Swap DAI for USD Coin (USDC XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 2, 2026 02:49
- Payout network
- XLM
- 24 hours
- −0.01%
Today DAI goes for 1.0049 USDC XLM, and USDC XLM goes for 0.995117 DAI. Market over 24 hours: DAI against USDC XLM minus 0.01%. The week added minus 0.01%.
The weekly corridor ran from 1 to 1.0008 USDC XLM, a spread of 0.08%.
The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap Dai sits 23th ($4.52 B) and USD Coin 6th ($71.5 B). Daily moves of DAI and USDC over 90 days line up at 0.14 (they travel apart).
Who takes the DAI → USDC XLM route
- A road both waysThe USDC XLM → DAI direction is open too, so going back into DAI takes the same route.
DAI → USDC XLM rate and amounts
1 DAI = 1.0049 USDC XLM
1 USDC XLM = 0.995117 DAI
Send DAI — receive USDC XLM
| DAI | USDC XLM |
|---|---|
| 10 | 10.0491 |
| 50 | 50.2454 |
| 500 | 502.4536 |
| 2,000 | 2,009.81 |
| 20,000 | 20,098.14 |
| 100,000 | 100,490.71 |
Need USDC XLM — send this much DAI
| USDC XLM | DAI |
|---|---|
| 20 | 19.9023 |
| 100 | 99.5117 |
| 500 | 497.5584 |
| 5,000 | 4,975.58 |
| 20,000 | 19,902.34 |
| 100,000 | 99,511.68 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per DAI | From | Network fee | Speed |
|---|---|---|---|---|
| Polygon | 1.0032 | 100 DAI | ≈ $0.0012 | fast |
| Solana | 0.995593 | 100 DAI | ≈ $0.00047 | fast |
| Ethereum (ERC20) | 0.995593 | 100 DAI | ≈ $0.0057 | medium |
| Arbitrum One | 1.0049 | — | ≈ $0.0029 | fast |
| BASE | 1.0049 | — | — | — |
| BNB Smart Chain (BEP20) | 1.0049 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 1.0049 | — | ≈ $0.0014 | fast |
| NEAR | 1.0049 | — | — | — |
| Optimism | 1.0049 | — | ≈ $0.00015 | fast |
| XLM open now | 1.0049 | — | — | — |
How the DAI → USDC XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in XLM and a way to reach you.
- Send DAI in Dai for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending DAI
- The address network is XLM. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the DAI to USDC XLM rate has been
high 1.0008 USDC XLMlow 1 USDC XLM
Oct 26, 2026 02:52Nov 2, 2026 02:52
high 1.0008 USDC XLMlow 0.999819 USDC XLM
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 1.0008 USDC XLMlow 0.999755 USDC XLM
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 1.0013 USDC XLMlow 0.992004 USDC XLM
Nov 2, 2025 03:00Nov 1, 2026 03:00
- 24 hours
- −0.01%
- Week
- −0.01%
- Weekly high
- 1.0008 USDC XLM
- Weekly low
- 1 USDC XLM
- Spread
- 0.08%
Market data from CoinGecko as of Nov 1, 2026 23:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far DAI/USDC XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 1.0006 | 1.0003 | 1.0005 | −0.01% |
| Week | 1.0008 | 1 | 1.0005 | −0.01% |
| Month | 1.0008 | 0.999819 | 1.0003 | +0.08% |
| Quarter | 1.0008 | 0.999755 | 1.0002 | +0.03% |
Figures are in USDC XLM per unit sent, from market data.
