Swap Bitcoin (BTC) for USD Coin (USDC ERC20)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 14:59

Orders from: 0.00129399 BTC ≈ $101.07
Payout network: Ethereum (ERC20)
24 hours: +1.09%

You send

BTC

You get 78,299.3

USDC ERC20

Start the order

Rate: 1 BTC = 78,299.3 USDC ERC20
From: 0.00129399 BTC
Up to: 128 BTC

The figure is indicative; the exact amount is locked in the order.

The direction runs at 78,299.3 USDC ERC20 per BTC, or 0.0000127715 BTC per USDC ERC20. Market over 24 hours: BTC against USDC ERC20 plus 1.09%. The week added minus 3.36%.

The weekly corridor ran from 76,661.41 to 81,727.79 USDC ERC20, a spread of 6.61%. A single order takes 0.00129399 to 128 BTC. In dollars that is roughly $101.07.

The payout leaves in the Ethereum (ERC20) network, so the receiving address has to belong to that network. By market cap Bitcoin sits 1th ($1.57 T) and USD Coin 6th ($71.65 B). Daily moves of BTC and USDC over 90 days line up at 0.06 (they travel apart).

Who takes the BTC → USDC ERC20 route

Sitting out the swingsBTC moved −7.33% over the past month. USDC tracks the dollar, so after the swap the value stops following BTC.
A road both waysThe USDC ERC20 → BTC direction is open too, so going back into BTC takes the same route.

BTC → USDC ERC20 rate and amounts

1 BTC = 78,299.3 USDC ERC20

1 USDC ERC20 = 0.0000127715 BTC

Send BTC — receive USDC ERC20

BTC	USDC ERC20
0.002	156.5986
0.01	782.993
0.02	1,565.99
0.1	7,829.93
0.2	15,659.86
1	78,299.3

Need USDC ERC20 — send this much BTC

USDC ERC20	BTC
200	0.0025543
1,000	0.0127715
2,000	0.025543
10,000	0.127715
20,000	0.25543
100,000	1.2772

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per BTC	From	Network fee	Speed
Polygon	78,299.3	0.00129399 BTC	≈ $0.00065	fast
Solana	78,299.3	0.00129399 BTC	≈ $0.00048	fast
Ethereum (ERC20) open now	78,299.3	0.00129399 BTC	≈ $0.0066	medium
Arbitrum One	78,299.3	—	≈ $0.003	fast
BASE	78,299.3	—	—	—
BNB Smart Chain (BEP20)	78,299.3	—	≈ $0.0023	fast
Avalanche C-Chain	78,299.3	—	≈ $0.0014	fast
NEAR	78,299.3	—	—	—
Optimism	78,299.3	—	≈ $0.00015	fast
XLM	78,299.3	—	—	—

BTC → USDC: compare all networks USDC network fees

How the BTC → USDC ERC20 order runs

Work out the amount in the calculator: orders start at 0.00129399 BTC.
Enter a USDC address in Ethereum (ERC20) and a way to reach you.
Send BTC in Bitcoin for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap BTC for USDC ERC20

Check this before sending BTC

The address network is Ethereum (ERC20). Sending through another network usually means losing the transfer.
The transfer must not be smaller than 0.00129399 BTC.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the BTC to USDC ERC20 rate has been

WeekMonthQuarterYear

high 81,727.79 USDC ERC20low 76,661.41 USDC ERC20

Oct 25, 2026 15:02Nov 1, 2026 15:02

high 86,493.78 USDC ERC20low 77,440.4 USDC ERC20

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 86,608.41 USDC ERC20low 62,799.78 USDC ERC20

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 110,532.68 USDC ERC20low 58,602.79 USDC ERC20

Nov 1, 2025 03:00Oct 31, 2026 03:00

24 hours: +1.09%
Week: −3.36%
Weekly high: 81,727.79 USDC ERC20
Weekly low: 76,661.41 USDC ERC20
Spread: 6.61%

Market data from CoinGecko as of Nov 1, 2026 11:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far BTC/USDC ERC20 travelled, by period

Period	High	Low	Middle	Net move
24 hours	77,927.55	77,258.24	77,566.58	+1.09%
Week	81,727.79	76,661.41	79,400.07	−3.36%
Month	86,493.78	77,440.4	82,370.97	−7.36%
Quarter	86,608.41	62,799.78	77,353.02	+23.31%

Figures are in USDC ERC20 per unit sent, from market data.

