Stablecoins from BNB Smart Chain to Ethereum: USDC BEP20 → DAI

One USDC BEP20 buys 1.003 DAI right now; the other way round, 1 DAI is 0.996992 USDC BEP20. Market over 24 hours: USDC BEP20 against DAI minus 0.01%. The week added a move of 0%.

The weekly corridor ran from 0.989642 to 0.999949 DAI, a spread of 1.04%. A single order takes 200 to 10,000,000 USDC BEP20. In dollars that is roughly $199.95.

By market cap USD Coin sits 6th ($71.53 B) and Dai 23th ($4.54 B). Daily moves of USDC and DAI over 90 days line up at 0.14 (they travel apart).

Who takes the USDC BEP20 → DAI route

A road both waysThe DAI → USDC BEP20 direction is open too, so going back into USDC takes the same route.

USDC BEP20 → DAI rate and amounts

1 USDC BEP20 = 1.003 DAI

1 DAI = 0.996992 USDC BEP20

Send USDC BEP20 — receive DAI

USDC BEP20	DAI
200	200.6035
1,000	1,003.02
2,000	2,006.04
10,000	10,030.18
20,000	20,060.35
100,000	100,301.75

Need DAI — send this much USDC BEP20

DAI	USDC BEP20
500	498.4958
1,000	996.9916
5,000	4,984.96
10,000	9,969.92
50,000	49,849.58
100,000	99,699.16

How the USDC BEP20 → DAI order runs

Work out the amount in the calculator: orders start at 200 USDC BEP20.
Enter a DAI address in Dai and a way to reach you.
Send USDC BEP20 in BNB Smart Chain (BEP20) for exactly the amount stated in the order.
Once the network confirms your transfer, Dai leaves for your address. The order page tracks every step.

Swap USDC BEP20 for DAI

Check this before sending USDC BEP20

The address network is Dai. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 200 USDC BEP20.
Copy the address whole, then compare the first and last characters after pasting.
Ethereum, Arbitrum, Optimism, BNB Smart Chain and Polygon all use the same address shape (0x…). Make sure the wallet is switched to Ethereum.
To move DAI on later, put a little ETH at the same address.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

BNB Smart Chain against Ethereum

	BNB Smart Chain	Ethereum
Network type	Layer one (L1)	Layer one (L1)
Fees are paid in	BNB	ETH
Fee level	≈ $0.0023	≈ $0.0093
Speed	fast	medium
Block	—	~12 sec
Address shape	0x…	0x…
Memo or tag	not needed	not needed
Ethereum-style address (0x…)	yes	yes

Fee and speed levels are comparative: both move with how busy the network is.

How this differs from a classic bridge

	RubyCash	Classic bridge
What lands at your address	DAI in Ethereum	The same stablecoin; turning USDT into USDC is a separate step
Wallet and signatures	Not needed: the coins go to the address from the order	Needed: connect the wallet and sign contract transactions
A coin for fees in Ethereum	Not needed to receive	Often needed, or the funds cannot be claimed or moved on
Timing	After confirmations in BNB Smart Chain; the order page tracks it	Depends on the bridge and the load of both networks
Who holds the funds meanwhile	RubyCash for the life of the order, with an AML check	The bridge contract or its validators

Bridge BNB Smart Chain → Ethereum: all directions The Ethereum network

Where the USDC BEP20 to DAI rate has been

WeekMonthQuarterYear

high 0.999949 DAIlow 0.989642 DAI

Oct 25, 2026 22:17Nov 1, 2026 22:17

high 1.0002 DAIlow 0.999202 DAI

Oct 2, 2026 03:00Nov 1, 2026 03:00

high 1.0002 DAIlow 0.999202 DAI

Aug 3, 2026 03:00Nov 1, 2026 03:00

high 1.0081 DAIlow 0.998751 DAI

Nov 2, 2025 03:00Nov 1, 2026 03:00

24 hours: −0.01%
Week: 0%
Weekly high: 0.999949 DAI
Weekly low: 0.989642 DAI
Spread: 1.04%

Market data from CoinGecko as of Nov 1, 2026 20:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDC BEP20/DAI travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.999651	0.99945	0.999534	−0.01%
Week	0.999949	0.989642	0.999418	0%
Month	1.0002	0.999202	0.999694	−0.08%
Quarter	1.0002	0.999202	0.999804	−0.03%

Figures are in DAI per unit sent, from market data.

