Swap Tezos (XTZ) for Stellar (XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 2, 2026 01:09
- Payout network
- Stellar
- 24 hours
- +0.06%
One XTZ buys 1.5074 XLM right now; the other way round, 1 XLM is 0.663401 XTZ. Market over 24 hours: XTZ against XLM plus 0.06%. The week added minus 11.43%.
The weekly corridor ran from 1.4867 to 1.6957 XLM, a spread of 14.06%.
Exchange wallets usually ask for a Memo — copy it from the recipient side before you start. By market cap Tezos sits 143th ($276.41 M) and Stellar 19th ($5.91 B). Daily moves of XTZ and XLM over 90 days line up at 0.37 (they travel apart).
Who takes the XTZ → XLM route
- Fast paymentsA block in Stellar closes in about 5 sec, which is why Stellar is used for moving money rather than holding it.
- Different basketsDaily moves of XTZ and XLM over 90 days line up at 0.37 (they travel apart) — the looser the link, the less a portfolio depends on one coin.
- A road both waysThe XLM → XTZ direction is open too, so going back into XTZ takes the same route.
XTZ → XLM rate and amounts
1 XTZ = 1.5074 XLM
1 XLM = 0.663401 XTZ
Send XTZ — receive XLM
| XTZ | XLM | ≈ USD |
|---|---|---|
| 50 | 75.3692 | $12.56 |
| 200 | 301.477 | $50.24 |
| 1,000 | 1,507.38 | $251.21 |
| 10,000 | 15,073.85 | $2,512.07 |
| 50,000 | 75,369.25 | $12,560.35 |
| 200,000 | 301,476.99 | $50,241.40 |
Need XLM — send this much XTZ
| XLM | XTZ | ≈ USD |
|---|---|---|
| 100 | 66.3401 | $16.67 |
| 500 | 331.7003 | $83.33 |
| 2,000 | 1,326.8 | $333.30 |
| 20,000 | 13,268.01 | $3,333.02 |
| 100,000 | 66,340.06 | $16,665.09 |
| 500,000 | 331,700.28 | $83,325.43 |
How the XTZ → XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a XLM address in Stellar and a way to reach you. Receiving to an exchange? Add the Memo, or the payment will hang.
- Send XTZ in Tezos for exactly the amount stated in the order.
- Once the network confirms your transfer, Stellar leaves for your address. The order page tracks every step.
Check this before sending XTZ
- The address network is Stellar. Sending through another network usually means losing the transfer.
- If the receiving wallet asks for a Memo, put it in the order.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XTZ to XLM rate has been
high 1.6957 XLMlow 1.4867 XLM
Oct 26, 2026 01:11Nov 2, 2026 01:11
high 1.7527 XLMlow 1.466 XLM
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 1.8639 XLMlow 1.15 XLM
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 2.8318 XLMlow 0.987286 XLM
Nov 2, 2025 03:00Nov 1, 2026 03:00
- 24 hours
- +0.06%
- Week
- −11.43%
- Weekly high
- 1.6957 XLM
- Weekly low
- 1.4867 XLM
- Spread
- 14.06%
Market data from CoinGecko as of Nov 1, 2026 23:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XTZ/XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 1.5277 | 1.4895 | 1.5057 | +0.06% |
| Week | 1.6957 | 1.4867 | 1.5966 | −11.43% |
| Month | 1.7527 | 1.466 | 1.6181 | +1.06% |
| Quarter | 1.8639 | 1.15 | 1.4295 | +30.6% |
Figures are in XLM per unit sent, from market data.
Daily XTZ → XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 1, 2026 | 1.502 XLM | −0.61% |
| Oct 31, 2026 | 1.5112 XLM | −4.89% |
| Oct 30, 2026 | 1.589 XLM | −2.85% |
| Oct 29, 2026 | 1.6356 XLM | −0.57% |
| Oct 28, 2026 | 1.6449 XLM | −0.84% |
| Oct 27, 2026 | 1.6589 XLM | −2.17% |
| Oct 26, 2026 | 1.6957 XLM | −1.98% |
Daily RubyCash rate: XTZ → XLM
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 1.5097 XLM | 1.4994 |
| Oct 31, 2026 | 1.4951 XLM | 1.4903 |
| Oct 30, 2026 | 1.5255 XLM | 1.5297 |
| Oct 29, 2026 | 1.5972 XLM | 1.6029 |
| Oct 28, 2026 | 1.638 XLM | 1.637 |
| Oct 27, 2026 | 1.6507 XLM | 1.6426 |
| Oct 26, 2026 | 1.6645 XLM | 1.6662 |
| Oct 25, 2026 | 1.6978 XLM | 1.7035 |
| Oct 24, 2026 | 1.7331 XLM | 1.7277 |
| Oct 22, 2026 | 1.7201 XLM | 1.7171 |
| Oct 21, 2026 | 1.7241 XLM | 1.7237 |
| Oct 20, 2026 | 1.7243 XLM | 1.7304 |
| Oct 19, 2026 | 1.6994 XLM | 1.6993 |
| Oct 18, 2026 | 1.6815 XLM | 1.6688 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on XTZ and XLM
Tezos XTZ- Price
- $0.251207
- 24 hours
- −1.11%
- Week
- −12.41%
- Market cap
- $276.41 M
- 24-hour turnover
- $2.68 M
- Rank by cap
- #143
- In circulation
- 1.1 B XTZ
- Record price
- $9.12
Stellar XLM- Price
- $0.167543
- 24 hours
- −1.17%
- Week
- −1.37%
- Market cap
- $5.91 B
- 24-hour turnover
- $75.71 M
- Rank by cap
- #19
- In circulation
- 35.25 B XLM
- Record price
- $0.875563
Source: CoinGecko, Nov 1, 2026 23:54.
Tezos against Stellar
| Tezos (XTZ) | Stellar (XLM) | |
|---|---|---|
| Ticker | XTZ | XLM |
| Type | coin of its own network | coin of its own network |
| Launched | 2018 | 2014 |
| Built by | Arthur Breitman, Kathleen Breitman | Jed McCaleb, Joyce Kim |
| Consensus | Liquid Proof of Stake | Stellar Consensus Protocol |
| Privacy | transfers are public | transfers are public |
| In circulation | 1.1 B XTZ | 35.25 B XLM |
| Market cap | $276.41 M | $5.91 B |
| Rank by cap | #143 | #19 |
| Block | — | ~5 sec |
| Supply cap | — | 50 B XLM |
Daily moves of XTZ and XLM over 90 days line up at 0.37 — they travel apart.
Common questions: XTZ → XLM
What rate does XTZ to XLM run at?
As of Nov 2, 2026 01:09 it is 1 XTZ = 1.5074 XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.252552.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XTZ, and that one goes to the blockchain, not to us.
How long does XTZ to XLM take?
The clock starts with confirmations: the order goes into work once Tezos confirms your transfer. After that it comes down to how busy the network is.
Which network will XLM arrive in?
Stellar leaves in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XTZ to XLM rate do this month?
The month came in at plus 1.06%. Low 1.466, high 1.7527, middle 1.6181 XLM per XTZ.
Can I go back, XLM to XTZ?
Yes, the reverse direction is open: 1 XLM = 0.666739 XTZ. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XTZ, receive something else
XTZ → XMR0.000426467
XTZ → XRP0.202284
XTZ → YFI0.000126731
XTZ → ZBT3.608
XTZ → ZEC0.000206189
XTZ → ZRO0.139077
XTZ → ZRX2.6172
XTZ → 1INCH3.0988
