Swap USD Coin (USDC XLM) for USD Coin (USDC NEAR)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 12:44
- Payout network
- NEAR
- 24 hours
- 0%
You get
USDC NEAR
Start the order
USDC NEAR
The figure is indicative; the exact amount is locked in the order.
The direction runs at 1.0001 USDC NEAR per USDC XLM, or 0.9999 USDC XLM per USDC NEAR. Market over 24 hours: USDC XLM against USDC NEAR a move of 0%. The week added a move of 0%.
The weekly corridor ran from 1 to 1 USDC NEAR, a spread of 0%.
The payout leaves in the NEAR network, so the receiving address has to belong to that network.
Who takes the USDC XLM → USDC NEAR route
- Moving between networksUSDC in XLM (fee —) becomes NEAR (fee —) — the usual way to top up a wallet or an exchange that speaks one network only.
- A road both waysThe USDC NEAR → USDC XLM direction is open too, so going back into USDC takes the same route.
USDC XLM → USDC NEAR rate and amounts
1 USDC XLM = 1.0001 USDC NEAR
1 USDC NEAR = 0.9999 USDC XLM
Send USDC XLM — receive USDC NEAR
| USDC XLM | USDC NEAR |
|---|---|
| 10 | 10.001 |
| 50 | 50.005 |
| 500 | 500.05 |
| 2,000 | 2,000.2 |
| 20,000 | 20,002 |
| 100,000 | 100,010 |
Need USDC NEAR — send this much USDC XLM
| USDC NEAR | USDC XLM |
|---|---|
| 10 | 9.999 |
| 50 | 49.995 |
| 500 | 499.95 |
| 2,000 | 1,999.8 |
| 20,000 | 19,998 |
| 100,000 | 99,990 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per USDC XLM | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 1.0001 | 200 USDC XLM | ≈ $0.0059 | medium |
| Solana | 1.0001 | 200 USDC XLM | ≈ $0.00048 | fast |
| Polygon | 1.0001 | 200 USDC XLM | ≈ $0.00015 | fast |
| Arbitrum One | 1.0001 | — | ≈ $0.003 | fast |
| BASE | 1.0001 | — | — | — |
| BNB Smart Chain (BEP20) | 1.0001 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 1.0001 | — | ≈ $0.0014 | fast |
| NEAR open now | 1.0001 | — | — | — |
| Optimism | 1.0001 | — | ≈ $0.00015 | fast |
How the USDC XLM → USDC NEAR order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in NEAR and a way to reach you.
- Send USDC XLM in XLM for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin NEAR leaves for your address. The order page tracks every step.
Check this before sending USDC XLM
- The address network is NEAR. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDC XLM to USDC NEAR rate has been
high 1 USDC NEARlow 1 USDC NEAR
Oct 25, 2026 12:48Nov 1, 2026 12:48
high 1 USDC NEARlow 1 USDC NEAR
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 1 USDC NEARlow 1 USDC NEAR
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 1 USDC NEARlow 1 USDC NEAR
Nov 1, 2025 03:00Oct 31, 2026 03:00
- 24 hours
- 0%
- Week
- 0%
- Weekly high
- 1 USDC NEAR
- Weekly low
- 1 USDC NEAR
- Spread
- 0%
Market data from CoinGecko as of Nov 1, 2026 11:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDC XLM/USDC NEAR travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 1 | 1 | 1 | 0% |
| Week | 1 | 1 | 1 | 0% |
| Month | 1 | 1 | 1 | 0% |
| Quarter | 1 | 1 | 1 | 0% |
Figures are in USDC NEAR per unit sent, from market data.
Daily USDC XLM → USDC NEAR rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 1 USDC NEAR | 0% |
| Oct 30, 2026 | 1 USDC NEAR | 0% |
| Oct 29, 2026 | 1 USDC NEAR | 0% |
| Oct 28, 2026 | 1 USDC NEAR | 0% |
| Oct 27, 2026 | 1 USDC NEAR | 0% |
| Oct 26, 2026 | 1 USDC NEAR | 0% |
| Oct 25, 2026 | 1 USDC NEAR | 0% |
Daily RubyCash rate: USDC XLM → USDC NEAR
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 1.0001 USDC NEAR | 1 |
| Oct 31, 2026 | 1.0001 USDC NEAR | 1 |
| Oct 30, 2026 | 1.0001 USDC NEAR | 1 |
| Oct 29, 2026 | 1.0001 USDC NEAR | 1 |
| Oct 28, 2026 | 1.0001 USDC NEAR | 1 |
| Oct 27, 2026 | 1.0001 USDC NEAR | 1 |
| Oct 26, 2026 | 1.0001 USDC NEAR | 1 |
| Oct 25, 2026 | 1.0001 USDC NEAR | 1 |
| Oct 24, 2026 | 1.0001 USDC NEAR | 1 |
| Oct 22, 2026 | 1.0001 USDC NEAR | 1 |
| Oct 21, 2026 | 1.0001 USDC NEAR | 1 |
| Oct 20, 2026 | 1.0001 USDC NEAR | 1 |
| Oct 19, 2026 | 1.0001 USDC NEAR | 1 |
| Oct 18, 2026 | 1.0001 USDC NEAR | 1 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on USDC
USD Coin USDC- Price
- $1.00
- 24 hours
- +0.01%
- Week
- +0.05%
- Market cap
- $71.65 B
- 24-hour turnover
- $5.88 B
- Rank by cap
- #6
- In circulation
- 71.65 B USDC
- Record price
- $1.04
Source: CoinGecko, Nov 1, 2026 11:54.
Common questions: USDC XLM → USDC NEAR
What rate does USDC XLM to USDC NEAR run at?
As of Nov 1, 2026 12:44 it is 1 USDC XLM = 1.0001 USDC NEAR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.00.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC XLM, and that one goes to the blockchain, not to us.
How long does USDC XLM to USDC NEAR take?
The clock starts with confirmations: the order goes into work once XLM confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC NEAR arrive in?
The payout leaves in NEAR. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC XLM to USDC NEAR rate do this month?
The month came in at a move of 0%. Low 1, high 1, middle 1 USDC NEAR per USDC XLM.
Can I go back, USDC NEAR to USDC XLM?
Yes, the reverse direction is open: 1 USDC NEAR = 1.0001 USDC XLM. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDC XLM, receive something else
USDC XLM → USDS1.0004
USDC XLM → USDT Arbitrum1.0012- USDC XLM → USDT BEP201.0012
- USDC XLM → USDT AVAX C1.0012
- USDC XLM → USDT ERC201.0012
- USDC XLM → USDT NEAR1.0012
- USDC XLM → USDT OMNI1.0012
- USDC XLM → USDT Optimism1.0012
