Swap USD1 for XRP
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 2, 2026 04:14
- Orders from
- 200 USD1 ≈ $199.61
- Payout network
- XRP Ledger
- 24 hours
- +0.65%
Today USD1 goes for 0.796867 XRP, and XRP goes for 1.2549 USD1. Market over 24 hours: USD1 against XRP plus 0.65%. The week added plus 3.84%.
The weekly corridor ran from 0.747005 to 0.825925 XRP, a spread of 10.56%. A single order takes 200 to 10,000,000 USD1. In dollars that is roughly $199.61.
Exchange wallets usually ask for a Destination Tag — copy it from the recipient side before you start. By market cap USD1 sits 27th ($3.87 B) and XRP 5th ($78.89 B). Daily moves of USD1 and XRP over 90 days line up at 0.2 (they travel apart).
Who takes the USD1 → XRP route
- Entering XRP from dollarsFrom USD1 you step into XRP directly, with no coin in between: over the past month XRP moved −16.27%.
- Fast paymentsA block in XRP Ledger closes in about 4 sec, which is why XRP is used for moving money rather than holding it.
- Different basketsDaily moves of USD1 and XRP over 90 days line up at 0.2 (they travel apart) — the looser the link, the less a portfolio depends on one coin.
USD1 → XRP rate and amounts
1 USD1 = 0.796867 XRP
1 XRP = 1.2549 USD1
Send USD1 — receive XRP
| USD1 | XRP |
|---|---|
| 200 | 159.3734 |
| 1,000 | 796.867 |
| 2,000 | 1,593.73 |
| 10,000 | 7,968.67 |
| 20,000 | 15,937.34 |
| 100,000 | 79,686.7 |
Need XRP — send this much USD1
| XRP | USD1 |
|---|---|
| 200 | 250.9829 |
| 500 | 627.4573 |
| 2,000 | 2,509.83 |
| 5,000 | 6,274.57 |
| 20,000 | 25,098.29 |
| 50,000 | 62,745.73 |
How the USD1 → XRP order runs
- Work out the amount in the calculator: orders start at 200 USD1.
- Enter a XRP address in XRP Ledger and a way to reach you. Receiving to an exchange? Add the Destination Tag, or the payment will hang.
- Send USD1 in USD1 for exactly the amount stated in the order.
- Once the network confirms your transfer, XRP leaves for your address. The order page tracks every step.
Check this before sending USD1
- The address network is XRP Ledger. Sending through another network usually means losing the transfer.
- If the receiving wallet asks for a Destination Tag, put it in the order.
- The transfer must not be smaller than 200 USD1.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USD1 to XRP rate has been
high 0.825925 XRPlow 0.747005 XRP
Oct 26, 2026 04:18Nov 2, 2026 04:18
high 0.807193 XRPlow 0.657805 XRP
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 1.0065 XRPlow 0.636006 XRP
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 1.0065 XRPlow 0.395517 XRP
Nov 2, 2025 03:00Nov 1, 2026 03:00
- 24 hours
- +0.65%
- Week
- +3.84%
- Weekly high
- 0.825925 XRP
- Weekly low
- 0.747005 XRP
- Spread
- 10.56%
Market data from CoinGecko as of Nov 2, 2026 03:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far USD1/XRP travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.801359 | 0.795846 | 0.798366 | +0.65% |
| Week | 0.825925 | 0.747005 | 0.780818 | +3.84% |
| Month | 0.807193 | 0.657805 | 0.736881 | +19.29% |
| Quarter | 1.0065 | 0.636006 | 0.768085 | −13.3% |
Figures are in XRP per unit sent, from market data.
