Swap Tether (USDT ERC20) for USD Coin (USDC ERC20)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 14:04

Orders from: 100 USDT ERC20 ≈ $99.95
Payout network: Ethereum (ERC20)
24 hours: +0.02%

You send

USDT ERC20

You get 2,001.63

USDC ERC20

Start the order

Rate: 1 USDT ERC20 = 1.0008 USDC ERC20
From: 100 USDT ERC20
Up to: 10,000,000 USDT ERC20

The figure is indicative; the exact amount is locked in the order.

The direction runs at 1.0008 USDC ERC20 per USDT ERC20, or 0.999188 USDT ERC20 per USDC ERC20. Market over 24 hours: USDT ERC20 against USDC ERC20 plus 0.02%. The week added a move of 0%.

The weekly corridor ran from 0.998807 to 0.999745 USDC ERC20, a spread of 0.09%. A single order takes 100 to 10,000,000 USDT ERC20. In dollars that is roughly $99.95.

The payout leaves in the Ethereum (ERC20) network, so the receiving address has to belong to that network. By market cap Tether sits 3th ($180.04 B) and USD Coin 6th ($71.65 B). Daily moves of USDT and USDC over 90 days line up at 0.13 (they travel apart).

Who takes the USDT ERC20 → USDC ERC20 route

A road both waysThe USDC ERC20 → USDT ERC20 direction is open too, so going back into USDT takes the same route.

USDT ERC20 → USDC ERC20 rate and amounts

1 USDT ERC20 = 1.0008 USDC ERC20

1 USDC ERC20 = 0.999188 USDT ERC20

Send USDT ERC20 — receive USDC ERC20

USDT ERC20	USDC ERC20
100	100.0813
500	500.4063
2,000	2,001.63
5,000	5,004.06
20,000	20,016.25
100,000	100,081.27

Need USDC ERC20 — send this much USDT ERC20

USDC ERC20	USDT ERC20
200	199.8376
1,000	999.188
2,000	1,998.38
10,000	9,991.88
20,000	19,983.76
100,000	99,918.8

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per USDT ERC20	From	Network fee	Speed
Polygon	0.997196	100 USDT ERC20	≈ $0.0002	fast
Solana	1.0008	100 USDT ERC20	≈ $0.00048	fast
Ethereum (ERC20) open now	1.0008	100 USDT ERC20	≈ $0.0059	medium
Arbitrum One	0.999101	—	≈ $0.003	fast
BASE	0.999101	—	—	—
BNB Smart Chain (BEP20)	0.999101	—	≈ $0.0023	fast
Avalanche C-Chain	0.999101	—	≈ $0.0014	fast
NEAR	0.999101	—	—	—
Optimism	0.999101	—	≈ $0.00015	fast
XLM	0.999101	—	—	—

USDC network fees

How the USDT ERC20 → USDC ERC20 order runs

Work out the amount in the calculator: orders start at 100 USDT ERC20.
Enter a USDC address in Ethereum (ERC20) and a way to reach you.
Send USDT ERC20 in Ethereum (ERC20) for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap USDT ERC20 for USDC ERC20

Check this before sending USDT ERC20

The address network is Ethereum (ERC20). Sending through another network usually means losing the transfer.
The transfer must not be smaller than 100 USDT ERC20.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the USDT ERC20 to USDC ERC20 rate has been

WeekMonthQuarterYear

high 0.999745 USDC ERC20low 0.998807 USDC ERC20

Oct 25, 2026 14:08Nov 1, 2026 14:08

high 0.999991 USDC ERC20low 0.999117 USDC ERC20

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 1.0002 USDC ERC20low 0.999117 USDC ERC20

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 1.0031 USDC ERC20low 0.996801 USDC ERC20

Nov 1, 2025 03:00Oct 31, 2026 03:00

24 hours: +0.02%
Week: 0%
Weekly high: 0.999745 USDC ERC20
Weekly low: 0.998807 USDC ERC20
Spread: 0.09%

Market data from CoinGecko as of Nov 1, 2026 11:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDT ERC20/USDC ERC20 travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.999532	0.999301	0.99944	+0.02%
Week	0.999745	0.998807	0.999426	0%
Month	0.999991	0.999117	0.999555	−0.04%
Quarter	1.0002	0.999117	0.999738	−0.03%

Figures are in USDC ERC20 per unit sent, from market data.

