Swap BEAM for USD Coin (USDC XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 12:04
- Payout network
- XLM
- 24 hours
- +10.01%
Today BEAM goes for 0.0055023 USDC XLM, and USDC XLM goes for 181.7422 BEAM. Market over 24 hours: BEAM against USDC XLM plus 10.01%. The week added plus 89.75%.
The weekly corridor ran from 0.00284837 to 0.00588566 USDC XLM, a spread of 106.63%.
The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap Beam sits 144th ($278.6 M) and USD Coin 6th ($71.65 B). Daily moves of BEAM and USDC over 90 days line up at 0.13 (they travel apart).
Who takes the BEAM → USDC XLM route
- Sitting out the swingsBEAM moved +146.22% over the past month. USDC tracks the dollar, so after the swap the value stops following BEAM.
- A road both waysThe USDC XLM → BEAM direction is open too, so going back into BEAM takes the same route.
BEAM → USDC XLM rate and amounts
1 BEAM = 0.0055023 USDC XLM
1 USDC XLM = 181.7422 BEAM
Send BEAM — receive USDC XLM
| BEAM | USDC XLM |
|---|---|
| 2,000 | 11.0046 |
| 10,000 | 55.023 |
| 50,000 | 275.1149 |
| 500,000 | 2,751.15 |
| 2,000,000 | 11,004.6 |
| 10,000,000 | 55,022.98 |
Need USDC XLM — send this much BEAM
| USDC XLM | BEAM |
|---|---|
| 10 | 1,817.42 |
| 50 | 9,087.11 |
| 500 | 90,871.12 |
| 2,000 | 363,484.46 |
| 20,000 | 3,634,844.61 |
| 100,000 | 18,174,223.06 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per BEAM | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 0.0055023 | 125,391.85 BEAM | ≈ $0.008 | medium |
| Solana | 0.0055023 | 125,391.85 BEAM | ≈ $0.00048 | fast |
| Polygon | 0.0055023 | 125,391.85 BEAM | ≈ $0.00015 | fast |
| Arbitrum One | 0.0055023 | — | ≈ $0.003 | fast |
| BASE | 0.0055023 | — | — | — |
| BNB Smart Chain (BEP20) | 0.0055023 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 0.0055023 | — | ≈ $0.0015 | fast |
| NEAR | 0.0055023 | — | — | — |
| Optimism | 0.0055023 | — | ≈ $0.00015 | fast |
| XLM open now | 0.0055023 | — | — | — |
How the BEAM → USDC XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in XLM and a way to reach you.
- Send BEAM in Beam for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending BEAM
- The address network is XLM. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the BEAM to USDC XLM rate has been
high 0.00588566 USDC XLMlow 0.00284837 USDC XLM
Oct 25, 2026 12:08Nov 1, 2026 12:08
high 0.00463451 USDC XLMlow 0.00198007 USDC XLM
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 0.00463451 USDC XLMlow 0.00127914 USDC XLM
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 0.00508436 USDC XLMlow 0.00127914 USDC XLM
Nov 2, 2025 03:00Oct 31, 2026 03:00
- 24 hours
- +10.01%
- Week
- +89.75%
- Weekly high
- 0.00588566 USDC XLM
- Weekly low
- 0.00284837 USDC XLM
- Spread
- 106.63%
Market data from CoinGecko as of Nov 1, 2026 11:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far BEAM/USDC XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.00588566 | 0.00487741 | 0.00512758 | +10.01% |
| Week | 0.00588566 | 0.00284837 | 0.00377316 | +89.75% |
| Month | 0.00463451 | 0.00198007 | 0.00288881 | +134.06% |
| Quarter | 0.00463451 | 0.00127914 | 0.00203092 | +221.93% |
Figures are in USDC XLM per unit sent, from market data.
