Swap DAI for Stellar (XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 19:43
- Payout network
- Stellar
- 24 hours
- −6.48%
Today DAI goes for 5.391 XLM, and XLM goes for 0.185496 DAI. Market over 24 hours: DAI against XLM minus 6.48%. The week added minus 3.41%.
The weekly corridor ran from 5.1044 to 5.7551 XLM, a spread of 12.75%.
Exchange wallets usually ask for a Memo — copy it from the recipient side before you start. By market cap Dai sits 23th ($4.57 B) and Stellar 20th ($6.48 B). Daily moves of DAI and XLM over 90 days line up at 0.07 (they travel apart).
Who takes the DAI → XLM route
- Entering XLM from dollarsFrom DAI you step into Stellar directly, with no coin in between: over the past month XLM moved +15.35%.
- Fast paymentsA block in Stellar closes in about 5 sec, which is why Stellar is used for moving money rather than holding it.
- Different basketsDaily moves of DAI and XLM over 90 days line up at 0.07 (they travel apart) — the looser the link, the less a portfolio depends on one coin.
DAI → XLM rate and amounts
1 DAI = 5.391 XLM
1 XLM = 0.185496 DAI
Send DAI — receive XLM
| DAI | XLM |
|---|---|
| 20 | 107.8191 |
| 100 | 539.0957 |
| 500 | 2,695.48 |
| 5,000 | 26,954.79 |
| 20,000 | 107,819.15 |
| 100,000 | 539,095.74 |
Need XLM — send this much DAI
| XLM | DAI |
|---|---|
| 100 | 18.5496 |
| 500 | 92.7479 |
| 2,000 | 370.9916 |
| 20,000 | 3,709.92 |
| 100,000 | 18,549.58 |
| 500,000 | 92,747.9 |
How the DAI → XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a XLM address in Stellar and a way to reach you. Receiving to an exchange? Add the Memo, or the payment will hang.
- Send DAI in Dai for exactly the amount stated in the order.
- Once the network confirms your transfer, Stellar leaves for your address. The order page tracks every step.
Check this before sending DAI
- The address network is Stellar. Sending through another network usually means losing the transfer.
- If the receiving wallet asks for a Memo, put it in the order.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the DAI to XLM rate has been
high 5.7551 XLMlow 5.1044 XLM
Sep 10, 2026 19:44Sep 17, 2026 19:44
high 6.4629 XLMlow 4.9549 XLM
Aug 18, 2026 03:00Sep 17, 2026 03:00
high 6.4629 XLMlow 4.2663 XLM
Jun 19, 2026 03:00Sep 17, 2026 03:00
high 6.9746 XLMlow 2.4363 XLM
Sep 18, 2025 03:00Sep 17, 2026 03:00
- 24 hours
- −6.48%
- Week
- −3.41%
- Weekly high
- 5.7551 XLM
- Weekly low
- 5.1044 XLM
- Spread
- 12.75%
Market data from CoinGecko as of Sep 17, 2026 18:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far DAI/XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 5.7551 | 5.4164 | 5.5207 | −6.48% |
| Week | 5.7551 | 5.1044 | 5.506 | −3.41% |
| Month | 6.4629 | 4.9549 | 5.5224 | −13.33% |
| Quarter | 6.4629 | 4.2663 | 5.5329 | +28.56% |
Figures are in XLM per unit sent, from market data.
Daily DAI → XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 17, 2026 | 5.4846 XLM | −3.46% |
| Sep 16, 2026 | 5.6812 XLM | +8.88% |
| Sep 15, 2026 | 5.218 XLM | −7.51% |
| Sep 14, 2026 | 5.6414 XLM | +1.54% |
| Sep 13, 2026 | 5.556 XLM | −0.94% |
| Sep 12, 2026 | 5.609 XLM | −2% |
| Sep 11, 2026 | 5.7237 XLM | +3.7% |
The numbers on DAI and XLM
Dai DAI- Price
- $0.999821
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $4.57 B
- 24-hour turnover
- $337.66 M
- Rank by cap
- #23
- In circulation
- 4.57 B DAI
- Record price
- $1.22
Stellar XLM- Price
- $0.185974
- 24 hours
- +6.92%
- Week
- +3.7%
- Market cap
- $6.48 B
- 24-hour turnover
- $251.93 M
- Rank by cap
- #20
- In circulation
- 34.85 B XLM
- Record price
- $0.875563
Source: CoinGecko, Sep 17, 2026 18:54.
Dai against Stellar
| Dai (DAI) | Stellar (XLM) | |
|---|---|---|
| Ticker | DAI | XLM |
| Type | token | coin of its own network |
| Launched | 2017 | 2014 |
| Built by | MakerDAO | Jed McCaleb, Joyce Kim |
| Supply cap | no cap | 50 B XLM |
| In circulation | 4.57 B DAI | 34.85 B XLM |
| Market cap | $4.57 B | $6.48 B |
| Rank by cap | #23 | #20 |
| Consensus | — | Stellar Consensus Protocol |
| Block | — | ~5 sec |
| Privacy | — | transfers are public |
Daily moves of DAI and XLM over 90 days line up at 0.07 — they travel apart.
Common questions: DAI → XLM
What rate does DAI to XLM run at?
As of Sep 17, 2026 19:43 it is 1 DAI = 5.391 XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.00.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending DAI, and that one goes to the blockchain, not to us.
How long does DAI to XLM take?
The clock starts with confirmations: the order goes into work once Dai confirms your transfer. After that it comes down to how busy the network is.
Which network will XLM arrive in?
Stellar leaves in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the DAI to XLM rate do this month?
The month came in at minus 13.33%. Low 4.9549, high 6.4629, middle 5.5224 XLM per DAI.
Can I go back, XLM to DAI?
Yes, the reverse direction is open: 1 XLM = 0.186429 DAI. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send DAI, receive something else
DAI → XMR0.00198195
DAI → XRP0.766811
DAI → XTZ4.0061
DAI → YFI0.000479675
DAI → ZBT12.8375
DAI → ZEC0.000682767
DAI → ZRO0.97721
DAI → ZRX9.3093
