Swap USD Coin (USDC Optimism) for Stellar (XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 2, 2026 09:39
- Payout network
- Stellar
- 24 hours
- +0.78%
Today USDC Optimism goes for 6.0052 XLM, and XLM goes for 0.166522 USDC Optimism. Market over 24 hours: USDC Optimism against XLM plus 0.78%. The week added plus 0.39%.
The weekly corridor ran from 5.7571 to 6.2078 XLM, a spread of 7.83%.
Exchange wallets usually ask for a Memo — copy it from the recipient side before you start. By market cap USD Coin sits 6th ($71.33 B) and Stellar 19th ($5.9 B). Daily moves of USDC and XLM over 90 days line up at 0.06 (they travel apart).
Who takes the USDC Optimism → XLM route
- Entering XLM from dollarsFrom USDC you step into Stellar directly, with no coin in between: over the past month XLM moved −23.08%.
- Fast paymentsA block in Stellar closes in about 5 sec, which is why Stellar is used for moving money rather than holding it.
- Different basketsDaily moves of USDC and XLM over 90 days line up at 0.06 (they travel apart) — the looser the link, the less a portfolio depends on one coin.
USDC Optimism → XLM rate and amounts
1 USDC Optimism = 6.0052 XLM
1 XLM = 0.166522 USDC Optimism
Send USDC Optimism — receive XLM
| USDC Optimism | XLM |
|---|---|
| 20 | 120.1042 |
| 100 | 600.5211 |
| 500 | 3,002.61 |
| 5,000 | 30,026.06 |
| 20,000 | 120,104.23 |
| 100,000 | 600,521.15 |
Need XLM — send this much USDC Optimism
| XLM | USDC Optimism |
|---|---|
| 100 | 16.6522 |
| 500 | 83.261 |
| 2,000 | 333.0441 |
| 20,000 | 3,330.44 |
| 100,000 | 16,652.2 |
| 500,000 | 83,261.01 |
How the USDC Optimism → XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a XLM address in Stellar and a way to reach you. Receiving to an exchange? Add the Memo, or the payment will hang.
- Send USDC Optimism in Optimism for exactly the amount stated in the order.
- Once the network confirms your transfer, Stellar leaves for your address. The order page tracks every step.
Check this before sending USDC Optimism
- The address network is Stellar. Sending through another network usually means losing the transfer.
- If the receiving wallet asks for a Memo, put it in the order.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDC Optimism to XLM rate has been
high 6.2078 XLMlow 5.7571 XLM
Oct 26, 2026 09:41Nov 2, 2026 09:41
high 6.1629 XLMlow 4.4653 XLM
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 6.4613 XLMlow 4.3062 XLM
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 6.9744 XLMlow 3.2775 XLM
Nov 2, 2025 03:00Nov 1, 2026 03:00
- 24 hours
- +0.78%
- Week
- +0.39%
- Weekly high
- 6.2078 XLM
- Weekly low
- 5.7571 XLM
- Spread
- 7.83%
Market data from CoinGecko as of Nov 2, 2026 09:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDC Optimism/XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 5.983 | 5.9022 | 5.9352 | +0.78% |
| Week | 6.2078 | 5.7571 | 5.9206 | +0.39% |
| Month | 6.1629 | 4.4653 | 5.3738 | +30% |
| Quarter | 6.4613 | 4.3062 | 5.4564 | +3.33% |
Figures are in XLM per unit sent, from market data.
Daily USDC Optimism → XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 1, 2026 | 5.9334 XLM | +1.36% |
| Oct 31, 2026 | 5.8541 XLM | −5.01% |
| Oct 30, 2026 | 6.1629 XLM | +6.25% |
| Oct 29, 2026 | 5.8002 XLM | −1.16% |
| Oct 28, 2026 | 5.8684 XLM | −0.67% |
| Oct 27, 2026 | 5.9077 XLM | −0.73% |
| Oct 26, 2026 | 5.951 XLM | +2.05% |
Daily RubyCash rate: USDC Optimism → XLM
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 2, 2026 | 5.9539 XLM | 5.9034 |
| Nov 1, 2026 | 5.9769 XLM | 5.967 |
| Oct 31, 2026 | 5.9027 XLM | 5.874 |
| Oct 30, 2026 | 5.9376 XLM | 5.974 |
| Oct 29, 2026 | 6.1523 XLM | 6.1058 |
| Oct 28, 2026 | 5.8086 XLM | 5.7854 |
| Oct 27, 2026 | 5.8909 XLM | 5.8718 |
| Oct 26, 2026 | 5.9766 XLM | 5.9509 |
| Oct 25, 2026 | 5.9173 XLM | 5.8973 |
| Oct 24, 2026 | 5.8829 XLM | 5.8592 |
| Oct 22, 2026 | 5.6851 XLM | 5.6846 |
| Oct 21, 2026 | 5.4481 XLM | 5.3921 |
| Oct 20, 2026 | 5.4986 XLM | 5.502 |
| Oct 19, 2026 | 5.6483 XLM | 5.6692 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on USDC and XLM
USD Coin USDC- Price
- $0.999524
- 24 hours
- −0.05%
- Week
- −0.02%
- Market cap
- $71.33 B
- 24-hour turnover
- $7.82 B
- Rank by cap
- #6
- In circulation
- 71.37 B USDC
- Record price
- $1.04
Stellar XLM- Price
- $0.167473
- 24 hours
- −0.82%
- Week
- −0.19%
- Market cap
- $5.9 B
- 24-hour turnover
- $78.33 M
- Rank by cap
- #19
- In circulation
- 35.25 B XLM
- Record price
- $0.875563
Source: CoinGecko, Nov 2, 2026 09:24.
USD Coin against Stellar
| USD Coin (USDC) | Stellar (XLM) | |
|---|---|---|
| Ticker | USDC | XLM |
| Type | token | coin of its own network |
| Network | Optimism | — |
| Fees are paid in | ETH | — |
| Launched | 2018 | 2014 |
| Built by | Circle | Jed McCaleb, Joyce Kim |
| Supply cap | no cap | 50 B XLM |
| In circulation | 71.37 B USDC | 35.25 B XLM |
| Market cap | $71.33 B | $5.9 B |
| Rank by cap | #6 | #19 |
| Consensus | — | Stellar Consensus Protocol |
| Block | — | ~5 sec |
| Privacy | — | transfers are public |
Daily moves of USDC and XLM over 90 days line up at 0.06 — they travel apart.
Common questions: USDC Optimism → XLM
What rate does USDC Optimism to XLM run at?
As of Nov 2, 2026 09:39 it is 1 USDC Optimism = 6.0052 XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.01.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC Optimism, and that one goes to the blockchain, not to us.
How long does USDC Optimism to XLM take?
The clock starts with confirmations: the order goes into work once Optimism confirms your transfer. After that it comes down to how busy the network is.
Which network will XLM arrive in?
Stellar leaves in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC Optimism to XLM rate do this month?
The month came in at plus 30%. Low 4.4653, high 6.1629, middle 5.3738 XLM per USDC Optimism.
Can I go back, XLM to USDC Optimism?
Yes, the reverse direction is open: 1 XLM = 0.167865 USDC Optimism. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDC Optimism, receive something else
USDC Optimism → XMR0.00165908
USDC Optimism → XRP0.803259
USDC Optimism → XTZ4.038
USDC Optimism → YFI0.000515215
USDC Optimism → ZBT14.5378
USDC Optimism → ZEC0.00079219
USDC Optimism → ZRO0.569612
USDC Optimism → ZRX10.3842
