Swap Stellar (XLM) for DAI

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Sep 17, 2026 07:53

Orders from: 1,043.46 XLM ≈ $190.44
Payout network: Dai
24 hours: +2.84%

You send

XLM

You get 3,662.23

DAI

Start the order

Rate: 1 XLM = 0.183111 DAI
From: 1,043.46 XLM
Up to: 54,800,000 XLM

The figure is indicative; the exact amount is locked in the order.

One XLM buys 0.183111 DAI right now; the other way round, 1 DAI is 5.4612 XLM. Market over 24 hours: XLM against DAI plus 2.84%. The week added plus 2.15%.

The weekly corridor ran from 0.173758 to 0.195909 DAI, a spread of 12.75%. A single order takes 1,043.46 to 54,800,000 XLM. In dollars that is roughly $190.44.

By market cap Stellar sits 20th ($6.36 B) and Dai 22th ($4.59 B).

Who takes the XLM → DAI route

Sitting out the swingsDAI tracks the dollar: after the swap the value of your funds stops following XLM.
A road both waysThe DAI → XLM direction is open too, so going back into XLM takes the same route.

XLM → DAI rate and amounts

1 XLM = 0.183111 DAI

1 DAI = 5.4612 XLM

Send XLM — receive DAI

XLM	DAI
2,000	366.2227
5,000	915.5567
20,000	3,662.23
50,000	9,155.57
200,000	36,622.27
500,000	91,555.67

Need DAI — send this much XLM

DAI	XLM
200	1,092.23
1,000	5,461.16
2,000	10,922.32
10,000	54,611.58
20,000	109,223.16
100,000	546,115.81

How the XLM → DAI order runs

Work out the amount in the calculator: orders start at 1,043.46 XLM.
Enter a DAI address in Dai and a way to reach you.
Send XLM in Stellar for exactly the amount stated in the order.
Once the network confirms your transfer, Dai leaves for your address. The order page tracks every step.

Swap XLM for DAI

Check this before sending XLM

The address network is Dai. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 1,043.46 XLM.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XLM to DAI rate has been

Week

high 0.195909 DAIlow 0.173758 DAI

Sep 10, 2026 07:56Sep 17, 2026 07:56

24 hours: +2.84%
Week: +2.15%
Weekly high: 0.195909 DAI
Weekly low: 0.173758 DAI
Spread: 12.75%

Market data from CoinGecko as of Sep 17, 2026 06:24; the exchange rate is calculated separately and differs. Where these numbers come from

How far XLM/DAI travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.184624	0.173758	0.177854	+2.84%
Week	0.195909	0.173758	0.181569	+2.15%

Figures are in DAI per unit sent, from market data.

The numbers on XLM and DAI

Stellar XLM

Price: $0.182509
24 hours: +2.84%
Week: +2.4%
Market cap: $6.36 B
24-hour turnover: $271.5 M
Rank by cap: #20
In circulation: 34.85 B XLM
Record price: $0.875563

Dai DAI

Price: $1.00
24 hours: 0%
Week: 0%
Market cap: $4.59 B
24-hour turnover: $316.63 M
Rank by cap: #22
In circulation: 4.59 B DAI
Record price: $1.22

Source: CoinGecko, Sep 17, 2026 06:24.

Stellar against Dai

	Stellar (XLM)	Dai (DAI)
Ticker	XLM	DAI
Type	coin of its own network	token
Launched	2014	2017
Built by	Jed McCaleb, Joyce Kim	MakerDAO
Consensus	Stellar Consensus Protocol	—
Block	~5 sec	—
Supply cap	50 B XLM	no cap
Privacy	transfers are public	—
In circulation	34.85 B XLM	4.59 B DAI
Market cap	$6.36 B	$4.59 B
Rank by cap	#20	#22

Common questions: XLM → DAI

What rate does XLM to DAI run at?

As of Sep 17, 2026 07:53 it is 1 XLM = 0.183111 DAI. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.183111.

What amounts does XLM → DAI accept?

From 1,043.46 to 54,800,000 XLM per order. The lower limit is roughly $190.44.

Where does the 1,043.46 XLM floor come from?

Network fees and order handling eat a small transfer alive — below 1,043.46 XLM the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XLM, and that one goes to the blockchain, not to us.

How long does XLM to DAI take?

The clock starts with confirmations: the order goes into work once Stellar confirms your transfer. After that it comes down to how busy the network is. A block in Stellar closes in about 5 sec.

Which network will DAI arrive in?

Dai leaves in its own Dai network — a plain DAI address is all you need.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

Can I go back, DAI to XLM?

Yes, the reverse direction is open: 1 DAI = 5.4886 XLM. The link sits right under the calculator.