Swap XRP for DAI

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Sep 17, 2026 23:03

Orders from
142.6239 XRP ≈ $183.98
Payout network
Dai
24 hours
+1.04%
You get 2,596.52 DAI
Start the order
Rate
1 XRP = 1.2983 DAI
From
142.6239 XRP
Up to
7,750,000 XRP

The figure is indicative; the exact amount is locked in the order.

Today XRP goes for 1.2983 DAI, and DAI goes for 0.770261 XRP. Market over 24 hours: XRP against DAI plus 1.04%. The week added minus 4.09%.

The weekly corridor ran from 1.2653 to 1.4777 DAI, a spread of 16.79%. A single order takes 142.6239 to 7,750,000 XRP. In dollars that is roughly $183.98.

By market cap XRP sits 5th ($81.32 B) and Dai 24th ($4.56 B). Daily moves of XRP and DAI over 90 days line up at 0.07 (they travel apart).

Who takes the XRP → DAI route

  • Sitting out the swingsXRP moved +29.23% over the past month. DAI tracks the dollar, so after the swap the value stops following XRP.
  • A road both waysThe DAI → XRP direction is open too, so going back into XRP takes the same route.

XRP → DAI rate and amounts

1 XRP = 1.2983 DAI
1 DAI = 0.770261 XRP

Send XRP — receive DAI

XRPDAI
200259.6522
500649.1305
2,0002,596.52
5,0006,491.31
20,00025,965.22
50,00064,913.05

Need DAI — send this much XRP

DAIXRP
200154.0522
1,000770.2611
2,0001,540.52
10,0007,702.61
20,00015,405.22
100,00077,026.11

How the XRP → DAI order runs

  1. Work out the amount in the calculator: orders start at 142.6239 XRP.
  2. Enter a DAI address in Dai and a way to reach you.
  3. Send XRP in XRP Ledger for exactly the amount stated in the order.
  4. Once the network confirms your transfer, Dai leaves for your address. The order page tracks every step.

Swap XRP for DAI

Check this before sending XRP

  • The address network is Dai. Sending through another network usually means losing the transfer.
  • The transfer must not be smaller than 142.6239 XRP.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XRP to DAI rate has been

high 1.4777 DAIlow 1.2653 DAI
Sep 10, 2026 23:07Sep 17, 2026 23:07
high 1.5207 DAIlow 1.0011 DAI
Aug 18, 2026 03:00Sep 17, 2026 03:00
high 1.5207 DAIlow 0.992738 DAI
Jun 19, 2026 03:00Sep 17, 2026 03:00
high 3.0851 DAIlow 0.992738 DAI
Sep 18, 2025 03:00Sep 17, 2026 03:00
24 hours
+1.04%
Week
−4.09%
Weekly high
1.4777 DAI
Weekly low
1.2653 DAI
Spread
16.79%

Market data from CoinGecko as of Sep 17, 2026 22:24; the exchange rate is calculated separately and differs. Where these numbers come from

How far XRP/DAI travelled, by period

PeriodHighLowMiddleNet move
24 hours1.30441.28431.2977+1.04%
Week1.47771.26531.3505−4.09%
Month1.52071.00111.3588+29.26%
Quarter1.52070.9927381.1747+13.08%

Figures are in DAI per unit sent, from market data.

Daily XRP → DAI rate

DayCloseAgainst the day before
Sep 17, 20261.2956 DAI+0.95%
Sep 16, 20261.2834 DAI−9.83%
Sep 15, 20261.4233 DAI+6.07%
Sep 14, 20261.3418 DAI−1.81%
Sep 13, 20261.3665 DAI+0.77%
Sep 12, 20261.356 DAI+1.63%
Sep 11, 20261.3342 DAI−4.35%

The numbers on XRP and DAI

XRP XRP
Price
$1.29
24 hours
+1.05%
Week
−4.8%
Market cap
$81.32 B
24-hour turnover
$2.78 B
Rank by cap
#5
In circulation
62.88 B XRP
Record price
$3.65
Dai DAI
Price
$0.999811
24 hours
+0.01%
Week
0%
Market cap
$4.56 B
24-hour turnover
$298.67 M
Rank by cap
#24
In circulation
4.56 B DAI
Record price
$1.22

Source: CoinGecko, Sep 17, 2026 22:24.

XRP against Dai

XRP (XRP)Dai (DAI)
TickerXRPDAI
Typecoin of its own networktoken
Launched20122017
Built byRipple LabsMakerDAO
ConsensusXRP Ledger Consensus Protocol
Block~4 sec
Supply cap100 B XRPno cap
Privacytransfers are public
In circulation62.88 B XRP4.56 B DAI
Market cap$81.32 B$4.56 B
Rank by cap#5#24

Daily moves of XRP and DAI over 90 days line up at 0.07 — they travel apart.

Common questions: XRP → DAI

What rate does XRP to DAI run at?
As of Sep 17, 2026 23:03 it is 1 XRP = 1.2983 DAI. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.30.
What amounts does XRP → DAI accept?
From 142.6239 to 7,750,000 XRP per order. The lower limit is roughly $183.98.
Where does the 142.6239 XRP floor come from?
Network fees and order handling eat a small transfer alive — below 142.6239 XRP the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XRP, and that one goes to the blockchain, not to us.
How long does XRP to DAI take?
The clock starts with confirmations: the order goes into work once XRP Ledger confirms your transfer. After that it comes down to how busy the network is. A block in XRP Ledger closes in about 4 sec.
Which network will DAI arrive in?
Dai leaves in its own Dai network — a plain DAI address is all you need.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XRP to DAI rate do this month?
The month came in at plus 29.26%. Low 1.0011, high 1.5207, middle 1.3588 DAI per XRP.
Can I go back, DAI to XRP?
Yes, the reverse direction is open: 1 DAI = 0.770961 XRP. The link sits right under the calculator.

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