Swap Cardano (ADA) for Stellar (XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 09:53
- Payout network
- Stellar
- 24 hours
- −2.71%
One ADA buys 1.0832 XLM right now; the other way round, 1 XLM is 0.92318 ADA. Market over 24 hours: ADA against XLM minus 2.71%. The week added minus 9.64%.
The weekly corridor ran from 1.051 to 1.1927 XLM, a spread of 13.48%.
Exchange wallets usually ask for a Memo — copy it from the recipient side before you start. By market cap Cardano sits 19th ($7.37 B) and Stellar 20th ($6.35 B). Daily moves of ADA and XLM over 90 days line up at 0.59 (they travel alike).
Who takes the ADA → XLM route
- Fast paymentsA block in Stellar closes in about 5 sec, which is why Stellar is used for moving money rather than holding it.
- Different basketsDaily moves of ADA and XLM over 90 days line up at 0.59 (they travel alike) — the looser the link, the less a portfolio depends on one coin.
- A road both waysThe XLM → ADA direction is open too, so going back into ADA takes the same route.
ADA → XLM rate and amounts
1 ADA = 1.0832 XLM
1 XLM = 0.92318 ADA
Send ADA — receive XLM
| ADA | XLM | ≈ USD |
|---|---|---|
| 100 | 108.3212 | $19.63 |
| 500 | 541.6059 | $98.17 |
| 2,000 | 2,166.42 | $392.68 |
| 20,000 | 21,664.24 | $3,926.76 |
| 100,000 | 108,321.19 | $19,633.80 |
| 500,000 | 541,605.93 | $98,169.00 |
Need XLM — send this much ADA
| XLM | ADA | ≈ USD |
|---|---|---|
| 100 | 92.318 | $18.13 |
| 500 | 461.5902 | $90.63 |
| 2,000 | 1,846.36 | $362.51 |
| 20,000 | 18,463.61 | $3,625.11 |
| 100,000 | 92,318.04 | $18,125.54 |
| 500,000 | 461,590.22 | $90,627.70 |
How the ADA → XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a XLM address in Stellar and a way to reach you. Receiving to an exchange? Add the Memo, or the payment will hang.
- Send ADA in Cardano for exactly the amount stated in the order.
- Once the network confirms your transfer, Stellar leaves for your address. The order page tracks every step.
Check this before sending ADA
- The address network is Stellar. Sending through another network usually means losing the transfer.
- If the receiving wallet asks for a Memo, put it in the order.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the ADA to XLM rate has been
high 1.1927 XLMlow 1.051 XLM
Sep 10, 2026 09:54Sep 17, 2026 09:54
high 1.1984 XLMlow 1.0759 XLM
Aug 18, 2026 03:00Sep 17, 2026 03:00
high 1.2468 XLMlow 0.697667 XLM
Jun 19, 2026 03:00Sep 17, 2026 03:00
high 2.3347 XLMlow 0.697667 XLM
Sep 18, 2025 03:00Sep 17, 2026 03:00
- 24 hours
- −2.71%
- Week
- −9.64%
- Weekly high
- 1.1927 XLM
- Weekly low
- 1.051 XLM
- Spread
- 13.48%
Market data from CoinGecko as of Sep 17, 2026 08:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far ADA/XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 1.1085 | 1.0596 | 1.0887 | −2.71% |
| Week | 1.1927 | 1.051 | 1.1299 | −9.64% |
| Month | 1.1984 | 1.0759 | 1.1386 | −2.35% |
| Quarter | 1.2468 | 0.697667 | 1.0101 | +54.21% |
Figures are in XLM per unit sent, from market data.
Daily ADA → XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 17, 2026 | 1.0759 XLM | −3.07% |
| Sep 16, 2026 | 1.1099 XLM | +2% |
| Sep 15, 2026 | 1.0882 XLM | −5.3% |
| Sep 14, 2026 | 1.149 XLM | −0.27% |
| Sep 13, 2026 | 1.1522 XLM | −0.42% |
| Sep 12, 2026 | 1.157 XLM | −1.22% |
| Sep 11, 2026 | 1.1712 XLM | +0.13% |
The numbers on ADA and XLM
Cardano ADA- Price
- $0.196338
- 24 hours
- +0.36%
- Week
- −8.1%
- Market cap
- $7.37 B
- 24-hour turnover
- $413.74 M
- Rank by cap
- #19
- In circulation
- 37.52 B ADA
- Record price
- $3.09
Stellar XLM- Price
- $0.182244
- 24 hours
- +3.16%
- Week
- +1.4%
- Market cap
- $6.35 B
- 24-hour turnover
- $267.34 M
- Rank by cap
- #20
- In circulation
- 34.85 B XLM
- Record price
- $0.875563
Source: CoinGecko, Sep 17, 2026 08:24.
Cardano against Stellar
| Cardano (ADA) | Stellar (XLM) | |
|---|---|---|
| Ticker | ADA | XLM |
| Type | coin of its own network | coin of its own network |
| Launched | 2017 | 2014 |
| Built by | Charles Hoskinson | Jed McCaleb, Joyce Kim |
| Consensus | Proof of Stake (Ouroboros) | Stellar Consensus Protocol |
| Block | ~20 sec | ~5 sec |
| Supply cap | 45 B ADA | 50 B XLM |
| Privacy | transfers are public | transfers are public |
| In circulation | 37.52 B ADA | 34.85 B XLM |
| Market cap | $7.37 B | $6.35 B |
| Rank by cap | #19 | #20 |
Daily moves of ADA and XLM over 90 days line up at 0.59 — they travel alike.
Common questions: ADA → XLM
What rate does ADA to XLM run at?
As of Sep 17, 2026 09:53 it is 1 ADA = 1.0832 XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.197409.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending ADA, and that one goes to the blockchain, not to us.
How long does ADA to XLM take?
The clock starts with confirmations: the order goes into work once Cardano confirms your transfer. After that it comes down to how busy the network is. A block in Cardano closes in about 20 sec.
Which network will XLM arrive in?
Stellar leaves in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the ADA to XLM rate do this month?
The month came in at minus 2.35%. Low 1.0759, high 1.1984, middle 1.1386 XLM per ADA.
Can I go back, XLM to ADA?
Yes, the reverse direction is open: 1 XLM = 0.927826 ADA. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send ADA, receive something else
ADA → XMR0.000401142
ADA → XRP0.152386
ADA → XTZ0.797682
ADA → YFI0.0000957804
ADA → ZBT2.5726
ADA → ZEC0.00014664
ADA → ZRO0.191946
ADA → ZRX1.853
