Swap Stellar (XLM) for Cardano (ADA)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 20:04

Orders from: 1,043.46 XLM ≈ $175.29
Payout network: Cardano
24 hours: −1.28%

You send

XLM

You get 17,471.71

ADA

Start the order

Rate: 1 XLM = 0.873585 ADA
From: 1,043.46 XLM
Up to: 59,500,000 XLM

The figure is indicative; the exact amount is locked in the order.

The direction runs at 0.873585 ADA per XLM, or 1.1447 XLM per ADA. Market over 24 hours: XLM against ADA minus 1.28%. The week added plus 5.5%.

The weekly corridor ran from 0.818528 to 0.884056 ADA, a spread of 8.01%. A single order takes 1,043.46 to 59,500,000 XLM. In dollars that is roughly $175.29.

By market cap Stellar sits 19th ($5.92 B) and Cardano 18th ($7.27 B). Daily moves of XLM and ADA over 90 days line up at 0.58 (they travel alike).

Who takes the XLM → ADA route

Fuel for CardanoWithout Cardano nothing moves in Cardano — every transfer and every contract call is paid in it.
Different basketsDaily moves of XLM and ADA over 90 days line up at 0.58 (they travel alike) — the looser the link, the less a portfolio depends on one coin.
A road both waysThe ADA → XLM direction is open too, so going back into XLM takes the same route.

XLM → ADA rate and amounts

1 XLM = 0.873585 ADA

1 ADA = 1.1447 XLM

Send XLM — receive ADA

XLM	ADA	≈ USD
2,000	1,747.17	$335.97
5,000	4,367.93	$839.93
20,000	17,471.71	$3,359.72
50,000	43,679.27	$8,399.30
200,000	174,717.09	$33,597.20
500,000	436,792.72	$83,993.00

Need ADA — send this much XLM

ADA	XLM	≈ USD
1,000	1,144.71	$192.29
5,000	5,723.54	$961.47
10,000	11,447.08	$1,922.95
50,000	57,235.39	$9,614.74
100,000	114,470.77	$19,229.49
500,000	572,353.87	$96,147.44

How the XLM → ADA order runs

Work out the amount in the calculator: orders start at 1,043.46 XLM.
Enter a ADA address in Cardano and a way to reach you.
Send XLM in Stellar for exactly the amount stated in the order.
Once the network confirms your transfer, Cardano leaves for your address. The order page tracks every step.

Swap XLM for ADA

Check this before sending XLM

The address network is Cardano. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 1,043.46 XLM.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XLM to ADA rate has been

WeekMonthQuarterYear

high 0.884056 ADAlow 0.818528 ADA

Oct 25, 2026 20:06Nov 1, 2026 20:06

high 0.889488 ADAlow 0.784306 ADA

Oct 2, 2026 03:00Nov 1, 2026 03:00

high 0.939352 ADAlow 0.784306 ADA

Aug 3, 2026 03:00Nov 1, 2026 03:00

high 1.4333 ADAlow 0.492852 ADA

Nov 2, 2025 03:00Nov 1, 2026 03:00

24 hours: −1.28%
Week: +5.5%
Weekly high: 0.884056 ADA
Weekly low: 0.818528 ADA
Spread: 8.01%

Market data from CoinGecko as of Nov 1, 2026 16:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XLM/ADA travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.880688	0.87099	0.87655	−1.28%
Week	0.884056	0.818528	0.846051	+5.5%
Month	0.889488	0.784306	0.824871	−1.99%
Quarter	0.939352	0.784306	0.857378	−5.15%

Figures are in ADA per unit sent, from market data.

Daily XLM → ADA rate

Day	Close	Against the day before
Nov 1, 2026	0.871785 ADA	−0.4%
Oct 31, 2026	0.875313 ADA	+2.7%
Oct 30, 2026	0.852283 ADA	+1.81%
Oct 29, 2026	0.837103 ADA	+1.11%
Oct 28, 2026	0.827927 ADA	+1.02%
Oct 27, 2026	0.81957 ADA	−0.52%
Oct 26, 2026	0.823877 ADA	−0.03%

Daily RubyCash rate: XLM → ADA

Date	RubyCash rate	Market rate
Nov 1, 2026	0.873585 ADA	0.868872
Oct 31, 2026	0.881842 ADA	0.881749
Oct 30, 2026	0.870658 ADA	0.86798
Oct 29, 2026	0.857066 ADA	0.852454
Oct 28, 2026	0.842557 ADA	0.839036
Oct 27, 2026	0.830603 ADA	0.829245
Oct 26, 2026	0.82204 ADA	0.819977
Oct 25, 2026	0.824574 ADA	0.823883
Oct 24, 2026	0.827134 ADA	0.827538
Oct 22, 2026	0.83035 ADA	0.826241
Oct 21, 2026	0.81644 ADA	0.8108
Oct 20, 2026	0.818136 ADA	0.812892
Oct 19, 2026	0.816575 ADA	0.81284
Oct 18, 2026	0.809 ADA	0.810178

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XLM and ADA

Stellar XLM

Price: $0.167986
24 hours: −0.88%
Week: −0.92%
Market cap: $5.92 B
24-hour turnover: $78.85 M
Rank by cap: #19
In circulation: 35.25 B XLM
Record price: $0.875563

Cardano ADA

Price: $0.193338
24 hours: +0.41%
Week: −5.91%
Market cap: $7.27 B
24-hour turnover: $135.66 M
Rank by cap: #18
In circulation: 37.58 B ADA
Record price: $3.09

Source: CoinGecko, Nov 1, 2026 16:54.

Stellar against Cardano

	Stellar (XLM)	Cardano (ADA)
Ticker	XLM	ADA
Type	coin of its own network	coin of its own network
Launched	2014	2017
Built by	Jed McCaleb, Joyce Kim	Charles Hoskinson
Consensus	Stellar Consensus Protocol	Proof of Stake (Ouroboros)
Block	~5 sec	~20 sec
Supply cap	50 B XLM	45 B ADA
Privacy	transfers are public	transfers are public
In circulation	35.25 B XLM	37.58 B ADA
Market cap	$5.92 B	$7.27 B
Rank by cap	#19	#18

Daily moves of XLM and ADA over 90 days line up at 0.58 — they travel alike.

Common questions: XLM → ADA

What rate does XLM to ADA run at?

As of Nov 1, 2026 20:04 it is 1 XLM = 0.873585 ADA. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.168897.

What amounts does XLM → ADA accept?

From 1,043.46 to 59,500,000 XLM per order. The lower limit is roughly $175.29.

Where does the 1,043.46 XLM floor come from?

Network fees and order handling eat a small transfer alive — below 1,043.46 XLM the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XLM, and that one goes to the blockchain, not to us.

How long does XLM to ADA take?

The clock starts with confirmations: the order goes into work once Stellar confirms your transfer. After that it comes down to how busy the network is. A block in Stellar closes in about 5 sec.

Which network will ADA arrive in?

Cardano leaves in its own Cardano network — a plain ADA address is all you need.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XLM to ADA rate do this month?

The month came in at minus 1.99%. Low 0.784306, high 0.889488, middle 0.824871 ADA per XLM.

Can I go back, ADA to XLM?

Yes, the reverse direction is open: 1 ADA = 1.1505 XLM. The link sits right under the calculator.