Swap Stellar (XLM) for Zcash (ZEC)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 12:29
- Orders from
- 1,043.46 XLM ≈ $176.81
- Payout network
- Zcash
- 24 hours
- +1.09%
Today XLM goes for 0.000136277 ZEC, and ZEC goes for 7,338.01 XLM. Market over 24 hours: XLM against ZEC plus 1.09%. The week added minus 4.2%.
The weekly corridor ran from 0.000127284 to 0.000142175 ZEC, a spread of 11.7%. A single order takes 1,043.46 to 59,000,000 XLM. In dollars that is roughly $176.81.
By market cap Stellar sits 19th ($5.97 B) and Zcash 10th ($21.3 B). Daily moves of XLM and ZEC over 90 days line up at 0.3 (they travel apart).
Who takes the XLM → ZEC route
- Shielded transfersZcash has a mode in which transfer details never reach the public ledger.
- Different basketsDaily moves of XLM and ZEC over 90 days line up at 0.3 (they travel apart) — the looser the link, the less a portfolio depends on one coin.
- A road both waysThe ZEC → XLM direction is open too, so going back into XLM takes the same route.
XLM → ZEC rate and amounts
1 XLM = 0.000136277 ZEC
1 ZEC = 7,338.01 XLM
Send XLM — receive ZEC
| XLM | ZEC | ≈ USD |
|---|---|---|
| 2,000 | 0.272554 | $338.89 |
| 5,000 | 0.681384 | $847.23 |
| 20,000 | 2.7255 | $3,388.90 |
| 50,000 | 6.8138 | $8,472.25 |
| 200,000 | 27.2554 | $33,889.00 |
| 500,000 | 68.1384 | $84,722.50 |
Need ZEC — send this much XLM
| ZEC | XLM | ≈ USD |
|---|---|---|
| 0.2 | 1,467.6 | $248.68 |
| 0.5 | 3,669 | $621.69 |
| 2 | 14,676.01 | $2,486.78 |
| 5 | 36,690.04 | $6,216.94 |
| 20 | 146,760.15 | $24,867.77 |
| 50 | 366,900.37 | $62,169.43 |
How the XLM → ZEC order runs
- Work out the amount in the calculator: orders start at 1,043.46 XLM.
- Enter a ZEC address in Zcash and a way to reach you.
- Send XLM in Stellar for exactly the amount stated in the order.
- Once the network confirms your transfer, Zcash leaves for your address. The order page tracks every step.
Check this before sending XLM
- The address network is Zcash. Sending through another network usually means losing the transfer.
- The transfer must not be smaller than 1,043.46 XLM.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XLM to ZEC rate has been
high 0.000142175 ZEClow 0.000127284 ZEC
Oct 25, 2026 12:30Nov 1, 2026 12:30
high 0.000165669 ZEClow 0.000130309 ZEC
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 0.000370247 ZEClow 0.000123661 ZEC
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 0.000811021 ZEClow 0.000123661 ZEC
Nov 1, 2025 03:00Oct 31, 2026 03:00
- 24 hours
- +1.09%
- Week
- −4.2%
- Weekly high
- 0.000142175 ZEC
- Weekly low
- 0.000127284 ZEC
- Spread
- 11.7%
Market data from CoinGecko as of Nov 1, 2026 11:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XLM/ZEC travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.000136012 | 0.00013163 | 0.000133784 | +1.09% |
| Week | 0.000142175 | 0.000127284 | 0.000134521 | −4.2% |
| Month | 0.000165669 | 0.000130309 | 0.000151881 | −13.69% |
| Quarter | 0.000370247 | 0.000123661 | 0.000200738 | −63.31% |
Figures are in ZEC per unit sent, from market data.
