corridor ran from 0.997755 to 1.0015 USDC Polygon, a spread of 0.37%. A single order takes 200 to 10,000,000 USDS. In dollars that is roughly $200.00.

The payout leaves in the Polygon network, so the receiving address has to belong to that network. By market cap USDS sits 14th ($9.54 B) and USD Coin 6th ($71.5 B). Daily moves of USDS and USDC over 90 days line up at 0.19 (they travel apart).

Who takes the USDS → USDC Polygon route

A road both waysThe USDC Polygon → USDS direction is open too, so going back into USDS takes the same route.

USDS → USDC Polygon rate and amounts

1 USDS = 1.0003 USDC Polygon

1 USDC Polygon = 0.9997 USDS

Send USDS — receive USDC Polygon

USDS	USDC Polygon
200	200.06
1,000	1,000.3
2,000	2,000.6
10,000	10,003
20,000	20,006
100,000	100,030

Need USDC Polygon — send this much USDS

USDC Polygon	USDS
500	499.85
1,000	999.7001
5,000	4,998.5
10,000	9,997
50,000	49,985
100,000	99,970.01

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per USDS	From	Network fee	Speed
Ethereum (ERC20)	1.0003	200 USDS	≈ $0.005	medium
Solana	1.0003	200 USDS	≈ $0.00047	fast
Polygon open now	1.0003	200 USDS	≈ $0.0016	fast
Arbitrum One	1.0003	—	≈ $0.003	fast
BASE	1.0003	—	—	—
BNB Smart Chain (BEP20)	1.0003	—	≈ $0.0023	fast
Avalanche C-Chain	1.0003	—	≈ $0.0014	fast
NEAR	1.0003	—	—	—
Optimism	1.0003	—	≈ $0.00015	fast
XLM	1.0003	—	—	—

USDS → USDC: compare all networks USDC network fees

How the USDS → USDC Polygon order runs

Work out the amount in the calculator: orders start at 200 USDS.
Enter a USDC address in Polygon and a way to reach you.
Send USDS in USDS for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap USDS for USDC Polygon

Check this before sending USDS

The address network is Polygon. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 200 USDS.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the USDS to USDC Polygon rate has been

WeekMonthQuarterYear

high 1.0015 USDC Polygonlow 0.997755 USDC Polygon

Oct 26, 2026 02:10Nov 2, 2026 02:10

high 1.0011 USDC Polygonlow 0.997755 USDC Polygon

Oct 2, 2026 03:00Nov 1, 2026 03:00

high 1.0011 USDC Polygonlow 0.997755 USDC Polygon

Aug 3, 2026 03:00Nov 1, 2026 03:00

high 1.0011 USDC Polygonlow 0.99745 USDC Polygon

Nov 2, 2025 03:00Nov 1, 2026 03:00

24 hours: −0.02%
Week: 0%
Weekly high: 1.0015 USDC Polygon
Weekly low: 0.997755 USDC Polygon
Spread: 0.37%

Market data from CoinGecko as of Nov 1, 2026 23:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDS/USDC Polygon travelled, by period

Period	High	Low	Middle	Net move
24 hours	1.0008	1.0005	1.0006	−0.02%
Week	1.0015	0.997755	1.0004	0%
Month	1.0011	0.997755	1.0001	+0.05%
Quarter	1.0011	0.997755	1.0001	0%

Figures are in USDC Polygon per unit sent, from market data.

Daily USDS → USDC Polygon rate

Day	Close	Against the day before
Nov 1, 2026	1.0004 USDC Polygon	−0.05%
Oct 31, 2026	1.0009 USDC Polygon	+0.31%
Oct 30, 2026	0.997755 USDC Polygon	−0.25%
Oct 29, 2026	1.0002 USDC Polygon	−0.02%
Oct 28, 2026	1.0004 USDC Polygon	−0.03%
Oct 27, 2026	1.0007 USDC Polygon	+0.03%
Oct 26, 2026	1.0004 USDC Polygon	−0.03%

Daily RubyCash rate: USDS → USDC Polygon

Date	RubyCash rate	Market rate
Nov 1, 2026	1.0003 USDC Polygon	1.0003
Oct 31, 2026	1.0003 USDC Polygon	1.001
Oct 30, 2026	0.999601 USDC Polygon	1.0014
Oct 29, 2026	0.997104 USDC Polygon	0.998757
Oct 28, 2026	0.9996 USDC Polygon	1.0003
Oct 27, 2026	0.999101 USDC Polygon	1.0004
Oct 26, 2026	1.0001 USDC Polygon	1.0006
Oct 25, 2026	0.9999 USDC Polygon	1.0004
Oct 24, 2026	1.0004 USDC Polygon	1.0004
Oct 22, 2026	1.0005 USDC Polygon	1.0005
Oct 21, 2026	0.999301 USDC Polygon	1.0003
Oct 20, 2026	0.9997 USDC Polygon	1.0002
Oct 19, 2026	1.0003 USDC Polygon	1.0001
Oct 18, 2026	0.9999 USDC Polygon	1.0002

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on USDS and USDC

USDS USDS

Price: $1.00
24 hours: −0.05%
Week: +0.01%
Market cap: $9.54 B
24-hour turnover: $91.06 M
Rank by cap: #14
In circulation: 9.54 B USDS
Record price: $1.06

USD Coin USDC

Price: $0.999728
24 hours: −0.03%
Week: +0.01%
Market cap: $71.5 B
24-hour turnover: $6.06 B
Rank by cap: #6
In circulation: 71.52 B USDC
Record price: $1.04

Source: CoinGecko, Nov 1, 2026 23:54.

USDS against USD Coin

	USDS (USDS)	USD Coin (USDC)
Ticker	USDS	USDC
In circulation	9.54 B USDS	71.52 B USDC
Market cap	$9.54 B	$71.5 B
Rank by cap	#14	#6
Type	—	token
Network	—	Polygon
Fees are paid in	—	POL
Launched	—	2018
Built by	—	Circle
Supply cap	—	no cap

Daily moves of USDS and USDC over 90 days line up at 0.19 — they travel apart.

Common questions: USDS → USDC Polygon

What rate does USDS to USDC Polygon run at?

As of Nov 2, 2026 02:09 it is 1 USDS = 1.0003 USDC Polygon. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.00.

What amounts does USDS → USDC Polygon accept?

From 200 to 10,000,000 USDS per order. The lower limit is roughly $200.00.

Where does the 200 USDS floor come from?

Network fees and order handling eat a small transfer alive — below 200 USDS the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDS, and that one goes to the blockchain, not to us.

How long does USDS to USDC Polygon take?

The clock starts with confirmations: the order goes into work once USDS confirms your transfer. After that it comes down to how busy the network is.

Which network will USDC Polygon arrive in?

The payout leaves in Polygon. Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the USDS to USDC Polygon rate do this month?

The month came in at plus 0.05%. Low 0.997755, high 1.0011, middle 1.0001 USDC Polygon per USDS.

Can I go back, USDC Polygon to USDS?

Yes, the reverse direction is open: 1 USDC Polygon = 0.9999 USDS. The link sits right under the calculator.