Stablecoins from Ethereum to Polygon PoS: DAI → USDC Polygon

The direction runs at 1.0033 USDC Polygon per DAI, or 0.996703 DAI per USDC Polygon. Market over 24 hours: DAI against USDC Polygon a move of 0%. The week added plus 0.01%.

The weekly corridor ran from 1.0001 to 1.0105 USDC Polygon, a spread of 1.04%. A single order takes 100 to 10,000,000 DAI. In dollars that is roughly $100.00.

The payout leaves in the Polygon network, so the receiving address has to belong to that network. By market cap Dai sits 23th ($4.55 B) and USD Coin 6th ($71.55 B). Daily moves of DAI and USDC over 90 days line up at 0.15 (they travel apart).

Who takes the DAI → USDC Polygon route

A road both waysThe USDC Polygon → DAI direction is open too, so going back into DAI takes the same route.

DAI → USDC Polygon rate and amounts

1 DAI = 1.0033 USDC Polygon

1 USDC Polygon = 0.996703 DAI

Send DAI — receive USDC Polygon

DAI	USDC Polygon
100	100.3308
500	501.654
2,000	2,006.62
5,000	5,016.54
20,000	20,066.16
100,000	100,330.8

Need USDC Polygon — send this much DAI

USDC Polygon	DAI
200	199.3406
1,000	996.7029
2,000	1,993.41
10,000	9,967.03
20,000	19,934.06
100,000	99,670.29

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per DAI	From	Network fee	Speed
Polygon open now	1.0033	100 DAI	≈ $0.0016	fast
Solana	0.995692	100 DAI	≈ $0.00047	fast
Ethereum (ERC20)	0.995692	100 DAI	≈ $0.0079	medium
Arbitrum One	1.005	—	≈ $0.0029	fast
BASE	1.005	—	—	—
BNB Smart Chain (BEP20)	1.005	—	≈ $0.0023	fast
Avalanche C-Chain	1.005	—	≈ $0.0014	fast
NEAR	1.005	—	—	—
Optimism	1.005	—	≈ $0.00015	fast
XLM	1.005	—	—	—

DAI → USDC: compare all networks USDC network fees

How the DAI → USDC Polygon order runs

Work out the amount in the calculator: orders start at 100 DAI.
Enter a USDC address in Polygon and a way to reach you.
Send DAI in Dai for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap DAI for USDC Polygon

Check this before sending DAI

The address network is Polygon. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 100 DAI.
Copy the address whole, then compare the first and last characters after pasting.
Ethereum, Arbitrum, Optimism, BNB Smart Chain and Polygon all use the same address shape (0x…). Make sure the wallet is switched to Polygon PoS.
To move USDC on later, put a little POL at the same address.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Ethereum against Polygon PoS

	Ethereum	Polygon PoS
Network type	Layer one (L1)	Sidechain with checkpoints in Ethereum
Fees are paid in	ETH	POL
Fee level	≈ $0.0079	≈ $0.0016
Speed	medium	fast
Block	~12 sec	~2 sec
Address shape	0x…	0x…
Memo or tag	not needed	not needed
Ethereum-style address (0x…)	yes	yes

Fee and speed levels are comparative: both move with how busy the network is.

How this differs from a classic bridge

	RubyCash	Classic bridge
What lands at your address	USDC in Polygon PoS	The same stablecoin; turning USDT into USDC is a separate step
Wallet and signatures	Not needed: the coins go to the address from the order	Needed: connect the wallet and sign contract transactions
A coin for fees in Polygon PoS	Not needed to receive	Often needed, or the funds cannot be claimed or moved on
Timing	After confirmations in Ethereum; the order page tracks it	Depends on the bridge and the load of both networks
Who holds the funds meanwhile	RubyCash for the life of the order, with an AML check	The bridge contract or its validators

Bridge Ethereum → Polygon PoS: all directions The Polygon PoS network

Where the DAI to USDC Polygon rate has been

WeekMonthQuarterYear

high 1.0105 USDC Polygonlow 1.0001 USDC Polygon

Oct 25, 2026 17:06Nov 1, 2026 17:06

high 1.0008 USDC Polygonlow 0.999819 USDC Polygon

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 1.0008 USDC Polygonlow 0.999755 USDC Polygon

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 1.0013 USDC Polygonlow 0.992004 USDC Polygon

Nov 2, 2025 03:00Oct 31, 2026 03:00

24 hours: 0%
Week: +0.01%
Weekly high: 1.0105 USDC Polygon
Weekly low: 1.0001 USDC Polygon
Spread: 1.04%

Market data from CoinGecko as of Nov 1, 2026 16:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far DAI/USDC Polygon travelled, by period

Period	High	Low	Middle	Net move
24 hours	1.0006	1.0004	1.0005	0%
Week	1.0105	1.0001	1.0006	+0.01%
Month	1.0008	0.999819	1.0003	−0.01%
Quarter	1.0008	0.999755	1.0002	−0.02%

Figures are in USDC Polygon per unit sent, from market data.

