Stablecoins from Polygon PoS to Ethereum: USDC Polygon → DAI

The direction runs at 1.0035 DAI per USDC Polygon, or 0.996494 USDC Polygon per DAI. Market over 24 hours: USDC Polygon against DAI minus 0.03%. The week added plus 0.01%.

The weekly corridor ran from 0.99917 to 0.999991 DAI, a spread of 0.08%. A single order takes 200 to 10,000,000 USDC Polygon. In dollars that is roughly $200.00.

By market cap USD Coin sits 6th ($71.65 B) and Dai 22th ($4.55 B). Daily moves of USDC and DAI over 90 days line up at 0.15 (they travel apart).

Who takes the USDC Polygon → DAI route

A road both waysThe DAI → USDC Polygon direction is open too, so going back into USDC takes the same route.

USDC Polygon → DAI rate and amounts

1 USDC Polygon = 1.0035 DAI

1 DAI = 0.996494 USDC Polygon

Send USDC Polygon — receive DAI

USDC Polygon	DAI
200	200.7037
1,000	1,003.52
2,000	2,007.04
10,000	10,035.18
20,000	20,070.37
100,000	100,351.83

Need DAI — send this much USDC Polygon

DAI	USDC Polygon
500	498.247
1,000	996.494
5,000	4,982.47
10,000	9,964.94
50,000	49,824.7
100,000	99,649.4

How the USDC Polygon → DAI order runs

Work out the amount in the calculator: orders start at 200 USDC Polygon.
Enter a DAI address in Dai and a way to reach you.
Send USDC Polygon in Polygon for exactly the amount stated in the order.
Once the network confirms your transfer, Dai leaves for your address. The order page tracks every step.

Swap USDC Polygon for DAI

Check this before sending USDC Polygon

The address network is Dai. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 200 USDC Polygon.
Copy the address whole, then compare the first and last characters after pasting.
Ethereum, Arbitrum, Optimism, BNB Smart Chain and Polygon all use the same address shape (0x…). Make sure the wallet is switched to Ethereum.
To move DAI on later, put a little ETH at the same address.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Polygon PoS against Ethereum

	Polygon PoS	Ethereum
Network type	Sidechain with checkpoints in Ethereum	Layer one (L1)
Fees are paid in	POL	ETH
Fee level	≈ $0.00017	≈ $0.0062
Speed	fast	medium
Block	~2 sec	~12 sec
Address shape	0x…	0x…
Memo or tag	not needed	not needed
Ethereum-style address (0x…)	yes	yes

Fee and speed levels are comparative: both move with how busy the network is.

How this differs from a classic bridge

	RubyCash	Classic bridge
What lands at your address	DAI in Ethereum	The same stablecoin; turning USDT into USDC is a separate step
Wallet and signatures	Not needed: the coins go to the address from the order	Needed: connect the wallet and sign contract transactions
A coin for fees in Ethereum	Not needed to receive	Often needed, or the funds cannot be claimed or moved on
Timing	After confirmations in Polygon PoS; the order page tracks it	Depends on the bridge and the load of both networks
Who holds the funds meanwhile	RubyCash for the life of the order, with an AML check	The bridge contract or its validators

Bridge Polygon PoS → Ethereum: all directions The Ethereum network

Where the USDC Polygon to DAI rate has been

WeekMonthQuarterYear

high 0.999991 DAIlow 0.99917 DAI

Oct 25, 2026 12:55Nov 1, 2026 12:55

high 1.0002 DAIlow 0.999223 DAI

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 1.0002 DAIlow 0.999223 DAI

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 1.0081 DAIlow 0.998751 DAI

Nov 2, 2025 03:00Oct 31, 2026 03:00

24 hours: −0.03%
Week: +0.01%
Weekly high: 0.999991 DAI
Weekly low: 0.99917 DAI
Spread: 0.08%

Market data from CoinGecko as of Nov 1, 2026 11:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDC Polygon/DAI travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.999628	0.999374	0.999498	−0.03%
Week	0.999991	0.99917	0.999528	+0.01%
Month	1.0002	0.999223	0.999722	+0.01%
Quarter	1.0002	0.999223	0.999812	+0.02%

Figures are in DAI per unit sent, from market data.