Daily BTC → USDC ERC20 rate

Day	Close	Against the day before
Oct 31, 2026	77,440.4 USDC ERC20	−0.61%
Oct 30, 2026	77,915.46 USDC ERC20	−4.18%
Oct 29, 2026	81,315.08 USDC ERC20	+0.57%
Oct 28, 2026	80,854.09 USDC ERC20	+0.96%
Oct 27, 2026	80,083.53 USDC ERC20	+0.01%
Oct 26, 2026	80,074.43 USDC ERC20	−0.96%
Oct 25, 2026	80,848.57 USDC ERC20	−0.34%

Daily RubyCash rate: BTC → USDC ERC20

Date	RubyCash rate	Market rate
Nov 1, 2026	78,391.54 USDC ERC20	78,108
Oct 31, 2026	77,876.22 USDC ERC20	77,545
Oct 30, 2026	77,248.73 USDC ERC20	76,720.54
Oct 29, 2026	79,195.71 USDC ERC20	78,911.73
Oct 28, 2026	81,584.28 USDC ERC20	81,253.05
Oct 27, 2026	81,228.76 USDC ERC20	80,908.69
Oct 26, 2026	80,226.91 USDC ERC20	79,886.8
Oct 25, 2026	81,019.3 USDC ERC20	80,639
Oct 24, 2026	80,953.77 USDC ERC20	80,569.28
Oct 22, 2026	81,857.45 USDC ERC20	81,360.59
Oct 21, 2026	84,823.02 USDC ERC20	84,706.5
Oct 20, 2026	83,462.98 USDC ERC20	82,882.14
Oct 19, 2026	82,459.59 USDC ERC20	81,911.83
Oct 18, 2026	82,156.09 USDC ERC20	81,598.07

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on BTC and USDC

Bitcoin BTC

Price: $78,108.00
24 hours: +1.09%
Week: −3.19%
Market cap: $1.57 T
24-hour turnover: $51.01 B
Rank by cap: #1
In circulation: 20.11 M BTC
Record price: $126,080.00

USD Coin USDC

Price: $1.00
24 hours: +0.01%
Week: +0.05%
Market cap: $71.65 B
24-hour turnover: $5.88 B
Rank by cap: #6
In circulation: 71.65 B USDC
Record price: $1.04

Source: CoinGecko, Nov 1, 2026 11:54.

Bitcoin against USD Coin

	Bitcoin (BTC)	USD Coin (USDC)
Ticker	BTC	USDC
Type	coin of its own network	token
Launched	2009	2018
Built by	Satoshi Nakamoto	Circle
Consensus	Proof of Work (SHA-256)	—
Block	~10 min	—
Supply cap	21 M BTC	no cap
Privacy	transfers are public	—
In circulation	20.11 M BTC	71.65 B USDC
Market cap	$1.57 T	$71.65 B
Rank by cap	#1	#6
Network	—	Ethereum (ERC20)
Fees are paid in	—	ETH

Daily moves of BTC and USDC over 90 days line up at 0.06 — they travel apart.

Common questions: BTC → USDC ERC20

What rate does BTC to USDC ERC20 run at?

As of Nov 1, 2026 14:59 it is 1 BTC = 78,299.3 USDC ERC20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $78,299.30.

What amounts does BTC → USDC ERC20 accept?

From 0.00129399 to 128 BTC per order. The lower limit is roughly $101.07.

Where does the 0.00129399 BTC floor come from?

Network fees and order handling eat a small transfer alive — below 0.00129399 BTC the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending BTC, and that one goes to the blockchain, not to us.

How long does BTC to USDC ERC20 take?

The clock starts with confirmations: the order goes into work once Bitcoin confirms your transfer. After that it comes down to how busy the network is. A block in Bitcoin closes in about 10 min.

Which network will USDC ERC20 arrive in?

The payout leaves in Ethereum (ERC20). Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the BTC to USDC ERC20 rate do this month?

The month came in at minus 7.36%. Low 77,440.4, high 86,493.78, middle 82,370.97 USDC ERC20 per BTC.

Can I go back, USDC ERC20 to BTC?

Yes, the reverse direction is open: 1 USDC ERC20 = 0.000012891 BTC. The link sits right under the calculator.