Daily BEAM → USDC XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 0.00463451 USDC XLM | +39.09% |
| Oct 30, 2026 | 0.00333199 USDC XLM | −2.63% |
| Oct 29, 2026 | 0.00342194 USDC XLM | +2.66% |
| Oct 28, 2026 | 0.00333313 USDC XLM | −0.74% |
| Oct 27, 2026 | 0.00335791 USDC XLM | +12.78% |
| Oct 26, 2026 | 0.00297749 USDC XLM | −7.44% |
| Oct 25, 2026 | 0.00321678 USDC XLM | −4.9% |
Daily RubyCash rate: BEAM → USDC XLM
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 0.0055023 USDC XLM | 0.00555751 |
| Oct 31, 2026 | 0.00515222 USDC XLM | 0.00502215 |
| Oct 30, 2026 | 0.00456644 USDC XLM | 0.00466904 |
| Oct 29, 2026 | 0.00334611 USDC XLM | 0.00331898 |
| Oct 28, 2026 | 0.00341008 USDC XLM | 0.00341297 |
| Oct 27, 2026 | 0.00336017 USDC XLM | 0.00333056 |
| Oct 26, 2026 | 0.00333774 USDC XLM | 0.00336432 |
| Oct 25, 2026 | 0.00287771 USDC XLM | 0.00289943 |
| Oct 24, 2026 | 0.00321857 USDC XLM | 0.00319074 |
| Oct 22, 2026 | 0.00309026 USDC XLM | 0.00309459 |
| Oct 21, 2026 | 0.00315456 USDC XLM | 0.00318996 |
| Oct 20, 2026 | 0.00322553 USDC XLM | 0.00320341 |
| Oct 19, 2026 | 0.00303872 USDC XLM | 0.00298431 |
| Oct 18, 2026 | 0.00283323 USDC XLM | 0.00282986 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on BEAM and USDC
Beam BEAM- Price
- $0.00555751
- 24 hours
- +10.02%
- Week
- +91.08%
- Market cap
- $278.6 M
- 24-hour turnover
- $146.89 M
- Rank by cap
- #144
- In circulation
- 50.32 B BEAM
- Record price
- $0.044163
USD Coin USDC- Price
- $1.00
- 24 hours
- +0.01%
- Week
- +0.05%
- Market cap
- $71.65 B
- 24-hour turnover
- $5.88 B
- Rank by cap
- #6
- In circulation
- 71.65 B USDC
- Record price
- $1.04
Source: CoinGecko, Nov 1, 2026 11:54.
Beam against USD Coin
| Beam (BEAM) | USD Coin (USDC) | |
|---|---|---|
| Ticker | BEAM | USDC |
| In circulation | 50.32 B BEAM | 71.65 B USDC |
| Market cap | $278.6 M | $71.65 B |
| Rank by cap | #144 | #6 |
| Type | — | token |
| Network | — | XLM |
| Launched | — | 2018 |
| Built by | — | Circle |
| Supply cap | — | no cap |
Daily moves of BEAM and USDC over 90 days line up at 0.13 — they travel apart.
Common questions: BEAM → USDC XLM
What rate does BEAM to USDC XLM run at?
As of Nov 1, 2026 12:04 it is 1 BEAM = 0.0055023 USDC XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.0055023.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending BEAM, and that one goes to the blockchain, not to us.
How long does BEAM to USDC XLM take?
The clock starts with confirmations: the order goes into work once Beam confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC XLM arrive in?
The payout leaves in XLM. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the BEAM to USDC XLM rate do this month?
The month came in at plus 134.06%. Low 0.00198007, high 0.00463451, middle 0.00288881 USDC XLM per BEAM.
Can I go back, USDC XLM to BEAM?
Yes, the reverse direction is open: 1 USDC XLM = 183.2079 BEAM. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send BEAM, receive something else
BEAM → USDS0.00547154
BEAM → USDT Arbitrum0.00550835- BEAM → USDT BEP200.00550835
- BEAM → USDT AVAX C0.00550835
- BEAM → USDT ERC200.00550835
- BEAM → USDT NEAR0.00550835
- BEAM → USDT OMNI0.00550835
- BEAM → USDT Optimism0.00550835
