Swap USD Coin (USDC BASE) for Stellar (XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 05:28
- Payout network
- Stellar
- 24 hours
- −5.34%
One USDC BASE buys 5.4588 XLM right now; the other way round, 1 XLM is 0.18319 USDC BASE. Market over 24 hours: USDC BASE against XLM minus 5.34%. The week added plus 0.85%.
The weekly corridor ran from 5.0874 to 5.7685 XLM, a spread of 13.39%.
Exchange wallets usually ask for a Memo — copy it from the recipient side before you start. By market cap USD Coin sits 6th ($73.61 B) and Stellar 20th ($6.47 B).
Who takes the USDC BASE → XLM route
- Entering XLM from dollarsFrom USDC you step into Stellar directly, with no coin in between and no extra fees.
- Fast paymentsA block in Stellar closes in about 5 sec, which is why Stellar is used for moving money rather than holding it.
- Different basketsHolding part of the amount in Stellar loosens a portfolio's dependence on a single coin.
USDC BASE → XLM rate and amounts
1 USDC BASE = 5.4588 XLM
1 XLM = 0.18319 USDC BASE
Send USDC BASE — receive XLM
| USDC BASE | XLM |
|---|---|
| 20 | 109.1762 |
| 100 | 545.8808 |
| 500 | 2,729.4 |
| 5,000 | 27,294.04 |
| 20,000 | 109,176.15 |
| 100,000 | 545,880.75 |
Need XLM — send this much USDC BASE
| XLM | USDC BASE |
|---|---|
| 100 | 18.319 |
| 500 | 91.5951 |
| 2,000 | 366.3804 |
| 20,000 | 3,663.8 |
| 100,000 | 18,319.02 |
| 500,000 | 91,595.1 |
How the USDC BASE → XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a XLM address in Stellar and a way to reach you. Receiving to an exchange? Add the Memo, or the payment will hang.
- Send USDC BASE in BASE for exactly the amount stated in the order.
- Once the network confirms your transfer, Stellar leaves for your address. The order page tracks every step.
Check this before sending USDC BASE
- The address network is Stellar. Sending through another network usually means losing the transfer.
- If the receiving wallet asks for a Memo, put it in the order.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDC BASE to XLM rate has been
high 5.7685 XLMlow 5.0874 XLM
Sep 10, 2026 05:32Sep 17, 2026 05:32
- 24 hours
- −5.34%
- Week
- +0.85%
- Weekly high
- 5.7685 XLM
- Weekly low
- 5.0874 XLM
- Spread
- 13.39%
Market data from CoinGecko as of Sep 17, 2026 03:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDC BASE/XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 5.7685 | 5.5182 | 5.6676 | −5.34% |
| Week | 5.7685 | 5.0874 | 5.5152 | +0.85% |
Figures are in XLM per unit sent, from market data.
The numbers on USDC and XLM
USD Coin USDC- Price
- $0.999642
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $73.61 B
- 24-hour turnover
- $18.45 B
- Rank by cap
- #6
- In circulation
- 73.63 B USDC
- Record price
- $1.04
Stellar XLM- Price
- $0.185863
- 24 hours
- +5.64%
- Week
- +2%
- Market cap
- $6.47 B
- 24-hour turnover
- $272.09 M
- Rank by cap
- #20
- In circulation
- 34.85 B XLM
- Record price
- $0.875563
Source: CoinGecko, Sep 17, 2026 03:24.
USD Coin against Stellar
| USD Coin (USDC) | Stellar (XLM) | |
|---|---|---|
| Ticker | USDC | XLM |
| Type | token | coin of its own network |
| Network | BASE | — |
| Launched | 2018 | 2014 |
| Built by | Circle | Jed McCaleb, Joyce Kim |
| Supply cap | no cap | 50 B XLM |
| In circulation | 73.63 B USDC | 34.85 B XLM |
| Market cap | $73.61 B | $6.47 B |
| Rank by cap | #6 | #20 |
| Consensus | — | Stellar Consensus Protocol |
| Block | — | ~5 sec |
| Privacy | — | transfers are public |
Common questions: USDC BASE → XLM
What rate does USDC BASE to XLM run at?
As of Sep 17, 2026 05:28 it is 1 USDC BASE = 5.4588 XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.01.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC BASE, and that one goes to the blockchain, not to us.
How long does USDC BASE to XLM take?
The clock starts with confirmations: the order goes into work once BASE confirms your transfer. After that it comes down to how busy the network is.
Which network will XLM arrive in?
Stellar leaves in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can I go back, XLM to USDC BASE?
Yes, the reverse direction is open: 1 XLM = 0.184668 USDC BASE. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDC BASE, receive something else
USDC BASE → XMR0.00200499
USDC BASE → XRP0.771908
USDC BASE → XTZ4.0599
USDC BASE → YFI0.000487212
USDC BASE → ZBT13.0968
USDC BASE → ZEC0.000732159
USDC BASE → ZRO0.997529
USDC BASE → ZRX9.289