Swap Stellar (XLM) for Cosmos (ATOM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 09:19
- Orders from
- 1,043.46 XLM ≈ $176.24
- Payout network
- Cosmos Hub
- 24 hours
- +1.76%
One XLM buys 0.112846 ATOM right now; the other way round, 1 ATOM is 8.8617 XLM. Market over 24 hours: XLM against ATOM plus 1.76%. The week added plus 6.21%.
The weekly corridor ran from 0.102205 to 0.113267 ATOM, a spread of 10.82%. A single order takes 1,043.46 to 59,200,000 XLM. In dollars that is roughly $176.24.
Exchange wallets usually ask for a Memo — copy it from the recipient side before you start. By market cap Stellar sits 19th ($5.95 B) and Cosmos 82th ($808.96 M). Daily moves of XLM and ATOM over 90 days line up at 0.29 (they travel apart).
Who takes the XLM → ATOM route
- Fuel for Cosmos HubWithout Cosmos nothing moves in Cosmos Hub — every transfer and every contract call is paid in it.
- Different basketsDaily moves of XLM and ATOM over 90 days line up at 0.29 (they travel apart) — the looser the link, the less a portfolio depends on one coin.
- A road both waysThe ATOM → XLM direction is open too, so going back into XLM takes the same route.
XLM → ATOM rate and amounts
1 XLM = 0.112846 ATOM
1 ATOM = 8.8617 XLM
Send XLM — receive ATOM
| XLM | ATOM | ≈ USD |
|---|---|---|
| 2,000 | 225.6914 | $337.79 |
| 5,000 | 564.2286 | $844.48 |
| 20,000 | 2,256.91 | $3,377.92 |
| 50,000 | 5,642.29 | $8,444.80 |
| 200,000 | 22,569.14 | $33,779.20 |
| 500,000 | 56,422.86 | $84,448.00 |
Need ATOM — send this much XLM
| ATOM | XLM | ≈ USD |
|---|---|---|
| 200 | 1,772.33 | $299.34 |
| 500 | 4,430.83 | $748.35 |
| 2,000 | 17,723.31 | $2,993.40 |
| 5,000 | 44,308.28 | $7,483.49 |
| 20,000 | 177,233.13 | $29,933.97 |
| 50,000 | 443,082.81 | $74,834.91 |
How the XLM → ATOM order runs
- Work out the amount in the calculator: orders start at 1,043.46 XLM.
- Enter a ATOM address in Cosmos Hub and a way to reach you. Receiving to an exchange? Add the Memo, or the payment will hang.
- Send XLM in Stellar for exactly the amount stated in the order.
- Once the network confirms your transfer, Cosmos leaves for your address. The order page tracks every step.
Check this before sending XLM
- The address network is Cosmos Hub. Sending through another network usually means losing the transfer.
- If the receiving wallet asks for a Memo, put it in the order.
- The transfer must not be smaller than 1,043.46 XLM.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XLM to ATOM rate has been
high 0.113267 ATOMlow 0.102205 ATOM
Oct 25, 2026 09:23Nov 1, 2026 09:23
high 0.130512 ATOMlow 0.094237 ATOM
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 0.139723 ATOMlow 0.094237 ATOM
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 0.140418 ATOMlow 0.0608385 ATOM
Nov 1, 2025 03:00Oct 31, 2026 03:00
- 24 hours
- +1.76%
- Week
- +6.21%
- Weekly high
- 0.113267 ATOM
- Weekly low
- 0.102205 ATOM
- Spread
- 10.82%
Market data from CoinGecko as of Nov 1, 2026 06:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far XLM/ATOM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.113267 | 0.111034 | 0.112142 | +1.76% |
| Week | 0.113267 | 0.102205 | 0.106347 | +6.21% |
| Month | 0.130512 | 0.094237 | 0.109233 | −15.8% |
| Quarter | 0.139723 | 0.094237 | 0.114813 | −21.7% |
Figures are in ATOM per unit sent, from market data.