Daily DAI → USDC Polygon rate

Day	Close	Against the day before
Oct 31, 2026	1.0001 USDC Polygon	−0.03%
Oct 30, 2026	1.0004 USDC Polygon	−0.01%
Oct 29, 2026	1.0005 USDC Polygon	0%
Oct 28, 2026	1.0005 USDC Polygon	−0.02%
Oct 27, 2026	1.0007 USDC Polygon	+0.04%
Oct 26, 2026	1.0004 USDC Polygon	−0.03%
Oct 25, 2026	1.0007 USDC Polygon	+0.03%

Daily RubyCash rate: DAI → USDC Polygon

Date	RubyCash rate	Market rate
Nov 1, 2026	1.0033 USDC Polygon	1
Oct 31, 2026	1.0025 USDC Polygon	1.001
Oct 30, 2026	1.0022 USDC Polygon	1.0004
Oct 29, 2026	1.0026 USDC Polygon	1.0005
Oct 28, 2026	1.0031 USDC Polygon	1.0003
Oct 27, 2026	1.0026 USDC Polygon	1.0005
Oct 26, 2026	1.0025 USDC Polygon	1.0007
Oct 25, 2026	1.0028 USDC Polygon	1.0004
Oct 24, 2026	1.0026 USDC Polygon	1.0004
Oct 22, 2026	1.003 USDC Polygon	1.0003
Oct 21, 2026	1.003 USDC Polygon	0.999355
Oct 20, 2026	1.0032 USDC Polygon	1.0002
Oct 19, 2026	1.0029 USDC Polygon	1.0001
Oct 18, 2026	1.0027 USDC Polygon	1.0002

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on DAI and USDC

Dai DAI

Price: $1.00
24 hours: +0.01%
Week: +0.01%
Market cap: $4.55 B
24-hour turnover: $51.82 M
Rank by cap: #23
In circulation: 4.55 B DAI
Record price: $1.22

USD Coin USDC

Price: $0.999966
24 hours: +0.01%
Week: +0.03%
Market cap: $71.55 B
24-hour turnover: $5.91 B
Rank by cap: #6
In circulation: 71.55 B USDC
Record price: $1.04

Source: CoinGecko, Nov 1, 2026 16:54.

Dai against USD Coin

	Dai (DAI)	USD Coin (USDC)
Ticker	DAI	USDC
Type	token	token
Launched	2017	2018
Built by	MakerDAO	Circle
Supply cap	no cap	no cap
In circulation	4.55 B DAI	71.55 B USDC
Market cap	$4.55 B	$71.55 B
Rank by cap	#23	#6
Network	—	Polygon
Fees are paid in	—	POL

Daily moves of DAI and USDC over 90 days line up at 0.15 — they travel apart.

Common questions: DAI → USDC Polygon

What rate does DAI to USDC Polygon run at?

As of Nov 1, 2026 17:04 it is 1 DAI = 1.0033 USDC Polygon. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.00.

What amounts does DAI → USDC Polygon accept?

From 100 to 10,000,000 DAI per order. The lower limit is roughly $100.00.

Where does the 100 DAI floor come from?

Network fees and order handling eat a small transfer alive — below 100 DAI the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending DAI, and that one goes to the blockchain, not to us.

How long does DAI to USDC Polygon take?

The clock starts with confirmations: the order goes into work once Dai confirms your transfer. After that it comes down to how busy the network is. A block in Dai closes in about 12 sec.

Will native USDC arrive, or a wrapper?

USDC Polygon is the standard USDC token in Polygon PoS — exactly what exchanges send when they withdraw into this network.

Do I need POL to receive USDC Polygon?

Not to receive. POL comes into play later, when you want to send USDC from your address.

Which network will USDC Polygon arrive in?

The payout leaves in Polygon. Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the DAI to USDC Polygon rate do this month?

The month came in at minus 0.01%. Low 0.999819, high 1.0008, middle 1.0003 USDC Polygon per DAI.

Can I go back, USDC Polygon to DAI?

Yes, the reverse direction is open: 1 USDC Polygon = 1.003 DAI. The link sits right under the calculator.