Daily USDT ERC20 → USDC ERC20 rate

Day	Close	Against the day before
Oct 31, 2026	0.999391 USDC ERC20	+0.02%
Oct 30, 2026	0.999176 USDC ERC20	−0.04%
Oct 29, 2026	0.999561 USDC ERC20	+0.01%
Oct 28, 2026	0.999478 USDC ERC20	+0.02%
Oct 27, 2026	0.999325 USDC ERC20	0%
Oct 26, 2026	0.999282 USDC ERC20	−0.03%
Oct 25, 2026	0.99955 USDC ERC20	+0.01%

Daily RubyCash rate: USDT ERC20 → USDC ERC20

Date	RubyCash rate	Market rate
Nov 1, 2026	1.0008 USDC ERC20	0.999538
Oct 31, 2026	1.0004 USDC ERC20	0.999476
Oct 30, 2026	1.0001 USDC ERC20	0.999365
Oct 29, 2026	1.0005 USDC ERC20	0.999407
Oct 28, 2026	1.001 USDC ERC20	0.999585
Oct 27, 2026	1.0005 USDC ERC20	0.999479
Oct 26, 2026	1.0004 USDC ERC20	0.999358
Oct 25, 2026	1.0007 USDC ERC20	0.999502
Oct 24, 2026	1.0005 USDC ERC20	0.999553
Oct 22, 2026	1.0009 USDC ERC20	0.999452
Oct 21, 2026	1.0009 USDC ERC20	0.999671
Oct 20, 2026	1.0011 USDC ERC20	0.999452
Oct 19, 2026	1.0008 USDC ERC20	0.999297
Oct 18, 2026	1.0006 USDC ERC20	0.999412

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on USDT and USDC

Tether USDT

Price: $0.999538
24 hours: +0.02%
Week: +0.05%
Market cap: $180.04 B
24-hour turnover: $25.75 B
Rank by cap: #3
In circulation: 180.12 B USDT
Record price: $1.32

USD Coin USDC

Price: $1.00
24 hours: +0.01%
Week: +0.05%
Market cap: $71.65 B
24-hour turnover: $5.88 B
Rank by cap: #6
In circulation: 71.65 B USDC
Record price: $1.04

Source: CoinGecko, Nov 1, 2026 11:54.

Tether against USD Coin

	Tether (USDT)	USD Coin (USDC)
Ticker	USDT	USDC
Type	token	token
Network	Ethereum (ERC20)	Ethereum (ERC20)
Fees are paid in	ETH	ETH
Launched	2014	2018
Built by	Tether Limited	Circle
Supply cap	no cap	no cap
In circulation	180.12 B USDT	71.65 B USDC
Market cap	$180.04 B	$71.65 B
Rank by cap	#3	#6

Daily moves of USDT and USDC over 90 days line up at 0.13 — they travel apart.

Common questions: USDT ERC20 → USDC ERC20

What rate does USDT ERC20 to USDC ERC20 run at?

As of Nov 1, 2026 14:04 it is 1 USDT ERC20 = 1.0008 USDC ERC20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.00.

What amounts does USDT ERC20 → USDC ERC20 accept?

From 100 to 10,000,000 USDT ERC20 per order. The lower limit is roughly $99.95.

Where does the 100 USDT ERC20 floor come from?

Network fees and order handling eat a small transfer alive — below 100 USDT ERC20 the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDT ERC20, and that one goes to the blockchain, not to us.

How long does USDT ERC20 to USDC ERC20 take?

The clock starts with confirmations: the order goes into work once Ethereum (ERC20) confirms your transfer. After that it comes down to how busy the network is.

Which network will USDC ERC20 arrive in?

The payout leaves in Ethereum (ERC20). Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the USDT ERC20 to USDC ERC20 rate do this month?

The month came in at minus 0.04%. Low 0.999117, high 0.999991, middle 0.999555 USDC ERC20 per USDT ERC20.

Can I go back, USDC ERC20 to USDT ERC20?

Yes, the reverse direction is open: 1 USDC ERC20 = 0.999789 USDT ERC20. The link sits right under the calculator.