Swap XRP for Cardano (ADA)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 05:09
- Orders from
- 71.0732 XRP ≈ $88.84
- Payout network
- Cardano
- 24 hours
- +0.95%
The direction runs at 6.4765 ADA per XRP, or 0.154403 XRP per ADA. Market over 24 hours: XRP against ADA plus 0.95%. The week added plus 3.78%.
The weekly corridor ran from 6.2495 to 6.5538 ADA, a spread of 4.87%. A single order takes 71.0732 to 8,000,000 XRP. In dollars that is roughly $88.84.
By market cap XRP sits 5th ($79.3 B) and Cardano 18th ($7.24 B). Daily moves of XRP and ADA over 90 days line up at 0.8 (they travel together).
Who takes the XRP → ADA route
- Fuel for CardanoWithout Cardano nothing moves in Cardano — every transfer and every contract call is paid in it.
- Different basketsDaily moves of XRP and ADA over 90 days line up at 0.8 (they travel together) — the looser the link, the less a portfolio depends on one coin.
- A road both waysThe ADA → XRP direction is open too, so going back into XRP takes the same route.
XRP → ADA rate and amounts
1 XRP = 6.4765 ADA
1 ADA = 0.154403 XRP
Send XRP — receive ADA
| XRP | ADA | ≈ USD |
|---|---|---|
| 100 | 647.6543 | $125.00 |
| 500 | 3,238.27 | $625.00 |
| 1,000 | 6,476.54 | $1,250.00 |
| 5,000 | 32,382.72 | $6,250.00 |
| 10,000 | 64,765.43 | $12,500.00 |
| 50,000 | 323,827.15 | $62,500.00 |
Need ADA — send this much XRP
| ADA | XRP | ≈ USD |
|---|---|---|
| 500 | 77.2017 | $96.50 |
| 2,000 | 308.8067 | $386.01 |
| 10,000 | 1,544.03 | $1,930.04 |
| 20,000 | 3,088.07 | $3,860.08 |
| 100,000 | 15,440.34 | $19,300.42 |
| 500,000 | 77,201.68 | $96,502.10 |
How the XRP → ADA order runs
- Work out the amount in the calculator: orders start at 71.0732 XRP.
- Enter a ADA address in Cardano and a way to reach you.
- Send XRP in XRP Ledger for exactly the amount stated in the order.
- Once the network confirms your transfer, Cardano leaves for your address. The order page tracks every step.
Check this before sending XRP
- The address network is Cardano. Sending through another network usually means losing the transfer.
- The transfer must not be smaller than 71.0732 XRP.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XRP to ADA rate has been
high 6.5538 ADAlow 6.2495 ADA
Oct 25, 2026 05:10Nov 1, 2026 05:10
high 6.4968 ADAlow 5.5635 ADA
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 7.0479 ADAlow 5.0825 ADA
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 7.3306 ADAlow 4.0099 ADA
Nov 1, 2025 03:00Oct 31, 2026 03:00
- 24 hours
- +0.95%
- Week
- +3.78%
- Weekly high
- 6.5538 ADA
- Weekly low
- 6.2495 ADA
- Spread
- 4.87%
Market data from CoinGecko as of Nov 1, 2026 04:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XRP/ADA travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 6.4933 | 6.4126 | 6.4679 | +0.95% |
| Week | 6.5538 | 6.2495 | 6.4146 | +3.78% |
| Month | 6.4968 | 5.5635 | 5.988 | +7.23% |
| Quarter | 7.0479 | 5.0825 | 6.1213 | +6.56% |
Figures are in ADA per unit sent, from market data.
