Swap Tether (USDT Arbitrum) for Stellar (XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 11:43
- Payout network
- Stellar
- 24 hours
- −3.08%
The direction runs at 5.4821 XLM per USDT Arbitrum, or 0.182412 USDT Arbitrum per XLM. Market over 24 hours: USDT Arbitrum against XLM minus 3.08%. The week added minus 1.54%.
The weekly corridor ran from 5.1037 to 5.7512 XLM, a spread of 12.69%.
Exchange wallets usually ask for a Memo — copy it from the recipient side before you start. By market cap Tether sits 3th ($183.29 B) and Stellar 20th ($6.35 B). Daily moves of USDT and XLM over 90 days line up at 0.13 (they travel apart).
Who takes the USDT Arbitrum → XLM route
- Entering XLM from dollarsFrom USDT you step into Stellar directly, with no coin in between: over the past month XLM moved +15.35%.
- Fast paymentsA block in Stellar closes in about 5 sec, which is why Stellar is used for moving money rather than holding it.
- Different basketsDaily moves of USDT and XLM over 90 days line up at 0.13 (they travel apart) — the looser the link, the less a portfolio depends on one coin.
USDT Arbitrum → XLM rate and amounts
1 USDT Arbitrum = 5.4821 XLM
1 XLM = 0.182412 USDT Arbitrum
Send USDT Arbitrum — receive XLM
| USDT Arbitrum | XLM |
|---|---|
| 20 | 109.6418 |
| 100 | 548.2091 |
| 500 | 2,741.05 |
| 5,000 | 27,410.46 |
| 20,000 | 109,641.82 |
| 100,000 | 548,209.11 |
Need XLM — send this much USDT Arbitrum
| XLM | USDT Arbitrum |
|---|---|
| 100 | 18.2412 |
| 500 | 91.2061 |
| 2,000 | 364.8243 |
| 20,000 | 3,648.24 |
| 100,000 | 18,241.21 |
| 500,000 | 91,206.07 |
How the USDT Arbitrum → XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a XLM address in Stellar and a way to reach you. Receiving to an exchange? Add the Memo, or the payment will hang.
- Send USDT Arbitrum in Arbitrum One for exactly the amount stated in the order.
- Once the network confirms your transfer, Stellar leaves for your address. The order page tracks every step.
Check this before sending USDT Arbitrum
- The address network is Stellar. Sending through another network usually means losing the transfer.
- If the receiving wallet asks for a Memo, put it in the order.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDT Arbitrum to XLM rate has been
high 5.7512 XLMlow 5.1037 XLM
Sep 10, 2026 11:44Sep 17, 2026 11:44
high 6.4591 XLMlow 4.9542 XLM
Aug 18, 2026 03:00Sep 17, 2026 03:00
high 6.4591 XLMlow 4.2624 XLM
Jun 19, 2026 03:00Sep 17, 2026 03:00
high 6.97 XLMlow 2.4399 XLM
Sep 18, 2025 03:00Sep 17, 2026 03:00
- 24 hours
- −3.08%
- Week
- −1.54%
- Weekly high
- 5.7512 XLM
- Weekly low
- 5.1037 XLM
- Spread
- 12.69%
Market data from CoinGecko as of Sep 17, 2026 08:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDT Arbitrum/XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 5.7512 | 5.4127 | 5.6068 | −3.08% |
| Week | 5.7512 | 5.1037 | 5.5114 | −1.54% |
| Month | 6.4591 | 4.9542 | 5.5217 | −13.32% |
| Quarter | 6.4591 | 4.2624 | 5.53 | +28.58% |
Figures are in XLM per unit sent, from market data.
Daily USDT Arbitrum → XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 17, 2026 | 5.4807 XLM | −3.48% |
| Sep 16, 2026 | 5.6785 XLM | +8.83% |
| Sep 15, 2026 | 5.2177 XLM | −7.5% |
| Sep 14, 2026 | 5.6405 XLM | +1.52% |
| Sep 13, 2026 | 5.5562 XLM | −0.94% |
| Sep 12, 2026 | 5.6087 XLM | −2% |
| Sep 11, 2026 | 5.7229 XLM | +3.7% |
The numbers on USDT and XLM
Tether USDT- Price
- $0.999181
- 24 hours
- −0.02%
- Week
- 0%
- Market cap
- $183.29 B
- 24-hour turnover
- $60.43 B
- Rank by cap
- #3
- In circulation
- 183.44 B USDT
- Record price
- $1.32
Stellar XLM- Price
- $0.182244
- 24 hours
- +3.16%
- Week
- +1.4%
- Market cap
- $6.35 B
- 24-hour turnover
- $267.34 M
- Rank by cap
- #20
- In circulation
- 34.85 B XLM
- Record price
- $0.875563
Source: CoinGecko, Sep 17, 2026 08:24.
Tether against Stellar
| Tether (USDT) | Stellar (XLM) | |
|---|---|---|
| Ticker | USDT | XLM |
| Type | token | coin of its own network |
| Network | Arbitrum One | — |
| Fees are paid in | ETH | — |
| Launched | 2014 | 2014 |
| Built by | Tether Limited | Jed McCaleb, Joyce Kim |
| Supply cap | no cap | 50 B XLM |
| In circulation | 183.44 B USDT | 34.85 B XLM |
| Market cap | $183.29 B | $6.35 B |
| Rank by cap | #3 | #20 |
| Consensus | — | Stellar Consensus Protocol |
| Block | — | ~5 sec |
| Privacy | — | transfers are public |
Daily moves of USDT and XLM over 90 days line up at 0.13 — they travel apart.
Common questions: USDT Arbitrum → XLM
What rate does USDT Arbitrum to XLM run at?
As of Sep 17, 2026 11:43 it is 1 USDT Arbitrum = 5.4821 XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.999078.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDT Arbitrum, and that one goes to the blockchain, not to us.
How long does USDT Arbitrum to XLM take?
The clock starts with confirmations: the order goes into work once Arbitrum One confirms your transfer. After that it comes down to how busy the network is.
Which network will XLM arrive in?
Stellar leaves in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDT Arbitrum to XLM rate do this month?
The month came in at minus 13.32%. Low 4.9542, high 6.4591, middle 5.5217 XLM per USDT Arbitrum.
Can I go back, XLM to USDT Arbitrum?
Yes, the reverse direction is open: 1 XLM = 0.183883 USDT Arbitrum. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDT Arbitrum, receive something else
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USDT Arbitrum → XRP0.769881
USDT Arbitrum → XTZ4.0253
USDT Arbitrum → YFI0.000483215
USDT Arbitrum → ZBT12.9859
USDT Arbitrum → ZEC0.000724205
USDT Arbitrum → ZRO0.96768
USDT Arbitrum → ZRX9.3868