Swap Stellar (XLM) for Cosmos (ATOM)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Sep 17, 2026 02:48

Orders from: 1,043.46 XLM ≈ $188.14
Payout network: Cosmos Hub
24 hours: +3.17%

You send

XLM

You get 2,422.99

ATOM

Start the order

Rate: 1 XLM = 0.12115 ATOM
From: 1,043.46 XLM
Up to: 55,500,000 XLM

The figure is indicative; the exact amount is locked in the order.

One XLM buys 0.12115 ATOM right now; the other way round, 1 ATOM is 8.2542 XLM. Market over 24 hours: XLM against ATOM plus 3.17%. The week added plus 23.99%.

The weekly corridor ran from 0.0951701 to 0.12534 ATOM, a spread of 31.7%. A single order takes 1,043.46 to 55,500,000 XLM. In dollars that is roughly $188.14.

Exchange wallets usually ask for a Memo — copy it from the recipient side before you start. By market cap Stellar sits 20th ($6.28 B) and Cosmos 80th ($796.28 M).

Who takes the XLM → ATOM route

Fuel for Cosmos HubWithout Cosmos nothing moves in Cosmos Hub — every transfer and every contract call is paid in it.
Different basketsHolding part of the amount in Cosmos loosens a portfolio's dependence on a single coin.
A road both waysThe ATOM → XLM direction is open too, so going back into XLM takes the same route.

XLM → ATOM rate and amounts

1 XLM = 0.12115 ATOM

1 ATOM = 8.2542 XLM

Send XLM — receive ATOM

XLM	ATOM	≈ USD
2,000	242.2995	$360.61
5,000	605.7487	$901.53
20,000	2,422.99	$3,606.12
50,000	6,057.49	$9,015.30
200,000	24,229.95	$36,061.20
500,000	60,574.87	$90,153.00

Need ATOM — send this much XLM

ATOM	XLM	≈ USD
200	1,650.85	$297.66
500	4,127.12	$744.15
2,000	16,508.49	$2,976.58
5,000	41,271.24	$7,441.45
20,000	165,084.95	$29,765.81
50,000	412,712.37	$74,414.52

How the XLM → ATOM order runs

Work out the amount in the calculator: orders start at 1,043.46 XLM.
Enter a ATOM address in Cosmos Hub and a way to reach you. Receiving to an exchange? Add the Memo, or the payment will hang.
Send XLM in Stellar for exactly the amount stated in the order.
Once the network confirms your transfer, Cosmos leaves for your address. The order page tracks every step.

Swap XLM for ATOM

Check this before sending XLM

The address network is Cosmos Hub. Sending through another network usually means losing the transfer.
If the receiving wallet asks for a Memo, put it in the order.
The transfer must not be smaller than 1,043.46 XLM.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XLM to ATOM rate has been

Week

high 0.12534 ATOMlow 0.0951701 ATOM

Sep 10, 2026 02:52Sep 17, 2026 02:52

24 hours: +3.17%
Week: +23.99%
Weekly high: 0.12534 ATOM
Weekly low: 0.0951701 ATOM
Spread: 31.7%

Market data from CoinGecko as of Sep 17, 2026 00:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XLM/ATOM travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.121753	0.115908	0.117725	+3.17%
Week	0.12534	0.0951701	0.111376	+23.99%

Figures are in ATOM per unit sent, from market data.

The numbers on XLM and ATOM

Stellar XLM

Price: $0.180306
24 hours: +2.84%
Week: +0.4%
Market cap: $6.28 B
24-hour turnover: $259.01 M
Rank by cap: #20
In circulation: 34.84 B XLM
Record price: $0.875563

Cosmos ATOM

Price: $1.50
24 hours: −0.32%
Week: −18.7%
Market cap: $796.28 M
24-hour turnover: $36.25 M
Rank by cap: #80
In circulation: 531.09 M ATOM
Record price: $43.84

Source: CoinGecko, Sep 17, 2026 00:54.

Stellar against Cosmos

	Stellar (XLM)	Cosmos (ATOM)
Ticker	XLM	ATOM
Type	coin of its own network	coin of its own network
Launched	2014	2019
Built by	Jed McCaleb, Joyce Kim	Jae Kwon, Ethan Buchman
Consensus	Stellar Consensus Protocol	Proof of Stake (CometBFT)
Block	~5 sec	~6 sec
Supply cap	50 B XLM	no cap
Privacy	transfers are public	transfers are public
In circulation	34.84 B XLM	531.09 M ATOM
Market cap	$6.28 B	$796.28 M
Rank by cap	#20	#80

Common questions: XLM → ATOM

What rate does XLM to ATOM run at?

As of Sep 17, 2026 02:48 it is 1 XLM = 0.12115 ATOM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.181725.

What amounts does XLM → ATOM accept?

From 1,043.46 to 55,500,000 XLM per order. The lower limit is roughly $188.14.

Where does the 1,043.46 XLM floor come from?

Network fees and order handling eat a small transfer alive — below 1,043.46 XLM the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XLM, and that one goes to the blockchain, not to us.

How long does XLM to ATOM take?

The clock starts with confirmations: the order goes into work once Stellar confirms your transfer. After that it comes down to how busy the network is. A block in Stellar closes in about 5 sec.

Which network will ATOM arrive in?

Cosmos leaves in its own Cosmos Hub network — a plain ATOM address is all you need. Some exchanges and wallets also need a Memo.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

Can I go back, ATOM to XLM?

Yes, the reverse direction is open: 1 ATOM = 8.2958 XLM. The link sits right under the calculator.