Daily USDC BEP20 → DAI rate

Day	Close	Against the day before
Nov 1, 2026	0.999202 DAI	−0.04%
Oct 31, 2026	0.999591 DAI	0%
Oct 30, 2026	0.999571 DAI	+0.01%
Oct 29, 2026	0.999483 DAI	0%
Oct 28, 2026	0.999453 DAI	+0.02%
Oct 27, 2026	0.999266 DAI	−0.04%
Oct 26, 2026	0.99963 DAI	+0.03%

Daily RubyCash rate: USDC BEP20 → DAI

Date	RubyCash rate	Market rate
Nov 1, 2026	1.0031 DAI	0.999754
Oct 31, 2026	1.0038 DAI	0.999001
Oct 30, 2026	1.0041 DAI	0.999628
Oct 29, 2026	1.0037 DAI	0.999548
Oct 28, 2026	1.0032 DAI	0.999705
Oct 27, 2026	1.0037 DAI	0.999478
Oct 26, 2026	1.0038 DAI	0.999338
Oct 25, 2026	1.0035 DAI	0.999566
Oct 24, 2026	1.0037 DAI	0.999587
Oct 22, 2026	1.0033 DAI	0.999685
Oct 21, 2026	1.0033 DAI	1.0006
Oct 20, 2026	1.0031 DAI	0.999781
Oct 19, 2026	1.0034 DAI	0.99988
Oct 18, 2026	1.0036 DAI	0.999803

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on USDC and DAI

USD Coin USDC

Price: $0.999754
24 hours: −0.02%
Week: +0.02%
Market cap: $71.53 B
24-hour turnover: $5.86 B
Rank by cap: #6
In circulation: 71.54 B USDC
Record price: $1.04

Dai DAI

Price: $1.00
24 hours: −0.01%
Week: −0.01%
Market cap: $4.54 B
24-hour turnover: $53.28 M
Rank by cap: #23
In circulation: 4.53 B DAI
Record price: $1.22

Source: CoinGecko, Nov 1, 2026 20:54.

USD Coin against Dai

	USD Coin (USDC)	Dai (DAI)
Ticker	USDC	DAI
Type	token	token
Network	BNB Smart Chain (BEP20)	—
Fees are paid in	BNB	—
Launched	2018	2017
Built by	Circle	MakerDAO
Supply cap	no cap	no cap
In circulation	71.54 B USDC	4.53 B DAI
Market cap	$71.53 B	$4.54 B
Rank by cap	#6	#23

Daily moves of USDC and DAI over 90 days line up at 0.14 — they travel apart.

Common questions: USDC BEP20 → DAI

What rate does USDC BEP20 to DAI run at?

As of Nov 1, 2026 22:14 it is 1 USDC BEP20 = 1.003 DAI. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.00.

What amounts does USDC BEP20 → DAI accept?

From 200 to 10,000,000 USDC BEP20 per order. The lower limit is roughly $199.95.

Where does the 200 USDC BEP20 floor come from?

Network fees and order handling eat a small transfer alive — below 200 USDC BEP20 the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC BEP20, and that one goes to the blockchain, not to us.

How long does USDC BEP20 to DAI take?

The clock starts with confirmations: the order goes into work once BNB Smart Chain (BEP20) confirms your transfer. After that it comes down to how busy the network is.

Will native DAI arrive, or a wrapper?

DAI is the standard DAI token in Ethereum — exactly what exchanges send when they withdraw into this network.

Do I need ETH to receive DAI?

Not to receive. ETH comes into play later, when you want to send DAI from your address.

Which network will DAI arrive in?

Dai leaves in its own Dai network — a plain DAI address is all you need.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the USDC BEP20 to DAI rate do this month?

The month came in at minus 0.08%. Low 0.999202, high 1.0002, middle 0.999694 DAI per USDC BEP20.

Can I go back, DAI to USDC BEP20?

Yes, the reverse direction is open: 1 DAI = 1.005 USDC BEP20. The link sits right under the calculator.