Swap USD Coin (USDC ERC20) for Stellar (XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 03:13
- Payout network
- Stellar
- 24 hours
- −2.76%
Today USDC ERC20 goes for 5.4134 XLM, and XLM goes for 0.184726 USDC ERC20. Market over 24 hours: USDC ERC20 against XLM minus 2.76%. The week added plus 0.96%.
The weekly corridor ran from 5.104 to 5.7528 XLM, a spread of 12.71%.
Exchange wallets usually ask for a Memo — copy it from the recipient side before you start. By market cap USD Coin sits 6th ($73.61 B) and Stellar 20th ($6.28 B).
Who takes the USDC ERC20 → XLM route
- Entering XLM from dollarsFrom USDC you step into Stellar directly, with no coin in between and no extra fees.
- Fast paymentsA block in Stellar closes in about 5 sec, which is why Stellar is used for moving money rather than holding it.
- Different basketsHolding part of the amount in Stellar loosens a portfolio's dependence on a single coin.
USDC ERC20 → XLM rate and amounts
1 USDC ERC20 = 5.4134 XLM
1 XLM = 0.184726 USDC ERC20
Send USDC ERC20 — receive XLM
| USDC ERC20 | XLM |
|---|---|
| 20 | 108.2683 |
| 100 | 541.3413 |
| 500 | 2,706.71 |
| 5,000 | 27,067.07 |
| 20,000 | 108,268.27 |
| 100,000 | 541,341.33 |
Need XLM — send this much USDC ERC20
| XLM | USDC ERC20 |
|---|---|
| 100 | 18.4726 |
| 500 | 92.3632 |
| 2,000 | 369.4527 |
| 20,000 | 3,694.53 |
| 100,000 | 18,472.63 |
| 500,000 | 92,363.17 |
How the USDC ERC20 → XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a XLM address in Stellar and a way to reach you. Receiving to an exchange? Add the Memo, or the payment will hang.
- Send USDC ERC20 in Ethereum (ERC20) for exactly the amount stated in the order.
- Once the network confirms your transfer, Stellar leaves for your address. The order page tracks every step.
Check this before sending USDC ERC20
- The address network is Stellar. Sending through another network usually means losing the transfer.
- If the receiving wallet asks for a Memo, put it in the order.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDC ERC20 to XLM rate has been
high 5.7528 XLMlow 5.104 XLM
Sep 10, 2026 03:18Sep 17, 2026 03:18
- 24 hours
- −2.76%
- Week
- +0.96%
- Weekly high
- 5.7528 XLM
- Weekly low
- 5.104 XLM
- Spread
- 12.71%
Market data from CoinGecko as of Sep 17, 2026 00:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDC ERC20/XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 5.7528 | 5.5182 | 5.6747 | −2.76% |
| Week | 5.7528 | 5.104 | 5.5158 | +0.96% |
Figures are in XLM per unit sent, from market data.
The numbers on USDC and XLM
USD Coin USDC- Price
- $0.999724
- 24 hours
- 0%
- Week
- 0%
- Market cap
- $73.61 B
- 24-hour turnover
- $18.36 B
- Rank by cap
- #6
- In circulation
- 73.63 B USDC
- Record price
- $1.04
Stellar XLM- Price
- $0.180306
- 24 hours
- +2.84%
- Week
- +0.4%
- Market cap
- $6.28 B
- 24-hour turnover
- $259.01 M
- Rank by cap
- #20
- In circulation
- 34.84 B XLM
- Record price
- $0.875563
Source: CoinGecko, Sep 17, 2026 00:54.
USD Coin against Stellar
| USD Coin (USDC) | Stellar (XLM) | |
|---|---|---|
| Ticker | USDC | XLM |
| Type | token | coin of its own network |
| Network | Ethereum (ERC20) | — |
| Fees are paid in | ETH | — |
| Launched | 2018 | 2014 |
| Built by | Circle | Jed McCaleb, Joyce Kim |
| Supply cap | no cap | 50 B XLM |
| In circulation | 73.63 B USDC | 34.84 B XLM |
| Market cap | $73.61 B | $6.28 B |
| Rank by cap | #6 | #20 |
| Consensus | — | Stellar Consensus Protocol |
| Block | — | ~5 sec |
| Privacy | — | transfers are public |
Common questions: USDC ERC20 → XLM
What rate does USDC ERC20 to XLM run at?
As of Sep 17, 2026 03:13 it is 1 USDC ERC20 = 5.4134 XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.976071.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC ERC20, and that one goes to the blockchain, not to us.
How long does USDC ERC20 to XLM take?
The clock starts with confirmations: the order goes into work once Ethereum (ERC20) confirms your transfer. After that it comes down to how busy the network is.
Which network will XLM arrive in?
Stellar leaves in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can I go back, XLM to USDC ERC20?
Yes, the reverse direction is open: 1 XLM = 0.186216 USDC ERC20. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDC ERC20, receive something else
USDC ERC20 → XMR0.00201499
USDC ERC20 → XRP0.769114
USDC ERC20 → XTZ3.9714
USDC ERC20 → YFI0.000483299
USDC ERC20 → ZBT13.0627
USDC ERC20 → ZEC0.000748309
USDC ERC20 → ZRO1.0096
USDC ERC20 → ZRX9.2718
