Stablecoins from Ethereum to BNB Smart Chain: DAI → USDC BEP20

Today DAI goes for 1.0051 USDC BEP20, and USDC BEP20 goes for 0.994918 DAI. Market over 24 hours: DAI against USDC BEP20 minus 0.01%. The week added a move of 0%.

The weekly corridor ran from 0.999811 to 1.0005 USDC BEP20, a spread of 0.07%.

The payout leaves in the BNB Smart Chain (BEP20) network, so the receiving address has to belong to that network. By market cap Dai sits 22th ($4.57 B) and USD Coin 6th ($73.6 B).

Who takes the DAI → USDC BEP20 route

A road both waysThe USDC BEP20 → DAI direction is open too, so going back into DAI takes the same route.

DAI → USDC BEP20 rate and amounts

1 DAI = 1.0051 USDC BEP20

1 USDC BEP20 = 0.994918 DAI

Send DAI — receive USDC BEP20

DAI	USDC BEP20
10	10.0511
50	50.2554
500	502.554
2,000	2,010.22
20,000	20,102.16
100,000	100,510.8

Need USDC BEP20 — send this much DAI

USDC BEP20	DAI
20	19.8984
100	99.4918
500	497.459
5,000	4,974.59
20,000	19,898.36
100,000	99,491.8

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per DAI	From	Network fee	Speed
Polygon	1.0034	100 DAI	≈ $0.0018	fast
Solana	0.995792	100 DAI	≈ $0.0005	fast
Ethereum (ERC20)	0.995792	100 DAI	≈ $0.042	medium
Arbitrum One	1.0051	—	≈ $0.0032	fast
BASE	1.0051	—	—	—
BNB Smart Chain (BEP20) open now	1.0051	—	≈ $0.0024	fast
Avalanche C-Chain	1.0051	—	≈ $0.00011	fast
NEAR	1.0051	—	—	—
Optimism	1.0051	—	≈ $0.00017	fast
XLM	1.0051	—	—	—

DAI → USDC: compare all networks USDC network fees

How the DAI → USDC BEP20 order runs

Work out the amount in the calculator and press the exchange button.
Enter a USDC address in BNB Smart Chain (BEP20) and a way to reach you.
Send DAI in Dai for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap DAI for USDC BEP20

Check this before sending DAI

The address network is BNB Smart Chain (BEP20). Sending through another network usually means losing the transfer.
Copy the address whole, then compare the first and last characters after pasting.
Ethereum, Arbitrum, Optimism, BNB Smart Chain and Polygon all use the same address shape (0x…). Make sure the wallet is switched to BNB Smart Chain.
To move USDC on later, put a little BNB at the same address.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Ethereum against BNB Smart Chain

	Ethereum	BNB Smart Chain
Network type	Layer one (L1)	Layer one (L1)
Fees are paid in	ETH	BNB
Fee level	≈ $0.042	≈ $0.0024
Speed	medium	fast
Block	~12 sec	—
Address shape	0x…	0x…
Memo or tag	not needed	not needed
Ethereum-style address (0x…)	yes	yes

Fee and speed levels are comparative: both move with how busy the network is.

How this differs from a classic bridge

	RubyCash	Classic bridge
What lands at your address	USDC in BNB Smart Chain	The same stablecoin; turning USDT into USDC is a separate step
Wallet and signatures	Not needed: the coins go to the address from the order	Needed: connect the wallet and sign contract transactions
A coin for fees in BNB Smart Chain	Not needed to receive	Often needed, or the funds cannot be claimed or moved on
Timing	After confirmations in Ethereum; the order page tracks it	Depends on the bridge and the load of both networks
Who holds the funds meanwhile	RubyCash for the life of the order, with an AML check	The bridge contract or its validators

Bridge Ethereum → BNB Smart Chain: all directions The BNB Smart Chain network

Where the DAI to USDC BEP20 rate has been

Week

high 1.0005 USDC BEP20low 0.999811 USDC BEP20

Sep 10, 2026 12:26Sep 17, 2026 12:26

24 hours: −0.01%
Week: 0%
Weekly high: 1.0005 USDC BEP20
Weekly low: 0.999811 USDC BEP20
Spread: 0.07%

Market data from CoinGecko as of Sep 17, 2026 11:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far DAI/USDC BEP20 travelled, by period

Period	High	Low	Middle	Net move
24 hours	1.0005	1.0001	1.0003	−0.01%
Week	1.0005	0.999811	1.0001	0%

Figures are in USDC BEP20 per unit sent, from market data.

The numbers on DAI and USDC

Dai DAI

Price: $0.999981
24 hours: −0.02%
Week: 0%
Market cap: $4.57 B
24-hour turnover: $320.11 M
Rank by cap: #22
In circulation: 4.58 B DAI
Record price: $1.22

USD Coin USDC

Price: $0.999551
24 hours: −0.01%
Week: 0%
Market cap: $73.6 B
24-hour turnover: $18.23 B
Rank by cap: #6
In circulation: 73.64 B USDC
Record price: $1.04

Source: CoinGecko, Sep 17, 2026 11:54.

Dai against USD Coin

	Dai (DAI)	USD Coin (USDC)
Ticker	DAI	USDC
Type	token	token
Launched	2017	2018
Built by	MakerDAO	Circle
Supply cap	no cap	no cap
In circulation	4.58 B DAI	73.64 B USDC
Market cap	$4.57 B	$73.6 B
Rank by cap	#22	#6
Network	—	BNB Smart Chain (BEP20)
Fees are paid in	—	BNB

Common questions: DAI → USDC BEP20

What rate does DAI to USDC BEP20 run at?

As of Sep 17, 2026 12:23 it is 1 DAI = 1.0051 USDC BEP20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.00.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending DAI, and that one goes to the blockchain, not to us.

How long does DAI to USDC BEP20 take?

The clock starts with confirmations: the order goes into work once Dai confirms your transfer. After that it comes down to how busy the network is. A block in Dai closes in about 12 sec.

Which network will USDC BEP20 arrive in?

The payout leaves in BNB Smart Chain (BEP20). Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

Will native USDC arrive, or a wrapper?

USDC BEP20 is the standard USDC token in BNB Smart Chain — exactly what exchanges send when they withdraw into this network.

Do I need BNB to receive USDC BEP20?

Not to receive. BNB comes into play later, when you want to send USDC from your address.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

Can I go back, USDC BEP20 to DAI?

Yes, the reverse direction is open: 1 USDC BEP20 = 1.0029 DAI. The link sits right under the calculator.