Daily XLM → ATOM rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 0.109407 ATOM | +1.45% |
| Oct 30, 2026 | 0.107848 ATOM | +2.85% |
| Oct 29, 2026 | 0.104861 ATOM | +0.21% |
| Oct 28, 2026 | 0.104646 ATOM | +1.26% |
| Oct 27, 2026 | 0.103348 ATOM | +1.06% |
| Oct 26, 2026 | 0.102265 ATOM | −2.2% |
| Oct 25, 2026 | 0.104567 ATOM | +2.94% |
Daily RubyCash rate: XLM → ATOM
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 0.113069 ATOM | 0.112597 |
| Oct 31, 2026 | 0.113551 ATOM | 0.113495 |
| Oct 30, 2026 | 0.109391 ATOM | 0.110815 |
| Oct 29, 2026 | 0.108561 ATOM | 0.108373 |
| Oct 28, 2026 | 0.10556 ATOM | 0.105348 |
| Oct 27, 2026 | 0.105517 ATOM | 0.105056 |
| Oct 26, 2026 | 0.103155 ATOM | 0.102392 |
| Oct 25, 2026 | 0.103075 ATOM | 0.103985 |
| Oct 24, 2026 | 0.105148 ATOM | 0.104663 |
| Oct 22, 2026 | 0.103477 ATOM | 0.102827 |
| Oct 21, 2026 | 0.104885 ATOM | 0.104746 |
| Oct 20, 2026 | 0.104389 ATOM | 0.103244 |
| Oct 19, 2026 | 0.102329 ATOM | 0.101362 |
| Oct 18, 2026 | 0.1055 ATOM | 0.105754 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on XLM and ATOM
Stellar XLM- Price
- $0.168896
- 24 hours
- −0.14%
- Week
- −1.92%
- Market cap
- $5.95 B
- 24-hour turnover
- $60.43 M
- Rank by cap
- #19
- In circulation
- 35.25 B XLM
- Record price
- $0.875563
Cosmos ATOM- Price
- $1.50
- 24 hours
- −1.87%
- Week
- −8.59%
- Market cap
- $808.96 M
- 24-hour turnover
- $23.81 M
- Rank by cap
- #82
- In circulation
- 539.31 M ATOM
- Record price
- $43.84
Source: CoinGecko, Nov 1, 2026 06:24.
Stellar against Cosmos
| Stellar (XLM) | Cosmos (ATOM) | |
|---|---|---|
| Ticker | XLM | ATOM |
| Type | coin of its own network | coin of its own network |
| Launched | 2014 | 2019 |
| Built by | Jed McCaleb, Joyce Kim | Jae Kwon, Ethan Buchman |
| Consensus | Stellar Consensus Protocol | Proof of Stake (CometBFT) |
| Block | ~5 sec | ~6 sec |
| Supply cap | 50 B XLM | no cap |
| Privacy | transfers are public | transfers are public |
| In circulation | 35.25 B XLM | 539.31 M ATOM |
| Market cap | $5.95 B | $808.96 M |
| Rank by cap | #19 | #82 |
Daily moves of XLM and ATOM over 90 days line up at 0.29 — they travel apart.
Common questions: XLM → ATOM
What rate does XLM to ATOM run at?
As of Nov 1, 2026 09:19 it is 1 XLM = 0.112846 ATOM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.169269.
What amounts does XLM → ATOM accept?
From 1,043.46 to 59,200,000 XLM per order. The lower limit is roughly $176.24.
Where does the 1,043.46 XLM floor come from?
Network fees and order handling eat a small transfer alive — below 1,043.46 XLM the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XLM, and that one goes to the blockchain, not to us.
How long does XLM to ATOM take?
The clock starts with confirmations: the order goes into work once Stellar confirms your transfer. After that it comes down to how busy the network is. A block in Stellar closes in about 5 sec.
Which network will ATOM arrive in?
Cosmos leaves in its own Cosmos Hub network — a plain ATOM address is all you need. Some exchanges and wallets also need a Memo.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XLM to ATOM rate do this month?
The month came in at minus 15.8%. Low 0.094237, high 0.130512, middle 0.109233 ATOM per XLM.
Can I go back, ATOM to XLM?
Yes, the reverse direction is open: 1 ATOM = 8.9063 XLM. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XLM, receive something else
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