Swap USD Coin (USDC XLM) for Cosmos (ATOM)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 18:24

Orders from
200 USDC XLM ≈ $199.99
Payout network
Cosmos Hub
24 hours
+2.05%
You get 1,365.76 ATOM
Start the order
Rate
1 USDC XLM = 0.682879 ATOM
From
200 USDC XLM
Up to
10,000,000 USDC XLM

The figure is indicative; the exact amount is locked in the order.

One USDC XLM buys 0.682879 ATOM right now; the other way round, 1 ATOM is 1.4644 USDC XLM. Market over 24 hours: USDC XLM against ATOM plus 2.05%. The week added plus 10.47%.

The weekly corridor ran from 0.604229 to 0.680975 ATOM, a spread of 12.7%. A single order takes 200 to 10,000,000 USDC XLM. In dollars that is roughly $199.99.

Exchange wallets usually ask for a Memo — copy it from the recipient side before you start. By market cap USD Coin sits 6th ($71.55 B) and Cosmos 83th ($797.13 M). Daily moves of USDC and ATOM over 90 days line up at 0.08 (they travel apart).

Who takes the USDC XLM → ATOM route

  • Entering ATOM from dollarsFrom USDC you step into Cosmos directly, with no coin in between: over the past month ATOM moved −13.98%.
  • Fuel for Cosmos HubWithout Cosmos nothing moves in Cosmos Hub — every transfer and every contract call is paid in it.
  • Different basketsDaily moves of USDC and ATOM over 90 days line up at 0.08 (they travel apart) — the looser the link, the less a portfolio depends on one coin.

USDC XLM → ATOM rate and amounts

1 USDC XLM = 0.682879 ATOM
1 ATOM = 1.4644 USDC XLM

Send USDC XLM — receive ATOM

USDC XLMATOM
200136.5759
1,000682.8794
2,0001,365.76
10,0006,828.79
20,00013,657.59
100,00068,287.94

Need ATOM — send this much USDC XLM

ATOMUSDC XLM
200292.8775
500732.1937
2,0002,928.77
5,0007,321.94
20,00029,287.75
50,00073,219.37

How the USDC XLM → ATOM order runs

  1. Work out the amount in the calculator: orders start at 200 USDC XLM.
  2. Enter a ATOM address in Cosmos Hub and a way to reach you. Receiving to an exchange? Add the Memo, or the payment will hang.
  3. Send USDC XLM in XLM for exactly the amount stated in the order.
  4. Once the network confirms your transfer, Cosmos leaves for your address. The order page tracks every step.

Swap USDC XLM for ATOM

Check this before sending USDC XLM

  • The address network is Cosmos Hub. Sending through another network usually means losing the transfer.
  • If the receiving wallet asks for a Memo, put it in the order.
  • The transfer must not be smaller than 200 USDC XLM.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the USDC XLM to ATOM rate has been

high 0.680975 ATOMlow 0.604229 ATOM
Oct 25, 2026 18:28Nov 1, 2026 18:28
high 0.680542 ATOMlow 0.484159 ATOM
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 0.790383 ATOMlow 0.484159 ATOM
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 0.817427 ATOMlow 0.321859 ATOM
Nov 2, 2025 03:00Nov 1, 2026 03:00
24 hours
+2.05%
Week
+10.47%
Weekly high
0.680975 ATOM
Weekly low
0.604229 ATOM
Spread
12.7%

Market data from CoinGecko as of Nov 1, 2026 16:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDC XLM/ATOM travelled, by period

PeriodHighLowMiddleNet move
24 hours0.6809750.6590370.667916+2.05%
Week0.6809750.6042290.632839+10.47%
Month0.6805420.4841590.581541+16.24%
Quarter0.7903830.4841590.62308−13.9%

Figures are in ATOM per unit sent, from market data.

Daily USDC XLM → ATOM rate

DayCloseAgainst the day before
Nov 1, 20260.680542 ATOM+5.49%
Oct 31, 20260.645119 ATOM−2.94%
Oct 30, 20260.664654 ATOM+9.28%
Oct 29, 20260.608213 ATOM−0.96%
Oct 28, 20260.614101 ATOM+0.58%
Oct 27, 20260.610547 ATOM+0.32%
Oct 26, 20260.608576 ATOM−0.2%

Daily RubyCash rate: USDC XLM → ATOM

DateRubyCash rateMarket rate
Nov 1, 20260.680357 ATOM0.675653
Oct 31, 20260.668923 ATOM0.666667
Oct 30, 20260.648344 ATOM0.662005
Oct 29, 20260.66509 ATOM0.6617
Oct 28, 20260.612041 ATOM0.609478
Oct 27, 20260.620254 ATOM0.616867
Oct 26, 20260.615977 ATOM0.609323
Oct 25, 20260.609214 ATOM0.613231
Oct 24, 20260.616673 ATOM0.613244
Oct 22, 20260.588032 ATOM0.584525
Oct 21, 20260.569736 ATOM0.564802
Oct 20, 20260.572678 ATOM0.568044
Oct 19, 20260.575941 ATOM0.574644
Oct 18, 20260.596422 ATOM0.598684

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on USDC and ATOM

USD Coin USDC
Price
$0.999966
24 hours
+0.01%
Week
+0.03%
Market cap
$71.55 B
24-hour turnover
$5.91 B
Rank by cap
#6
In circulation
71.55 B USDC
Record price
$1.04
Cosmos ATOM
Price
$1.48
24 hours
−2%
Week
−8.88%
Market cap
$797.13 M
24-hour turnover
$34.34 M
Rank by cap
#83
In circulation
539.39 M ATOM
Record price
$43.84

Source: CoinGecko, Nov 1, 2026 16:54.

USD Coin against Cosmos

USD Coin (USDC)Cosmos (ATOM)
TickerUSDCATOM
Typetokencoin of its own network
NetworkXLM—
Launched20182019
Built byCircleJae Kwon, Ethan Buchman
Supply capno capno cap
In circulation71.55 B USDC539.39 M ATOM
Market cap$71.55 B$797.13 M
Rank by cap#6#83
Consensus—Proof of Stake (CometBFT)
Block—~6 sec
Privacy—transfers are public

Daily moves of USDC and ATOM over 90 days line up at 0.08 — they travel apart.

Common questions: USDC XLM → ATOM

What rate does USDC XLM to ATOM run at?
As of Nov 1, 2026 18:24 it is 1 USDC XLM = 0.682879 ATOM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.01.
What amounts does USDC XLM → ATOM accept?
From 200 to 10,000,000 USDC XLM per order. The lower limit is roughly $199.99.
Where does the 200 USDC XLM floor come from?
Network fees and order handling eat a small transfer alive — below 200 USDC XLM the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC XLM, and that one goes to the blockchain, not to us.
How long does USDC XLM to ATOM take?
The clock starts with confirmations: the order goes into work once XLM confirms your transfer. After that it comes down to how busy the network is.
Which network will ATOM arrive in?
Cosmos leaves in its own Cosmos Hub network — a plain ATOM address is all you need. Some exchanges and wallets also need a Memo.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC XLM to ATOM rate do this month?
The month came in at plus 16.24%. Low 0.484159, high 0.680542, middle 0.581541 ATOM per USDC XLM.
Can I go back, ATOM to USDC XLM?
Yes, the reverse direction is open: 1 ATOM = 1.4762 USDC XLM. The link sits right under the calculator.

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