Swap Stellar (XLM) for Cardano (ADA)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 09:53
- Orders from
- 1,043.46 XLM ≈ $190.16
- Payout network
- Cardano
- 24 hours
- +2.79%
The direction runs at 0.927826 ADA per XLM, or 1.0778 XLM per ADA. Market over 24 hours: XLM against ADA plus 2.79%. The week added plus 10.67%.
The weekly corridor ran from 0.838407 to 0.95143 ADA, a spread of 13.48%. A single order takes 1,043.46 to 54,900,000 XLM. In dollars that is roughly $190.16.
By market cap Stellar sits 20th ($6.35 B) and Cardano 19th ($7.37 B). Daily moves of XLM and ADA over 90 days line up at 0.59 (they travel alike).
Who takes the XLM → ADA route
- Fuel for CardanoWithout Cardano nothing moves in Cardano — every transfer and every contract call is paid in it.
- Different basketsDaily moves of XLM and ADA over 90 days line up at 0.59 (they travel alike) — the looser the link, the less a portfolio depends on one coin.
- A road both waysThe ADA → XLM direction is open too, so going back into XLM takes the same route.
XLM → ADA rate and amounts
1 XLM = 0.927826 ADA
1 ADA = 1.0778 XLM
Send XLM — receive ADA
| XLM | ADA | ≈ USD |
|---|---|---|
| 2,000 | 1,855.65 | $364.49 |
| 5,000 | 4,639.13 | $911.22 |
| 20,000 | 18,556.53 | $3,644.88 |
| 50,000 | 46,391.32 | $9,112.20 |
| 200,000 | 185,565.29 | $36,448.80 |
| 500,000 | 463,913.23 | $91,122.00 |
Need ADA — send this much XLM
| ADA | XLM | ≈ USD |
|---|---|---|
| 1,000 | 1,077.79 | $196.42 |
| 5,000 | 5,388.94 | $982.10 |
| 10,000 | 10,777.88 | $1,964.20 |
| 50,000 | 53,889.39 | $9,821.02 |
| 100,000 | 107,778.78 | $19,642.04 |
| 500,000 | 538,893.88 | $98,210.18 |
How the XLM → ADA order runs
- Work out the amount in the calculator: orders start at 1,043.46 XLM.
- Enter a ADA address in Cardano and a way to reach you.
- Send XLM in Stellar for exactly the amount stated in the order.
- Once the network confirms your transfer, Cardano leaves for your address. The order page tracks every step.
Check this before sending XLM
- The address network is Cardano. Sending through another network usually means losing the transfer.
- The transfer must not be smaller than 1,043.46 XLM.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XLM to ADA rate has been
high 0.95143 ADAlow 0.838407 ADA
Sep 10, 2026 09:54Sep 17, 2026 09:54
high 0.929491 ADAlow 0.834434 ADA
Aug 18, 2026 03:00Sep 17, 2026 03:00
high 1.4333 ADAlow 0.802079 ADA
Jun 19, 2026 03:00Sep 17, 2026 03:00
high 1.4333 ADAlow 0.428321 ADA
Sep 18, 2025 03:00Sep 17, 2026 03:00
- 24 hours
- +2.79%
- Week
- +10.67%
- Weekly high
- 0.95143 ADA
- Weekly low
- 0.838407 ADA
- Spread
- 13.48%
Market data from CoinGecko as of Sep 17, 2026 08:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far XLM/ADA travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.943708 | 0.902083 | 0.918781 | +2.79% |
| Week | 0.95143 | 0.838407 | 0.886242 | +10.67% |
| Month | 0.929491 | 0.834434 | 0.878866 | +2.41% |
| Quarter | 1.4333 | 0.802079 | 1.0131 | −35.15% |
Figures are in ADA per unit sent, from market data.
Daily XLM → ADA rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 17, 2026 | 0.929491 ADA | +3.17% |
| Sep 16, 2026 | 0.90095 ADA | −1.96% |
| Sep 15, 2026 | 0.918965 ADA | +5.59% |
| Sep 14, 2026 | 0.870294 ADA | +0.27% |
| Sep 13, 2026 | 0.867942 ADA | +0.42% |
| Sep 12, 2026 | 0.864328 ADA | +1.23% |
| Sep 11, 2026 | 0.853801 ADA | −0.13% |
The numbers on XLM and ADA
Stellar XLM- Price
- $0.182244
- 24 hours
- +3.16%
- Week
- +1.4%
- Market cap
- $6.35 B
- 24-hour turnover
- $267.34 M
- Rank by cap
- #20
- In circulation
- 34.85 B XLM
- Record price
- $0.875563
Cardano ADA- Price
- $0.196338
- 24 hours
- +0.36%
- Week
- −8.1%
- Market cap
- $7.37 B
- 24-hour turnover
- $413.74 M
- Rank by cap
- #19
- In circulation
- 37.52 B ADA
- Record price
- $3.09
Source: CoinGecko, Sep 17, 2026 08:24.
Stellar against Cardano
| Stellar (XLM) | Cardano (ADA) | |
|---|---|---|
| Ticker | XLM | ADA |
| Type | coin of its own network | coin of its own network |
| Launched | 2014 | 2017 |
| Built by | Jed McCaleb, Joyce Kim | Charles Hoskinson |
| Consensus | Stellar Consensus Protocol | Proof of Stake (Ouroboros) |
| Block | ~5 sec | ~20 sec |
| Supply cap | 50 B XLM | 45 B ADA |
| Privacy | transfers are public | transfers are public |
| In circulation | 34.85 B XLM | 37.52 B ADA |
| Market cap | $6.35 B | $7.37 B |
| Rank by cap | #20 | #19 |
Daily moves of XLM and ADA over 90 days line up at 0.59 — they travel alike.
Common questions: XLM → ADA
What rate does XLM to ADA run at?
As of Sep 17, 2026 09:53 it is 1 XLM = 0.927826 ADA. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.182168.
What amounts does XLM → ADA accept?
From 1,043.46 to 54,900,000 XLM per order. The lower limit is roughly $190.16.
Where does the 1,043.46 XLM floor come from?
Network fees and order handling eat a small transfer alive — below 1,043.46 XLM the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XLM, and that one goes to the blockchain, not to us.
How long does XLM to ADA take?
The clock starts with confirmations: the order goes into work once Stellar confirms your transfer. After that it comes down to how busy the network is. A block in Stellar closes in about 5 sec.
Which network will ADA arrive in?
Cardano leaves in its own Cardano network — a plain ADA address is all you need.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XLM to ADA rate do this month?
The month came in at plus 2.41%. Low 0.834434, high 0.929491, middle 0.878866 ADA per XLM.
Can I go back, ADA to XLM?
Yes, the reverse direction is open: 1 ADA = 1.0832 XLM. The link sits right under the calculator.
Worth reading
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