Daily XLM → ZEC rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 0.000135857 ZEC | +2.36% |
| Oct 30, 2026 | 0.00013273 ZEC | +0.9% |
| Oct 29, 2026 | 0.000131548 ZEC | +0.95% |
| Oct 28, 2026 | 0.000130309 ZEC | −5.12% |
| Oct 27, 2026 | 0.000137339 ZEC | −0.93% |
| Oct 26, 2026 | 0.000138622 ZEC | −2.42% |
| Oct 25, 2026 | 0.000142057 ZEC | −3.14% |
Daily RubyCash rate: XLM → ZEC
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 0.000136009 ZEC | 0.000135344 |
| Oct 31, 2026 | 0.000136935 ZEC | 0.000133319 |
| Oct 30, 2026 | 0.000136741 ZEC | 0.000135985 |
| Oct 29, 2026 | 0.000132832 ZEC | 0.000131031 |
| Oct 28, 2026 | 0.000132891 ZEC | 0.000131774 |
| Oct 27, 2026 | 0.000130639 ZEC | 0.000130522 |
| Oct 26, 2026 | 0.000138889 ZEC | 0.000137222 |
| Oct 25, 2026 | 0.00013928 ZEC | 0.000139777 |
| Oct 24, 2026 | 0.000142658 ZEC | 0.000141701 |
| Oct 22, 2026 | 0.000145065 ZEC | 0.00014388 |
| Oct 21, 2026 | 0.000138119 ZEC | 0.000137621 |
| Oct 20, 2026 | 0.000145299 ZEC | 0.000145573 |
| Oct 19, 2026 | 0.0001556 ZEC | 0.00015731 |
| Oct 18, 2026 | 0.000159184 ZEC | 0.000159628 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on XLM and ZEC
Stellar XLM- Price
- $0.169445
- 24 hours
- −0.01%
- Week
- −0.13%
- Market cap
- $5.97 B
- 24-hour turnover
- $74.3 M
- Rank by cap
- #19
- In circulation
- 35.25 B XLM
- Record price
- $0.875563
Zcash ZEC- Price
- $1,251.96
- 24 hours
- −1.08%
- Week
- +4.74%
- Market cap
- $21.3 B
- 24-hour turnover
- $486.23 M
- Rank by cap
- #10
- In circulation
- 17.01 M ZEC
- Record price
- $3,191.93
Source: CoinGecko, Nov 1, 2026 11:54.
Stellar against Zcash
| Stellar (XLM) | Zcash (ZEC) | |
|---|---|---|
| Ticker | XLM | ZEC |
| Type | coin of its own network | coin of its own network |
| Launched | 2014 | 2016 |
| Built by | Jed McCaleb, Joyce Kim | Zooko Wilcox-O'Hearn |
| Consensus | Stellar Consensus Protocol | Proof of Work (Equihash) |
| Block | ~5 sec | ~1.3 min |
| Supply cap | 50 B XLM | 21 M ZEC |
| Privacy | transfers are public | optional |
| In circulation | 35.25 B XLM | 17.01 M ZEC |
| Market cap | $5.97 B | $21.3 B |
| Rank by cap | #19 | #10 |
Daily moves of XLM and ZEC over 90 days line up at 0.3 — they travel apart.
Common questions: XLM → ZEC
What rate does XLM to ZEC run at?
As of Nov 1, 2026 12:29 it is 1 XLM = 0.000136277 ZEC. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.170613.
What amounts does XLM → ZEC accept?
From 1,043.46 to 59,000,000 XLM per order. The lower limit is roughly $176.81.
Where does the 1,043.46 XLM floor come from?
Network fees and order handling eat a small transfer alive — below 1,043.46 XLM the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XLM, and that one goes to the blockchain, not to us.
How long does XLM to ZEC take?
The clock starts with confirmations: the order goes into work once Stellar confirms your transfer. After that it comes down to how busy the network is. A block in Stellar closes in about 5 sec.
Which network will ZEC arrive in?
Zcash leaves in its own Zcash network — a plain ZEC address is all you need.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XLM to ZEC rate do this month?
The month came in at minus 13.69%. Low 0.000130309, high 0.000165669, middle 0.000151881 ZEC per XLM.
Can a XLM to ZEC swap be traced?
Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.
Can I go back, ZEC to XLM?
Yes, the reverse direction is open: 1 ZEC = 7,397.18 XLM. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XLM, receive something else
XLM → ZRO0.0913813
XLM → ZRX1.6998
XLM → 1INCH2.0431
XLM → AAVE0.00123935
XLM → ADA0.875561
XLM → AGLD0.88416
XLM → ALGO1.7786
XLM → AMP239.3244
