DAI (Ethereum) → USDC Polygon (Polygon PoS)

Dollars change networks: send DAI in Ethereum, collect USDC Polygon in Polygon PoS. One order.

Rate as of Sep 17, 2026 09:23

Orders from
100 DAI ≈ $100.00
Payout network
Polygon
24 hours
+0.01%
You get 2,006.42 USDC Polygon
Start the order
Rate
1 DAI = 1.0032 USDC Polygon
From
100 DAI
Up to
10,000,000 DAI

The figure is indicative; the exact amount is locked in the order.

The direction runs at 1.0032 USDC Polygon per DAI, or 0.996802 DAI per USDC Polygon. Market over 24 hours: DAI against USDC Polygon plus 0.01%. The week added plus 0.03%.

The weekly corridor ran from 0.99969 to 1.0004 USDC Polygon, a spread of 0.07%. A single order takes 100 to 10,000,000 DAI. In dollars that is roughly $100.00.

The payout leaves in the Polygon network, so the receiving address has to belong to that network. By market cap Dai sits 22th ($4.59 B) and USD Coin 6th ($73.69 B).

Who takes the DAI → USDC Polygon route

  • A road both waysThe USDC Polygon → DAI direction is open too, so going back into DAI takes the same route.

DAI → USDC Polygon rate and amounts

1 DAI = 1.0032 USDC Polygon
1 USDC Polygon = 0.996802 DAI

Send DAI — receive USDC Polygon

DAIUSDC Polygon
100100.3208
500501.604
2,0002,006.42
5,0005,016.04
20,00020,064.16
100,000100,320.8

Need USDC Polygon — send this much DAI

USDC PolygonDAI
200199.3605
1,000996.8023
2,0001,993.6
10,0009,968.02
20,00019,936.05
100,00099,680.23

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

NetworkPer DAIFromNetwork feeSpeed
Polygon open now1.0032100 DAI≈ $0.0017fast
Solana0.995593100 DAI≈ $0.0005fast
Ethereum (ERC20)0.995593100 DAI≈ $0.0077medium
Arbitrum One1.0049≈ $0.0032fast
BASE1.0049
BNB Smart Chain (BEP20)1.0049≈ $0.0024fast
Avalanche C-Chain1.0049≈ < $0.0001fast
NEAR1.0049
Optimism1.0049≈ $0.00016fast
XLM1.0049

How the DAI → USDC Polygon order runs

  1. Work out the amount in the calculator: orders start at 100 DAI.
  2. Enter a USDC address in Polygon and a way to reach you.
  3. Send DAI in Dai for exactly the amount stated in the order.
  4. Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap DAI for USDC Polygon

Check this before sending DAI

  • The address network is Polygon. Sending through another network usually means losing the transfer.
  • The transfer must not be smaller than 100 DAI.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Ethereum, Arbitrum, Optimism, BNB Smart Chain and Polygon all use the same address shape (0x…). Make sure the wallet is switched to Polygon PoS.
  • To move USDC on later, put a little POL at the same address.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Ethereum against Polygon PoS

EthereumPolygon PoS
Network typeLayer one (L1)Sidechain with checkpoints in Ethereum
Fees are paid inETHPOL
Fee level≈ $0.0077≈ $0.0017
Speedmediumfast
Block~12 sec~2 sec
Address shape0x…0x…
Memo or tagnot needednot needed
Ethereum-style address (0x…)yesyes

Fee and speed levels are comparative: both move with how busy the network is.

How this differs from a classic bridge

RubyCashClassic bridge
What lands at your addressUSDC in Polygon PoSThe same stablecoin; turning USDT into USDC is a separate step
Wallet and signaturesNot needed: the coins go to the address from the orderNeeded: connect the wallet and sign contract transactions
A coin for fees in Polygon PoSNot needed to receiveOften needed, or the funds cannot be claimed or moved on
TimingAfter confirmations in Ethereum; the order page tracks itDepends on the bridge and the load of both networks
Who holds the funds meanwhileRubyCash for the life of the order, with an AML checkThe bridge contract or its validators

Where the DAI to USDC Polygon rate has been

high 1.0004 USDC Polygonlow 0.99969 USDC Polygon
Sep 10, 2026 09:27Sep 17, 2026 09:27
24 hours
+0.01%
Week
+0.03%
Weekly high
1.0004 USDC Polygon
Weekly low
0.99969 USDC Polygon
Spread
0.07%

Market data from CoinGecko as of Sep 17, 2026 08:24; the exchange rate is calculated separately and differs. Where these numbers come from

How far DAI/USDC Polygon travelled, by period

PeriodHighLowMiddleNet move
24 hours1.00041.00021.0003+0.01%
Week1.00040.999691.0001+0.03%

Figures are in USDC Polygon per unit sent, from market data.

The numbers on DAI and USDC

Dai DAI
Price
$1.00
24 hours
0%
Week
0%
Market cap
$4.59 B
24-hour turnover
$323.71 M
Rank by cap
#22
In circulation
4.59 B DAI
Record price
$1.22
USD Coin USDC
Price
$0.999596
24 hours
−0.01%
Week
0%
Market cap
$73.69 B
24-hour turnover
$18.44 B
Rank by cap
#6
In circulation
73.72 B USDC
Record price
$1.04

Source: CoinGecko, Sep 17, 2026 08:24.

Dai against USD Coin

Dai (DAI)USD Coin (USDC)
TickerDAIUSDC
Typetokentoken
Launched20172018
Built byMakerDAOCircle
Supply capno capno cap
In circulation4.59 B DAI73.72 B USDC
Market cap$4.59 B$73.69 B
Rank by cap#22#6
NetworkPolygon
Fees are paid inPOL

Common questions: DAI → USDC Polygon

What rate does DAI to USDC Polygon run at?
As of Sep 17, 2026 09:23 it is 1 DAI = 1.0032 USDC Polygon. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.00.
What amounts does DAI → USDC Polygon accept?
From 100 to 10,000,000 DAI per order. The lower limit is roughly $100.00.
Where does the 100 DAI floor come from?
Network fees and order handling eat a small transfer alive — below 100 DAI the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending DAI, and that one goes to the blockchain, not to us.
How long does DAI to USDC Polygon take?
The clock starts with confirmations: the order goes into work once Dai confirms your transfer. After that it comes down to how busy the network is. A block in Dai closes in about 12 sec.
Will native USDC arrive, or a wrapper?
USDC Polygon is the standard USDC token in Polygon PoS — exactly what exchanges send when they withdraw into this network.
Do I need POL to receive USDC Polygon?
Not to receive. POL comes into play later, when you want to send USDC from your address.
Which network will USDC Polygon arrive in?
The payout leaves in Polygon. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can I go back, USDC Polygon to DAI?
Yes, the reverse direction is open: 1 USDC Polygon = 1.0031 DAI. The link sits right under the calculator.

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