Swap USDS for USD Coin (USDC ERC20)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 04:24

Orders from
200 USDS ≈ $200.20
Payout network
Ethereum (ERC20)
24 hours
−0.02%
You get 2,002.8 USDC ERC20
Start the order
Rate
1 USDS = 1.0014 USDC ERC20
From
200 USDS
Up to
9,990,000 USDS

The figure is indicative; the exact amount is locked in the order.

Today USDS goes for 1.0014 USDC ERC20, and USDC ERC20 goes for 0.998604 USDS. Market over 24 hours: USDS against USDC ERC20 minus 0.02%. The week added minus 0.02%.

The weekly corridor ran from 0.997404 to 1.0012 USDC ERC20, a spread of 0.38%. A single order takes 200 to 9,990,000 USDS. In dollars that is roughly $200.20.

The payout leaves in the Ethereum (ERC20) network, so the receiving address has to belong to that network. By market cap USDS sits 14th ($9.58 B) and USD Coin 6th ($71.72 B). Daily moves of USDS and USDC over 90 days line up at 0.22 (they travel apart).

Who takes the USDS → USDC ERC20 route

  • A road both waysThe USDC ERC20 → USDS direction is open too, so going back into USDS takes the same route.

USDS → USDC ERC20 rate and amounts

1 USDS = 1.0014 USDC ERC20
1 USDC ERC20 = 0.998604 USDS

Send USDS — receive USDC ERC20

USDSUSDC ERC20
200200.2796
500500.699
2,0002,002.8
5,0005,006.99
20,00020,027.96
50,00050,069.9

Need USDC ERC20 — send this much USDS

USDC ERC20USDS
500499.302
1,000998.604
5,0004,993.02
10,0009,986.04
50,00049,930.2
100,00099,860.4

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

NetworkPer USDSFromNetwork feeSpeed
Ethereum (ERC20) open now1.0014200 USDS≈ $0.0047medium
Solana1.0014200 USDS≈ $0.00048fast
Polygon1.0014200 USDS≈ $0.0012fast
Arbitrum One1.0014—≈ $0.0029fast
BASE1.0014———
BNB Smart Chain (BEP20)1.0014—≈ $0.0023fast
Avalanche C-Chain1.0014—≈ $0.0014fast
NEAR1.0014———
Optimism1.0014—≈ $0.00015fast
XLM1.0014———

How the USDS → USDC ERC20 order runs

  1. Work out the amount in the calculator: orders start at 200 USDS.
  2. Enter a USDC address in Ethereum (ERC20) and a way to reach you.
  3. Send USDS in USDS for exactly the amount stated in the order.
  4. Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap USDS for USDC ERC20

Check this before sending USDS

  • The address network is Ethereum (ERC20). Sending through another network usually means losing the transfer.
  • The transfer must not be smaller than 200 USDS.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the USDS to USDC ERC20 rate has been

high 1.0012 USDC ERC20low 0.997404 USDC ERC20
Oct 25, 2026 04:27Nov 1, 2026 04:27
high 1.0011 USDC ERC20low 0.997755 USDC ERC20
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 1.0011 USDC ERC20low 0.997755 USDC ERC20
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 1.0011 USDC ERC20low 0.99745 USDC ERC20
Nov 1, 2025 03:00Oct 31, 2026 03:00
24 hours
−0.02%
Week
−0.02%
Weekly high
1.0012 USDC ERC20
Weekly low
0.997404 USDC ERC20
Spread
0.38%

Market data from CoinGecko as of Nov 1, 2026 02:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDS/USDC ERC20 travelled, by period

PeriodHighLowMiddleNet move
24 hours1.00081.00061.0006−0.02%
Week1.00120.9974041.0003−0.02%
Month1.00110.9977551.0001+0.05%
Quarter1.00110.9977551.0001−0.01%

Figures are in USDC ERC20 per unit sent, from market data.

Daily USDS → USDC ERC20 rate

DayCloseAgainst the day before
Oct 31, 20261.0003 USDC ERC20+0.26%
Oct 30, 20260.997755 USDC ERC20−0.25%
Oct 29, 20261.0002 USDC ERC20−0.02%
Oct 28, 20261.0004 USDC ERC20−0.03%
Oct 27, 20261.0007 USDC ERC20+0.03%
Oct 26, 20261.0004 USDC ERC20−0.03%
Oct 25, 20261.0007 USDC ERC20+0.04%

Daily RubyCash rate: USDS → USDC ERC20

DateRubyCash rateMarket rate
Nov 1, 20261.0015 USDC ERC201.001
Oct 31, 20261.0003 USDC ERC201.001
Oct 30, 20260.999601 USDC ERC201.0014
Oct 29, 20260.997104 USDC ERC200.998757
Oct 28, 20260.9996 USDC ERC201.0003
Oct 27, 20260.999101 USDC ERC201.0004
Oct 26, 20261.0001 USDC ERC201.0006
Oct 25, 20260.9999 USDC ERC201.0004
Oct 24, 20261.0004 USDC ERC201.0004
Oct 22, 20261.0005 USDC ERC201.0005
Oct 21, 20260.999301 USDC ERC201.0003
Oct 20, 20260.9997 USDC ERC201.0002
Oct 19, 20261.0003 USDC ERC201.0001
Oct 18, 20260.9999 USDC ERC201.0002

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on USDS and USDC

USDS USDS
Price
$1.00
24 hours
0%
Week
+0.04%
Market cap
$9.58 B
24-hour turnover
$199.84 M
Rank by cap
#14
In circulation
9.57 B USDS
Record price
$1.06
USD Coin USDC
Price
$1.00
24 hours
+0.02%
Week
+0.05%
Market cap
$71.72 B
24-hour turnover
$5.96 B
Rank by cap
#6
In circulation
71.72 B USDC
Record price
$1.04

Source: CoinGecko, Nov 1, 2026 02:54.

USDS against USD Coin

USDS (USDS)USD Coin (USDC)
TickerUSDSUSDC
In circulation9.57 B USDS71.72 B USDC
Market cap$9.58 B$71.72 B
Rank by cap#14#6
Type—token
Network—Ethereum (ERC20)
Fees are paid in—ETH
Launched—2018
Built by—Circle
Supply cap—no cap

Daily moves of USDS and USDC over 90 days line up at 0.22 — they travel apart.

Common questions: USDS → USDC ERC20

What rate does USDS to USDC ERC20 run at?
As of Nov 1, 2026 04:24 it is 1 USDS = 1.0014 USDC ERC20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.00.
What amounts does USDS → USDC ERC20 accept?
From 200 to 9,990,000 USDS per order. The lower limit is roughly $200.20.
Where does the 200 USDS floor come from?
Network fees and order handling eat a small transfer alive — below 200 USDS the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDS, and that one goes to the blockchain, not to us.
How long does USDS to USDC ERC20 take?
The clock starts with confirmations: the order goes into work once USDS confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC ERC20 arrive in?
The payout leaves in Ethereum (ERC20). Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDS to USDC ERC20 rate do this month?
The month came in at plus 0.05%. Low 0.997755, high 1.0011, middle 1.0001 USDC ERC20 per USDS.
Can I go back, USDC ERC20 to USDS?
Yes, the reverse direction is open: 1 USDC ERC20 = 0.998803 USDS. The link sits right under the calculator.

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