Swap Tether (USDT NEAR) for Stellar (XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 18, 2026 01:48
- Payout network
- Stellar
- 24 hours
- −2.19%
One USDT NEAR buys 5.4555 XLM right now; the other way round, 1 XLM is 0.1833 USDT NEAR. Market over 24 hours: USDT NEAR against XLM minus 2.19%. The week added minus 4.74%.
The weekly corridor ran from 5.0874 to 5.7671 XLM, a spread of 13.36%.
Exchange wallets usually ask for a Memo — copy it from the recipient side before you start. By market cap Tether sits 3th ($183.32 B) and Stellar 20th ($6.38 B). Daily moves of USDT and XLM over 90 days line up at 0.13 (they travel apart).
Who takes the USDT NEAR → XLM route
- Entering XLM from dollarsFrom USDT you step into Stellar directly, with no coin in between: over the past month XLM moved +15.35%.
- Fast paymentsA block in Stellar closes in about 5 sec, which is why Stellar is used for moving money rather than holding it.
- Different basketsDaily moves of USDT and XLM over 90 days line up at 0.13 (they travel apart) — the looser the link, the less a portfolio depends on one coin.
USDT NEAR → XLM rate and amounts
1 USDT NEAR = 5.4555 XLM
1 XLM = 0.1833 USDT NEAR
Send USDT NEAR — receive XLM
| USDT NEAR | XLM |
|---|---|
| 20 | 109.1108 |
| 100 | 545.554 |
| 500 | 2,727.77 |
| 5,000 | 27,277.7 |
| 20,000 | 109,110.8 |
| 100,000 | 545,553.98 |
Need XLM — send this much USDT NEAR
| XLM | USDT NEAR |
|---|---|
| 100 | 18.33 |
| 500 | 91.65 |
| 2,000 | 366.5998 |
| 20,000 | 3,666 |
| 100,000 | 18,329.99 |
| 500,000 | 91,649.96 |
How the USDT NEAR → XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a XLM address in Stellar and a way to reach you. Receiving to an exchange? Add the Memo, or the payment will hang.
- Send USDT NEAR in NEAR for exactly the amount stated in the order.
- Once the network confirms your transfer, Stellar leaves for your address. The order page tracks every step.
Check this before sending USDT NEAR
- The address network is Stellar. Sending through another network usually means losing the transfer.
- If the receiving wallet asks for a Memo, put it in the order.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDT NEAR to XLM rate has been
high 5.7671 XLMlow 5.0874 XLM
Sep 11, 2026 01:49Sep 18, 2026 01:49
high 6.4591 XLMlow 4.9542 XLM
Aug 18, 2026 03:00Sep 17, 2026 03:00
high 6.4591 XLMlow 4.2624 XLM
Jun 19, 2026 03:00Sep 17, 2026 03:00
high 6.97 XLMlow 2.4399 XLM
Sep 18, 2025 03:00Sep 17, 2026 03:00
- 24 hours
- −2.19%
- Week
- −4.74%
- Weekly high
- 5.7671 XLM
- Weekly low
- 5.0874 XLM
- Spread
- 13.36%
Market data from CoinGecko as of Sep 18, 2026 01:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDT NEAR/XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 5.527 | 5.3621 | 5.4407 | −2.19% |
| Week | 5.7671 | 5.0874 | 5.4939 | −4.74% |
| Month | 6.4591 | 4.9542 | 5.5217 | −13.32% |
| Quarter | 6.4591 | 4.2624 | 5.53 | +28.58% |
Figures are in XLM per unit sent, from market data.
Daily USDT NEAR → XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 17, 2026 | 5.4807 XLM | −3.48% |
| Sep 16, 2026 | 5.6785 XLM | +8.83% |
| Sep 15, 2026 | 5.2177 XLM | −7.5% |
| Sep 14, 2026 | 5.6405 XLM | +1.52% |
| Sep 13, 2026 | 5.5562 XLM | −0.94% |
| Sep 12, 2026 | 5.6087 XLM | −2% |
| Sep 11, 2026 | 5.7229 XLM | +3.7% |
The numbers on USDT and XLM
Tether USDT- Price
- $0.999311
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $183.32 B
- 24-hour turnover
- $50.47 B
- Rank by cap
- #3
- In circulation
- 183.44 B USDT
- Record price
- $1.32
Stellar XLM- Price
- $0.183194
- 24 hours
- +2.23%
- Week
- +3.5%
- Market cap
- $6.38 B
- 24-hour turnover
- $170.88 M
- Rank by cap
- #20
- In circulation
- 34.85 B XLM
- Record price
- $0.875563
Source: CoinGecko, Sep 18, 2026 01:24.
Tether against Stellar
| Tether (USDT) | Stellar (XLM) | |
|---|---|---|
| Ticker | USDT | XLM |
| Type | token | coin of its own network |
| Network | NEAR | — |
| Launched | 2014 | 2014 |
| Built by | Tether Limited | Jed McCaleb, Joyce Kim |
| Supply cap | no cap | 50 B XLM |
| In circulation | 183.44 B USDT | 34.85 B XLM |
| Market cap | $183.32 B | $6.38 B |
| Rank by cap | #3 | #20 |
| Consensus | — | Stellar Consensus Protocol |
| Block | — | ~5 sec |
| Privacy | — | transfers are public |
Daily moves of USDT and XLM over 90 days line up at 0.13 — they travel apart.
Common questions: USDT NEAR → XLM
What rate does USDT NEAR to XLM run at?
As of Sep 18, 2026 01:48 it is 1 USDT NEAR = 5.4555 XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.999422.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDT NEAR, and that one goes to the blockchain, not to us.
How long does USDT NEAR to XLM take?
The clock starts with confirmations: the order goes into work once NEAR confirms your transfer. After that it comes down to how busy the network is.
Which network will XLM arrive in?
Stellar leaves in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDT NEAR to XLM rate do this month?
The month came in at minus 13.32%. Low 4.9542, high 6.4591, middle 5.5217 XLM per USDT NEAR.
Can I go back, XLM to USDT NEAR?
Yes, the reverse direction is open: 1 XLM = 0.184778 USDT NEAR. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDT NEAR, receive something else
USDT NEAR → XMR0.00194943
USDT NEAR → XRP0.774024
USDT NEAR → XTZ3.9942
USDT NEAR → YFI0.000479207
USDT NEAR → ZBT12.8857
USDT NEAR → ZEC0.000678192
USDT NEAR → ZRO0.973317
USDT NEAR → ZRX9.4044
