Swap USD Coin (USDC Optimism) for Stellar (XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 18, 2026 03:53
- Payout network
- Stellar
- 24 hours
- −2.19%
Today USDC Optimism goes for 5.4776 XLM, and XLM goes for 0.182562 USDC Optimism. Market over 24 hours: USDC Optimism against XLM minus 2.19%. The week added minus 4.72%.
The weekly corridor ran from 5.0874 to 5.7685 XLM, a spread of 13.39%.
Exchange wallets usually ask for a Memo — copy it from the recipient side before you start. By market cap USD Coin sits 6th ($73.86 B) and Stellar 20th ($6.38 B). Daily moves of USDC and XLM over 90 days line up at 0.03 (they travel apart).
Who takes the USDC Optimism → XLM route
- Entering XLM from dollarsFrom USDC you step into Stellar directly, with no coin in between: over the past month XLM moved +15.35%.
- Fast paymentsA block in Stellar closes in about 5 sec, which is why Stellar is used for moving money rather than holding it.
- Different basketsDaily moves of USDC and XLM over 90 days line up at 0.03 (they travel apart) — the looser the link, the less a portfolio depends on one coin.
USDC Optimism → XLM rate and amounts
1 USDC Optimism = 5.4776 XLM
1 XLM = 0.182562 USDC Optimism
Send USDC Optimism — receive XLM
| USDC Optimism | XLM |
|---|---|
| 20 | 109.552 |
| 100 | 547.7598 |
| 500 | 2,738.8 |
| 5,000 | 27,387.99 |
| 20,000 | 109,551.96 |
| 100,000 | 547,759.81 |
Need XLM — send this much USDC Optimism
| XLM | USDC Optimism |
|---|---|
| 100 | 18.2562 |
| 500 | 91.2809 |
| 2,000 | 365.1235 |
| 20,000 | 3,651.24 |
| 100,000 | 18,256.18 |
| 500,000 | 91,280.88 |
How the USDC Optimism → XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a XLM address in Stellar and a way to reach you. Receiving to an exchange? Add the Memo, or the payment will hang.
- Send USDC Optimism in Optimism for exactly the amount stated in the order.
- Once the network confirms your transfer, Stellar leaves for your address. The order page tracks every step.
Check this before sending USDC Optimism
- The address network is Stellar. Sending through another network usually means losing the transfer.
- If the receiving wallet asks for a Memo, put it in the order.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDC Optimism to XLM rate has been
high 5.7685 XLMlow 5.0874 XLM
Sep 11, 2026 03:56Sep 18, 2026 03:56
high 6.4613 XLMlow 4.9547 XLM
Aug 18, 2026 03:00Sep 17, 2026 03:00
high 6.4613 XLMlow 4.2641 XLM
Jun 19, 2026 03:00Sep 17, 2026 03:00
high 6.9744 XLMlow 2.4385 XLM
Sep 18, 2025 03:00Sep 17, 2026 03:00
- 24 hours
- −2.19%
- Week
- −4.72%
- Weekly high
- 5.7685 XLM
- Weekly low
- 5.0874 XLM
- Spread
- 13.39%
Market data from CoinGecko as of Sep 18, 2026 01:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDC Optimism/XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 5.5286 | 5.3641 | 5.4427 | −2.19% |
| Week | 5.7685 | 5.0874 | 5.4949 | −4.72% |
| Month | 6.4613 | 4.9547 | 5.5222 | −13.32% |
| Quarter | 6.4613 | 4.2641 | 5.5316 | +28.58% |
Figures are in XLM per unit sent, from market data.
Daily USDC Optimism → XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 17, 2026 | 5.4829 XLM | −3.47% |
| Sep 16, 2026 | 5.68 XLM | +8.86% |
| Sep 15, 2026 | 5.2178 XLM | −7.51% |
| Sep 14, 2026 | 5.6414 XLM | +1.53% |
| Sep 13, 2026 | 5.5565 XLM | −0.93% |
| Sep 12, 2026 | 5.6089 XLM | −2.01% |
| Sep 11, 2026 | 5.724 XLM | +3.7% |
Daily RubyCash rate: USDC Optimism → XLM
| Date | RubyCash rate | Market rate |
|---|---|---|
| Sep 18, 2026 | 5.4698 XLM | 5.4568 |
| Sep 17, 2026 | 5.4612 XLM | 5.4568 |
| Sep 16, 2026 | 5.5822 XLM | 5.5446 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on USDC and XLM
USD Coin USDC- Price
- $0.999648
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $73.86 B
- 24-hour turnover
- $15.35 B
- Rank by cap
- #6
- In circulation
- 73.88 B USDC
- Record price
- $1.04
Stellar XLM- Price
- $0.183194
- 24 hours
- +2.23%
- Week
- +3.5%
- Market cap
- $6.38 B
- 24-hour turnover
- $170.88 M
- Rank by cap
- #20
- In circulation
- 34.85 B XLM
- Record price
- $0.875563
Source: CoinGecko, Sep 18, 2026 01:24.
USD Coin against Stellar
| USD Coin (USDC) | Stellar (XLM) | |
|---|---|---|
| Ticker | USDC | XLM |
| Type | token | coin of its own network |
| Network | Optimism | — |
| Fees are paid in | ETH | — |
| Launched | 2018 | 2014 |
| Built by | Circle | Jed McCaleb, Joyce Kim |
| Supply cap | no cap | 50 B XLM |
| In circulation | 73.88 B USDC | 34.85 B XLM |
| Market cap | $73.86 B | $6.38 B |
| Rank by cap | #6 | #20 |
| Consensus | — | Stellar Consensus Protocol |
| Block | — | ~5 sec |
| Privacy | — | transfers are public |
Daily moves of USDC and XLM over 90 days line up at 0.03 — they travel apart.
Common questions: USDC Optimism → XLM
What rate does USDC Optimism to XLM run at?
As of Sep 18, 2026 03:53 it is 1 USDC Optimism = 5.4776 XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.00.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC Optimism, and that one goes to the blockchain, not to us.
How long does USDC Optimism to XLM take?
The clock starts with confirmations: the order goes into work once Optimism confirms your transfer. After that it comes down to how busy the network is.
Which network will XLM arrive in?
Stellar leaves in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC Optimism to XLM rate do this month?
The month came in at minus 13.32%. Low 4.9547, high 6.4613, middle 5.5222 XLM per USDC Optimism.
Can I go back, XLM to USDC Optimism?
Yes, the reverse direction is open: 1 XLM = 0.184034 USDC Optimism. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDC Optimism, receive something else
USDC Optimism → XMR0.00193208
USDC Optimism → XRP0.773312
USDC Optimism → XTZ3.9119
USDC Optimism → YFI0.000475218
USDC Optimism → ZBT12.8301
USDC Optimism → ZEC0.000686401
USDC Optimism → ZRO0.939565
USDC Optimism → ZRX9.3331