Daily DAI → USDC XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 1, 2026 | 1.0008 USDC XLM | +0.04% |
| Oct 31, 2026 | 1.0004 USDC XLM | 0% |
| Oct 30, 2026 | 1.0004 USDC XLM | −0.01% |
| Oct 29, 2026 | 1.0005 USDC XLM | 0% |
| Oct 28, 2026 | 1.0005 USDC XLM | −0.02% |
| Oct 27, 2026 | 1.0007 USDC XLM | +0.04% |
| Oct 26, 2026 | 1.0004 USDC XLM | −0.03% |
Daily RubyCash rate: DAI → USDC XLM
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 1.005 USDC XLM | 1.0003 |
| Oct 31, 2026 | 1.0042 USDC XLM | 1.001 |
| Oct 30, 2026 | 1.0039 USDC XLM | 1.0004 |
| Oct 29, 2026 | 1.0043 USDC XLM | 1.0005 |
| Oct 28, 2026 | 1.0048 USDC XLM | 1.0003 |
| Oct 27, 2026 | 1.0043 USDC XLM | 1.0005 |
| Oct 26, 2026 | 1.0042 USDC XLM | 1.0007 |
| Oct 25, 2026 | 1.0045 USDC XLM | 1.0004 |
| Oct 24, 2026 | 1.0043 USDC XLM | 1.0004 |
| Oct 22, 2026 | 1.0047 USDC XLM | 1.0003 |
| Oct 21, 2026 | 1.0047 USDC XLM | 0.999355 |
| Oct 20, 2026 | 1.0049 USDC XLM | 1.0002 |
| Oct 19, 2026 | 1.0046 USDC XLM | 1.0001 |
| Oct 18, 2026 | 1.0044 USDC XLM | 1.0002 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on DAI and USDC
Dai DAI- Price
- $1.00
- 24 hours
- −0.04%
- Week
- 0%
- Market cap
- $4.52 B
- 24-hour turnover
- $53.3 M
- Rank by cap
- #23
- In circulation
- 4.52 B DAI
- Record price
- $1.22
USD Coin USDC- Price
- $0.999728
- 24 hours
- −0.03%
- Week
- +0.01%
- Market cap
- $71.5 B
- 24-hour turnover
- $6.06 B
- Rank by cap
- #6
- In circulation
- 71.52 B USDC
- Record price
- $1.04
Source: CoinGecko, Nov 1, 2026 23:54.
Dai against USD Coin
| Dai (DAI) | USD Coin (USDC) | |
|---|---|---|
| Ticker | DAI | USDC |
| Type | token | token |
| Launched | 2017 | 2018 |
| Built by | MakerDAO | Circle |
| Supply cap | no cap | no cap |
| In circulation | 4.52 B DAI | 71.52 B USDC |
| Market cap | $4.52 B | $71.5 B |
| Rank by cap | #23 | #6 |
| Network | — | XLM |
Daily moves of DAI and USDC over 90 days line up at 0.14 — they travel apart.
Common questions: DAI → USDC XLM
What rate does DAI to USDC XLM run at?
As of Nov 2, 2026 02:49 it is 1 DAI = 1.0049 USDC XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.00.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending DAI, and that one goes to the blockchain, not to us.
How long does DAI to USDC XLM take?
The clock starts with confirmations: the order goes into work once Dai confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC XLM arrive in?
The payout leaves in XLM. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the DAI to USDC XLM rate do this month?
The month came in at plus 0.08%. Low 0.999819, high 1.0008, middle 1.0003 USDC XLM per DAI.
Can I go back, USDC XLM to DAI?
Yes, the reverse direction is open: 1 USDC XLM = 1.0031 DAI. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send DAI, receive something else
DAI → USDS1.0018
DAI → USDT Arbitrum1.0056- DAI → USDT BEP201.0056
- DAI → USDT AVAX C1.0056
- DAI → USDT ERC200.99809
- DAI → USDT NEAR1.0056
- DAI → USDT OMNI1.0056
- DAI → USDT Optimism1.0056
Receive USDC XLM, send something else
DASH → USDC XLM48.502
DODO → USDC XLM0.0224782
DOGE → USDC XLM0.0758878
DOGS → USDC XLM0.000032195
DOP2 → USDC XLM0.000178861
ENA → USDC XLM0.184114
ENS → USDC XLM4.9653
ERA → USDC XLM0.0657163
