Swap USD Coin (USDC NEAR) for USD Coin (USDC XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 19:59
- Payout network
- XLM
- 24 hours
- 0%
Today USDC NEAR goes for 1.0001 USDC XLM, and USDC XLM goes for 0.9999 USDC NEAR. Market over 24 hours: USDC NEAR against USDC XLM a move of 0%. The week added a move of 0%.
The weekly corridor ran from 1 to 1 USDC XLM, a spread of 0%.
The payout leaves in the XLM network, so the receiving address has to belong to that network.
Who takes the USDC NEAR → USDC XLM route
- Moving between networksUSDC in NEAR (fee —) becomes XLM (fee —) — the usual way to top up a wallet or an exchange that speaks one network only.
- A road both waysThe USDC XLM → USDC NEAR direction is open too, so going back into USDC takes the same route.
USDC NEAR → USDC XLM rate and amounts
1 USDC NEAR = 1.0001 USDC XLM
1 USDC XLM = 0.9999 USDC NEAR
Send USDC NEAR — receive USDC XLM
| USDC NEAR | USDC XLM |
|---|---|
| 10 | 10.001 |
| 50 | 50.005 |
| 500 | 500.05 |
| 2,000 | 2,000.2 |
| 20,000 | 20,002 |
| 100,000 | 100,010 |
Need USDC XLM — send this much USDC NEAR
| USDC XLM | USDC NEAR |
|---|---|
| 10 | 9.999 |
| 50 | 49.995 |
| 500 | 499.95 |
| 2,000 | 1,999.8 |
| 20,000 | 19,998 |
| 100,000 | 99,990 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per USDC NEAR | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 1.0001 | 200 USDC NEAR | ≈ $0.0061 | medium |
| Solana | 1.0001 | 200 USDC NEAR | ≈ $0.00047 | fast |
| Polygon | 1.0001 | 200 USDC NEAR | ≈ $0.0017 | fast |
| Arbitrum One | 1.0001 | — | ≈ $0.0029 | fast |
| BASE | 1.0001 | — | — | — |
| BNB Smart Chain (BEP20) | 1.0001 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 1.0001 | — | ≈ $0.0014 | fast |
| Optimism | 1.0001 | — | ≈ $0.00015 | fast |
| XLM open now | 1.0001 | — | — | — |
How the USDC NEAR → USDC XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in XLM and a way to reach you.
- Send USDC NEAR in NEAR for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin XLM leaves for your address. The order page tracks every step.
Check this before sending USDC NEAR
- The address network is XLM. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDC NEAR to USDC XLM rate has been
high 1 USDC XLMlow 1 USDC XLM
Oct 25, 2026 20:03Nov 1, 2026 20:03
high 1 USDC XLMlow 1 USDC XLM
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 1 USDC XLMlow 1 USDC XLM
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 1 USDC XLMlow 1 USDC XLM
Nov 2, 2025 03:00Nov 1, 2026 03:00
- 24 hours
- 0%
- Week
- 0%
- Weekly high
- 1 USDC XLM
- Weekly low
- 1 USDC XLM
- Spread
- 0%
Market data from CoinGecko as of Nov 1, 2026 16:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDC NEAR/USDC XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 1 | 1 | 1 | 0% |
| Week | 1 | 1 | 1 | 0% |
| Month | 1 | 1 | 1 | 0% |
| Quarter | 1 | 1 | 1 | 0% |
Figures are in USDC XLM per unit sent, from market data.
Daily USDC NEAR → USDC XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 1, 2026 | 1 USDC XLM | 0% |
| Oct 31, 2026 | 1 USDC XLM | 0% |
| Oct 30, 2026 | 1 USDC XLM | 0% |
| Oct 29, 2026 | 1 USDC XLM | 0% |
| Oct 28, 2026 | 1 USDC XLM | 0% |
| Oct 27, 2026 | 1 USDC XLM | 0% |
| Oct 26, 2026 | 1 USDC XLM | 0% |
Daily RubyCash rate: USDC NEAR → USDC XLM
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 1.0001 USDC XLM | 1 |
| Oct 31, 2026 | 1.0001 USDC XLM | 1 |
| Oct 30, 2026 | 1.0001 USDC XLM | 1 |
| Oct 29, 2026 | 1.0001 USDC XLM | 1 |
| Oct 28, 2026 | 1.0001 USDC XLM | 1 |
| Oct 27, 2026 | 1.0001 USDC XLM | 1 |
| Oct 26, 2026 | 1.0001 USDC XLM | 1 |
| Oct 25, 2026 | 1.0001 USDC XLM | 1 |
| Oct 24, 2026 | 1.0001 USDC XLM | 1 |
| Oct 22, 2026 | 1.0001 USDC XLM | 1 |
| Oct 21, 2026 | 1.0001 USDC XLM | 1 |
| Oct 20, 2026 | 1.0001 USDC XLM | 1 |
| Oct 19, 2026 | 1.0001 USDC XLM | 1 |
| Oct 18, 2026 | 1.0001 USDC XLM | 1 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on USDC
USD Coin USDC- Price
- $0.999966
- 24 hours
- +0.01%
- Week
- +0.03%
- Market cap
- $71.55 B
- 24-hour turnover
- $5.91 B
- Rank by cap
- #6
- In circulation
- 71.55 B USDC
- Record price
- $1.04
Source: CoinGecko, Nov 1, 2026 16:54.
Common questions: USDC NEAR → USDC XLM
What rate does USDC NEAR to USDC XLM run at?
As of Nov 1, 2026 19:59 it is 1 USDC NEAR = 1.0001 USDC XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.00.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC NEAR, and that one goes to the blockchain, not to us.
How long does USDC NEAR to USDC XLM take?
The clock starts with confirmations: the order goes into work once NEAR confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC XLM arrive in?
The payout leaves in XLM. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC NEAR to USDC XLM rate do this month?
The month came in at a move of 0%. Low 1, high 1, middle 1 USDC XLM per USDC NEAR.
Can I go back, USDC XLM to USDC NEAR?
Yes, the reverse direction is open: 1 USDC XLM = 1.0001 USDC NEAR. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDC NEAR, receive something else
USDC NEAR → USDS1
USDC NEAR → USDT Arbitrum1.0008- USDC NEAR → USDT BEP201.0008
- USDC NEAR → USDT AVAX C1.0008
- USDC NEAR → USDT ERC201.0008
- USDC NEAR → USDT NEAR1.0008
- USDC NEAR → USDT OMNI1.0008
- USDC NEAR → USDT Optimism1.0008