Daily XRP → ADA rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 6.4796 ADA | −0.26% |
| Oct 30, 2026 | 6.4968 ADA | +0.97% |
| Oct 29, 2026 | 6.4346 ADA | −0.45% |
| Oct 28, 2026 | 6.4634 ADA | +2.09% |
| Oct 27, 2026 | 6.3314 ADA | −0.27% |
| Oct 26, 2026 | 6.3482 ADA | +1.7% |
| Oct 25, 2026 | 6.2422 ADA | +1.65% |
Daily RubyCash rate: XRP → ADA
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 6.4763 ADA | 6.4861 |
| Oct 31, 2026 | 6.4634 ADA | 6.4742 |
| Oct 30, 2026 | 6.4258 ADA | 6.484 |
| Oct 29, 2026 | 6.4791 ADA | 6.4594 |
| Oct 28, 2026 | 6.4344 ADA | 6.4589 |
| Oct 27, 2026 | 6.447 ADA | 6.4317 |
| Oct 26, 2026 | 6.2816 ADA | 6.2991 |
| Oct 25, 2026 | 6.3023 ADA | 6.3191 |
| Oct 24, 2026 | 6.2373 ADA | 6.2574 |
| Oct 22, 2026 | 6.1281 ADA | 6.1557 |
| Oct 21, 2026 | 6.0329 ADA | 6.0788 |
| Oct 20, 2026 | 5.9596 ADA | 5.9499 |
| Oct 19, 2026 | 5.9644 ADA | 5.9913 |
| Oct 18, 2026 | 5.9078 ADA | 5.9178 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on XRP and ADA
XRP XRP- Price
- $1.25
- 24 hours
- −0.2%
- Week
- −3.34%
- Market cap
- $79.3 B
- 24-hour turnover
- $738.61 M
- Rank by cap
- #5
- In circulation
- 63.35 B XRP
- Record price
- $3.65
Cardano ADA- Price
- $0.192719
- 24 hours
- −1.14%
- Week
- −7.23%
- Market cap
- $7.24 B
- 24-hour turnover
- $127.21 M
- Rank by cap
- #18
- In circulation
- 37.58 B ADA
- Record price
- $3.09
Source: CoinGecko, Nov 1, 2026 04:54.
XRP against Cardano
| XRP (XRP) | Cardano (ADA) | |
|---|---|---|
| Ticker | XRP | ADA |
| Type | coin of its own network | coin of its own network |
| Launched | 2012 | 2017 |
| Built by | Ripple Labs | Charles Hoskinson |
| Consensus | XRP Ledger Consensus Protocol | Proof of Stake (Ouroboros) |
| Block | ~4 sec | ~20 sec |
| Supply cap | 100 B XRP | 45 B ADA |
| Privacy | transfers are public | transfers are public |
| In circulation | 63.35 B XRP | 37.58 B ADA |
| Market cap | $79.3 B | $7.24 B |
| Rank by cap | #5 | #18 |
Daily moves of XRP and ADA over 90 days line up at 0.8 — they travel together.
Common questions: XRP → ADA
What rate does XRP to ADA run at?
As of Nov 1, 2026 05:09 it is 1 XRP = 6.4765 ADA. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.25.
What amounts does XRP → ADA accept?
From 71.0732 to 8,000,000 XRP per order. The lower limit is roughly $88.84.
Where does the 71.0732 XRP floor come from?
Network fees and order handling eat a small transfer alive — below 71.0732 XRP the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XRP, and that one goes to the blockchain, not to us.
How long does XRP to ADA take?
The clock starts with confirmations: the order goes into work once XRP Ledger confirms your transfer. After that it comes down to how busy the network is. A block in XRP Ledger closes in about 4 sec.
Which network will ADA arrive in?
Cardano leaves in its own Cardano network — a plain ADA address is all you need.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XRP to ADA rate do this month?
The month came in at plus 7.23%. Low 5.5635, high 6.4968, middle 5.988 ADA per XRP.
Can I go back, ADA to XRP?
Yes, the reverse direction is open: 1 ADA = 0.154636 XRP. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XRP, receive something else
XRP → AGLD6.5587
XRP → ALGO13.1793
XRP → Alipay CNY8.1805
XRP → AMP1,782.2
XRP → ANKR319.906- XRP → ANKR BEP20319.906
XRP → APE11.1427
XRP → ARB7.6598
Receive ADA, send something else
XTZ → ADA1.3227
YFI → ADA10,079.3
ZBT → ADA0.372424
ZEC → ADA6,543.76
ZRO → ADA9.6434
ZRX → ADA0.507661
1INCH → ADA0.416802
AAVE → ADA702.5627
