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  1. Swap Bitcoin (BTC) for USD Coin (USDC NEAR)

Swap Bitcoin (BTC) for USD Coin (USDC NEAR)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 20:14

Payout network
NEAR
24 hours
+0.48%
You get 78,520.95 USDC NEAR
Start the order
Rate
1 BTC = 78,520.95 USDC NEAR
Up to
128 BTC

The figure is indicative; the exact amount is locked in the order.

Today BTC goes for 78,520.95 USDC NEAR, and USDC NEAR goes for 0.0000127355 BTC. Market over 24 hours: BTC against USDC NEAR plus 0.48%. The week added minus 3.13%.

The weekly corridor ran from 76,387.74 to 81,453.74 USDC NEAR, a spread of 6.63%.

The payout leaves in the NEAR network, so the receiving address has to belong to that network. By market cap Bitcoin sits 1th ($1.57 T) and USD Coin 6th ($71.55 B). Daily moves of BTC and USDC over 90 days line up at 0.06 (they travel apart).

Who takes the BTC → USDC NEAR route

  • Sitting out the swingsBTC moved −8.2% over the past month. USDC tracks the dollar, so after the swap the value stops following BTC.
  • A road both waysThe USDC NEAR → BTC direction is open too, so going back into BTC takes the same route.

BTC → USDC NEAR rate and amounts

1 BTC = 78,520.95 USDC NEAR
1 USDC NEAR = 0.0000127355 BTC

Send BTC — receive USDC NEAR

BTCUSDC NEAR
0.000215.7042
0.00178.5209
0.005392.6047
0.053,926.05
0.215,704.19
178,520.95

Need USDC NEAR — send this much BTC

USDC NEARBTC
100.000127355
500.000636773
5000.00636773
2,0000.0254709
20,0000.254709
100,0001.2735

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

NetworkPer BTCFromNetwork feeSpeed
Polygon78,520.950.00129399 BTC≈ $0.0017fast
Solana78,520.950.00129399 BTC≈ $0.00047fast
Ethereum (ERC20)78,520.950.00129399 BTC≈ $0.0062medium
Arbitrum One78,520.95—≈ $0.0029fast
BASE78,520.95———
BNB Smart Chain (BEP20)78,520.95—≈ $0.0023fast
Avalanche C-Chain78,520.95—≈ $0.0014fast
NEAR open now78,520.95———
Optimism78,520.95—≈ $0.00015fast
XLM78,520.95———

BTC → USDC: compare all networks USDC network fees

How the BTC → USDC NEAR order runs

  1. Work out the amount in the calculator and press the exchange button.
  2. Enter a USDC address in NEAR and a way to reach you.
  3. Send BTC in Bitcoin for exactly the amount stated in the order.
  4. Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap BTC for USDC NEAR

Check this before sending BTC

  • The address network is NEAR. Sending through another network usually means losing the transfer.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the BTC to USDC NEAR rate has been

high 81,453.74 USDC NEARlow 76,387.74 USDC NEAR
Oct 25, 2026 20:17Nov 1, 2026 20:17
high 86,493.78 USDC NEARlow 77,239.22 USDC NEAR
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 86,608.41 USDC NEARlow 62,872.25 USDC NEAR
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 110,532.68 USDC NEARlow 58,602.79 USDC NEAR
Nov 2, 2025 03:00Nov 1, 2026 03:00
24 hours
+0.48%
Week
−3.13%
Weekly high
81,453.74 USDC NEAR
Weekly low
76,387.74 USDC NEAR
Spread
6.63%

Market data from CoinGecko as of Nov 1, 2026 16:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far BTC/USDC NEAR travelled, by period

PeriodHighLowMiddleNet move
24 hours78,121.4777,439.6277,671.65+0.48%
Week81,453.7476,387.7479,322.97−3.13%
Month86,493.7877,239.2282,180.8−8.19%
Quarter86,608.4162,872.2577,516.75+22.6%

Figures are in USDC NEAR per unit sent, from market data.

Daily BTC → USDC NEAR rate

DayCloseAgainst the day before
Nov 1, 202677,899.84 USDC NEAR+0.86%
Oct 31, 202677,239.22 USDC NEAR−0.87%
Oct 30, 202677,915.46 USDC NEAR−4.18%
Oct 29, 202681,315.08 USDC NEAR+0.57%
Oct 28, 202680,854.09 USDC NEAR+0.96%
Oct 27, 202680,083.53 USDC NEAR+0.01%
Oct 26, 202680,074.43 USDC NEAR−0.96%

Daily RubyCash rate: BTC → USDC NEAR

DateRubyCash rateMarket rate
Nov 1, 202678,522.64 USDC NEAR77,868.65
Oct 31, 202677,876.22 USDC NEAR77,545
Oct 30, 202677,248.73 USDC NEAR76,720.54
Oct 29, 202679,195.71 USDC NEAR78,911.73
Oct 28, 202681,584.28 USDC NEAR81,253.05
Oct 27, 202681,228.76 USDC NEAR80,908.69
Oct 26, 202680,226.91 USDC NEAR79,886.8
Oct 25, 202681,019.3 USDC NEAR80,639
Oct 24, 202680,953.77 USDC NEAR80,569.28
Oct 22, 202681,857.45 USDC NEAR81,360.59
Oct 21, 202684,823.02 USDC NEAR84,706.5
Oct 20, 202683,462.98 USDC NEAR82,882.14
Oct 19, 202682,459.59 USDC NEAR81,911.83
Oct 18, 202682,156.09 USDC NEAR81,598.07

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on BTC and USDC

Bitcoin BTC
Price
$77,866.00
24 hours
+0.48%
Week
−3.34%
Market cap
$1.57 T
24-hour turnover
$51.28 B
Rank by cap
#1
In circulation
20.11 M BTC
Record price
$126,080.00
USD Coin USDC
Price
$0.999966
24 hours
+0.01%
Week
+0.03%
Market cap
$71.55 B
24-hour turnover
$5.91 B
Rank by cap
#6
In circulation
71.55 B USDC
Record price
$1.04

Source: CoinGecko, Nov 1, 2026 16:54.

Bitcoin against USD Coin

Bitcoin (BTC)USD Coin (USDC)
TickerBTCUSDC
Typecoin of its own networktoken
Launched20092018
Built bySatoshi NakamotoCircle
ConsensusProof of Work (SHA-256)—
Block~10 min—
Supply cap21 M BTCno cap
Privacytransfers are public—
In circulation20.11 M BTC71.55 B USDC
Market cap$1.57 T$71.55 B
Rank by cap#1#6
Network—NEAR

Daily moves of BTC and USDC over 90 days line up at 0.06 — they travel apart.

Common questions: BTC → USDC NEAR

What rate does BTC to USDC NEAR run at?
As of Nov 1, 2026 20:14 it is 1 BTC = 78,520.95 USDC NEAR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $78,518.28.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending BTC, and that one goes to the blockchain, not to us.
How long does BTC to USDC NEAR take?
The clock starts with confirmations: the order goes into work once Bitcoin confirms your transfer. After that it comes down to how busy the network is. A block in Bitcoin closes in about 10 min.
Which network will USDC NEAR arrive in?
The payout leaves in NEAR. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the BTC to USDC NEAR rate do this month?
The month came in at minus 8.19%. Low 77,239.22, high 86,493.78, middle 82,180.8 USDC NEAR per BTC.
Can I go back, USDC NEAR to BTC?
Yes, the reverse direction is open: 1 USDC NEAR = 0.0000128486 BTC. The link sits right under the calculator.

Worth reading

Where else this can go

The other way round

Send BTC, receive something else

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