Daily USD1 → XRP rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 1, 2026 | 0.797909 XRP | +0.29% |
| Oct 31, 2026 | 0.795581 XRP | −1.44% |
| Oct 30, 2026 | 0.807193 XRP | +7.01% |
| Oct 29, 2026 | 0.754307 XRP | +0.39% |
| Oct 28, 2026 | 0.75134 XRP | −1.68% |
| Oct 27, 2026 | 0.764168 XRP | −0.98% |
| Oct 26, 2026 | 0.771698 XRP | +0.29% |
Daily RubyCash rate: USD1 → XRP
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 2, 2026 | 0.803264 XRP | 0.798426 |
| Nov 1, 2026 | 0.803125 XRP | 0.79849 |
| Oct 31, 2026 | 0.79988 XRP | 0.798774 |
| Oct 30, 2026 | 0.799368 XRP | 0.798253 |
| Oct 29, 2026 | 0.806928 XRP | 0.805027 |
| Oct 28, 2026 | 0.75672 XRP | 0.75128 |
| Oct 27, 2026 | 0.754454 XRP | 0.756707 |
| Oct 26, 2026 | 0.778405 XRP | 0.774137 |
| Oct 25, 2026 | 0.77036 XRP | 0.768377 |
| Oct 24, 2026 | 0.774706 XRP | 0.774416 |
| Oct 22, 2026 | 0.767383 XRP | 0.762489 |
| Oct 21, 2026 | 0.732471 XRP | 0.718771 |
| Oct 20, 2026 | 0.750408 XRP | 0.751055 |
| Oct 19, 2026 | 0.767711 XRP | 0.768391 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on USD1 and XRP
USD1 USD1- Price
- $0.998032
- 24 hours
- −0.04%
- Week
- −0.08%
- Market cap
- $3.87 B
- 24-hour turnover
- $291.13 M
- Rank by cap
- #27
- In circulation
- 3.88 B USD1
- Record price
- $1.05
XRP XRP- Price
- $1.25
- 24 hours
- −0.68%
- Week
- −3.73%
- Market cap
- $78.89 B
- 24-hour turnover
- $872.59 M
- Rank by cap
- #5
- In circulation
- 63.35 B XRP
- Record price
- $3.65
Source: CoinGecko, Nov 2, 2026 03:54.
USD1 against XRP
| USD1 (USD1) | XRP (XRP) | |
|---|---|---|
| Ticker | USD1 | XRP |
| In circulation | 3.88 B USD1 | 63.35 B XRP |
| Market cap | $3.87 B | $78.89 B |
| Rank by cap | #27 | #5 |
| Type | — | coin of its own network |
| Launched | — | 2012 |
| Built by | — | Ripple Labs |
| Consensus | — | XRP Ledger Consensus Protocol |
| Block | — | ~4 sec |
| Supply cap | — | 100 B XRP |
| Privacy | — | transfers are public |
Daily moves of USD1 and XRP over 90 days line up at 0.2 — they travel apart.
Common questions: USD1 → XRP
What rate does USD1 to XRP run at?
As of Nov 2, 2026 04:14 it is 1 USD1 = 0.796867 XRP. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.996084.
What amounts does USD1 → XRP accept?
From 200 to 10,000,000 USD1 per order. The lower limit is roughly $199.61.
Where does the 200 USD1 floor come from?
Network fees and order handling eat a small transfer alive — below 200 USD1 the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USD1, and that one goes to the blockchain, not to us.
How long does USD1 to XRP take?
The clock starts with confirmations: the order goes into work once USD1 confirms your transfer. After that it comes down to how busy the network is.
Which network will XRP arrive in?
XRP leaves in its own XRP Ledger network — a plain XRP address is all you need. Some exchanges and wallets also need a Destination Tag.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USD1 to XRP rate do this month?
The month came in at plus 19.29%. Low 0.657805, high 0.807193, middle 0.736881 XRP per USD1.
Can I go back, XRP to USD1?
Yes, the reverse direction is open: 1 XRP = 1.2612 USD1. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USD1, receive something else
USD1 → XTZ3.9418
USD1 → YFI0.000507637
USD1 → ZBT14.3909
USD1 → ZEC0.000806037
USD1 → ZRO0.555526
USD1 → ZRX10.2519
USD1 → 1INCH12.1513
USD1 → AAVE0.00735181
