Swap USDS for USD Coin (USDC NEAR)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 12:54

Payout network
NEAR
24 hours
−0.01%
You get 0.9998 USDC NEAR
Start the order
Rate
1 USDS = 0.9998 USDC NEAR
Up to
9,990,000 USDS

The figure is indicative; the exact amount is locked in the order.

The direction runs at 0.9998 USDC NEAR per USDS, or 1.0002 USDS per USDC NEAR. Market over 24 hours: USDS against USDC NEAR minus 0.01%. The week added minus 0.01%.

The weekly corridor ran from 0.997755 to 1.0015 USDC NEAR, a spread of 0.37%.

The payout leaves in the NEAR network, so the receiving address has to belong to that network. By market cap USDS sits 14th ($9.57 B) and USD Coin 6th ($71.65 B). Daily moves of USDS and USDC over 90 days line up at 0.22 (they travel apart).

Who takes the USDS → USDC NEAR route

  • A road both waysThe USDC NEAR → USDS direction is open too, so going back into USDS takes the same route.

USDS → USDC NEAR rate and amounts

1 USDS = 0.9998 USDC NEAR
1 USDC NEAR = 1.0002 USDS

Send USDS — receive USDC NEAR

USDSUSDC NEAR
109.998
5049.99
200199.9601
2,0001,999.6
10,0009,998
50,00049,990.02

Need USDC NEAR — send this much USDS

USDC NEARUSDS
1010.002
5050.01
500500.0999
2,0002,000.4
20,00020,003.99
100,000100,019.97

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

NetworkPer USDSFromNetwork feeSpeed
Ethereum (ERC20)0.9998200 USDS≈ $0.0062medium
Solana0.9998200 USDS≈ $0.00048fast
Polygon0.9998200 USDS≈ $0.00017fast
Arbitrum One0.9998—≈ $0.003fast
BASE0.9998———
BNB Smart Chain (BEP20)0.9998—≈ $0.0023fast
Avalanche C-Chain0.9998—≈ $0.0015fast
NEAR open now0.9998———
Optimism0.9998—≈ $0.00015fast
XLM0.9998———

How the USDS → USDC NEAR order runs

  1. Work out the amount in the calculator and press the exchange button.
  2. Enter a USDC address in NEAR and a way to reach you.
  3. Send USDS in USDS for exactly the amount stated in the order.
  4. Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap USDS for USDC NEAR

Check this before sending USDS

  • The address network is NEAR. Sending through another network usually means losing the transfer.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the USDS to USDC NEAR rate has been

high 1.0015 USDC NEARlow 0.997755 USDC NEAR
Oct 25, 2026 12:55Nov 1, 2026 12:55
high 1.0011 USDC NEARlow 0.997755 USDC NEAR
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 1.0011 USDC NEARlow 0.997755 USDC NEAR
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 1.0011 USDC NEARlow 0.99745 USDC NEAR
Nov 2, 2025 03:00Oct 31, 2026 03:00
24 hours
−0.01%
Week
−0.01%
Weekly high
1.0015 USDC NEAR
Weekly low
0.997755 USDC NEAR
Spread
0.37%

Market data from CoinGecko as of Nov 1, 2026 11:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDS/USDC NEAR travelled, by period

PeriodHighLowMiddleNet move
24 hours1.00081.00051.0006−0.01%
Week1.00150.9977551.0004−0.01%
Month1.00110.9977551.0001+0.08%
Quarter1.00110.9977551.0001+0.01%

Figures are in USDC NEAR per unit sent, from market data.

Daily USDS → USDC NEAR rate

DayCloseAgainst the day before
Oct 31, 20261.0006 USDC NEAR+0.29%
Oct 30, 20260.997755 USDC NEAR−0.25%
Oct 29, 20261.0002 USDC NEAR−0.02%
Oct 28, 20261.0004 USDC NEAR−0.03%
Oct 27, 20261.0007 USDC NEAR+0.03%
Oct 26, 20261.0004 USDC NEAR−0.03%
Oct 25, 20261.0007 USDC NEAR+0.04%

Daily RubyCash rate: USDS → USDC NEAR

DateRubyCash rateMarket rate
Nov 1, 20261.0027 USDC NEAR1.001
Oct 31, 20261.0003 USDC NEAR1.001
Oct 30, 20260.999601 USDC NEAR1.0014
Oct 29, 20260.997104 USDC NEAR0.998757
Oct 28, 20260.9996 USDC NEAR1.0003
Oct 27, 20260.999101 USDC NEAR1.0004
Oct 26, 20261.0001 USDC NEAR1.0006
Oct 25, 20260.9999 USDC NEAR1.0004
Oct 24, 20261.0004 USDC NEAR1.0004
Oct 22, 20261.0005 USDC NEAR1.0005
Oct 21, 20260.999301 USDC NEAR1.0003
Oct 20, 20260.9997 USDC NEAR1.0002
Oct 19, 20261.0003 USDC NEAR1.0001
Oct 18, 20260.9999 USDC NEAR1.0002

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on USDS and USDC

USDS USDS
Price
$1.00
24 hours
0%
Week
+0.04%
Market cap
$9.57 B
24-hour turnover
$112.63 M
Rank by cap
#14
In circulation
9.56 B USDS
Record price
$1.06
USD Coin USDC
Price
$1.00
24 hours
+0.01%
Week
+0.05%
Market cap
$71.65 B
24-hour turnover
$5.88 B
Rank by cap
#6
In circulation
71.65 B USDC
Record price
$1.04

Source: CoinGecko, Nov 1, 2026 11:54.

USDS against USD Coin

USDS (USDS)USD Coin (USDC)
TickerUSDSUSDC
In circulation9.56 B USDS71.65 B USDC
Market cap$9.57 B$71.65 B
Rank by cap#14#6
Type—token
Network—NEAR
Launched—2018
Built by—Circle
Supply cap—no cap

Daily moves of USDS and USDC over 90 days line up at 0.22 — they travel apart.

Common questions: USDS → USDC NEAR

What rate does USDS to USDC NEAR run at?
As of Nov 1, 2026 12:54 it is 1 USDS = 0.9998 USDC NEAR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.9998.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDS, and that one goes to the blockchain, not to us.
How long does USDS to USDC NEAR take?
The clock starts with confirmations: the order goes into work once USDS confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC NEAR arrive in?
The payout leaves in NEAR. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDS to USDC NEAR rate do this month?
The month came in at plus 0.08%. Low 0.997755, high 1.0011, middle 1.0001 USDC NEAR per USDS.
Can I go back, USDC NEAR to USDS?
Yes, the reverse direction is open: 1 USDC NEAR = 1.0004 USDS. The link sits right under the calculator.

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