Daily USDC Polygon → DAI rate

Day	Close	Against the day before
Oct 31, 2026	0.999876 DAI	+0.03%
Oct 30, 2026	0.999571 DAI	+0.01%
Oct 29, 2026	0.999483 DAI	0%
Oct 28, 2026	0.999453 DAI	+0.02%
Oct 27, 2026	0.999266 DAI	−0.04%
Oct 26, 2026	0.99963 DAI	+0.03%
Oct 25, 2026	0.9993 DAI	−0.03%

Daily RubyCash rate: USDC Polygon → DAI

Date	RubyCash rate	Market rate
Nov 1, 2026	1.0035 DAI	1
Oct 31, 2026	1.0038 DAI	0.999001
Oct 30, 2026	1.0041 DAI	0.999628
Oct 29, 2026	1.0037 DAI	0.999548
Oct 28, 2026	1.0032 DAI	0.999705
Oct 27, 2026	1.0037 DAI	0.999478
Oct 26, 2026	1.0038 DAI	0.999338
Oct 25, 2026	1.0035 DAI	0.999566
Oct 24, 2026	1.0037 DAI	0.999587
Oct 22, 2026	1.0033 DAI	0.999685
Oct 21, 2026	1.0033 DAI	1.0006
Oct 20, 2026	1.0031 DAI	0.999781
Oct 19, 2026	1.0034 DAI	0.99988
Oct 18, 2026	1.0036 DAI	0.999803

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on USDC and DAI

USD Coin USDC

Price: $1.00
24 hours: +0.01%
Week: +0.05%
Market cap: $71.65 B
24-hour turnover: $5.88 B
Rank by cap: #6
In circulation: 71.65 B USDC
Record price: $1.04

Dai DAI

Price: $1.00
24 hours: +0.03%
Week: +0.06%
Market cap: $4.55 B
24-hour turnover: $38.97 M
Rank by cap: #22
In circulation: 4.55 B DAI
Record price: $1.22

Source: CoinGecko, Nov 1, 2026 11:54.

USD Coin against Dai

	USD Coin (USDC)	Dai (DAI)
Ticker	USDC	DAI
Type	token	token
Network	Polygon	—
Fees are paid in	POL	—
Launched	2018	2017
Built by	Circle	MakerDAO
Supply cap	no cap	no cap
In circulation	71.65 B USDC	4.55 B DAI
Market cap	$71.65 B	$4.55 B
Rank by cap	#6	#22

Daily moves of USDC and DAI over 90 days line up at 0.15 — they travel apart.

Common questions: USDC Polygon → DAI

What rate does USDC Polygon to DAI run at?

As of Nov 1, 2026 12:54 it is 1 USDC Polygon = 1.0035 DAI. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.00.

What amounts does USDC Polygon → DAI accept?

From 200 to 10,000,000 USDC Polygon per order. The lower limit is roughly $200.00.

Where does the 200 USDC Polygon floor come from?

Network fees and order handling eat a small transfer alive — below 200 USDC Polygon the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC Polygon, and that one goes to the blockchain, not to us.

How long does USDC Polygon to DAI take?

The clock starts with confirmations: the order goes into work once Polygon confirms your transfer. After that it comes down to how busy the network is. A block in Polygon closes in about 2 sec.

Will native DAI arrive, or a wrapper?

DAI is the standard DAI token in Ethereum — exactly what exchanges send when they withdraw into this network.

Do I need ETH to receive DAI?

Not to receive. ETH comes into play later, when you want to send DAI from your address.

Which network will DAI arrive in?

Dai leaves in its own Dai network — a plain DAI address is all you need.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the USDC Polygon to DAI rate do this month?

The month came in at plus 0.01%. Low 0.999223, high 1.0002, middle 0.999722 DAI per USDC Polygon.

Can I go back, DAI to USDC Polygon?

Yes, the reverse direction is open: 1 DAI = 1.0028 USDC Polygon. The link sits right under the calculator.