Swap Bitcoin (BTC) for USD Coin (USDC XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 18, 2026 01:23
- Payout network
- XLM
- 24 hours
- +0.81%
Today BTC goes for 76,665.69 USDC XLM, and USDC XLM goes for 0.0000130436 BTC. Market over 24 hours: BTC against USDC XLM plus 0.81%. The week added minus 0.77%.
The weekly corridor ran from 75,408.64 to 79,169.01 USDC XLM, a spread of 4.99%.
The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap Bitcoin sits 1th ($1.53 T) and USD Coin 6th ($73.86 B). Daily moves of BTC and USDC over 90 days line up at 0.04 (they travel apart).
Who takes the BTC → USDC XLM route
- Sitting out the swingsBTC moved +18.08% over the past month. USDC tracks the dollar, so after the swap the value stops following BTC.
- A road both waysThe USDC XLM → BTC direction is open too, so going back into BTC takes the same route.
BTC → USDC XLM rate and amounts
1 BTC = 76,665.69 USDC XLM
1 USDC XLM = 0.0000130436 BTC
Send BTC — receive USDC XLM
| BTC | USDC XLM |
|---|---|
| 0.0002 | 15.3331 |
| 0.001 | 76.6657 |
| 0.005 | 383.3284 |
| 0.05 | 3,833.28 |
| 0.2 | 15,333.14 |
| 1 | 76,665.69 |
Need USDC XLM — send this much BTC
| USDC XLM | BTC |
|---|---|
| 20 | 0.000260873 |
| 100 | 0.00130436 |
| 500 | 0.00652182 |
| 5,000 | 0.0652182 |
| 20,000 | 0.260873 |
| 100,000 | 1.3044 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per BTC | From | Network fee | Speed |
|---|---|---|---|---|
| Polygon | 76,665.69 | 0.00129399 BTC | ≈ $0.0017 | fast |
| Solana | 76,665.69 | 0.00129399 BTC | ≈ $0.0005 | fast |
| Ethereum (ERC20) | 76,665.69 | 0.00129399 BTC | ≈ $0.011 | medium |
| Arbitrum One | 76,665.69 | — | ≈ $0.0032 | fast |
| BASE | 76,665.69 | — | — | — |
| BNB Smart Chain (BEP20) | 76,665.69 | — | ≈ $0.0024 | fast |
| Avalanche C-Chain | 76,665.69 | — | ≈ < $0.0001 | fast |
| NEAR | 76,665.69 | — | — | — |
| Optimism | 76,665.69 | — | ≈ $0.00016 | fast |
| XLM open now | 76,665.69 | — | — | — |
How the BTC → USDC XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in XLM and a way to reach you.
- Send BTC in Bitcoin for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending BTC
- The address network is XLM. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the BTC to USDC XLM rate has been
high 79,169.01 USDC XLMlow 75,408.64 USDC XLM
Sep 11, 2026 01:25Sep 18, 2026 01:25
high 81,271.14 USDC XLMlow 64,512.71 USDC XLM
Aug 18, 2026 03:00Sep 17, 2026 03:00
high 81,271.14 USDC XLMlow 58,602.79 USDC XLM
Jun 19, 2026 03:00Sep 17, 2026 03:00
high 124,773.17 USDC XLMlow 58,602.79 USDC XLM
Sep 18, 2025 03:00Sep 17, 2026 03:00
- 24 hours
- +0.81%
- Week
- −0.77%
- Weekly high
- 79,169.01 USDC XLM
- Weekly low
- 75,408.64 USDC XLM
- Spread
- 4.99%
Market data from CoinGecko as of Sep 18, 2026 01:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far BTC/USDC XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 76,737.06 | 75,956.76 | 76,429.14 | +0.81% |
| Week | 79,169.01 | 75,408.64 | 77,001.04 | −0.77% |
| Month | 81,271.14 | 64,512.71 | 76,881.08 | +18.09% |
| Quarter | 81,271.14 | 58,602.79 | 67,962.97 | +21.06% |
Figures are in USDC XLM per unit sent, from market data.
Daily BTC → USDC XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 17, 2026 | 76,183.1 USDC XLM | +0.75% |
| Sep 16, 2026 | 75,612.27 USDC XLM | −3.29% |
| Sep 15, 2026 | 78,182.64 USDC XLM | +1.76% |
| Sep 14, 2026 | 76,831.25 USDC XLM | −0.57% |
| Sep 13, 2026 | 77,268.41 USDC XLM | +0.07% |
| Sep 12, 2026 | 77,215.38 USDC XLM | +0.85% |
| Sep 11, 2026 | 76,563.03 USDC XLM | −2.21% |
The numbers on BTC and USDC
Bitcoin BTC- Price
- $76,222.00
- 24 hours
- +0.8%
- Week
- −1.1%
- Market cap
- $1.53 T
- 24-hour turnover
- $24.16 B
- Rank by cap
- #1
- In circulation
- 20.09 M BTC
- Record price
- $126,080.00
USD Coin USDC- Price
- $0.999648
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $73.86 B
- 24-hour turnover
- $15.35 B
- Rank by cap
- #6
- In circulation
- 73.88 B USDC
- Record price
- $1.04
Source: CoinGecko, Sep 18, 2026 01:24.
Bitcoin against USD Coin
| Bitcoin (BTC) | USD Coin (USDC) | |
|---|---|---|
| Ticker | BTC | USDC |
| Type | coin of its own network | token |
| Launched | 2009 | 2018 |
| Built by | Satoshi Nakamoto | Circle |
| Consensus | Proof of Work (SHA-256) | — |
| Block | ~10 min | — |
| Supply cap | 21 M BTC | no cap |
| Privacy | transfers are public | — |
| In circulation | 20.09 M BTC | 73.88 B USDC |
| Market cap | $1.53 T | $73.86 B |
| Rank by cap | #1 | #6 |
| Network | — | XLM |
Daily moves of BTC and USDC over 90 days line up at 0.04 — they travel apart.
Common questions: BTC → USDC XLM
What rate does BTC to USDC XLM run at?
As of Sep 18, 2026 01:23 it is 1 BTC = 76,665.69 USDC XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $76,638.70.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending BTC, and that one goes to the blockchain, not to us.
How long does BTC to USDC XLM take?
The clock starts with confirmations: the order goes into work once Bitcoin confirms your transfer. After that it comes down to how busy the network is. A block in Bitcoin closes in about 10 min.
Which network will USDC XLM arrive in?
The payout leaves in XLM. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the BTC to USDC XLM rate do this month?
The month came in at plus 18.09%. Low 64,512.71, high 81,271.14, middle 76,881.08 USDC XLM per BTC.
Can I go back, USDC XLM to BTC?
Yes, the reverse direction is open: 1 USDC XLM = 0.0000131468 BTC. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send BTC, receive something else
BTC → USDS76,467.51
BTC → USDT Arbitrum76,727.02- BTC → USDT BEP2076,727.02
- BTC → USDT AVAX C76,727.02
- BTC → USDT ERC2076,727.02
- BTC → USDT NEAR76,727.02
- BTC → USDT OMNI76,727.02
- BTC → USDT Optimism76,727.02
