USDC ERC20 (Ethereum) → USDT Polygon (Polygon PoS)

Dollars change networks: send USDC ERC20 in Ethereum, collect USDT Polygon in Polygon PoS. One order.

Rate as of Nov 1, 2026 17:54

Orders from: 100 USDC ERC20 ≈ $100.00
Payout network: Polygon
24 hours: −0.01%

You send

USDC ERC20

You get 2,003.62

USDT Polygon

Start the order

Rate: 1 USDC ERC20 = 1.0018 USDT Polygon
From: 100 USDC ERC20
Up to: 10,000,000 USDC ERC20

The figure is indicative; the exact amount is locked in the order.

Today USDC ERC20 goes for 1.0018 USDT Polygon, and USDT Polygon goes for 0.998192 USDC ERC20. Market over 24 hours: USDC ERC20 against USDT Polygon minus 0.01%. The week added a move of 0%.

The weekly corridor ran from 1.0003 to 1.0015 USDT Polygon, a spread of 0.13%. A single order takes 100 to 10,000,000 USDC ERC20. In dollars that is roughly $100.00.

The payout leaves in the Polygon network, so the receiving address has to belong to that network. By market cap USD Coin sits 6th ($71.55 B) and Tether 3th ($180.01 B). Daily moves of USDC and USDT over 90 days line up at 0.13 (they travel apart).

Who takes the USDC ERC20 → USDT Polygon route

A road both waysThe USDT Polygon → USDC ERC20 direction is open too, so going back into USDC takes the same route.

USDC ERC20 → USDT Polygon rate and amounts

1 USDC ERC20 = 1.0018 USDT Polygon

1 USDT Polygon = 0.998192 USDC ERC20

Send USDC ERC20 — receive USDT Polygon

USDC ERC20	USDT Polygon
100	100.1811
500	500.9055
2,000	2,003.62
5,000	5,009.06
20,000	20,036.22
100,000	100,181.1

Need USDT Polygon — send this much USDC ERC20

USDT Polygon	USDC ERC20
200	199.6385
1,000	998.1923
2,000	1,996.38
10,000	9,981.92
20,000	19,963.85
100,000	99,819.23

Payout network for USDT

The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per USDC ERC20	From	Network fee	Speed
Solana	1.0018	100 USDC ERC20	≈ $0.00047	fast
TRON (TRC20)	1.0018	100 USDC ERC20	≈ $2.1	fast
Polygon open now	1.0018	100 USDC ERC20	≈ $0.0017	fast
Arbitrum One	1.0061	100 USDC ERC20	≈ $0.0029	fast
TON	1.0018	100 USDC ERC20	low	fast
Ethereum (ERC20)	0.999389	100 USDC ERC20	≈ $0.0069	medium
OMNI	1.0007	—	—	—
BNB Smart Chain (BEP20)	1.0007	200 USDC ERC20	≈ $0.0023	fast
Avalanche C-Chain	1.0007	—	≈ $0.0014	fast
NEAR	1.0007	—	—	—
Optimism	1.0007	—	≈ $0.00015	fast

USDT network fees

How the USDC ERC20 → USDT Polygon order runs

Work out the amount in the calculator: orders start at 100 USDC ERC20.
Enter a USDT address in Polygon and a way to reach you.
Send USDC ERC20 in Ethereum (ERC20) for exactly the amount stated in the order.
Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.

Swap USDC ERC20 for USDT Polygon

Check this before sending USDC ERC20

The address network is Polygon. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 100 USDC ERC20.
Copy the address whole, then compare the first and last characters after pasting.
Ethereum, Arbitrum, Optimism, BNB Smart Chain and Polygon all use the same address shape (0x…). Make sure the wallet is switched to Polygon PoS.
To move USDT on later, put a little POL at the same address.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Ethereum against Polygon PoS

	Ethereum	Polygon PoS
Network type	Layer one (L1)	Sidechain with checkpoints in Ethereum
Fees are paid in	ETH	POL
Fee level	≈ $0.0069	≈ $0.0017
Speed	medium	fast
Block	~12 sec	~2 sec
Address shape	0x…	0x…
Memo or tag	not needed	not needed
Ethereum-style address (0x…)	yes	yes

Fee and speed levels are comparative: both move with how busy the network is.

How this differs from a classic bridge

	RubyCash	Classic bridge
What lands at your address	USDT in Polygon PoS	The same stablecoin; turning USDT into USDC is a separate step
Wallet and signatures	Not needed: the coins go to the address from the order	Needed: connect the wallet and sign contract transactions
A coin for fees in Polygon PoS	Not needed to receive	Often needed, or the funds cannot be claimed or moved on
Timing	After confirmations in Ethereum; the order page tracks it	Depends on the bridge and the load of both networks
Who holds the funds meanwhile	RubyCash for the life of the order, with an AML check	The bridge contract or its validators

Bridge Ethereum → Polygon PoS: all directions The Polygon PoS network

Where the USDC ERC20 to USDT Polygon rate has been

WeekMonthQuarterYear

high 1.0015 USDT Polygonlow 1.0003 USDT Polygon

Oct 25, 2026 17:59Nov 1, 2026 17:59

high 1.0009 USDT Polygonlow 1 USDT Polygon

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 1.0009 USDT Polygonlow 0.999785 USDT Polygon

