Swap DAI for Stellar (XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 21:39
- Payout network
- Stellar
- 24 hours
- +0.85%
Today DAI goes for 5.9733 XLM, and XLM goes for 0.167413 DAI. Market over 24 hours: DAI against XLM plus 0.85%. The week added plus 1%.
The weekly corridor ran from 5.7681 to 6.2369 XLM, a spread of 8.13%.
Exchange wallets usually ask for a Memo — copy it from the recipient side before you start. By market cap Dai sits 23th ($4.54 B) and Stellar 19th ($5.92 B). Daily moves of DAI and XLM over 90 days line up at 0.06 (they travel apart).
Who takes the DAI → XLM route
- Entering XLM from dollarsFrom DAI you step into Stellar directly, with no coin in between: over the past month XLM moved −23.08%.
- Fast paymentsA block in Stellar closes in about 5 sec, which is why Stellar is used for moving money rather than holding it.
- Different basketsDaily moves of DAI and XLM over 90 days line up at 0.06 (they travel apart) — the looser the link, the less a portfolio depends on one coin.
DAI → XLM rate and amounts
1 DAI = 5.9733 XLM
1 XLM = 0.167413 DAI
Send DAI — receive XLM
| DAI | XLM |
|---|---|
| 10 | 59.7325 |
| 50 | 298.6626 |
| 500 | 2,986.63 |
| 2,000 | 11,946.5 |
| 20,000 | 119,465.03 |
| 100,000 | 597,325.14 |
Need XLM — send this much DAI
| XLM | DAI |
|---|---|
| 100 | 16.7413 |
| 500 | 83.7065 |
| 2,000 | 334.826 |
| 20,000 | 3,348.26 |
| 100,000 | 16,741.3 |
| 500,000 | 83,706.51 |
How the DAI → XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a XLM address in Stellar and a way to reach you. Receiving to an exchange? Add the Memo, or the payment will hang.
- Send DAI in Dai for exactly the amount stated in the order.
- Once the network confirms your transfer, Stellar leaves for your address. The order page tracks every step.
Check this before sending DAI
- The address network is Stellar. Sending through another network usually means losing the transfer.
- If the receiving wallet asks for a Memo, put it in the order.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the DAI to XLM rate has been
high 6.2369 XLMlow 5.7681 XLM
Oct 25, 2026 21:42Nov 1, 2026 21:42
high 6.1656 XLMlow 4.4649 XLM
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 6.4629 XLMlow 4.3072 XLM
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 6.9746 XLMlow 3.2766 XLM
Nov 2, 2025 03:00Nov 1, 2026 03:00
- 24 hours
- +0.85%
- Week
- +1%
- Weekly high
- 6.2369 XLM
- Weekly low
- 5.7681 XLM
- Spread
- 8.13%
Market data from CoinGecko as of Nov 1, 2026 20:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far DAI/XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 5.9497 | 5.8697 | 5.9173 | +0.85% |
| Week | 6.2369 | 5.7681 | 5.9261 | +1% |
| Month | 6.1656 | 4.4649 | 5.3755 | +30.1% |
| Quarter | 6.4629 | 4.3072 | 5.4575 | +3.36% |
Figures are in XLM per unit sent, from market data.
Daily DAI → XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 1, 2026 | 5.9382 XLM | +1.39% |
| Oct 31, 2026 | 5.8565 XLM | −5.01% |
| Oct 30, 2026 | 6.1656 XLM | +6.24% |
| Oct 29, 2026 | 5.8032 XLM | −1.17% |
| Oct 28, 2026 | 5.8716 XLM | −0.68% |
| Oct 27, 2026 | 5.912 XLM | −0.69% |
| Oct 26, 2026 | 5.9532 XLM | +2.02% |
Daily RubyCash rate: DAI → XLM
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 5.9718 XLM | 5.9509 |
| Oct 31, 2026 | 5.8981 XLM | 5.8799 |
| Oct 30, 2026 | 5.9323 XLM | 5.9762 |
| Oct 29, 2026 | 6.1344 XLM | 6.1085 |
| Oct 28, 2026 | 5.8085 XLM | 5.7871 |
| Oct 27, 2026 | 5.8859 XLM | 5.8749 |
| Oct 26, 2026 | 5.9786 XLM | 5.9548 |
| Oct 25, 2026 | 5.9193 XLM | 5.8999 |
| Oct 24, 2026 | 5.8725 XLM | 5.8616 |
| Oct 22, 2026 | 5.6924 XLM | 5.6863 |
| Oct 21, 2026 | 5.4413 XLM | 5.3886 |
| Oct 20, 2026 | 5.4965 XLM | 5.5032 |
| Oct 19, 2026 | 5.6374 XLM | 5.6699 |
| Oct 18, 2026 | 5.6613 XLM | 5.6622 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on DAI and XLM
Dai DAI- Price
- $1.00
- 24 hours
- −0.01%
- Week
- −0.01%
- Market cap
- $4.54 B
- 24-hour turnover
- $53.28 M
- Rank by cap
- #23
- In circulation
- 4.53 B DAI
- Record price
- $1.22
Stellar XLM- Price
- $0.168043
- 24 hours
- −0.86%
- Week
- −0.84%
- Market cap
- $5.92 B
- 24-hour turnover
- $72.69 M
- Rank by cap
- #19
- In circulation
- 35.25 B XLM
- Record price
- $0.875563
Source: CoinGecko, Nov 1, 2026 20:54.
Dai against Stellar
| Dai (DAI) | Stellar (XLM) | |
|---|---|---|
| Ticker | DAI | XLM |
| Type | token | coin of its own network |
| Launched | 2017 | 2014 |
| Built by | MakerDAO | Jed McCaleb, Joyce Kim |
| Supply cap | no cap | 50 B XLM |
| In circulation | 4.53 B DAI | 35.25 B XLM |
| Market cap | $4.54 B | $5.92 B |
| Rank by cap | #23 | #19 |
| Consensus | — | Stellar Consensus Protocol |
| Block | — | ~5 sec |
| Privacy | — | transfers are public |
Daily moves of DAI and XLM over 90 days line up at 0.06 — they travel apart.
Common questions: DAI → XLM
What rate does DAI to XLM run at?
As of Nov 1, 2026 21:39 it is 1 DAI = 5.9733 XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.00.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending DAI, and that one goes to the blockchain, not to us.
How long does DAI to XLM take?
The clock starts with confirmations: the order goes into work once Dai confirms your transfer. After that it comes down to how busy the network is.
Which network will XLM arrive in?
Stellar leaves in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the DAI to XLM rate do this month?
The month came in at plus 30.1%. Low 4.4649, high 6.1656, middle 5.3755 XLM per DAI.
Can I go back, XLM to DAI?
Yes, the reverse direction is open: 1 XLM = 0.168256 DAI. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send DAI, receive something else
DAI → XMR0.00169155
DAI → XRP0.798023
DAI → XTZ3.9698
DAI → YFI0.000501065
DAI → ZBT14.1213
DAI → ZEC0.000816632
DAI → ZRO0.546683
DAI → ZRX10.2621
