Swap Stellar (XLM) for DAI
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 12:29
- Orders from
- 1,043.46 XLM ≈ $176.81
- Payout network
- Dai
- 24 hours
- −0.04%
One XLM buys 0.168947 DAI right now; the other way round, 1 DAI is 5.919 XLM. Market over 24 hours: XLM against DAI minus 0.04%. The week added minus 0.4%.
The weekly corridor ran from 0.160986 to 0.173649 DAI, a spread of 7.87%. A single order takes 1,043.46 to 59,000,000 XLM. In dollars that is roughly $176.81.
By market cap Stellar sits 19th ($5.97 B) and Dai 22th ($4.55 B). Daily moves of XLM and DAI over 90 days line up at 0.06 (they travel apart).
Who takes the XLM → DAI route
- Sitting out the swingsXLM moved −25.1% over the past month. DAI tracks the dollar, so after the swap the value stops following XLM.
- A road both waysThe DAI → XLM direction is open too, so going back into XLM takes the same route.
XLM → DAI rate and amounts
1 XLM = 0.168947 DAI
1 DAI = 5.919 XLM
Send XLM — receive DAI
| XLM | DAI |
|---|---|
| 2,000 | 337.8944 |
| 5,000 | 844.736 |
| 20,000 | 3,378.94 |
| 50,000 | 8,447.36 |
| 200,000 | 33,789.44 |
| 500,000 | 84,473.6 |
Need DAI — send this much XLM
| DAI | XLM |
|---|---|
| 200 | 1,183.8 |
| 1,000 | 5,919.01 |
| 2,000 | 11,838.02 |
| 10,000 | 59,190.09 |
| 20,000 | 118,380.18 |
| 100,000 | 591,900.88 |
How the XLM → DAI order runs
- Work out the amount in the calculator: orders start at 1,043.46 XLM.
- Enter a DAI address in Dai and a way to reach you.
- Send XLM in Stellar for exactly the amount stated in the order.
- Once the network confirms your transfer, Dai leaves for your address. The order page tracks every step.
Check this before sending XLM
- The address network is Dai. Sending through another network usually means losing the transfer.
- The transfer must not be smaller than 1,043.46 XLM.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XLM to DAI rate has been
high 0.173649 DAIlow 0.160986 DAI
Oct 25, 2026 12:31Nov 1, 2026 12:31
high 0.226371 DAIlow 0.162192 DAI
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 0.232169 DAIlow 0.154729 DAI
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 0.305199 DAIlow 0.143378 DAI
Nov 2, 2025 03:00Oct 31, 2026 03:00
- 24 hours
- −0.04%
- Week
- −0.4%
- Weekly high
- 0.173649 DAI
- Weekly low
- 0.160986 DAI
- Spread
- 7.87%
Market data from CoinGecko as of Nov 1, 2026 11:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XLM/DAI travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.171705 | 0.168691 | 0.169353 | −0.04% |
| Week | 0.173649 | 0.160986 | 0.168891 | −0.4% |
| Month | 0.226371 | 0.162192 | 0.189406 | −25.11% |
| Quarter | 0.232169 | 0.154729 | 0.185114 | −0.79% |
Figures are in DAI per unit sent, from market data.
Daily XLM → DAI rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 0.169522 DAI | +4.52% |
| Oct 30, 2026 | 0.162192 DAI | −5.88% |
| Oct 29, 2026 | 0.17232 DAI | +1.18% |
| Oct 28, 2026 | 0.170312 DAI | +0.69% |
| Oct 27, 2026 | 0.169147 DAI | +0.7% |
| Oct 26, 2026 | 0.167977 DAI | −1.98% |
| Oct 25, 2026 | 0.171366 DAI | −1.05% |
Daily RubyCash rate: XLM → DAI
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 0.169789 DAI | 0.169445 |
| Oct 31, 2026 | 0.170401 DAI | 0.170072 |
| Oct 30, 2026 | 0.169418 DAI | 0.167331 |
| Oct 29, 2026 | 0.163835 DAI | 0.163705 |
| Oct 28, 2026 | 0.173027 DAI | 0.172799 |
| Oct 27, 2026 | 0.170752 DAI | 0.170216 |
| Oct 26, 2026 | 0.168105 DAI | 0.167931 |
| Oct 25, 2026 | 0.169789 DAI | 0.169495 |
| Oct 24, 2026 | 0.171142 DAI | 0.170601 |
| Oct 22, 2026 | 0.176556 DAI | 0.17586 |
| Oct 21, 2026 | 0.184705 DAI | 0.185576 |
| Oct 20, 2026 | 0.182851 DAI | 0.181713 |
| Oct 19, 2026 | 0.17828 DAI | 0.17637 |
| Oct 18, 2026 | 0.177528 DAI | 0.176609 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on XLM and DAI
Stellar XLM- Price
- $0.169445
- 24 hours
- −0.01%
- Week
- −0.13%
- Market cap
- $5.97 B
- 24-hour turnover
- $74.3 M
- Rank by cap
- #19
- In circulation
- 35.25 B XLM
- Record price
- $0.875563
Dai DAI- Price
- $1.00
- 24 hours
- +0.03%
- Week
- +0.06%
- Market cap
- $4.55 B
- 24-hour turnover
- $38.97 M
- Rank by cap
- #22
- In circulation
- 4.55 B DAI
- Record price
- $1.22
Source: CoinGecko, Nov 1, 2026 11:54.
Stellar against Dai
| Stellar (XLM) | Dai (DAI) | |
|---|---|---|
| Ticker | XLM | DAI |
| Type | coin of its own network | token |
| Launched | 2014 | 2017 |
| Built by | Jed McCaleb, Joyce Kim | MakerDAO |
| Consensus | Stellar Consensus Protocol | — |
| Block | ~5 sec | — |
| Supply cap | 50 B XLM | no cap |
| Privacy | transfers are public | — |
| In circulation | 35.25 B XLM | 4.55 B DAI |
| Market cap | $5.97 B | $4.55 B |
| Rank by cap | #19 | #22 |
Daily moves of XLM and DAI over 90 days line up at 0.06 — they travel apart.
Common questions: XLM → DAI
What rate does XLM to DAI run at?
As of Nov 1, 2026 12:29 it is 1 XLM = 0.168947 DAI. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.168947.
What amounts does XLM → DAI accept?
From 1,043.46 to 59,000,000 XLM per order. The lower limit is roughly $176.81.
Where does the 1,043.46 XLM floor come from?
Network fees and order handling eat a small transfer alive — below 1,043.46 XLM the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XLM, and that one goes to the blockchain, not to us.
How long does XLM to DAI take?
The clock starts with confirmations: the order goes into work once Stellar confirms your transfer. After that it comes down to how busy the network is. A block in Stellar closes in about 5 sec.
Which network will DAI arrive in?
Dai leaves in its own Dai network — a plain DAI address is all you need.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XLM to DAI rate do this month?
The month came in at minus 25.11%. Low 0.162192, high 0.226371, middle 0.189406 DAI per XLM.
Can I go back, DAI to XLM?
Yes, the reverse direction is open: 1 DAI = 5.9488 XLM. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XLM, receive something else
XLM → DASH0.00345177
XLM → DODO7.3654
XLM → DOGE2.2334
XLM → DOGS5,157.6
XLM → DOP2949.2305
XLM → ENA0.89588
XLM → ENS0.0344242
XLM → ERA2.5069
