Swap XRP for DAI
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 2, 2026 07:14
- Orders from
- 142.6239 XRP ≈ $179.71
- Payout network
- Dai
- 24 hours
- +0.87%
Today XRP goes for 1.262 DAI, and DAI goes for 0.792378 XRP. Market over 24 hours: XRP against DAI plus 0.87%. The week added minus 2.06%.
The weekly corridor ran from 1.2188 to 1.334 DAI, a spread of 9.45%. A single order takes 142.6239 to 7,940,000 XRP. In dollars that is roughly $179.71.
By market cap XRP sits 5th ($79.81 B) and Dai 23th ($4.52 B). Daily moves of XRP and DAI over 90 days line up at 0.06 (they travel apart).
Who takes the XRP → DAI route
- Sitting out the swingsXRP moved −16.27% over the past month. DAI tracks the dollar, so after the swap the value stops following XRP.
- A road both waysThe DAI → XRP direction is open too, so going back into XRP takes the same route.
XRP → DAI rate and amounts
1 XRP = 1.262 DAI
1 DAI = 0.792378 XRP
Send XRP — receive DAI
| XRP | DAI |
|---|---|
| 200 | 252.4048 |
| 500 | 631.012 |
| 2,000 | 2,524.05 |
| 5,000 | 6,310.12 |
| 20,000 | 25,240.48 |
| 50,000 | 63,101.2 |
Need DAI — send this much XRP
| DAI | XRP |
|---|---|
| 200 | 158.4756 |
| 1,000 | 792.378 |
| 2,000 | 1,584.76 |
| 10,000 | 7,923.78 |
| 20,000 | 15,847.56 |
| 100,000 | 79,237.8 |
How the XRP → DAI order runs
- Work out the amount in the calculator: orders start at 142.6239 XRP.
- Enter a DAI address in Dai and a way to reach you.
- Send XRP in XRP Ledger for exactly the amount stated in the order.
- Once the network confirms your transfer, Dai leaves for your address. The order page tracks every step.
Check this before sending XRP
- The address network is Dai. Sending through another network usually means losing the transfer.
- The transfer must not be smaller than 142.6239 XRP.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XRP to DAI rate has been
high 1.334 DAIlow 1.2188 DAI
Oct 26, 2026 07:17Nov 2, 2026 07:17
high 1.5199 DAIlow 1.2363 DAI
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 1.5713 DAIlow 0.992738 DAI
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 2.5267 DAIlow 0.992738 DAI
Nov 3, 2025 03:00Nov 1, 2026 03:00
- 24 hours
- +0.87%
- Week
- −2.06%
- Weekly high
- 1.334 DAI
- Weekly low
- 1.2188 DAI
- Spread
- 9.45%
Market data from CoinGecko as of Nov 2, 2026 06:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XRP/DAI travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 1.2554 | 1.2454 | 1.2498 | +0.87% |
| Week | 1.334 | 1.2188 | 1.2785 | −2.06% |
| Month | 1.5199 | 1.2363 | 1.3604 | −16.33% |
| Quarter | 1.5713 | 0.992738 | 1.3241 | +15.16% |
Figures are in DAI per unit sent, from market data.
Daily XRP → DAI rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 1, 2026 | 1.2502 DAI | −0.35% |
| Oct 31, 2026 | 1.2546 DAI | +1.48% |
| Oct 30, 2026 | 1.2363 DAI | −6.66% |
| Oct 29, 2026 | 1.3246 DAI | −0.38% |
| Oct 28, 2026 | 1.3296 DAI | +1.75% |
| Oct 27, 2026 | 1.3067 DAI | +0.96% |
| Oct 26, 2026 | 1.2943 DAI | −0.28% |
Daily RubyCash rate: XRP → DAI
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 2, 2026 | 1.2646 DAI | 1.26 |
| Nov 1, 2026 | 1.2503 DAI | 1.25 |
| Oct 31, 2026 | 1.2553 DAI | 1.2488 |
| Oct 30, 2026 | 1.2568 DAI | 1.25 |
| Oct 29, 2026 | 1.2449 DAI | 1.2405 |
| Oct 28, 2026 | 1.3281 DAI | 1.3302 |
| Oct 27, 2026 | 1.3321 DAI | 1.3202 |
| Oct 26, 2026 | 1.2911 DAI | 1.2901 |
| Oct 25, 2026 | 1.3044 DAI | 1.3 |
| Oct 24, 2026 | 1.2972 DAI | 1.29 |
| Oct 22, 2026 | 1.3097 DAI | 1.3102 |
| Oct 21, 2026 | 1.3718 DAI | 1.3913 |
| Oct 20, 2026 | 1.3388 DAI | 1.33 |
| Oct 19, 2026 | 1.3089 DAI | 1.3 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on XRP and DAI
XRP XRP- Price
- $1.26
- 24 hours
- +0.82%
- Week
- −2.95%
- Market cap
- $79.81 B
- 24-hour turnover
- $996.51 M
- Rank by cap
- #5
- In circulation
- 63.35 B XRP
- Record price
- $3.65
Dai DAI- Price
- $1.00
- 24 hours
- −0.05%
- Week
- −0.03%
- Market cap
- $4.52 B
- 24-hour turnover
- $82.1 M
- Rank by cap
- #23
- In circulation
- 4.52 B DAI
- Record price
- $1.22
Source: CoinGecko, Nov 2, 2026 06:54.
XRP against Dai
| XRP (XRP) | Dai (DAI) | |
|---|---|---|
| Ticker | XRP | DAI |
| Type | coin of its own network | token |
| Launched | 2012 | 2017 |
| Built by | Ripple Labs | MakerDAO |
| Consensus | XRP Ledger Consensus Protocol | — |
| Block | ~4 sec | — |
| Supply cap | 100 B XRP | no cap |
| Privacy | transfers are public | — |
| In circulation | 63.35 B XRP | 4.52 B DAI |
| Market cap | $79.81 B | $4.52 B |
| Rank by cap | #5 | #23 |
Daily moves of XRP and DAI over 90 days line up at 0.06 — they travel apart.
Common questions: XRP → DAI
What rate does XRP to DAI run at?
As of Nov 2, 2026 07:14 it is 1 XRP = 1.262 DAI. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.26.
What amounts does XRP → DAI accept?
From 142.6239 to 7,940,000 XRP per order. The lower limit is roughly $179.71.
Where does the 142.6239 XRP floor come from?
Network fees and order handling eat a small transfer alive — below 142.6239 XRP the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XRP, and that one goes to the blockchain, not to us.
How long does XRP to DAI take?
The clock starts with confirmations: the order goes into work once XRP Ledger confirms your transfer. After that it comes down to how busy the network is. A block in XRP Ledger closes in about 4 sec.
Which network will DAI arrive in?
Dai leaves in its own Dai network — a plain DAI address is all you need.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XRP to DAI rate do this month?
The month came in at minus 16.33%. Low 1.2363, high 1.5199, middle 1.3604 DAI per XRP.
Can I go back, DAI to XRP?
Yes, the reverse direction is open: 1 DAI = 0.793098 XRP. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XRP, receive something else
XRP → DASH0.0258768
XRP → DODO55.8721
XRP → DOGE16.5783
XRP → DOGS39,003.4
XRP → DOP27,090.73
XRP → ENA6.8151
XRP → ENS0.252892
XRP → ERA19.5986