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 1.0032 USDT Polygonlow 0.99687 USDT Polygon

Nov 1, 2025 03:00Oct 31, 2026 03:00

24 hours: −0.01%
Week: 0%
Weekly high: 1.0015 USDT Polygon
Weekly low: 1.0003 USDT Polygon
Spread: 0.13%

Market data from CoinGecko as of Nov 1, 2026 16:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDC ERC20/USDT Polygon travelled, by period

Period	High	Low	Middle	Net move
24 hours	1.0006	1.0005	1.0005	−0.01%
Week	1.0015	1.0003	1.0006	0%
Month	1.0009	1	1.0004	+0.04%
Quarter	1.0009	0.999785	1.0003	+0.03%

Figures are in USDT Polygon per unit sent, from market data.

Daily USDC ERC20 → USDT Polygon rate

Day	Close	Against the day before
Oct 31, 2026	1.0006 USDT Polygon	−0.02%
Oct 30, 2026	1.0008 USDT Polygon	+0.04%
Oct 29, 2026	1.0004 USDT Polygon	−0.01%
Oct 28, 2026	1.0005 USDT Polygon	−0.02%
Oct 27, 2026	1.0007 USDT Polygon	0%
Oct 26, 2026	1.0007 USDT Polygon	+0.03%
Oct 25, 2026	1.0004 USDT Polygon	−0.01%

Daily RubyCash rate: USDC ERC20 → USDT Polygon

Date	RubyCash rate	Market rate
Nov 1, 2026	1.0018 USDT Polygon	1.0005
Oct 31, 2026	1.0026 USDT Polygon	1.0005
Oct 30, 2026	1.0029 USDT Polygon	1.0006
Oct 29, 2026	1.0025 USDT Polygon	1.0006
Oct 28, 2026	1.002 USDT Polygon	1.0004
Oct 27, 2026	1.0025 USDT Polygon	1.0005
Oct 26, 2026	1.0026 USDT Polygon	1.0006
Oct 25, 2026	1.0023 USDT Polygon	1.0005
Oct 24, 2026	1.0025 USDT Polygon	1.0004
Oct 22, 2026	1.0021 USDT Polygon	1.0005
Oct 21, 2026	1.0021 USDT Polygon	1.0003
Oct 20, 2026	1.0019 USDT Polygon	1.0005
Oct 19, 2026	1.0022 USDT Polygon	1.0007
Oct 18, 2026	1.0024 USDT Polygon	1.0006

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on USDC and USDT

USD Coin USDC

Price: $0.999966
24 hours: +0.01%
Week: +0.03%
Market cap: $71.55 B
24-hour turnover: $5.91 B
Rank by cap: #6
In circulation: 71.55 B USDC
Record price: $1.04

Tether USDT

Price: $0.999452
24 hours: +0.02%
Week: +0.03%
Market cap: $180.01 B
24-hour turnover: $26.83 B
Rank by cap: #3
In circulation: 180.12 B USDT
Record price: $1.32

Source: CoinGecko, Nov 1, 2026 16:54.

USD Coin against Tether

	USD Coin (USDC)	Tether (USDT)
Ticker	USDC	USDT
Type	token	token
Network	Ethereum (ERC20)	Polygon
Fees are paid in	ETH	POL
Launched	2018	2014
Built by	Circle	Tether Limited
Supply cap	no cap	no cap
In circulation	71.55 B USDC	180.12 B USDT
Market cap	$71.55 B	$180.01 B
Rank by cap	#6	#3

Daily moves of USDC and USDT over 90 days line up at 0.13 — they travel apart.

Common questions: USDC ERC20 → USDT Polygon

What rate does USDC ERC20 to USDT Polygon run at?

As of Nov 1, 2026 17:54 it is 1 USDC ERC20 = 1.0018 USDT Polygon. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.00.

What amounts does USDC ERC20 → USDT Polygon accept?

From 100 to 10,000,000 USDC ERC20 per order. The lower limit is roughly $100.00.

Where does the 100 USDC ERC20 floor come from?

Network fees and order handling eat a small transfer alive — below 100 USDC ERC20 the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC ERC20, and that one goes to the blockchain, not to us.

How long does USDC ERC20 to USDT Polygon take?

The clock starts with confirmations: the order goes into work once Ethereum (ERC20) confirms your transfer. After that it comes down to how busy the network is. A block in Ethereum (ERC20) closes in about 12 sec.

Will native USDT arrive, or a wrapper?

USDT Polygon is the standard USDT token in Polygon PoS — exactly what exchanges send when they withdraw into this network.

Do I need POL to receive USDT Polygon?

Not to receive. POL comes into play later, when you want to send USDT from your address.

Which network will USDT Polygon arrive in?

The payout leaves in Polygon. Make sure the receiving wallet works with that network.

Where is receiving USDT cheaper?

The cheapest is usually USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT BEP20, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the USDC ERC20 to USDT Polygon rate do this month?

The month came in at plus 0.04%. Low 1, high 1.0009, middle 1.0004 USDT Polygon per USDC ERC20.

Can I go back, USDT Polygon to USDC ERC20?

Yes, the reverse direction is open: 1 USDT Polygon = 1.0012 USDC ERC20. The link sits right under the calculator.