Swap Cardano (ADA) for Stellar (XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 14:04
- Payout network
- Stellar
- 24 hours
- +0.52%
One ADA buys 1.1508 XLM right now; the other way round, 1 XLM is 0.868989 ADA. Market over 24 hours: ADA against XLM plus 0.52%. The week added minus 5.75%.
The weekly corridor ran from 1.1174 to 1.2213 XLM, a spread of 9.3%.
Exchange wallets usually ask for a Memo — copy it from the recipient side before you start. By market cap Cardano sits 18th ($7.28 B) and Stellar 19th ($5.97 B). Daily moves of ADA and XLM over 90 days line up at 0.58 (they travel alike).
Who takes the ADA → XLM route
- Fast paymentsA block in Stellar closes in about 5 sec, which is why Stellar is used for moving money rather than holding it.
- Different basketsDaily moves of ADA and XLM over 90 days line up at 0.58 (they travel alike) — the looser the link, the less a portfolio depends on one coin.
- A road both waysThe XLM → ADA direction is open too, so going back into ADA takes the same route.
ADA → XLM rate and amounts
1 ADA = 1.1508 XLM
1 XLM = 0.868989 ADA
Send ADA — receive XLM
| ADA | XLM | ≈ USD |
|---|---|---|
| 100 | 115.0763 | $19.36 |
| 500 | 575.3816 | $96.82 |
| 2,000 | 2,301.53 | $387.29 |
| 20,000 | 23,015.26 | $3,872.88 |
| 100,000 | 115,076.32 | $19,364.40 |
| 500,000 | 575,381.59 | $96,822.00 |
Need XLM — send this much ADA
| XLM | ADA | ≈ USD |
|---|---|---|
| 100 | 86.8989 | $16.83 |
| 500 | 434.4943 | $84.14 |
| 2,000 | 1,737.98 | $336.55 |
| 20,000 | 17,379.77 | $3,365.49 |
| 100,000 | 86,898.85 | $16,827.44 |
| 500,000 | 434,494.27 | $84,137.21 |
How the ADA → XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a XLM address in Stellar and a way to reach you. Receiving to an exchange? Add the Memo, or the payment will hang.
- Send ADA in Cardano for exactly the amount stated in the order.
- Once the network confirms your transfer, Stellar leaves for your address. The order page tracks every step.
Check this before sending ADA
- The address network is Stellar. Sending through another network usually means losing the transfer.
- If the receiving wallet asks for a Memo, put it in the order.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the ADA to XLM rate has been
high 1.2213 XLMlow 1.1174 XLM
Oct 25, 2026 14:09Nov 1, 2026 14:09
high 1.275 XLMlow 1.0889 XLM
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 1.275 XLMlow 1.0201 XLM
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 2.029 XLMlow 0.697667 XLM
Nov 1, 2025 03:00Oct 31, 2026 03:00
- 24 hours
- +0.52%
- Week
- −5.75%
- Weekly high
- 1.2213 XLM
- Weekly low
- 1.1174 XLM
- Spread
- 9.3%
Market data from CoinGecko as of Nov 1, 2026 11:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far ADA/XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 1.1451 | 1.127 | 1.1392 | +0.52% |
| Week | 1.2213 | 1.1174 | 1.1841 | −5.75% |
| Month | 1.275 | 1.0889 | 1.2119 | +4.58% |
| Quarter | 1.275 | 1.0201 | 1.1671 | +11.63% |
Figures are in XLM per unit sent, from market data.
Daily ADA → XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 1.1388 XLM | −2.94% |
| Oct 30, 2026 | 1.1733 XLM | −1.78% |
| Oct 29, 2026 | 1.1946 XLM | −1.1% |
| Oct 28, 2026 | 1.2078 XLM | −1.01% |
| Oct 27, 2026 | 1.2202 XLM | +0.53% |
| Oct 26, 2026 | 1.2138 XLM | +0.03% |
| Oct 25, 2026 | 1.2134 XLM | −0.24% |
Daily RubyCash rate: ADA → XLM
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 1.1508 XLM | 1.1428 |
| Oct 31, 2026 | 1.1397 XLM | 1.1341 |
| Oct 30, 2026 | 1.1543 XLM | 1.1521 |
| Oct 29, 2026 | 1.1726 XLM | 1.1731 |
| Oct 28, 2026 | 1.1928 XLM | 1.1918 |
| Oct 27, 2026 | 1.21 XLM | 1.2059 |
| Oct 26, 2026 | 1.2226 XLM | 1.2195 |
| Oct 25, 2026 | 1.2189 XLM | 1.2138 |
| Oct 24, 2026 | 1.2151 XLM | 1.2084 |
| Oct 22, 2026 | 1.2104 XLM | 1.2103 |
| Oct 21, 2026 | 1.231 XLM | 1.2333 |
| Oct 20, 2026 | 1.2284 XLM | 1.2302 |
| Oct 19, 2026 | 1.2308 XLM | 1.2303 |
| Oct 18, 2026 | 1.2423 XLM | 1.2343 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on ADA and XLM
Cardano ADA- Price
- $0.193644
- 24 hours
- +0.51%
- Week
- −5.34%
- Market cap
- $7.28 B
- 24-hour turnover
- $132.52 M
- Rank by cap
- #18
- In circulation
- 37.58 B ADA
- Record price
- $3.09
Stellar XLM- Price
- $0.169445
- 24 hours
- −0.01%
- Week
- −0.13%
- Market cap
- $5.97 B
- 24-hour turnover
- $74.3 M
- Rank by cap
- #19
- In circulation
- 35.25 B XLM
- Record price
- $0.875563
Source: CoinGecko, Nov 1, 2026 11:54.
Cardano against Stellar
| Cardano (ADA) | Stellar (XLM) | |
|---|---|---|
| Ticker | ADA | XLM |
| Type | coin of its own network | coin of its own network |
| Launched | 2017 | 2014 |
| Built by | Charles Hoskinson | Jed McCaleb, Joyce Kim |
| Consensus | Proof of Stake (Ouroboros) | Stellar Consensus Protocol |
| Block | ~20 sec | ~5 sec |
| Supply cap | 45 B ADA | 50 B XLM |
| Privacy | transfers are public | transfers are public |
| In circulation | 37.58 B ADA | 35.25 B XLM |
| Market cap | $7.28 B | $5.97 B |
| Rank by cap | #18 | #19 |
Daily moves of ADA and XLM over 90 days line up at 0.58 — they travel alike.
Common questions: ADA → XLM
What rate does ADA to XLM run at?
As of Nov 1, 2026 14:04 it is 1 ADA = 1.1508 XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.194991.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending ADA, and that one goes to the blockchain, not to us.
How long does ADA to XLM take?
The clock starts with confirmations: the order goes into work once Cardano confirms your transfer. After that it comes down to how busy the network is. A block in Cardano closes in about 20 sec.
Which network will XLM arrive in?
Stellar leaves in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the ADA to XLM rate do this month?
The month came in at plus 4.58%. Low 1.0889, high 1.275, middle 1.2119 XLM per ADA.
Can I go back, XLM to ADA?
Yes, the reverse direction is open: 1 XLM = 0.873362 ADA. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send ADA, receive something else
ADA → XMR0.000322418
ADA → XRP0.154926
ADA → XTZ0.762258
ADA → YFI0.0000961577
ADA → ZBT2.7435
ADA → ZEC0.000156584
ADA → ZRO0.104824
ADA → ZRX1.964
