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  1. Swap Bitcoin (BTC) for USD Coin (USDC XLM)

Swap Bitcoin (BTC) for USD Coin (USDC XLM)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 2, 2026 08:04

Payout network
XLM
24 hours
+1.36%
You get 78,806.24 USDC XLM
Start the order
Rate
1 BTC = 78,806.24 USDC XLM
Up to
127 BTC

The figure is indicative; the exact amount is locked in the order.

Today BTC goes for 78,806.24 USDC XLM, and USDC XLM goes for 0.0000126894 BTC. Market over 24 hours: BTC against USDC XLM plus 1.36%. The week added minus 1.35%.

The weekly corridor ran from 76,387.74 to 81,453.74 USDC XLM, a spread of 6.63%.

The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap Bitcoin sits 1th ($1.58 T) and USD Coin 6th ($71.4 B). Daily moves of BTC and USDC over 90 days line up at 0.06 (they travel apart).

Who takes the BTC → USDC XLM route

  • Sitting out the swingsBTC moved −8.2% over the past month. USDC tracks the dollar, so after the swap the value stops following BTC.
  • A road both waysThe USDC XLM → BTC direction is open too, so going back into BTC takes the same route.

BTC → USDC XLM rate and amounts

1 BTC = 78,806.24 USDC XLM
1 USDC XLM = 0.0000126894 BTC

Send BTC — receive USDC XLM

BTCUSDC XLM
0.000215.7612
0.00178.8062
0.005394.0312
0.053,940.31
0.215,761.25
178,806.24

Need USDC XLM — send this much BTC

USDC XLMBTC
200.000253787
1000.00126894
5000.00634468
5,0000.0634468
20,0000.253787
100,0001.2689

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

NetworkPer BTCFromNetwork feeSpeed
Polygon78,806.240.00129399 BTC≈ $0.00083fast
Solana78,806.240.00129399 BTC≈ $0.00048fast
Ethereum (ERC20)78,806.240.00129399 BTC≈ $0.0055medium
Arbitrum One78,806.24—≈ $0.003fast
BASE78,806.24———
BNB Smart Chain (BEP20)78,806.24—≈ $0.0023fast
Avalanche C-Chain78,806.24—≈ $0.0014fast
NEAR78,806.24———
Optimism78,806.24—≈ $0.00015fast
XLM open now78,806.24———

BTC → USDC: compare all networks USDC network fees

How the BTC → USDC XLM order runs

  1. Work out the amount in the calculator and press the exchange button.
  2. Enter a USDC address in XLM and a way to reach you.
  3. Send BTC in Bitcoin for exactly the amount stated in the order.
  4. Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap BTC for USDC XLM

Check this before sending BTC

  • The address network is XLM. Sending through another network usually means losing the transfer.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the BTC to USDC XLM rate has been

high 81,453.74 USDC XLMlow 76,387.74 USDC XLM
Oct 26, 2026 08:08Nov 2, 2026 08:08
high 86,493.78 USDC XLMlow 77,239.22 USDC XLM
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 86,608.41 USDC XLMlow 62,872.25 USDC XLM
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 110,532.68 USDC XLMlow 58,602.79 USDC XLM
Nov 2, 2025 03:00Nov 1, 2026 03:00
24 hours
+1.36%
Week
−1.35%
Weekly high
81,453.74 USDC XLM
Weekly low
76,387.74 USDC XLM
Spread
6.63%

Market data from CoinGecko as of Nov 2, 2026 06:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far BTC/USDC XLM travelled, by period

PeriodHighLowMiddleNet move
24 hours78,433.4477,664.7277,956.37+1.36%
Week81,453.7476,387.7479,121.1−1.35%
Month86,493.7877,239.2282,180.8−8.19%
Quarter86,608.4162,872.2577,516.75+22.6%

Figures are in USDC XLM per unit sent, from market data.

Daily BTC → USDC XLM rate

DayCloseAgainst the day before
Nov 1, 202677,899.84 USDC XLM+0.86%
Oct 31, 202677,239.22 USDC XLM−0.87%
Oct 30, 202677,915.46 USDC XLM−4.18%
Oct 29, 202681,315.08 USDC XLM+0.57%
Oct 28, 202680,854.09 USDC XLM+0.96%
Oct 27, 202680,083.53 USDC XLM+0.01%
Oct 26, 202680,074.43 USDC XLM−0.96%

Daily RubyCash rate: BTC → USDC XLM

DateRubyCash rateMarket rate
Nov 2, 202678,806.24 USDC XLM78,767.13
Nov 1, 202678,276.03 USDC XLM77,856.18
Oct 31, 202677,876.22 USDC XLM77,545
Oct 30, 202677,248.73 USDC XLM76,720.54
Oct 29, 202679,195.71 USDC XLM78,911.73
Oct 28, 202681,584.28 USDC XLM81,253.05
Oct 27, 202681,228.76 USDC XLM80,908.69
Oct 26, 202680,226.91 USDC XLM79,886.8
Oct 25, 202681,019.3 USDC XLM80,639
Oct 24, 202680,953.77 USDC XLM80,569.28
Oct 22, 202681,857.45 USDC XLM81,360.59
Oct 21, 202684,823.02 USDC XLM84,706.5
Oct 20, 202683,462.98 USDC XLM82,882.14
Oct 19, 202682,459.59 USDC XLM81,911.83

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on BTC and USDC

Bitcoin BTC
Price
$78,732.00
24 hours
+1.31%
Week
−1.57%
Market cap
$1.58 T
24-hour turnover
$83.03 B
Rank by cap
#1
In circulation
20.11 M BTC
Record price
$126,080.00
USD Coin USDC
Price
$0.999554
24 hours
−0.04%
Week
−0.02%
Market cap
$71.4 B
24-hour turnover
$7.58 B
Rank by cap
#6
In circulation
71.43 B USDC
Record price
$1.04

Source: CoinGecko, Nov 2, 2026 06:54.

Bitcoin against USD Coin

Bitcoin (BTC)USD Coin (USDC)
TickerBTCUSDC
Typecoin of its own networktoken
Launched20092018
Built bySatoshi NakamotoCircle
ConsensusProof of Work (SHA-256)—
Block~10 min—
Supply cap21 M BTCno cap
Privacytransfers are public—
In circulation20.11 M BTC71.43 B USDC
Market cap$1.58 T$71.4 B
Rank by cap#1#6
Network—XLM

Daily moves of BTC and USDC over 90 days line up at 0.06 — they travel apart.

Common questions: BTC → USDC XLM

What rate does BTC to USDC XLM run at?
As of Nov 2, 2026 08:04 it is 1 BTC = 78,806.24 USDC XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $78,771.09.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending BTC, and that one goes to the blockchain, not to us.
How long does BTC to USDC XLM take?
The clock starts with confirmations: the order goes into work once Bitcoin confirms your transfer. After that it comes down to how busy the network is. A block in Bitcoin closes in about 10 min.
Which network will USDC XLM arrive in?
The payout leaves in XLM. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the BTC to USDC XLM rate do this month?
The month came in at minus 8.19%. Low 77,239.22, high 86,493.78, middle 82,180.8 USDC XLM per BTC.
Can I go back, USDC XLM to BTC?
Yes, the reverse direction is open: 1 USDC XLM = 0.0000127889 BTC. The link sits right under the calculator.

Worth reading

Where else this can go

The other way round

Send BTC, receive something else

Receive USDC XLM, send something else

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